Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 14.82x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 3.08%.

Get $RAYS

Leaderboard

Rank	User	Rays
5563 41466	0xda2cf138e3fb50fea96f1f15cf5a195c09dcc71b	500
4291 42738	0x5e1ddd11ccfa137a7b91c103f36c88a3e43f4ab1	500
4801 42228	0x8035045ed2244b6008ea6c30f0633bd1f5aa86d8	500
7051 39978	0xe646741f88ad92d73a97d52e625dc22c869703bc	500
7189 39840	0x423e5af152961f518abfac5b22e874322e88a79c	500
5339 41690	0x50a7767233daa95a48a7ad82e12220c7e3b610d4	500
5314 41715	0x6e868846b2182235c16fd122fcd44739e55a58e4	500
6877 40152	0x61c1c0fcf49fc75ea9c3f272cafeac7d3abf4eeb	500
4762 42267	0xace57810549be61779f58a8b66d8725bf8aaff68	500
6675 40354	0x002dcc4d0ad0bdce1c444ad0bb4d51ac7e61d62b	500
7429 39600	0x6789c4bdf73e1cc8f0b68fa4bdc250b916a3b388	500
6026 41003	0x1be9bcf2950527d8da2da0476242cc36b12b2d61	500
5433 41596	0x564b31fe75510a1adb311aece4faa63346ed142c	500
7306 39723	0x6725a16497028726197f3bc045d599203e860f37	500
5497 41532	0x9e85ad74585ccb4441f09124f8a3ac11efc49372	500
4562 42467	0x657a4edd6a13a701015987337742b6e7103e46ef	500
7105 39924	0xc5acd7124dc15b90c73545f67db653dcef189c34	500
7439 39590	0x27ca343134ed1330d6373ff09170e1a7712130a6	500
6618 40411	0xc913065b539208507ecea3da3898f97fe10bcb28	500
4530 42499	0x32f462fbd243d6ac76e2ded549a52b325705521d	500
4839 42190	0x1d8765ba193877b65b158432457eb99e66a1ef73	500
5559 41470	0x64a8b1ebefc4d2783af9a123a04d2143ddf55599	500
6668 40361	0xe5a3d77d7788a83f3549dd7f08fc2aced7e262d2	500
4963 42066	0xe0f84173806d27958369e6d321cf023ccceea809	500
6353 40676	0x4adf3bd8486ac063348d2dbbe2e8f5dc0b5c6195	500
5830 41199	0x087528aa46d69fdf2c6dff93a7b43ee92a77d26b	500
4647 42382	0x1b29b833cdc4a81345633749dc70eb6ec16a418c	500
6306 40723	0x5bb46dd7702c7a87a18aae7d6b454019498b8c48	500
6073 40956	0x20685e03348f45e944072f69145d0cffbbbf0e5a	500
6350 40679	0x89c32bc0b67474f6269cca91d023c5d02e3986c2	500
4850 42179	0xf358e333133ac1694de6b60409645272e1e9f9fb	500
4085 42944	0xd8e88db8b3e6dd20e1d2f5af1a4a8e1b5b16133d	500
7204 39825	0x21c453cc6da4d3a296afd7b8d8740df5b4366a05	500
4304 42725	0x11456f26d6763ed1b0a000a42fc1054a9ed6c57a	500
4366 42663	0x328789df0049d97196573f8df15e3461916eba76	500
7305 39724	0xca18e1410aae5485b4075b55d3d02bee2aa1f0af	500
6741 40288	0x75b148ec92e2804c9b04fecb621fcf2371dfb0cb	500
6004 41025	0x92e74e50edce4573d181c03ca889f72640cd3a94	500
6543 40486	0x74ccc4e0d7a99013a415d2b475c57aa24ac2c258	500
5968 41061	0xcc66c0b8f179d0046dcd79eb46c144510d1183f5	500
How do I move up the leaderboard?
6088 40941	0x390cf0f0e40f1177ada90a8f56ca764e98bca901	500
6573 40456	0x685654d53bef389760135c30f91c404eb000f4c5	500
4978 42051	0x0279431a5e11d234dcf1d4493494db9f06ea42cd	500
6029 41000	0x960fd193388363ef78af0006b084290811a9ddc0	500
4192 42837	0xb6b724452850356dc2a5fc7ff5337e1c9d66f377	500
5486 41543	0x5789a38a3facfaa86ed950e88d79a9a2f6140052	500
4267 42762	0xf7411a3f727b36f56ff3a871163c21e56d672656	500
5588 41441	0x6205a12fdb9d8a1282807e887bb7093f8ddf3aa1	500
5812 41217	0xa0c6f81f77b4fd5f45e8502bafa7fc1abe1d4e24	500
6676 40353	0xac7c4d21e49888953f138c2f292c55c223964601	500
4472 42557	0x5d787c33a3c7293e563d0586d06e84e83ea69e05	500
6538 40491	0x1988a9d2385c52587f0bdd2d509bf56456618aea	500
6305 40724	0x406520be1459364c31c111b3403064f7c51dcb11	500
5640 41389	0x14b576e443b8da0df294f4f0ddd70818fae66827	500
4563 42466	0x63f51e9297834fa4d762556309336e4cc5ac6847	500
5131 41898	0x64abdd8c3983a6de295ec1d4b63a8bc88c3c38f7	500
6391 40638	0x7f3ebd48917817263032d420ad737e907c534e1e	500
6858 40171	0xef951dcb72c4769c096cec21c177900de9a9eb4b	500
6823 40206	0x2c57cc0765c4f974df82ab8d8b9aac95653e6deb	500
7374 39655	0x2e373453a99e25d52b37e56c3ec422d7b9d80a38	500
4686 42343	0x547a2da01bd94d3f0800219ca51ed3d00b2091f9	500
5347 41682	0x512fce9b07ce64590849115ee6b32fd40ec0f5f3	500
5698 41331	0x799d82adec307033df02ecb67b7a34db70a5f8c8	500
6648 40381	0xb495f28256e2470276ea837b48b11469a8910832	500
4384 42645	0x508c72b7951aec52e26fdf1cedb3637800e634a5	500
6816 40213	0x8a2ff61217db94bd41fabbfb579d16f072948940	500
4991 42038	0xe826cf83f03732ea35eaf4cd9627d57529feca4b	500
5435 41594	0xc8b4f3c28f5a57396dd7361e0e1d4209eec7607d	500
4396 42633	0xe7e850d3213a727266ac747877fb574ed30ceb86	500
5777 41252	0xa49203ef11a95e47ac522db53b79c453df0476a5	500
4976 42053	0xb017e70cefc2162e5304e7f8714839a6d2c009a1	500
5175 41854	0x461f641d27743bd957ffbaf089fd78b1c61cf96c	500
5331 41698	0x9a8df4fbbd848239345eddfb0425f7e5ef35e072	500
5747 41282	0x3dcbe2b7b34c310e77a3fe8d31dd8262136b813d	500
7452 39577	0x57456dff8930ec4801640bf626a54d31307ae3d8	500
4489 42540	0x311ed2346ddac765cfe654bfea12b1aa8ca779ff	500
6178 40851	0x280a57e122574f3021b1f11344d502306ceba71d	500
7426 39603	0x19a88cfc0b097e6f9f2bfdd0cc18765e169ca05c	500
5643 41386	0xa81a6a910fed20374361b35c451a4a44f86ced46	500
4934 42095	0xc35447bf6cb51f2be5168b28a50dd65f401c3836	500
How do I move up the leaderboard?
4735 42294	0x6df304782b0866d2538c8fd2e46904a7f2ae321c	500
6918 40111	0x4208603a1d53d00495de519a8484b30744de0c3f	500
4123 42906	0x3ecd8f1e39f6d1656de6f3d73f0c2aa7e2ae324e	500
7120 39909	0x648332cd9a1b33dd33ed5e79c6cacb86a794808d	500
4964 42065	0xf6da9e9d73d7893223578d32a95d6d7de5522767	500
4099 42930	0xd2eeff73117c86c14f11a6052620848f8dd6e0c8	500
5966 41063	0x75eb8deab27cacf168d6f0a4b9771ff07bb8de42	500
4323 42706	0x6c5d9e79c533382eab0701984a4898e1499fa753	500
5075 41954	0x5cfa9d7ed59d6ba0ea17626ac15f949d005a2239	500
7462 39567	0xd54f27a4a8967a97af70ad8e4e0b256e685fc467	500
4477 42552	0x9f7339199a36b5e0bdedbe49e3fb4fce7026f927	500
6375 40654	0xfda1a9bdefe94a1856a32849b0c915b62cc0d7b2	500
4768 42261	0x96e3e323966713a1f56dbb5d5bfabb28b2e4b428	500
5257 41772	0x6d5fcf3db5647ea82335bcdf0961bf18efb6b5af	500
6424 40605	0xa4fc82338d3753065d3a81652d5d73600855b2bf	500
5888 41141	0x29e3fcb9f4aad6225f359de66f3e81e643ac1dcb	500
5472 41557	0x9d434f53126b6397b3cae9deea030c279ae28ad4	500
6471 40558	0xf3ec578ebf0dbcf8540a2e9cebd41ff1bf4fd390	500
6821 40208	0x3174501ed221b5a7164e5383ccafe41d43d9f949	500
4693 42336	0x284f0ad458fa6e13c72503c1746c835430740f8a	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 2.93% on your WSTETH

Earn 5.50% on your DAI

Earn 4.05% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.17% LTV

Borrow against DAI from 0.07% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About