Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.72%.

Get $RAYS

Leaderboard

Rank	User	Rays
6577 40467	0xbbc406d116377e1646dc9774cc7ee9fefac19756	500
4663 42381	0x3e3bb6df1911fb29a885b9fb06296aadd89d31cb	500
6359 40685	0xf68c36bc8091b37724db1b9b4b172b9b67d829c1	500
5537 41507	0x4257c2b2678c073fcefb73337017861289fcf135	500
7027 40017	0x20af82e3c3df2268b21abe66c1664b456ff79f2d	500
5232 41812	0x279989eeebb466cfb036954559a27fd3b82a96ad	500
7177 39867	0x9c202eb5363d7dc297d8662f2904220e64b0328b	500
4700 42344	0x31c758dcf3cb0a75d4f5e34aceef89a6fe658f14	500
6742 40302	0xb5494d8788ab8aef85291d59c99fb385ca77ff01	500
7180 39864	0x959db6a2e7de7ecf9a25c9408fcf051bffc08c42	500
7402 39642	0xbd8d68c1f4708ef14fe839082239779eacd659e2	500
7290 39754	0x72135380e83edee278911f8dbdee50c63b3860a1	500
6845 40199	0xc54336c9dc7f243f8b3627123ab87eb033c1dea9	500
6468 40576	0x631f920d012cdd3fb60d43701180182e2671266a	500
6333 40711	0x8154344fab6df46e4944ee5fdbf8ed1974b49c4f	500
6500 40544	0x08d1e20be4dec06163275acd772be34c8f7075f3	500
4752 42292	0xdd4da7086c3879ed59eca955d41a31243bfb1a0b	500
5096 41948	0x497d09a8ebeea0fe4e59f673887f2c0e11afd47e	500
6414 40630	0x20685e03348f45e944072f69145d0cffbbbf0e5a	500
5426 41618	0xf113750958af419428b1d32085bf1cb21f6b7461	500
6949 40095	0xbdba0618904358bb0d57d3a51accdb1b3ffeea63	500
5153 41891	0xabbcd0a41c580724f8ebb3df5b530cd3b5e51ed4	500
5239 41805	0x31eb91800a607de9944c40aa46c3ed06678fcb83	500
6195 40849	0x262275bf0e822da14c5330508c72fd61bf51b00b	500
6203 40841	0xd98348fa49d8fab1278c7eeb05985ff90357d052	500
5647 41397	0x7783b6fb0586df2dc21250d4d61b7c3e5236e11f	500
6492 40552	0x03e2c10b74a260f46ab5cf881938c5888a6142df	500
6943 40101	0x8ef9fa3eef893ba157f9f15781372535277c4ef3	500
4774 42270	0xdb3b416f36da9d3826633f586e6c1e80fc25dd67	500
6479 40565	0x7d73c4771193106cbb2e00d0053349372ba9a260	500
6276 40768	0x1de9bd77615a3cba9dad4853ed764ee48d2fe7b2	500
6281 40763	0x195f7a81a24b81691f07706de7e02e8c96224be8	500
7232 39812	0x6645054e038f75b911b250793649e15b774a9060	500
5812 41232	0xcdc8dd2fb645d413fe7f1af8d47bf2a186c43b94	500
4159 42885	0x46ddeb61a3b921fb9427b559bf9e65f4eff5df78	500
6730 40314	0x801c9104010619e0bbc3ada9679d908f608758fb	500
5772 41272	0x73107da86708c2dad0d91388fb057eee3e2581af	500
5705 41339	0xacf50722cf6e23b330f23be35694a2f7013a2c81	500
4772 42272	0xb495f28256e2470276ea837b48b11469a8910832	500
5006 42038	0x8a2ff61217db94bd41fabbfb579d16f072948940	500
How do I move up the leaderboard?
7178 39866	0xe7e850d3213a727266ac747877fb574ed30ceb86	500
6067 40977	0xa49203ef11a95e47ac522db53b79c453df0476a5	500
5101 41943	0xb017e70cefc2162e5304e7f8714839a6d2c009a1	500
4274 42770	0x461f641d27743bd957ffbaf089fd78b1c61cf96c	500
6754 40290	0x9a8df4fbbd848239345eddfb0425f7e5ef35e072	500
6035 41009	0x3dcbe2b7b34c310e77a3fe8d31dd8262136b813d	500
7289 39755	0x57456dff8930ec4801640bf626a54d31307ae3d8	500
7080 39964	0x311ed2346ddac765cfe654bfea12b1aa8ca779ff	500
6836 40208	0xa81a6a910fed20374361b35c451a4a44f86ced46	500
5277 41767	0xc35447bf6cb51f2be5168b28a50dd65f401c3836	500
5866 41178	0x6df304782b0866d2538c8fd2e46904a7f2ae321c	500
5151 41893	0x4208603a1d53d00495de519a8484b30744de0c3f	500
6765 40279	0x3ecd8f1e39f6d1656de6f3d73f0c2aa7e2ae324e	500
5433 41611	0x648332cd9a1b33dd33ed5e79c6cacb86a794808d	500
5154 41890	0xf6da9e9d73d7893223578d32a95d6d7de5522767	500
5128 41916	0xd2eeff73117c86c14f11a6052620848f8dd6e0c8	500
6277 40767	0x75eb8deab27cacf168d6f0a4b9771ff07bb8de42	500
4745 42299	0x5cfa9d7ed59d6ba0ea17626ac15f949d005a2239	500
7435 39609	0xd54f27a4a8967a97af70ad8e4e0b256e685fc467	500
5808 41236	0x96e3e323966713a1f56dbb5d5bfabb28b2e4b428	500
4531 42513	0xf3ec578ebf0dbcf8540a2e9cebd41ff1bf4fd390	500
5017 42027	0x3174501ed221b5a7164e5383ccafe41d43d9f949	500
5932 41112	0x284f0ad458fa6e13c72503c1746c835430740f8a	500
4926 42118	0xe6c58978d013b757eb315bd6fd776bee2ee2b63c	500
5139 41905	0xc8c241891f51e62b6a4686e2dddb582880921425	500
7086 39958	0xdc72d108073026c765be98b6b80a5f10acf74175	500
6669 40375	0xbf776b49a640b4fe91bf3b3b3ce6c5481b8fcdc9	500
5848 41196	0x4d6d474dcfe25938e9e39ad797c18a3e6502e100	500
6358 40686	0x36e5a96c8d01803d2c48756aa7bde1c01d7d9f8a	500
4938 42106	0x323ef3d442edc92274b163a5a0536f6905cb5f36	500
4462 42582	0x928162fb954f92bf895637f3d592b7ce979aa6e9	500
6132 40912	0x9f71b8e1593784316a633cff4ce83a8b2c38341e	500
4197 42847	0xc2c50a6af7971a2b02e747f18bc07a984183764e	500
4253 42791	0x86aaf57d1cb4d155c3d3cd36c45b8f8a91b0a4fb	500
7437 39607	0xdc0753f6b3cc6034317b73c10413c19958d36ed1	500
5298 41746	0x3c8319dd83fa18ec1a0df2acf65277a731514d67	500
6763 40281	0x501d66e0b4254de6187443b9cdb744e2752f489e	500
6111 40933	0xdeeb758e147ea422e6bad89bcfafabfac0527949	500
7026 40018	0x10feb6f3111197336bc64ad3d0a123f22719d58a	500
5873 41171	0x548e890c6653605b8223f015366263ecfba75b1b	500
How do I move up the leaderboard?
6875 40169	0x7a0b20646c9be97c9a7a0898166e15f685fdd4fa	500
4892 42152	0x44ddf3e35cd2d629d78674ff6bf5b953e2b069fe	500
5807 41237	0x886173b6048b8b20bb6a1ec157b50a1eebb3855e	500
7278 39766	0xde7d61f2dc34f6cc3e012b11fb3dbd537e73df16	500
6704 40340	0x25b011cbe1a945d002a99991ea144736f30a804c	500
6658 40386	0xda2cf138e3fb50fea96f1f15cf5a195c09dcc71b	500
7292 39752	0x5e1ddd11ccfa137a7b91c103f36c88a3e43f4ab1	500
5718 41326	0x8035045ed2244b6008ea6c30f0633bd1f5aa86d8	500
5331 41713	0xe646741f88ad92d73a97d52e625dc22c869703bc	500
5541 41503	0x423e5af152961f518abfac5b22e874322e88a79c	500
6744 40300	0x50a7767233daa95a48a7ad82e12220c7e3b610d4	500
6784 40260	0x6e868846b2182235c16fd122fcd44739e55a58e4	500
5097 41947	0x61c1c0fcf49fc75ea9c3f272cafeac7d3abf4eeb	500
5817 41227	0xace57810549be61779f58a8b66d8725bf8aaff68	500
4808 42236	0x002dcc4d0ad0bdce1c444ad0bb4d51ac7e61d62b	500
5987 41057	0x6789c4bdf73e1cc8f0b68fa4bdc250b916a3b388	500
6350 40694	0x1be9bcf2950527d8da2da0476242cc36b12b2d61	500
6521 40523	0x564b31fe75510a1adb311aece4faa63346ed142c	500
5712 41332	0x6725a16497028726197f3bc045d599203e860f37	500
6537 40507	0x9e85ad74585ccb4441f09124f8a3ac11efc49372	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.19% on your WSTETH

Earn 5.50% on your DAI

Earn 4.06% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 98.99% LTV

Borrow against DAI from 0.09% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About