Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.72%.

Get $RAYS

Leaderboard

Rank	User	Rays
4959 42076	0xea4670cb895ad7b4a4739745bc9462a79cf2de30	500
6563 40472	0x941cacf4aeb2dcda53152e333506c92747e57923	500
5366 41669	0x5637bf8cf5f25799faf7c372184bfa6b790f901a	500
7420 39615	0x2b5d13d0b275e91f428248370e02e3800f908324	500
4197 42838	0xdc059f3c00d214f11bbca1257692474b40dd47cb	500
5675 41360	0x9f27029363d8a3a6ba117f24d4479921310ea386	500
5665 41370	0x052cd611c83aedad5ee2ca596223ad6c4310baed	500
4220 42815	0xeb4e17f4b6a9490ee3579c0f1edf144868f2753c	500
5466 41569	0x60c669e0caeb21352b0403be0c41359b3edaf627	500
5039 41996	0xb278550ebf8010b8f9aed23c4d0dd32b253f4644	500
6071 40964	0xea6d98df81b3458821ab6bb216292a467000b9d2	500
4930 42105	0x56b9f3eab2a563a277cf14604ac0a8c330715cb0	500
4560 42475	0x9c2e66c0be53b5fa301895e2e8c08bc2c71bb348	500
4614 42421	0xb808bdbab1e479e8cda07fb327044753d4f4c3ce	500
6120 40915	0x0da40fa8171574bdc01019b269dc90ad926f2390	500
5607 41428	0x839799ba1fb562dd3b5b25a7ef4351965e8ced9b	500
4432 42603	0x9d3c241a24c8a34bae2f3c06e93e8ca1c6e69443	500
4618 42417	0x78e96be52e38b3fc3445a2ed34a6e586ffab9631	500
5734 41301	0xdf1dd8f308bd9116f5eb03157bca7ea311010974	500
4979 42056	0xb3b7d3f5ec0fd3ded5409f4a3454507f98e7bee0	500
4526 42509	0xf2b889437f243396b29e829908b5d8ebe2e13048	500
7075 39960	0x687528c008f78cc62eed8f10665cf0a62bd92c03	500
6048 40987	0xbf49b8f00a6d9826907fa72f8edbcbcc0eede1cc	500
4483 42552	0x90faae2db20120d6b8bc60f1a8af79ab9d1eefc5	500
5419 41616	0x08a8cdb90bc9305bf079a208d1fc77049ae6f634	500
6969 40066	0x0bec35a2fe64b38d9850d6a225c23bc4a1aef427	500
5831 41204	0x72ec26bb8aeecb6dabab39fe90bfa0e2311dbeea	500
6620 40415	0xf616b55699c0a2169aa25eaa91c84d7adc9e5bce	500
5813 41222	0xfab434f658372ed5fdc7cbd8225604b93954f5b4	500
6118 40917	0xbc9dc77fe9294081b1b3bd5862ce325f02d3ba4c	500
5837 41198	0x087528aa46d69fdf2c6dff93a7b43ee92a77d26b	500
5576 41459	0x641fb9877b73823f41f0f25de666275e6e846e75	500
4093 42942	0xd8e88db8b3e6dd20e1d2f5af1a4a8e1b5b16133d	500
7328 39707	0xa6092ac0449b40a7ce65e1ad3e5a0a61dd003b92	500
5502 41533	0xfec14dfd8378e9cfe06f7cbc7d1aa988258aa01e	500
6219 40816	0xd2050719ea37325bdb6c18a85f6c442221811fac	500
4970 42065	0xe0f84173806d27958369e6d321cf023ccceea809	500
7211 39824	0x21c453cc6da4d3a296afd7b8d8740df5b4366a05	500
4482 42553	0xf47adc3dcfe8c1b99e66d92e005b4fb85941b252	500
6636 40399	0x4676ec5a0727caeaea24b908d0702b2af8618d52	500
How do I move up the leaderboard?
6313 40722	0x5bb46dd7702c7a87a18aae7d6b454019498b8c48	500
6479 40556	0xddf59561c087b67eaa493de6f1e431bdaabe9c7b	500
4089 42946	0x7152f461da64c62f4bed09965571512a934af610	500
6410 40625	0xaf5b48f84b12879bf6b54e9835a82fa522b2961f	500
6554 40481	0xa9a1b8c4ee2cf76e8b22c5dad3976d269e4050e5	500
7397 39638	0xfff6dc1b3dc49357d21931505de2d3142a7288ca	500
4431 42604	0xdd00ffbd563a57d5956c85c77d9c94d3756920e4	500
5294 41741	0x52cdaa873c3935c887f7db3571cebac1f5702a35	500
5710 41325	0x80e5a383cd90210f67d9d27e1e27253e04516b55	500
7416 39619	0x9a9af3991934425f7907bbc7ec4e6970803327f4	500
4175 42860	0xb0a4e99371dfb0734f002ae274933b4888f618ef	500
6539 40496	0xaaa98ad76fd8294f5e89654dda929a233ae65ce8	500
5851 41184	0xfcec3a785c9d916467ff3c372835c6c8f00d5b44	500
5438 41597	0x70f6a23536da15af225195b4d00faa37530d9782	500
7289 39746	0x96a4c05e3618dc2ac5f1fbcb61138ad222ec9088	500
6880 40155	0xe22efc2337d07514c52d9c52c51ed912c6312b7c	500
6587 40448	0x243f22193dabb235ec956b4a58ce76865f4586fa	500
6713 40322	0x7b9738c79b409e3c3b79f229e8bf1bc032c6b503	500
6088 40947	0x9db476c26e2ce0907830209e7ce95e26f0aeae4f	500
5043 41992	0x7ad8b128856e473de0ffaf65434fc2edb12fb7d0	500
7419 39616	jerroldpetersonjr.eth	500
7047 39988	0x8cb20f59e717d2debac27c7271370dc365f77be7	500
6852 40183	0x516da21bd3fce0f2588650e98a3cb8a816315406	500
6505 40530	0x044025fc517b5751b01a9be777d5c1f3b7bf83c0	500
4258 42777	0x868f6e3c83cd698d4dd58bb8a0cc9e84732a2a50	500
4912 42123	0xc019b40d773d6a34984a6ca79bbdc63fe3b2a3bc	500
5050 41985	0x07539a42e40b18b31e5b35c0af4c429f5d06fef8	500
4314 42721	0xd69e0f73d9f588b56a40b530ce5daa3222c3ae5f	500
6273 40762	0xf062425a128167547136de8d72add895705588b6	500
5363 41672	0x40b7cf954269e49cac97666472983d4f37676b1b	500
4459 42576	0x0334dc596588f9944b50e47eb75daee803642f5f	500
5160 41875	0xe242e8ab736f9f0559ac33593028612299490c9c	500
7429 39606	0xd64813e230b945e501aa1969d21fb2072cb95930	500
4249 42786	0xdcf0a497df3c53a43ff25d0f582f3c2d08b995b8	500
6568 40467	0x2d04685c3c62e7aacce7638e4bb35f8ab3f1cea4	500
6670 40365	0x63967b662d097be2ffe0eab61d55ee4b32a69fa4	500
4521 42514	0xf55d7a2f553be0beaedce903103a2a13e9b5508c	500
6428 40607	0xb4fbd802d9dc5c0208346c311bcb6b9ecff468c6	500
6320 40715	0xb3eb2f7527c89bf0d43e2bbb50bf2afaadbc0f28	500
4900 42135	0xff2990c7d9f69deda0392b1c76b9b631dbf295ab	500
How do I move up the leaderboard?
7278 39757	0x966c4c088e71263830f6d8bda6bba5d4c4d647c3	500
7187 39848	0x805651a56e6121becb27219b65fd859ed3e97dc1	500
6226 40809	0x4111637f8cee2156ad775aa79ca9594c7b109a9e	500
5164 41871	0x5c31c6af15b9a4e0c26ec4ad4a0417708d6b6f93	500
4296 42739	0x25e33b29de7f01353096eb482384574f0bd27942	500
6117 40918	0xea71cb097180c527a9ad9417ff4cf1baa5280d05	500
6970 40065	0x8c57ddde3b4629b10a74ee600bd7ecd50f1eb212	500
4654 42381	0x1b29b833cdc4a81345633749dc70eb6ec16a418c	500
6182 40853	0x51c0681fb2c0b54059b20f25cb550110347fde66	500
5937 41098	0xd0cf9d02150dfb282167cfcceec59d0f2331ef0d	500
6303 40732	0xc95a4d4078b12572d1dc4c85eb268e77b1805e83	500
6536 40499	0x31923e1811cb6d5c26870439d457705505dcf402	500
5123 41912	0x0c8c6b358508fbbf27cbf7fb2c29dc7a8a7ca398	500
6334 40701	0x8ff0b00023d1e3345cc3932dab9535d47f8ef91c	500
5412 41623	0xbbc406d116377e1646dc9774cc7ee9fefac19756	500
6583 40452	0x3e3bb6df1911fb29a885b9fb06296aadd89d31cb	500
5240 41795	0xf68c36bc8091b37724db1b9b4b172b9b67d829c1	500
7192 39843	0x4257c2b2678c073fcefb73337017861289fcf135	500
4548 42487	0x20af82e3c3df2268b21abe66c1664b456ff79f2d	500
4950 42085	0x279989eeebb466cfb036954559a27fd3b82a96ad	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.57% on your WSTETH

Earn 5.50% on your DAI

Earn 4.69% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.18% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About