Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.70%.

Get $RAYS

Leaderboard

Rank	User	Rays
4836 42241	0x8f009a96f45514c31ee806fba7c4bfb842ff497e	500
5011 42066	0xc4a5220660bd57b15d622f71f5d4164be2090105	500
6040 41037	0x66c31af0d98d68d023fe5e842537b047b24c4932	500
5214 41863	0xf39fe64953c20757419d960ee6dbc5e6a19914d3	500
6552 40525	0x67616ba322dc6609124bb0b6c22ab3d7d04c9fb3	500
7249 39828	0x1e8e6c3e358a9b2b8fdbe695253d25dc522335a3	500
6835 40242	0x073aba73177668ba1c6661a4ccddbf77dfc8809a	500
6411 40666	0x0a6d97444602b96f7e231e9dd5ecec9251a9cafe	500
7259 39818	0x2df9e1dfdc74136713215ce9aa6eec71426d1f42	500
6143 40934	0x071a79b04021baf1b6f32a5c233c7d01dbde0e0f	500
4831 42246	0x483dcf0311b7b6ca18284a5815cc0f4e2f678fa8	500
5230 41847	0x9e8262e5e68f31e8e6560eb877a1dafee2d3c517	500
6421 40656	0x0759a8a30c414666320251d8b430eacf0b5b9240	500
7058 40019	0x691271df38d390def7919183adf35919d4794bdb	500
4272 42805	0x44a4212ac91767708ce8a6e41a43f18181def77f	500
5879 41198	0x321bb0bb48b65989525053c3ffc66324047d5387	500
4356 42721	0x506e08a057949124f0647005f3c47c68b9dd747f	500
6047 41030	0x7be0980454c8e85dafd730dfd9908d41e5d4ee6c	500
6709 40368	0xb1ff8bf9c3a55877b5ee38e769e7a78cd000848e	500
5904 41173	0x63504639e365763836e9b135916de3d08304fbeb	500
5097 41980	0x0cdfb41d9596e797a01b3b75f99bd18ee627c3d3	500
4954 42123	0x266cf36e0f03213eb341335b36b299e07ebbf407	500
4963 42114	0xb21c04afce3cbec2cbea386abe4f02ef1cf8334d	500
5976 41101	0x07aa6d4f3243f87d96cdfe44d1ce0a019e2e8e6c	500
6491 40586	0xcdd6e7215fa3599a686cf36281ff1762429ad69c	500
4331 42746	0xd30798047e1801eacd9b517001b74178fca8a91b	500
7446 39631	0x083e952464b4a8e988abe39868a652f9c2ad050e	500
4866 42211	0x0be3ac6ea6e9e63dfbd090ce5a6158d7b7b7852b	500
5414 41663	0x85d1f08c9ad12947d0e054ffd19254bfcdd4955f	500
4989 42088	0x5f85128a9c129151e8db56bedeed94558de0d6b3	500
7307 39770	0xe14dc1c13027b41c9f256bdf5524f5fa08cc3bb5	500
7078 39999	0x18d3c86cfa6a3ce5b839ba45f39940f440e76615	500
5421 41656	0x0fccef1c29deddb1e2a007ee9c1edf63149aa6b3	500
6009 41068	0x2d2508153125d7240366b31699b3ad68192494da	500
5417 41660	0xf9ab2ef128d856339ad2c258cdaa14a22c662a14	500
6954 40123	0xdb0dc97a43c195016075ddcbe3b04158431bd166	500
4614 42463	0xdc917cc4f8ca996e58467a81e7cc517b7fe3f391	500
5376 41701	0x6258d2fd16cbd53f04d479242d7676fae5552f7a	500
6473 40604	0xab31db568e6f9bfac0645899bfc3d7bf752b9551	500
7081 39996	0x3d5569d3e5f4ebd45a1fb243d479d174c83f583f	500
How do I move up the leaderboard?
4202 42875	0xeb193dc69cf5b7e684fd621d2f69782ad00247c7	500
4523 42554	0x6bfaa783d5f0a0d932d7f54332d3d8a0b87c3d24	500
4927 42150	0xeb8a509e8f1f5b598fa9c05da104c846070653c2	500
6669 40408	0x2af0901250e2bb380e90e9b1ae7942440b3afdb2	500
6169 40908	0xc819620fe48cfee437db472eb52b70946409aea2	500
7126 39951	0x555e8a7a9258eb09a35d0386b2bb05a35eac3734	500
5746 41331	0x834317bc0b10a61ae5266dfa12513d51d2e104b3	500
6038 41039	0x5d50bff076ae632765c3af5d5f07009c132d2a87	500
5185 41892	0x527bfc4bed71c638bbb290a8b875617600376d66	500
7406 39671	0x041f80e508fc39bf7340d2ebb93d67d9a98c6f45	500
7437 39640	0x5132085f9d851132f8483e095ca8df0c8b44cc09	500
6349 40728	0x90bb846133da113d9ffd42f4eeb01be668bf781b	500
6434 40643	0x89cd98a69ac5dcff78c5f436a5a34e90bb257b84	500
6921 40156	0x773b522680761199384d2cba1d2593127235b884	500
7007 40070	0x9e349d598edfd96d8e6b71120930db35bd8d549d	500
6712 40365	0xce9456a353f47e3179281ef216e524437235c7d5	500
7064 40013	0x63d6f86bba080dd7de2304f6d5c7c044108dc94c	500
4387 42690	0x8b0d00c8e9b7b3e51e4cdcfb6c0adbd56d2e8d02	500
6916 40161	0x411c50d943d2d7c3f233fe1b0d576533ceae4b67	500
6894 40183	0x4265fb33a2137949a54b1c8c8e61833a04ee0c39	500
4617 42460	0x555d446ab2c3c6069c3c45ee738488d91c927b6f	500
7510 39567	0xa877a062b928a0dc12ca474b005bfa9f58bdbdef	500
5661 41416	0x2a08cab66d6d6b8ab0358bb67a9defa78a37e5c1	500
6973 40104	0x53d1a6dfa25f973f39b69561d3aae5d86193524d	500
5843 41234	0x55fc72618aa9be39c414c190ceb73a783aa76b92	500
5039 42038	0x8201746687ec55eea58cb510cdebc96e00b81924	500
5251 41826	0x48f0c9a48504cf02a4386496af8d859e384a7eab	500
4867 42210	0xd5dd13dfe841082ee343d8580486a5ec2c32698c	500
7156 39921	0x7112cf8d0b0ae8a5139075e7d809a77ece1f41b2	500
5441 41636	0x91c7118c1e9191471a2120be4c74825cf58ae483	500
4829 42248	0x0e7121299279d976c246957617db97a81a9a1a4b	500
6322 40755	0x6d88b1f66bcf2c57472b4a36be833e708c6502af	500
6354 40723	0x52b042beac8a62ac3f4a8177f3031364485793be	500
7155 39922	0x021dca5004373298e17c75b4d8899d3c0c699206	500
4483 42594	0xf7987d5db2b03ddbb2ee18e4ec09012eca638297	500
5749 41328	0xea5bff045e1f4ec3764ca4445da68fd29720a03b	500
4464 42613	0xf33ba5a96cc2342ad1f73cc00e3ac5094a4e6895	500
5291 41786	0x8b3cd052fd79f5a533185d7748df94b0014e38f0	500
6556 40521	0xaeef902304e131221575d364e3ec0fc9d7a82faa	500
6341 40736	0x5faeaf34ef7266a771f6a560a6b5b8f6844c7607	500
How do I move up the leaderboard?
5297 41780	0x1ef1dc70ed30d815accdff72c46111002583602e	500
4150 42927	0x92cd4225dff958fc1d91cd8f0107d324f1516246	500
5650 41427	0x16c3a94bdb8b8c26fbf94f5a0123292758c8147a	500
6406 40671	0x43f30328e6e27df0311ca852c84612b9b634c4ca	500
6190 40887	0x746098f891d52fa00e49942c244a18bb15d574de	500
6701 40376	0x6845400c874037bec2a4b012b794aae480872cc1	500
7489 39588	0xb4bd4b455c77e6d8b357b2b340d65e8a80b8d8b1	500
4742 42335	0x9a387bb2cd93a09d9f05bf05786c3a41c230190d	500
6485 40592	0x74806540d1429d177013c8b90a6679626a18cec8	500
5816 41261	0x8b0c8c18993a31f57e60d81761f532ef14633153	500
6344 40733	0x210b6bf816be8b5d8854d944df1b65ed439a1e4a	500
5161 41916	0xc07f83f1261637f29c5b6acafd1d353b4733b487	500
6457 40620	0xeb2cafb6ea9def8084842558ad1242bbf7fcac2b	500
4960 42117	0x2ad3d1c3a10101b2cfb2ade0999a8e1c41656f07	500
6620 40457	0x3ee4361b72c7ecac056f2dfb32449b142d937675	500
6292 40785	0xe0c748c28e37fc1ac64b8ee5546c8a177af33850	500
5387 41690	0x60c6e604f12c8450d46a793aec12917d1358e902	500
7482 39595	0xee801e811a0cec8df0099cfa46d06e30328cdf25	500
4697 42380	0x5a849bf6ee3e689e1d9edf47caf55ff7da3c160f	500
4392 42685	0xf9420b9295856e78fd10f88e45ec53329708d64f	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 8.29% on your WSTETH

Earn 7.50% on your DAI

Earn 7.14% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 126.06% LTV

Borrow against DAI from 0.11% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About