Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.64%.

Get $RAYS

Leaderboard

Rank	User	Rays
4232 42835	0x23d07c846dda0234a1f3561ea8db3563413ef7d7	500
5216 41851	0xf5303a21d88492cbeb6f8935c9fcf1108f3239be	500
5539 41528	0x1ccc0409913b30b20cd431ef3d9970c0c773cd01	500
5973 41094	0x603028ec8ed0bed832d266c93ae4232458b07201	500
6063 41004	0x7ceb8e6ded5b113e14665bab33c83c85883061f3	500
6843 40224	0xb520e2810b9194d2bd6a26c3a5b70ce524041812	500
5580 41487	0xc8846c735a5fcf9619bb1d47ca6f95c409d511b7	500
6698 40369	0x121f2d296a461f7ee517a997c35982250c3acae6	500
4722 42345	0x801700661d66bbc401aa435547b3a5d690016381	500
4489 42578	0x8ef0c98a426965eb7a5d170ccd80ae3c0f71eb81	500
5914 41153	0x9e51be7071f086d3a1fd5dc0016177473619b237	500
4312 42755	0xddd49a87ff8a024831643aa1a0d3c57b0d9bde8c	500
5546 41521	0x6aee7b3d728ae7599cac1e248ca2038669043570	500
4650 42417	0x8abebc8caa854075bc79266c96db63cb3d0cce74	500
4898 42169	0x1c59f234ace21c1a5e640b1d645a04922c070075	500
6758 40309	0x3204f526a7ca628a3b2e8c272ff0e24f92511fc6	500
5123 41944	0x1dcb18b74e66e7c67c715ceb0598751c19f3d5e1	500
5844 41223	0xcd01a523a83dd2214b673143882fca8c56bce6a6	500
6706 40361	0x5cef8dc0638567bb747205cea2433e792c009796	500
4715 42352	0xb7b1501c11d32606eb98c4c23dda9fac07e8555b	500
6630 40437	0xb98a2d64bcf154238c3f2ac9922544ae0d4989d8	500
5613 41454	0x2461a8130e3500f7b86ec51d62c49931c44775e2	500
6999 40068	0x755380324942019f1db6e114b9c4650f2b01a170	500
4672 42395	0xe92d73fde8b60d9eef7b7a96eea8b2929b9b02f4	500
4967 42100	0xa549adf5afa3a852f1a72fc7a33734555e10cd05	500
6514 40553	0x2e0929bd71c21cfc66dce799b132f979ff8db7a0	500
6986 40081	0x156daf376cfbdd938c470a227508b0ba022c998f	500
6507 40560	0x08306c3d9e7d2a648003bb1461a9ffbf559a4066	500
5542 41525	0x516069b64a6e1b580ea3e432113f2b90492cb591	500
5662 41405	0xdaaf20ea5a21942ab3bf0e1c4c3f41e752743199	500
5357 41710	0xbbb4ecf66f8c46f87b05e8f4f09faa54b95654a7	500
6633 40434	0x958bc7f87992791e89a5cfe764ff5541f6329642	500
6454 40613	0xc0a7ab57bcf0884413c7e8630f62908308453362	500
5296 41771	0xd63bc9ea7b3a7166f07132283ab0dc3f383c62d1	500
5464 41603	0x96baefcbd02d660f8e1d9c17fb623a9dca9e3f66	500
4491 42576	0x339d68983067b6e6bfb4d5f19b98c474637ea44a	500
7308 39759	0x78b037b39704e88a82dd23cfbe1f57f6aef8ebc5	500
4687 42380	0x47be6f685d28b63294116b8e1e879b7af7bfc37b	500
5233 41834	0xa24ebe62c3e7167c87c6915081815a6b82d45a44	500
4605 42462	0x23419fad29e4c0ec600855da9ed37b7528ec41b0	500
How do I move up the leaderboard?
6368 40699	0x44617b9d41aaa85f0a7f8fd008775cdc679b61ea	500
5649 41418	0x5f4c99f08d1acdc2aca5043ef9388527ee7dee67	500
5863 41204	0x9e5d0dcf8a08b19064b4171bdf8cd66a6e8ca7bb	500
4572 42495	0x67e9a5894d2713553cd3cbc7d034be9f1f830d3b	500
6297 40770	0x45312aadecdb1b6a7207146cc4438a810d480948	500
7415 39652	0x69724d906d90fab3596d985104c219608e09211b	500
7456 39611	0xf0d4801db52dce1e0ca1ec343242507e2e0fc4c0	500
4703 42364	0xed348de0dada9aedda3121503d0101e41133c72c	500
6431 40636	0xd4a5f216ece9de7d8524fb158d1ef983d5649687	500
5105 41962	0x5354baafe1934b5e8068221ed631856bfe7f512d	500
6989 40078	0x962699db05a9334c5cd1f9c2867d5160c8e37742	500
4487 42580	0x00f0374f64d60ffb157068043eb44ec8f2d76f54	500
4190 42877	0xeef3425e464fbe42e17ff5db6f1ba60930901695	500
4477 42590	0xbbbbef0b73952d6154da802ffbf37033d064f35b	500
6788 40279	0x6fcfb789a593762557177fe9548e44d166f91ed4	500
6025 41042	0x637dcff017472759bf4ed03b6d12a46929a66154	500
6897 40170	0xb771b4dbbc1690f1c60c185481f9b0da44f5d495	500
6542 40525	0x4a8172225f44ed87d40ce318438bb14a4f83efa4	500
4784 42283	0xafd21d4fb3111a3ccd9f2252d7a74ee9d218fb0a	500
6380 40687	0xfb626333099a91ab677bcd5e9c71bc4dbe0238a8	500
4200 42867	0xe4c95e2dacda1e909e1d717d1cd56eebd5df1b54	500
6123 40944	0x294e0d50c4c1e863033002aae236a102651cf6a1	500
4862 42205	0x9570faa4565963d98d66a60514baf9eb14040da9	500
4540 42527	0x5b1183111ae698b1ee941161cc771e13713e4c9e	500
5136 41931	0x4b20d318a295573037a2a78d22cfd6c4afece6f3	500
7440 39627	0x0ec7e63fd6b4a0d1ed681abc8e20a4c0870c0b04	500
6829 40238	0x00173a1479efe831eab2b86e89990a46307746af	500
4467 42600	0x0e95d581d70b3238580a3f79955aab600b8105f3	500
6307 40760	0xc73a8ae0ccbd9d160c853d8470848650ecfb8dea	500
5880 41187	0x969ac363ff931d9b47c50c7df6c7f1350f8c926d	500
7424 39643	0x35b65a4592491c8f4091858220ff4ff5a6d8aabf	500
5291 41776	0x643871bf04081d90420bf0cb72b0cf76f4656963	500
4771 42296	0x3a6f1c36ec0b66832d18da7ade7b59a6ae697ae9	500
6719 40348	0xf376feea3272a93fc2c76a279cb4a850f8b79740	500
7100 39967	0x459441fa83cd851d8033d433071fca066c6ad2d8	500
7129 39938	0x0b06f3a71343275da18bb026baec7bf6d837bd8e	500
5456 41611	0x907ad9f85f3fc5a19ae9b936a39185342c6bf7bb	500
5620 41447	0x4e187bc0f2bde38f82514bdd0692b8a4ddb8e73e	500
7315 39752	0x9f44a4aba757884f546ef0040f7a4325825b4205	500
4464 42603	0x1d23c41837aaaea6eabab5019ebc6fb686ae9b5c	500
How do I move up the leaderboard?
4706 42361	0xd1f0e05dfa598dc3349d4cab51b6d295d09a2830	500
5161 41906	0x85fb26fdf3af812c06d94e027db0d87879c92cfc	500
6451 40616	0x163f0aa0b7da778953c1de995d849a826fe0c0a4	500
4216 42851	0x40e652fe0ec7329dc80282a6db8f03253046efde	500
7043 40024	0xe32241b9d9be1975c3bcf2610ec0c2020e437ed6	500
7088 39979	0x676fe4b546dde4c7990b068ffb49b46575d10836	500
6323 40744	0x84294bb21adc7d5204c8a367c8416b6422f2bcfd	500
6433 40634	0x3383ba24e3631e73227be2cea1238e8cd16db86b	500
7262 39805	0x683297b9022734d4ae6abebaf4028445a5fc5a5d	500
7392 39675	0xba64213842b0fd89cc13239b4f6e6297fded6ff7	500
6866 40201	0xbfb8a9b7af3d7d13f16c468145bef7780382d9e6	500
6693 40374	0xe445428efc7002cee72e2d5c9905679a87ac24ff	500
6799 40268	0x27f361bb92e4455ae9f7deaf341078cb93e5e85d	500
5056 42011	0xb15c9c8d26941116e7511bdf784e0899c50dca45	500
6546 40521	0xf7de1eede3f7b46edb6f851e0227127482446359	500
7149 39918	0x467acdce701d80ca802ae79e9125e9ceacf039da	500
6288 40779	0x2674f614d6ac2d1148ef30c0faa7aedec1d3125e	500
4260 42807	0xe0d3d023c311c7de5502d2282e3a6f9246f97fc7	500
6790 40277	0xda29c07a09b38bda8474519613d158dc183aa0f9	500
6489 40578	0x29630097c7a28196358401f9499771b460005838	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 9.31% on your WSTETH

Earn 7.50% on your DAI

Earn 7.85% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 109.93% LTV

Borrow against USDC from 0.09% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About