Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.68%.

Get $RAYS

Leaderboard

Rank	User	Rays
5724 41545	0xa0c6f81f77b4fd5f45e8502bafa7fc1abe1d4e24	500
4852 42417	0x75433f8a8a1f7a0563e0fc5f1a683d5c951ed371	500
6691 40578	0x7f3ebd48917817263032d420ad737e907c534e1e	500
7657 39612	0x276143a5b3c2dc2d9120433ca48fbb09592364c2	500
4947 42322	0x2c57cc0765c4f974df82ab8d8b9aac95653e6deb	500
5884 41385	0x799d82adec307033df02ecb67b7a34db70a5f8c8	500
6946 40323	0xb495f28256e2470276ea837b48b11469a8910832	500
6810 40459	0xaee04babd20760568d0af7af8a8044136e654108	500
5823 41446	0x65662f606ab3d73e09ecbbf9488b434afe21d821	500
5370 41899	0x4b66dccf600e037fdd4e5107f471391e10ff9181	500
7132 40137	0x738671901affbc417fa370cf936e461bb5315bd0	500
6077 41192	0x6830c91eb597e3bcb79a4bf63fecaf7a3d8e2fee	500
6768 40501	0x4945c4f9a72ca6b86518758499005e280834003f	500
4592 42677	0x225d60117d51a81c98fd7e385d517b659b829409	500
5344 41925	0xef2b5478e767ce876453187eedcff134227e4ba6	500
5011 42258	0x1b462d327426f7aedb4f578500dcfed5aea048b3	500
7389 39880	0x698fb8493d5f5fa64ce9fe1c2e2a72c0d7d7ee40	500
4940 42329	0x8a2ff61217db94bd41fabbfb579d16f072948940	500
6063 41206	0xecc953efbd82d7dea4aa0f7bc3329ea615e0cff2	500
7364 39905	0xe7e850d3213a727266ac747877fb574ed30ceb86	500
5773 41496	0xa49203ef11a95e47ac522db53b79c453df0476a5	500
4436 42833	0xb017e70cefc2162e5304e7f8714839a6d2c009a1	500
5501 41768	0x4413aa63b6bf512e0b8bf516910a07d87cd67d82	500
6439 40830	0x461f641d27743bd957ffbaf089fd78b1c61cf96c	500
5813 41456	0x3dcbe2b7b34c310e77a3fe8d31dd8262136b813d	500
5859 41410	0x57456dff8930ec4801640bf626a54d31307ae3d8	500
7240 40029	0x311ed2346ddac765cfe654bfea12b1aa8ca779ff	500
5953 41316	0xa81a6a910fed20374361b35c451a4a44f86ced46	500
4757 42512	0xd684f726c5e70f9c59bf0c7b4d60c2d58cd2afe8	500
7114 40155	0x54f38f4e33e47bd13e7a0f46ed7afad61a40bfc1	500
4347 42922	0x06981efbe070996654482f4f20786e0cef0f8740	500
4488 42781	0xc35447bf6cb51f2be5168b28a50dd65f401c3836	500
4749 42520	0x6df304782b0866d2538c8fd2e46904a7f2ae321c	500
5045 42224	0x4208603a1d53d00495de519a8484b30744de0c3f	500
6557 40712	0x3ecd8f1e39f6d1656de6f3d73f0c2aa7e2ae324e	500
6255 41014	0xe0a379f52da7c9dd82d5125d74349517e052c2d3	500
6438 40831	0x1b9fc79703f8d13756f66ed87dcbada2b27b7d52	500
5877 41392	0xdbca847d6fd566ceb71c2a3fc46398358479bb99	500
6631 40638	0xc91f4287386cbe4137adafd214306282e5cc27a1	500
5660 41609	0x35e8557f4236bd3f72d0a1a645d06791b0d3bf28	500
How do I move up the leaderboard?
6142 41127	0x9d5bc1e20c131a175924e912e20255465337a223	500
5247 42022	0x648332cd9a1b33dd33ed5e79c6cacb86a794808d	500
6536 40733	0xf6da9e9d73d7893223578d32a95d6d7de5522767	500
7016 40253	0xd2eeff73117c86c14f11a6052620848f8dd6e0c8	500
7372 39897	0x75eb8deab27cacf168d6f0a4b9771ff07bb8de42	500
5060 42209	0x0469edafc623ff2df1f8d2ec7eb91999f6a36397	500
6826 40443	0xf954986ed5d3f1d05a92a59684c2e709acc159e8	500
5093 42176	0x58e11792d0637540ab1f430e4659693659ea2734	500
5044 42225	0x2b8462d283404c9e2a5a088fd0afee43c714e696	500
6570 40699	0x5cfa9d7ed59d6ba0ea17626ac15f949d005a2239	500
4704 42565	0x96e3e323966713a1f56dbb5d5bfabb28b2e4b428	500
4770 42499	0x9a6b9f703de8adf7e7dda5dc5fb3256562266525	500
6769 40500	0xf3ec578ebf0dbcf8540a2e9cebd41ff1bf4fd390	500
4945 42324	0x3174501ed221b5a7164e5383ccafe41d43d9f949	500
6975 40294	0x284f0ad458fa6e13c72503c1746c835430740f8a	500
4378 42891	0xe6c58978d013b757eb315bd6fd776bee2ee2b63c	500
6116 41153	0x0e475cb9899049a4107a889aa5b07365776eac55	500
5034 42235	0xc8c241891f51e62b6a4686e2dddb582880921425	500
6453 40816	0xdb5d32743a84691d9c932cb79ced8b5a4b82c4e0	500
6232 41037	0xc9037fd858069e2fa03ce1eff31bda66ea3075c1	500
7250 40019	0xdc72d108073026c765be98b6b80a5f10acf74175	500
6909 40360	0xba7d69f569b5c7119bf43b0c17f221e225ca8cd0	500
5535 41734	0x077a08b357ad429cd312dd2688631d9ae0748172	500
6246 41023	0xbf776b49a640b4fe91bf3b3b3ce6c5481b8fcdc9	500
4735 42534	0x4d6d474dcfe25938e9e39ad797c18a3e6502e100	500
6381 40888	0x36e5a96c8d01803d2c48756aa7bde1c01d7d9f8a	500
4895 42374	0x323ef3d442edc92274b163a5a0536f6905cb5f36	500
6719 40550	0x928162fb954f92bf895637f3d592b7ce979aa6e9	500
5692 41577	0x9f71b8e1593784316a633cff4ce83a8b2c38341e	500
7609 39660	0xc2c50a6af7971a2b02e747f18bc07a984183764e	500
7656 39613	0x86aaf57d1cb4d155c3d3cd36c45b8f8a91b0a4fb	500
7316 39953	0xdc0753f6b3cc6034317b73c10413c19958d36ed1	500
5927 41342	0x96b3dda0c434f68c9b020c1ff4720f59bae1f5a9	500
5270 41999	0x9ebaff2192d2746fec76561bdf72fd249d7a73ab	500
4647 42622	0xd8827d60486e01a6c54f7fc2ddcd9527a26af8ba	500
4759 42510	0xc3025c1a031c34e7ddf47192b8266a6cc8852835	500
5229 42040	0xc842d55c3a0371e060ff00bd66300ba097d295e3	500
7002 40267	0x3c8319dd83fa18ec1a0df2acf65277a731514d67	500
6291 40978	0x501d66e0b4254de6187443b9cdb744e2752f489e	500
5716 41553	0xdeeb758e147ea422e6bad89bcfafabfac0527949	500
How do I move up the leaderboard?
7329 39940	0x9d6581ff13da3876edf28661608755142e032a23	500
7509 39760	0xc683915268e712f9960ce59736a32119165cc962	500
7171 40098	0x10feb6f3111197336bc64ad3d0a123f22719d58a	500
4931 42338	0xd281866d2d57ba98dda89a66d8b7a0c23391b6eb	500
6245 41024	0x4c0b7c237ea8f6d1ee145587b68ef83cea0094a2	500
5491 41778	0x64bab725c78262565f2797dcc2d5eed1db87a907	500
6806 40463	0x953b773064a7e641aecdaa6212414559429ff9df	500
5534 41735	0x548e890c6653605b8223f015366263ecfba75b1b	500
5910 41359	0x7a0b20646c9be97c9a7a0898166e15f685fdd4fa	500
4867 42402	0x44ddf3e35cd2d629d78674ff6bf5b953e2b069fe	500
4703 42566	0x886173b6048b8b20bb6a1ec157b50a1eebb3855e	500
6541 40728	0x8ced6ba80394acb99205673ff6c8ebff51f0ce01	500
4685 42584	0x38a84eb4c19d52c287cfc1851be5966b019102b0	500
6581 40688	0xde7d61f2dc34f6cc3e012b11fb3dbd537e73df16	500
6262 41007	0x25b011cbe1a945d002a99991ea144736f30a804c	500
6048 41221	0xda2cf138e3fb50fea96f1f15cf5a195c09dcc71b	500
5094 42175	0x44f552b1de185a9447f3e9d26cd1fb27e8394652	500
6977 40292	0x44002b0522a59cf17ce67434570b65bcbbae700b	500
4927 42342	0x9f511cf6ec96f0cdaf61716c39f9c4b22ee85271	500
5068 42201	0xe9a3ae1899a648d4527d4c465fd2ab8ea0b3a39c	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 13.91% on your WSTETH

Earn 11.50% on your DAI

Earn 8.93% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to >1000% LTV

Borrow against DAI from 0.09% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About