Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.72%.

Get $RAYS

Leaderboard

Rank	User	Rays
4904 42131	0x34fa237c5f4bb92c5d09fc303dc164566301598a	500
4832 42203	0xe84adc0964ee34ce0319df3418636ed6a4117b97	500
5168 41867	0xf2eaeb6a0c248bcd69fd314180d69907b9be7491	500
6900 40135	0xd1b706060b20d75b04c391dda0a7257a06923cff	500
6686 40349	0x5aea39d6d379d3a56ab0db422fc529e1dc43861c	500
6420 40615	0x048a9e6d589cd7e1488f3d83e1bb642b472aeadb	500
5444 41591	0x732b509a4eff4a7a3a08c3799584263bf4e3f053	500
4238 42797	0x5b80727b589fdcf8c0cd3288fe7841f6f77046cb	500
5513 41522	0x5127bc7594839253bd204246b17a5a6ef60da540	500
5054 41981	0xe05aed6f4c5f6e807eff6b1eb8ad278770c8f6e9	500
5684 41351	0x526d0c508586c01bc52a478912884d88d6650b8d	500
5830 41205	0x4090748e91d07e43ba44efb6613ef9004b4ab25c	500
4567 42468	0xebec25ed65c7e61b5db03b61b1002051fb7977ea	500
6096 40939	0x300445f432813e7f86810f9558d917cdf027aee4	500
5468 41567	0x55d3412c741bd6a3871c48a2f1987bbb5c4807d4	500
4851 42184	0x899e6fdb489478b956d44801da82a1119615d778	500
5558 41477	0x54664c16c3f5d0bc33bf914bc82da9a2275f0ea2	500
6859 40176	0xbef6cc9272248e0452dbd6c5b429bf585081c4d1	500
6362 40673	0x9b60fa8cf859d9ac9403330ab884ba8f9508a350	500
5834 41201	0xe9a18d531e8e48bb27702a679eb0ca016f0fef9b	500
6201 40834	0x4602525fdeee4084ae863c5a81d605b498f4714e	500
6093 40942	0x53516ddcb3a1e78ab49bd1b00ceb3b7ebd205f8a	500
4330 42705	0x6c5d9e79c533382eab0701984a4898e1499fa753	500
6490 40545	0x3bc9b7f2c53ffe6382685afc28d78051c43699b5	500
7290 39745	0xcf9671ad44082e413db44012d89b2b9dc395701a	500
6038 40997	0xb99d587844854dfcd85d5a8d9db11a6879249296	500
4184 42851	0xef81b7edcef1c9814c2a76ded1023953dadc2c66	500
6072 40963	0xabbaa3aa0c9f5c202f5b8c03df3c055e877a1640	500
5331 41704	0x7b23e38fbd0e677a1d1f72fe29a1aea9fd83ade8	500
6711 40324	0xd3fc6cc7d1c6295f705e579f5a04c802462bc541	500
4350 42685	0x0f1a748cdf53bbad378ce2c4429463d01cce0c3f	500
4717 42318	0x91805240f83a23a9291bf555bf8e294d587b5ce0	500
5962 41073	0x6f949c1403c34f15ba101a515bd7a9a44f6058ef	500
6475 40560	0x2026dad2f0b2d27463a637747fc669cb1d18bc96	500
6449 40586	0x32d1cacccb944d2cb31b85d52f0bce67b848a2dd	500
5967 41068	0x62d75fde870bd14baba4ccbfc706a92c6528e944	500
4140 42895	0xa91531e2b92265d071d60bbdc369612999b4dc2a	500
5876 41159	0x0bfaccbce4563a6920415b1fa34e811d2b5f8701	500
4857 42178	0xf358e333133ac1694de6b60409645272e1e9f9fb	500
4796 42239	0x86da253817dc599059e3ad5a1f098f7b96abf34c	500
How do I move up the leaderboard?
5246 41789	0x0bbbf3ab08633f8a0b735843cf9f72105109ff0d	500
6360 40675	0x4adf3bd8486ac063348d2dbbe2e8f5dc0b5c6195	500
7182 39853	0x1660a375825071b01133db5ef7c65ee68b26894b	500
4771 42264	0xa9b20704a5627042e6964049f0fdab845126a92f	500
6948 40087	0x95c95ab0613f48c72524d15a7e3d71ace03886ef	500
5635 41400	0xfde4a6c95020b7f9772f022fff3d5b9eec91df0c	500
4530 42505	0x483d71b11fc3c78e5d62e9267b343c7e16cc3ac0	500
7006 40029	0x4580752311b6bc42fe8151f62fb4b374af1437fe	500
5983 41052	0x1753e61c2304f47585a3c902f4e9b6b8824d7235	500
4359 42676	0x48bb08143670d3d7f096b9d3b1095bd205acbac9	500
4722 42313	0xf89694c646d448c19319d1394996a43a9bea5ccc	500
4498 42537	0xa2c3bd1feb4bb751df5acf4d448b5c92cc4979e1	500
5437 41598	0x35a055eb6c274505ce90f9188acde88f373a284e	500
6815 40220	0xfdd44ffb571d30b610dc432842fcf9eb8907c26f	500
5293 41742	0xfb9cc0c596a37dfdc2aa86918f3cfee94bddc48d	500
5999 41036	0x9059fe4a267be3bb16ee76e1a0aa1f155e261f73	500
5752 41283	0xae343baa00006e17565118d59e294007b156a112	500
6097 40938	0xdc003fd7f23b584dec27c60c8542f34cd2366cda	500
7229 39806	0xb9627ee9f08c8a89d4eb0c658a919d5dd8e522ab	500
6679 40356	0xfd3521ec76b0134f5cd6800409c39599b594b545	500
6889 40146	0x3cff00a0ca7b194a473fa558a50bbbe00612481b	500
5275 41760	0x432af553927e974bff4b5bfea0a9b86a9a88b530	500
4607 42428	0xa6471a83e302d4e746ee336bfc2bb235f49008a1	500
5899 41136	0xaf2ceabe7be342171f3f27063165a16d7b8180c1	500
6495 40540	0x9c65e7d193e5ea67040e6ee14b90011651973386	500
7233 39802	0xa7f57af0c99b6752e950c676fbc7bd6c1f17d2b3	500
5954 41081	0x852d85c6e64872d684007c173092cffbaa332373	500
5185 41850	0x096450368823b2d6badda65b79d9f696b715cdda	500
6442 40593	0xb501513c328941cf55f2da8909fb9e7f7e346e15	500
5862 41173	0xc4bdfab85f87dacd6da0cb62c69900695df02bd2	500
7199 39836	0x152676c60b6e1c4e70e197444217ab9dc0737a1b	500
6978 40057	0xf3d5e8f1cb8cc717661d6a8e692b60cdd1b45ca2	500
5706 41329	0xba2d1cf60f9e1c71eee4ec8f0df5dfeb3002055c	500
5038 41997	0x238926025e84475e3182774df480021470f8f978	500
4995 42040	0x32a1bb902996aa91c66f445ebc6698e08fe5a2b1	500
4177 42858	0xe4f8288e2e7eaee5ac51dc8a8270715156544246	500
6952 40083	0x18ed88f8c22039b53f8b3cc6ee03458288d48a12	500
4226 42809	0x36bcb64a871a252afcea9ba3ded2171dea5fb2b0	500
4159 42876	0x2fcb63aee8463ce232bdaa262c6a626ee64d23bb	500
7296 39739	0x5e85f8241c19315dacdad842966effc399253e62	500
How do I move up the leaderboard?
4198 42837	0x441acb751f69f4f1c577f48900754032d920de83	500
6142 40893	0x22a3986de5010cd6ae5d2be3132ed7f2cdee98ae	500
4845 42190	0xfab06488aa824f8e51148124e5d997905ea11cbc	500
6848 40187	0xd2934062809882d2b038370a6b064dd20e3a3e29	500
7464 39571	0x6f8b3e110995daf3c3b48b10e106a7860f3ecaca	500
6789 40246	0x35f0899275e52406a6f5f0c8854347ff334d02ea	500
4871 42164	0x83be8a9306945690c2cf558fac3d4ca4e9eec1b4	500
4613 42422	0x34318625818ec13f11835ae97353ce377d6f590a	500
5357 41678	0x78e8d8f352ef3bf5c9c62ef75dcbf25e9f9f14b1	500
6300 40735	0x20ea6ab98f51467d5d8f5ac6515cee0889e1d9df	500
6013 41022	0xb90859677c7b9e28db69a80249660ae0da2f73c9	500
5660 41375	0xd2e35e31396edb10a11abec5748ee939d3f420a0	500
4344 42691	0x4d0141f68c06d0a99f50993d09e23d9838be8115	500
4972 42063	0x1ee10aeaebc6336b813daf9067248fa90de2b589	500
4248 42787	0x88fc1908828e02e60e12fdef7e3c60d7de1c1e2f	500
6871 40164	0x0293c3cd467ea3052a16b153acd7627cba34dc21	500
4356 42679	0x737c5928d8226d585ad32d162e68a18c3bb287ac	500
5063 41972	0x9914f2fe36670440dde6eb4bf7ff97207f663d8a	500
6135 40900	0xd50d555089768ebd1fe1eacc3b550113b4b86c87	500
5731 41304	0xc16add8ba17ab81b27e930da8a67848120565d8c	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.57% on your WSTETH

Earn 5.50% on your DAI

Earn 4.69% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.12% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About