Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 12.43x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.73%.

Get $RAYS

Leaderboard

Rank	User	Rays
6607 40424	0x2c65c66189e6c4997903caf4f5829ff4bbdcdb87	500
7078 39953	0x91e086679429227d2597c7ebe42b9d6a0f562c0c	500
7258 39773	0xce50ef5216b92a3e86d1f1fe7ad7ad15726dabf0	500
4303 42728	0x520c1e99eba69e2e10af2de1bce326d04efd21b0	500
4739 42292	0x2ee6c1e422b54918043a28f94e5e64e3a19197ff	500
7435 39596	0xf96fa88f9ae84d6d801bb4162efb3aa07a6dc24f	500
5517 41514	0xcd2854b46c7e553d530eab029712ad205ba6ed02	500
6416 40615	0x834bcb7abb0e074a75481e6c78544a385726a151	500
4568 42463	0x14bbb35913d884af0b22ca78089100ef0b7ff3dc	500
5474 41557	0x9d434f53126b6397b3cae9deea030c279ae28ad4	500
5890 41141	0x29e3fcb9f4aad6225f359de66f3e81e643ac1dcb	500
6426 40605	0xa4fc82338d3753065d3a81652d5d73600855b2bf	500
5259 41772	0x6d5fcf3db5647ea82335bcdf0961bf18efb6b5af	500
6377 40654	0xfda1a9bdefe94a1856a32849b0c915b62cc0d7b2	500
4479 42552	0x9f7339199a36b5e0bdedbe49e3fb4fce7026f927	500
6876 40155	0xbc6c1d4625f45ea324a759bc927f41621b177402	500
7428 39603	0x19a88cfc0b097e6f9f2bfdd0cc18765e169ca05c	500
6180 40851	0x280a57e122574f3021b1f11344d502306ceba71d	500
7426 39605	0x1e9b50040e373b387d596b366132be53fe3fc667	500
5022 42009	0xbe07aa4c4b27a2fcb467bebccfa59a167e693fe5	500
7456 39575	0x2421134c8e8278ad199f6886ae70c5c373da3b48	500
7432 39599	0x5c970e9983761e65f4d4be47f48a0026d0b3548e	500
5020 42011	0x551364cdac6f135f4e8d8befac61bc8f998a70dc	500
4540 42491	0x792d2642f661535735e6b229e2bb4b863b0ed39b	500
6485 40546	0x3bc9b7f2c53ffe6382685afc28d78051c43699b5	500
7285 39746	0xcf9671ad44082e413db44012d89b2b9dc395701a	500
6033 40998	0xb99d587844854dfcd85d5a8d9db11a6879249296	500
4179 42852	0xef81b7edcef1c9814c2a76ded1023953dadc2c66	500
6067 40964	0xabbaa3aa0c9f5c202f5b8c03df3c055e877a1640	500
5722 41309	0x9a87a59040f86b5879cd21cf0b0c42a0c3e2a2ad	500
5495 41536	0x0cec1dbc5db276de35808bf717a4491082fdb8d8	500
6581 40450	0xef5e5fd5ec7e4dfc41c5d03ac9801a6279c0b5fa	500
5806 41225	0x4cf2333e564a7db45af6936a71ed241b17434ef8	500
4329 42702	0x5e55c982c1c26da22366a8d4f2964b31ebe4f744	500
4311 42720	0xdc76bfc40aac4d82497b1fa3910df91876b886fd	500
5194 41837	0xd39f35c6e8faaa06ca6b89b47bf36cf6315420c5	500
5628 41403	0xd2c6921ce8d4e6826b1b506ff2ea5e3592e583ab	500
5639 41392	0x49abe3b5553306dfeddab0c179cf44750da371e5	500
5164 41867	0xf4b71fa8d983f16b83484f05838aad4ab3fe3918	500
5208 41823	0x6a19795910ffb07f06ac0f38c983a590f2a42e16	500
How do I move up the leaderboard?
5896 41135	0xa00779921f98fc96a77d9fe336531cdb6fd5caa0	500
5678 41353	0x5635da5598ecfb51072e426daaa7a9083e9f86d1	500
7003 40028	0x34f31b375e055d87e2140e978550d9dae297cad4	500
4161 42870	0x0960da039bb8151cacfef620476e8baf34bd9565	500
5276 41755	0x37e46caefef61d30e680cf754998b4a39e5d8325	500
7302 39729	0xb56e23738e261b854d0682eff71900ba1e398b06	500
5680 41351	0x3660ba927441e1dda8b539f9df2d74aaa6305de0	500
5018 42013	0x78c84b1eaf62e343ad981ab9e1d4ad4165f73352	500
4569 42462	0x3671f603f17653ce068535ff350eed664b50577c	500
5603 41428	0x5102614741a1b98c64891b44db049f03facd2f27	500
6717 40314	0xa39ba2cd8658d0b69ba1880dcfbb65216ab33056	500
4348 42683	0x71f897b86605b89c1b47c9b693f322c3e9746eba	500
4402 42629	0xc2d6a9a3c68625f7130fdd009ff43f7b5d3a743a	500
4120 42911	0x4b4c13434aac5e99645a4d9e59fe497b3318f50f	500
7391 39640	0xbfba28d567d4f59e6428ddd8ba6f50c2da7138c2	500
6953 40078	0x2d94b33fd4ab6968c0dce5f2b73a3eae1e126a4e	500
6820 40211	0x5b727c169f33967e812b55e2b76c80e94f23040a	500
4188 42843	0x010ea91a5d9dbda4ab5b00e5f9e98a9377fc10f7	500
5326 41705	0x7b23e38fbd0e677a1d1f72fe29a1aea9fd83ade8	500
6880 40151	0x57ab005ac11e2a5565333ccc995ac364adb47216	500
6706 40325	0xd3fc6cc7d1c6295f705e579f5a04c802462bc541	500
4345 42686	0x0f1a748cdf53bbad378ce2c4429463d01cce0c3f	500
6470 40561	0x2026dad2f0b2d27463a637747fc669cb1d18bc96	500
6444 40587	0x32d1cacccb944d2cb31b85d52f0bce67b848a2dd	500
5962 41069	0x62d75fde870bd14baba4ccbfc706a92c6528e944	500
5654 41377	0xa341ad20a270538f7581391c3f425b1bd3896f94	500
5021 42010	0x617459b083246784ba647eea5616e89e5f307218	500
7063 39968	0x0ba92342b2c7427e0c46454d860bad022febfaf7	500
4633 42398	0x91ce816845e1d9fca3fb1e5f21e492a68377e886	500
5513 41518	0xfdc9cc5887284cc2846d8035601df715d7124ee7	500
6699 40332	0x0cc7090d567f902f50cb5621a7d6a59874364ba1	500
4481 42550	0x95d17bae7dc1a56393ad271ebe3361c7f5c4864a	500
6792 40239	0x2ca40605844f48c60431e2820ffa84526e795f9f	500
4573 42458	0xb5fc9eef8f391051ecfc1c7d71d617181a56539b	500
7211 39820	0xc5f670cc55ed46815118428261025919cb4e1a63	500
5684 41347	0x379954f4c543cd579750571559390919b6e9718c	500
5107 41924	0x47d74458a1180cd92b533d950bb6fac353a309da	500
5408 41623	0x43e553fc1d064c125764e9d534a4f7d89b9bb1be	500
7323 39708	0xa6092ac0449b40a7ce65e1ad3e5a0a61dd003b92	500
5497 41534	0xfec14dfd8378e9cfe06f7cbc7d1aa988258aa01e	500
How do I move up the leaderboard?
6405 40626	0xaf5b48f84b12879bf6b54e9835a82fa522b2961f	500
4791 42240	0x86da253817dc599059e3ad5a1f098f7b96abf34c	500
6549 40482	0xa9a1b8c4ee2cf76e8b22c5dad3976d269e4050e5	500
4477 42554	0xf47adc3dcfe8c1b99e66d92e005b4fb85941b252	500
6631 40400	0x4676ec5a0727caeaea24b908d0702b2af8618d52	500
7206 39825	0x21c453cc6da4d3a296afd7b8d8740df5b4366a05	500
6308 40723	0x5bb46dd7702c7a87a18aae7d6b454019498b8c48	500
6474 40557	0xddf59561c087b67eaa493de6f1e431bdaabe9c7b	500
4084 42947	0x7152f461da64c62f4bed09965571512a934af610	500
6355 40676	0x4adf3bd8486ac063348d2dbbe2e8f5dc0b5c6195	500
7068 39963	0x7f5b8d5f454ff2e38958c8103d8d9df9e73c0c1f	500
7392 39639	0xfff6dc1b3dc49357d21931505de2d3142a7288ca	500
4426 42605	0xdd00ffbd563a57d5956c85c77d9c94d3756920e4	500
5289 41742	0x52cdaa873c3935c887f7db3571cebac1f5702a35	500
5705 41326	0x80e5a383cd90210f67d9d27e1e27253e04516b55	500
6534 40497	0xaaa98ad76fd8294f5e89654dda929a233ae65ce8	500
5846 41185	0xfcec3a785c9d916467ff3c372835c6c8f00d5b44	500
5433 41598	0x70f6a23536da15af225195b4d00faa37530d9782	500
7284 39747	0x96a4c05e3618dc2ac5f1fbcb61138ad222ec9088	500
6875 40156	0xe22efc2337d07514c52d9c52c51ed912c6312b7c	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 3.61% on your WSTETH

Earn 5.50% on your DAI

Earn 4.14% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.07% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About