Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 17.88x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 3.52%.

Get $RAYS

Leaderboard

Rank	User	Rays
6792 40237	0x5a8211cc3244afc68d0d44450215d8dc7e3624b7	500
5189 41840	0x85154d2fae72a544598a51d3b654e8e43918c861	500
4473 42556	0xa94d2102d66ed4de1aeec687da797f2f2f298047	500
6646 40383	0x192fec3528f5e81f798f65d2e0bcf7694c322ab6	500
7422 39607	0x78789651b58179b2d90af90c8e5b4f5e4a4182ce	500
5489 41540	0x910d808950ba4c1b8ff29aabd87fd06fc6d1460d	500
6601 40428	0xce393e25b2ca1a3cc75a96fd7e27276a3b45ed28	500
6023 41006	0xcbd02bb28e73aee7957fca4eb6e562e80cd0841d	500
4897 42132	0x34fa237c5f4bb92c5d09fc303dc164566301598a	500
4825 42204	0xe84adc0964ee34ce0319df3418636ed6a4117b97	500
5161 41868	0xf2eaeb6a0c248bcd69fd314180d69907b9be7491	500
6893 40136	0xd1b706060b20d75b04c391dda0a7257a06923cff	500
6679 40350	0x5aea39d6d379d3a56ab0db422fc529e1dc43861c	500
6413 40616	0x048a9e6d589cd7e1488f3d83e1bb642b472aeadb	500
5437 41592	0x732b509a4eff4a7a3a08c3799584263bf4e3f053	500
4231 42798	0x5b80727b589fdcf8c0cd3288fe7841f6f77046cb	500
5506 41523	0x5127bc7594839253bd204246b17a5a6ef60da540	500
5047 41982	0xe05aed6f4c5f6e807eff6b1eb8ad278770c8f6e9	500
5677 41352	0x526d0c508586c01bc52a478912884d88d6650b8d	500
5823 41206	0x4090748e91d07e43ba44efb6613ef9004b4ab25c	500
4560 42469	0xebec25ed65c7e61b5db03b61b1002051fb7977ea	500
6089 40940	0x300445f432813e7f86810f9558d917cdf027aee4	500
5461 41568	0x55d3412c741bd6a3871c48a2f1987bbb5c4807d4	500
4844 42185	0x899e6fdb489478b956d44801da82a1119615d778	500
5551 41478	0x54664c16c3f5d0bc33bf914bc82da9a2275f0ea2	500
6852 40177	0xbef6cc9272248e0452dbd6c5b429bf585081c4d1	500
6355 40674	0x9b60fa8cf859d9ac9403330ab884ba8f9508a350	500
5827 41202	0xe9a18d531e8e48bb27702a679eb0ca016f0fef9b	500
6194 40835	0x4602525fdeee4084ae863c5a81d605b498f4714e	500
6086 40943	0x53516ddcb3a1e78ab49bd1b00ceb3b7ebd205f8a	500
4323 42706	0x6c5d9e79c533382eab0701984a4898e1499fa753	500
5435 41594	0xc8b4f3c28f5a57396dd7361e0e1d4209eec7607d	500
4991 42038	0xe826cf83f03732ea35eaf4cd9627d57529feca4b	500
4384 42645	0x508c72b7951aec52e26fdf1cedb3637800e634a5	500
5347 41682	0x512fce9b07ce64590849115ee6b32fd40ec0f5f3	500
4686 42343	0x547a2da01bd94d3f0800219ca51ed3d00b2091f9	500
7374 39655	0x2e373453a99e25d52b37e56c3ec422d7b9d80a38	500
6858 40171	0xef951dcb72c4769c096cec21c177900de9a9eb4b	500
5131 41898	0x64abdd8c3983a6de295ec1d4b63a8bc88c3c38f7	500
4563 42466	0x63f51e9297834fa4d762556309336e4cc5ac6847	500
How do I move up the leaderboard?
5640 41389	0x14b576e443b8da0df294f4f0ddd70818fae66827	500
6305 40724	0x406520be1459364c31c111b3403064f7c51dcb11	500
6538 40491	0x1988a9d2385c52587f0bdd2d509bf56456618aea	500
4472 42557	0x5d787c33a3c7293e563d0586d06e84e83ea69e05	500
6676 40353	0xac7c4d21e49888953f138c2f292c55c223964601	500
5486 41543	0x5789a38a3facfaa86ed950e88d79a9a2f6140052	500
5968 41061	0xcc66c0b8f179d0046dcd79eb46c144510d1183f5	500
6543 40486	0x74ccc4e0d7a99013a415d2b475c57aa24ac2c258	500
6741 40288	0x75b148ec92e2804c9b04fecb621fcf2371dfb0cb	500
4366 42663	0x328789df0049d97196573f8df15e3461916eba76	500
4992 42037	0xd3382ff2a620b597eb60dfd9d0e471fdcb4ec173	500
6415 40614	0xb9fbe1001fbcaaf0e0b4da5d4b48d45a8a43e572	500
6412 40617	0x9aaa0d92888f1c31f7678ef18c77c78f3a65e348	500
6483 40546	0x3bc9b7f2c53ffe6382685afc28d78051c43699b5	500
7283 39746	0xcf9671ad44082e413db44012d89b2b9dc395701a	500
6031 40998	0xb99d587844854dfcd85d5a8d9db11a6879249296	500
4176 42853	0xef81b7edcef1c9814c2a76ded1023953dadc2c66	500
6065 40964	0xabbaa3aa0c9f5c202f5b8c03df3c055e877a1640	500
6579 40450	0xef5e5fd5ec7e4dfc41c5d03ac9801a6279c0b5fa	500
5804 41225	0x4cf2333e564a7db45af6936a71ed241b17434ef8	500
4327 42702	0x5e55c982c1c26da22366a8d4f2964b31ebe4f744	500
4309 42720	0xdc76bfc40aac4d82497b1fa3910df91876b886fd	500
5192 41837	0xd39f35c6e8faaa06ca6b89b47bf36cf6315420c5	500
5637 41392	0x49abe3b5553306dfeddab0c179cf44750da371e5	500
5162 41867	0xf4b71fa8d983f16b83484f05838aad4ab3fe3918	500
5676 41353	0x5635da5598ecfb51072e426daaa7a9083e9f86d1	500
7001 40028	0x34f31b375e055d87e2140e978550d9dae297cad4	500
4158 42871	0x0960da039bb8151cacfef620476e8baf34bd9565	500
5274 41755	0x37e46caefef61d30e680cf754998b4a39e5d8325	500
7300 39729	0xb56e23738e261b854d0682eff71900ba1e398b06	500
5016 42013	0x78c84b1eaf62e343ad981ab9e1d4ad4165f73352	500
4567 42462	0x3671f603f17653ce068535ff350eed664b50577c	500
5601 41428	0x5102614741a1b98c64891b44db049f03facd2f27	500
6715 40314	0xa39ba2cd8658d0b69ba1880dcfbb65216ab33056	500
4117 42912	0x4b4c13434aac5e99645a4d9e59fe497b3318f50f	500
6818 40211	0x5b727c169f33967e812b55e2b76c80e94f23040a	500
5324 41705	0x7b23e38fbd0e677a1d1f72fe29a1aea9fd83ade8	500
6704 40325	0xd3fc6cc7d1c6295f705e579f5a04c802462bc541	500
4343 42686	0x0f1a748cdf53bbad378ce2c4429463d01cce0c3f	500
4710 42319	0x91805240f83a23a9291bf555bf8e294d587b5ce0	500
How do I move up the leaderboard?
5955 41074	0x6f949c1403c34f15ba101a515bd7a9a44f6058ef	500
6468 40561	0x2026dad2f0b2d27463a637747fc669cb1d18bc96	500
6442 40587	0x32d1cacccb944d2cb31b85d52f0bce67b848a2dd	500
5559 41470	0x64a8b1ebefc4d2783af9a123a04d2143ddf55599	500
6668 40361	0xe5a3d77d7788a83f3549dd7f08fc2aced7e262d2	500
5960 41069	0x62d75fde870bd14baba4ccbfc706a92c6528e944	500
4957 42072	0xff35ef99cdc780121e31dc60c73552915981d56e	500
6846 40183	0x63a4f8112c5dd3712f440d2b6948e751ba90bcbc	500
6985 40044	0x79c33df84737baab36375d723fd2d8896b6b61ca	500
6608 40421	0x1095ddd68b265067ee1ab2b776f9bba029eba2b4	500
6861 40168	0x301cd8ab0c12ba28c4fc4f6ff271f4fad5d262d1	500
4395 42634	0xf62773237e1d1325221c93a973200bdc75b06276	500
5096 41933	0xdc7c661a7c47ebbe31e19f4a47af32835af6756a	500
4463 42566	0xa08acf7671f6142144aecdd63ab9e35f64388696	500
6020 41009	0x4ef5fcc6a65c34ec5c571b7eac13f8089d924625	500
5493 41536	0x0cec1dbc5db276de35808bf717a4491082fdb8d8	500
4629 42400	0x1c31e146ca6525dcb100f7faf280cbdac6e19ed2	500
6081 40948	0x9db476c26e2ce0907830209e7ce95e26f0aeae4f	500
5569 41460	0x641fb9877b73823f41f0f25de666275e6e846e75	500
4927 42102	0x00fbef9f0f9b0b6421c264a2020f14bca80291ca	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 3.05% on your WSTETH

Earn 5.50% on your DAI

Earn 4.05% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.04% LTV

Borrow against DAI from 0.07% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About