Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.16x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.70%.

Get $RAYS

Leaderboard

Rank	User	Rays
4572 42470	0x0c8c6b358508fbbf27cbf7fb2c29dc7a8a7ca398	500
4343 42699	0x8ff0b00023d1e3345cc3932dab9535d47f8ef91c	500
6584 40458	0xbbc406d116377e1646dc9774cc7ee9fefac19756	500
4661 42381	0x3e3bb6df1911fb29a885b9fb06296aadd89d31cb	500
6366 40676	0xf68c36bc8091b37724db1b9b4b172b9b67d829c1	500
5535 41507	0x4257c2b2678c073fcefb73337017861289fcf135	500
7024 40018	0x20af82e3c3df2268b21abe66c1664b456ff79f2d	500
5225 41817	0x279989eeebb466cfb036954559a27fd3b82a96ad	500
7174 39868	0x9c202eb5363d7dc297d8662f2904220e64b0328b	500
4697 42345	0x31c758dcf3cb0a75d4f5e34aceef89a6fe658f14	500
6750 40292	0xb5494d8788ab8aef85291d59c99fb385ca77ff01	500
7177 39865	0x959db6a2e7de7ecf9a25c9408fcf051bffc08c42	500
7398 39644	0xbd8d68c1f4708ef14fe839082239779eacd659e2	500
7286 39756	0x72135380e83edee278911f8dbdee50c63b3860a1	500
6849 40193	0xc54336c9dc7f243f8b3627123ab87eb033c1dea9	500
6477 40565	0x631f920d012cdd3fb60d43701180182e2671266a	500
6342 40700	0x8154344fab6df46e4944ee5fdbf8ed1974b49c4f	500
6518 40524	0x08d1e20be4dec06163275acd772be34c8f7075f3	500
4749 42293	0xdd4da7086c3879ed59eca955d41a31243bfb1a0b	500
5094 41948	0x497d09a8ebeea0fe4e59f673887f2c0e11afd47e	500
6422 40620	0x20685e03348f45e944072f69145d0cffbbbf0e5a	500
5424 41618	0xf113750958af419428b1d32085bf1cb21f6b7461	500
6946 40096	0xbdba0618904358bb0d57d3a51accdb1b3ffeea63	500
5152 41890	0xabbcd0a41c580724f8ebb3df5b530cd3b5e51ed4	500
5237 41805	0x31eb91800a607de9944c40aa46c3ed06678fcb83	500
6203 40839	0x262275bf0e822da14c5330508c72fd61bf51b00b	500
6211 40831	0xd98348fa49d8fab1278c7eeb05985ff90357d052	500
5644 41398	0x7783b6fb0586df2dc21250d4d61b7c3e5236e11f	500
6508 40534	0x03e2c10b74a260f46ab5cf881938c5888a6142df	500
6940 40102	0x8ef9fa3eef893ba157f9f15781372535277c4ef3	500
4772 42270	0xdb3b416f36da9d3826633f586e6c1e80fc25dd67	500
6488 40554	0x7d73c4771193106cbb2e00d0053349372ba9a260	500
6285 40757	0x1de9bd77615a3cba9dad4853ed764ee48d2fe7b2	500
6290 40752	0x195f7a81a24b81691f07706de7e02e8c96224be8	500
7229 39813	0x6645054e038f75b911b250793649e15b774a9060	500
5807 41235	0xcdc8dd2fb645d413fe7f1af8d47bf2a186c43b94	500
4157 42885	0x46ddeb61a3b921fb9427b559bf9e65f4eff5df78	500
6740 40302	0x801c9104010619e0bbc3ada9679d908f608758fb	500
5769 41273	0x73107da86708c2dad0d91388fb057eee3e2581af	500
5700 41342	0xacf50722cf6e23b330f23be35694a2f7013a2c81	500
How do I move up the leaderboard?
5177 41865	0x5984195b2f6ef3a6eb503c7706cb7ae954b50f88	500
5861 41181	0xd40d51857ac0c4ed1ade039d9902eb7faea2c4c7	500
4686 42356	0xd5bf1f96ad5f340bbf5ad9d1d0802b213583f0a8	500
5050 41992	0x63a4f8112c5dd3712f440d2b6948e751ba90bcbc	500
5244 41798	0x79c33df84737baab36375d723fd2d8896b6b61ca	500
4701 42341	0x1095ddd68b265067ee1ab2b776f9bba029eba2b4	500
5073 41969	0x301cd8ab0c12ba28c4fc4f6ff271f4fad5d262d1	500
7176 39866	0xf62773237e1d1325221c93a973200bdc75b06276	500
4677 42365	0xdc7c661a7c47ebbe31e19f4a47af32835af6756a	500
7106 39936	0xa08acf7671f6142144aecdd63ab9e35f64388696	500
6351 40691	0x4ef5fcc6a65c34ec5c571b7eac13f8089d924625	500
6538 40504	0x0cec1dbc5db276de35808bf717a4491082fdb8d8	500
6931 40111	0x1c31e146ca6525dcb100f7faf280cbdac6e19ed2	500
5399 41643	0x41353939b58186660b4f52c15d5336873fdcabbb	500
6113 40929	0xd313184c1335829ec75cc44a104d692d418ef004	500
4944 42098	0x617459b083246784ba647eea5616e89e5f307218	500
6862 40180	0xa341ad20a270538f7581391c3f425b1bd3896f94	500
5097 41945	0x57ab005ac11e2a5565333ccc995ac364adb47216	500
7402 39640	0x010ea91a5d9dbda4ab5b00e5f9e98a9377fc10f7	500
5201 41841	0x2d94b33fd4ab6968c0dce5f2b73a3eae1e126a4e	500
5862 41180	0xbfba28d567d4f59e6428ddd8ba6f50c2da7138c2	500
7171 39871	0xc2d6a9a3c68625f7130fdd009ff43f7b5d3a743a	500
7228 39814	0x71f897b86605b89c1b47c9b693f322c3e9746eba	500
6890 40152	0x3660ba927441e1dda8b539f9df2d74aaa6305de0	500
6200 40842	0xa00779921f98fc96a77d9fe336531cdb6fd5caa0	500
4107 42935	0x6a19795910ffb07f06ac0f38c983a590f2a42e16	500
6797 40245	0xd2c6921ce8d4e6826b1b506ff2ea5e3592e583ab	500
6017 41025	0x9a87a59040f86b5879cd21cf0b0c42a0c3e2a2ad	500
7027 40015	0x792d2642f661535735e6b229e2bb4b863b0ed39b	500
4945 42097	0x551364cdac6f135f4e8d8befac61bc8f998a70dc	500
5994 41048	0x5c970e9983761e65f4d4be47f48a0026d0b3548e	500
7358 39684	0x2421134c8e8278ad199f6886ae70c5c373da3b48	500
4942 42100	0xbe07aa4c4b27a2fcb467bebccfa59a167e693fe5	500
5972 41070	0x1e9b50040e373b387d596b366132be53fe3fc667	500
5091 41951	0xbc6c1d4625f45ea324a759bc927f41621b177402	500
6999 40043	0x14bbb35913d884af0b22ca78089100ef0b7ff3dc	500
5903 41139	0x032c0cb2c8465f12d36d1f2ea489c6d6162092a0	500
4660 42382	0x17cb8e52c2ac32aad94b72758ebf8e84f0d94f8c	500
4608 42434	0x33d221877d161b0b46c248c697fc831d55bbb0cc	500
4379 42663	0x5f542a2322fc996f9176262e415a2504382c2cca	500
How do I move up the leaderboard?
6048 40994	0xd7ecbf39d783899385acdc58c1db1e2b24dc6dc5	500
7044 39998	0xd7ef4213ac470d243a61aacac2c1de08dd4c9903	500
5210 41832	0x72377f6814ef22c272c9f56736930e5604566991	500
6463 40579	0x6c615c4ecfea0aff9e87746723eaa35495fd52f5	500
6475 40567	0xa9ed13383467cb25093ac8b70c52ca2a8985f225	500
4132 42910	0x291b69372d504418eee672f2839ec9b8f0e1595d	500
4196 42846	0x9ef9124e711f583ef2917d4cae1d50cd926bb3ce	500
6993 40049	0xb5fc9eef8f391051ecfc1c7d71d617181a56539b	500
7088 39954	0x95d17bae7dc1a56393ad271ebe3361c7f5c4864a	500
5735 41307	0x0f8b170477b8eeff5fefda5abc14494afdc81db6	500
4973 42069	0x2ca40605844f48c60431e2820ffa84526e795f9f	500
5568 41474	0xc5f670cc55ed46815118428261025919cb4e1a63	500
6894 40148	0x379954f4c543cd579750571559390919b6e9718c	500
4649 42393	0x47d74458a1180cd92b533d950bb6fac353a309da	500
5346 41696	0x0ba92342b2c7427e0c46454d860bad022febfaf7	500
6929 40113	0x91ce816845e1d9fca3fb1e5f21e492a68377e886	500
6579 40463	0xfdc9cc5887284cc2846d8035601df715d7124ee7	500
4833 42209	0x0cc7090d567f902f50cb5621a7d6a59874364ba1	500
4532 42510	0x78a84d9fd936d9cafd21846f810b0874291b70ae	500
7120 39922	0xe3ec5d8a3da6b26fc93b7e34c03b5e7f0db7a775	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.24% on your WSTETH

Earn 5.50% on your DAI

Earn 4.05% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 98.99% LTV

Borrow against DAI from 0.09% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About