Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.71%.

Get $RAYS

Leaderboard

Rank	User	Rays
4195 42839	0xbd8d68c1f4708ef14fe839082239779eacd659e2	500
4299 42735	0x72135380e83edee278911f8dbdee50c63b3860a1	500
5287 41747	0xc54336c9dc7f243f8b3627123ab87eb033c1dea9	500
6123 40911	0x631f920d012cdd3fb60d43701180182e2671266a	500
6019 41015	0x8154344fab6df46e4944ee5fdbf8ed1974b49c4f	500
4140 42894	0x08d1e20be4dec06163275acd772be34c8f7075f3	500
6641 40393	0xdd4da7086c3879ed59eca955d41a31243bfb1a0b	500
6882 40152	0x497d09a8ebeea0fe4e59f673887f2c0e11afd47e	500
6079 40955	0x20685e03348f45e944072f69145d0cffbbbf0e5a	500
7119 39915	0xf113750958af419428b1d32085bf1cb21f6b7461	500
4621 42413	0xbdba0618904358bb0d57d3a51accdb1b3ffeea63	500
6925 40109	0xabbcd0a41c580724f8ebb3df5b530cd3b5e51ed4	500
6985 40049	0x31eb91800a607de9944c40aa46c3ed06678fcb83	500
5903 41131	0x262275bf0e822da14c5330508c72fd61bf51b00b	500
5911 41123	0xd98348fa49d8fab1278c7eeb05985ff90357d052	500
7270 39764	0x7783b6fb0586df2dc21250d4d61b7c3e5236e11f	500
4141 42893	0x03e2c10b74a260f46ab5cf881938c5888a6142df	500
4627 42407	0x8ef9fa3eef893ba157f9f15781372535277c4ef3	500
6655 40379	0xdb3b416f36da9d3826633f586e6c1e80fc25dd67	500
6130 40904	0x7d73c4771193106cbb2e00d0053349372ba9a260	500
5971 41063	0x1de9bd77615a3cba9dad4853ed764ee48d2fe7b2	500
5976 41058	0x195f7a81a24b81691f07706de7e02e8c96224be8	500
4351 42683	0x6645054e038f75b911b250793649e15b774a9060	500
4771 42263	0xcdc8dd2fb645d413fe7f1af8d47bf2a186c43b94	500
6183 40851	0x46ddeb61a3b921fb9427b559bf9e65f4eff5df78	500
5608 41426	0x801c9104010619e0bbc3ada9679d908f608758fb	500
7355 39679	0x73107da86708c2dad0d91388fb057eee3e2581af	500
4812 42222	0xacf50722cf6e23b330f23be35694a2f7013a2c81	500
5330 41704	0x7b23e38fbd0e677a1d1f72fe29a1aea9fd83ade8	500
6710 40324	0xd3fc6cc7d1c6295f705e579f5a04c802462bc541	500
4349 42685	0x0f1a748cdf53bbad378ce2c4429463d01cce0c3f	500
5565 41469	0x64a8b1ebefc4d2783af9a123a04d2143ddf55599	500
6674 40360	0xe5a3d77d7788a83f3549dd7f08fc2aced7e262d2	500
4963 42071	0xff35ef99cdc780121e31dc60c73552915981d56e	500
7072 39962	0x7f5b8d5f454ff2e38958c8103d8d9df9e73c0c1f	500
4795 42239	0x86da253817dc599059e3ad5a1f098f7b96abf34c	500
5720 41314	0x2b03088c22ae484ce873f21251a2e6fd0509ea07	500
6596 40438	0xaf0ddf9e7111764f8dbcd2e997712afb130863f9	500
4139 42895	0xa91531e2b92265d071d60bbdc369612999b4dc2a	500
5875 41159	0x0bfaccbce4563a6920415b1fa34e811d2b5f8701	500
How do I move up the leaderboard?
4856 42178	0xf358e333133ac1694de6b60409645272e1e9f9fb	500
4933 42101	0x00fbef9f0f9b0b6421c264a2020f14bca80291ca	500
6701 40333	0x135dc6753d6b8fc143e302f25e69435c4b30be62	500
5568 41466	0xf27aaa7b8a5d985e075f4d7ba9b52ee758bc5ea1	500
4563 42471	0xc509c54ab2c3aedc48481a70c3a7c4a57b26e6fa	500
4336 42698	0xeac4292dbdcd9e044e8d7354f2115873a386f842	500
5985 41049	0x85ccdcf580caf8a3674d94f3d6c63304674a8e09	500
7086 39948	0xde606eedf9049a5efecb5dfde5117c0239afa532	500
4155 42879	0x0940eb43186743aa6e12d3e07855792bd5f46770	500
4930 42104	0xd5597936dbbd1b31f70d7a2024409b7a4d032680	500
4863 42171	0x63b5e1f64db70292af3af9161e3f4a3e81c13b47	500
6388 40646	0x358b55d2ac855ae64cd01ab6fdaca77149b98b4e	500
7416 39618	0x1553a86bd6148524762e585520662de4c3e1d007	500
7190 39844	0xb82c368a482a99674582129a2578ee2ab80d4b18	500
4149 42885	0x151f6285d5f64e491ee5f2c059b1c0e15b12d4e0	500
6698 40336	0x3e555795e553d9dd0e010aeccd5214d049866e28	500
4310 42724	0x11456f26d6763ed1b0a000a42fc1054a9ed6c57a	500
7311 39723	0xca18e1410aae5485b4075b55d3d02bee2aa1f0af	500
6010 41024	0x92e74e50edce4573d181c03ca889f72640cd3a94	500
6094 40940	0x390cf0f0e40f1177ada90a8f56ca764e98bca901	500
6579 40455	0x685654d53bef389760135c30f91c404eb000f4c5	500
4984 42050	0x0279431a5e11d234dcf1d4493494db9f06ea42cd	500
6035 40999	0x960fd193388363ef78af0006b084290811a9ddc0	500
4199 42835	0xb6b724452850356dc2a5fc7ff5337e1c9d66f377	500
4273 42761	0xf7411a3f727b36f56ff3a871163c21e56d672656	500
5594 41440	0x6205a12fdb9d8a1282807e887bb7093f8ddf3aa1	500
5818 41216	0xa0c6f81f77b4fd5f45e8502bafa7fc1abe1d4e24	500
6397 40637	0x7f3ebd48917817263032d420ad737e907c534e1e	500
6829 40205	0x2c57cc0765c4f974df82ab8d8b9aac95653e6deb	500
5704 41330	0x799d82adec307033df02ecb67b7a34db70a5f8c8	500
6654 40380	0xb495f28256e2470276ea837b48b11469a8910832	500
6822 40212	0x8a2ff61217db94bd41fabbfb579d16f072948940	500
4402 42632	0xe7e850d3213a727266ac747877fb574ed30ceb86	500
5783 41251	0xa49203ef11a95e47ac522db53b79c453df0476a5	500
4982 42052	0xb017e70cefc2162e5304e7f8714839a6d2c009a1	500
5181 41853	0x461f641d27743bd957ffbaf089fd78b1c61cf96c	500
5337 41697	0x9a8df4fbbd848239345eddfb0425f7e5ef35e072	500
5753 41281	0x3dcbe2b7b34c310e77a3fe8d31dd8262136b813d	500
7457 39577	0x57456dff8930ec4801640bf626a54d31307ae3d8	500
4495 42539	0x311ed2346ddac765cfe654bfea12b1aa8ca779ff	500
How do I move up the leaderboard?
5649 41385	0xa81a6a910fed20374361b35c451a4a44f86ced46	500
4940 42094	0xc35447bf6cb51f2be5168b28a50dd65f401c3836	500
4741 42293	0x6df304782b0866d2538c8fd2e46904a7f2ae321c	500
6924 40110	0x4208603a1d53d00495de519a8484b30744de0c3f	500
4130 42904	0x3ecd8f1e39f6d1656de6f3d73f0c2aa7e2ae324e	500
7126 39908	0x648332cd9a1b33dd33ed5e79c6cacb86a794808d	500
4970 42064	0xf6da9e9d73d7893223578d32a95d6d7de5522767	500
4106 42928	0xd2eeff73117c86c14f11a6052620848f8dd6e0c8	500
5972 41062	0x75eb8deab27cacf168d6f0a4b9771ff07bb8de42	500
5081 41953	0x5cfa9d7ed59d6ba0ea17626ac15f949d005a2239	500
7467 39567	0xd54f27a4a8967a97af70ad8e4e0b256e685fc467	500
4774 42260	0x96e3e323966713a1f56dbb5d5bfabb28b2e4b428	500
6477 40557	0xf3ec578ebf0dbcf8540a2e9cebd41ff1bf4fd390	500
6827 40207	0x3174501ed221b5a7164e5383ccafe41d43d9f949	500
4699 42335	0x284f0ad458fa6e13c72503c1746c835430740f8a	500
5033 42001	0xe6c58978d013b757eb315bd6fd776bee2ee2b63c	500
6772 40262	0x73021e84d869197b8289b85ede109edc4a84dd4a	500
5933 41101	0x8f9e6dd01128cc3c148902ebfa648bfcb68ad1ce	500
6798 40236	0x5a8211cc3244afc68d0d44450215d8dc7e3624b7	500
5195 41839	0x85154d2fae72a544598a51d3b654e8e43918c861	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.93% on your WSTETH

Earn 5.50% on your DAI

Earn 4.79% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.18% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About