Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.70%.

Get $RAYS

Leaderboard

Rank	User	Rays
5688 41389	0xeccd7127ed5c291fb1e91ef5aa62113d30769345	500
6483 40594	0xdbaa75e14dba1a4f57e1daaa7b0a16fc0dd5dd4a	500
7189 39888	0x0fe580d0e226fd8b356162fe2eed0b274b63e828	500
4658 42419	0x235a0eb8503a88d5f3e58c58e15e7dfabb8754f1	500
4534 42543	0x9df330f7b07b434c8dc9baf5e3fedce2bc62ad3f	500
7133 39944	0xfe731d0abac0464aff89cca7bd85b2a8017480b2	500
6647 40430	0xfe763070ff20407fcb5b00f2f7ef72cb3dc9cd1a	500
6597 40480	0x96342f72f2d51027347cba749e852a3e6518e1a9	500
4767 42310	0x8fc2e87db46e107756d1363174f015d84178636d	500
5099 41978	0x91270f9558319432a8ed74fa886ab684cf34f42c	500
5806 41271	0xa24e114bea925eee368262a3d7647f7baf21db5e	500
4993 42084	0xce612d91a21203671901142034a76ded9d8591ee	500
6960 40117	0x762476a04bb9b66b5ac8a5445a4a2808552d94c7	500
4334 42743	0x45c90da6dc0b7d6282824e684492f48cd50ca5da	500
5170 41907	0x11814552ae8f05cd79950dd11aa549b52766464a	500
6578 40499	0xdbbbc0a4b5b5971f09774219daee1285e42a98ce	500
4158 42919	0xc2c78f21a1396bc4cfd6381f22d5dc506e68bdae	500
6304 40773	0x0417ad62bee5df0adab31121bee4d89de7586d0f	500
5938 41139	0xd247c45d64a21b7c1f7cd3372a3645e549a50cb6	500
6129 40948	0x055ad5e56c11c0ef55818155c69ed9ba2f4b3e90	500
7043 40034	0xae7428c9874b211cbbdca19e89b583e856d36413	500
5686 41391	0x8094fd1473df3b5d01c87fd0dbe81e1315e11e8b	500
7476 39601	0xad64708775efa0d390a24cff42d1d768418e0f83	500
4988 42089	0x0dd488037792083e9b7591ae709ab64e14aa0520	500
4672 42405	0xb77d25ae3278699f176742aa014db31642fbac8b	500
5597 41480	0x08f38b09777486bac18df882f2b9e9a181e36bc2	500
4231 42846	0x624a8637ef964aa038c2c859e60cb141a7f10376	500
4275 42802	0x5d548f7db4e9b07c0adb87b287e2fdb8cd87202c	500
7413 39664	0x26b5e14dbf21bfb62bff869f5f4bce8dbddbcfca	500
6765 40312	0xbac2bc70e1e84d11bface3adad1755dc80e4caaf	500
5969 41108	0x978452c747ee0b617285caf3c50cae0103af5656	500
6409 40668	0x62a833ed5626cb5069b7615be8a7bbc4d4bb4f4b	500
6037 41040	0xc03de7887e89b38e29deac584fe83b7cb798d51c	500
4342 42735	0x895899f6f5f06842b2750d9e4f7f1f5d80d644a2	500
7434 39643	0xaf943dfc5e0707e497d7806ec62363420fd2b898	500
6033 41044	0xef2aa0f3696a9cb114dd61fc052101614c6025c0	500
5945 41132	0xf7125120bc41758fb157cbd18c2f012005ed48d2	500
4600 42477	0x509f3f4247f28a89bfa59afb8748c6fa41da48d0	500
5624 41453	0x6adcc6c1656975ca558f10063416e2886355bf8f	500
6916 40161	0xc90cdec8e18ba905573fc1444d7e0d321a165908	500
How do I move up the leaderboard?
5350 41727	0xee1c1f7a6c916b9d8e66f2bbf332c76dfc6cf6d1	500
7204 39873	0x71ab463e79c129a326d44cd173f1baf7211bb956	500
4249 42828	0xec7f8187a940c2bd97f8f9798dd18f314a42261b	500
5828 41249	0x6239de4b23af56a6fa8fe5c3e5c83a9f55c0a99b	500
6065 41012	0x0443dfeae39b783c045b0659ac5d231c35d9df44	500
6402 40675	0x45fe2d78c7b7b5a6981b1934cc9f2903f8a8e4f5	500
4487 42590	0xd2e028b93417ec1cc2c00d354ca0edf255f4c112	500
4214 42863	0x53a3ab2f8acde757fafdcfa31c4c66be14a6fccd	500
6234 40843	0x1e4dd7540f0917a435e056710a57ed3c11235fe4	500
4893 42184	0x0609a51be9b94ec56840d73312a458159cbce421	500
7049 40028	0x172b2be0d028161683e3113dfa19d296d4ac361b	500
5738 41339	0x92b7a575a95dbc2e0448820a1a861668b74ae013	500
5155 41922	0x6aa9cd8de141b99b5b22e47d50fe525247b31466	500
7185 39892	0xc8f6237a3f7acbf3c16cb85f883fe41a00683b9e	500
7171 39906	0xcfedb2552d8e8ce5e492c1976ef08af99f19eb98	500
5987 41090	0x422b2a7bccaf626e5a36f3bf9ad394f6569236a0	500
6353 40724	0x46b845a76ef524a4a84090ef12acab5f17f8e4d9	500
6193 40884	0x185a7fc4ace368d233e620b2a45935661292bdf2	500
6591 40486	0x718fdf375e1930ba386852e35f5bafc31df3ae66	500
4551 42526	0xa6b0d04fc93706c7ee5449bd420072014707a5ed	500
4238 42839	0x8be6debf5bab996ed72e4c8ac4fa455e4a117e62	500
6131 40946	0x4684eae59efeb57611ad9991a643124c97bd8565	500
5156 41921	0x4c0aeb88a7bf3aad6f2523093b87551b394e90f1	500
5270 41807	0x58ad063a709b7242a96d1a02956c2d60ed2fbf2c	500
6454 40623	0xfd57d8f4a33753c576f75d7cc9a2b24609399591	500
4603 42474	0xa21fa4fa5e8a51165b77f24d21fbe2bc0fbf97f6	500
5959 41118	0x5caae56cdbcafcd7547eb216965cabd4518b69cc	500
4698 42379	0x468cb54a3821d8b0129c42ea6adf12748d97fd98	500
5255 41822	0x09bdff1a9d98a1fb81d982ad2b192dd49a932296	500
4973 42104	0x0215c140840b896e1e371525d1f70cefbd09aafa	500
4458 42619	0x0ce638e196f5141b9aa2fedc07ea158d94b458f9	500
5154 41923	0x7cd32ef7b40b423956e3abcda766c293b3d68b7c	500
5475 41602	0x99073c6b847d28133b18bbfbfd43a1a16d3b4720	500
4881 42196	0x3aa667d05a6aa1115cf4a533c29bb538acd1300c	500
4182 42895	0x930ad86e4f3e79c101cc71b03145e376e5bb618f	500
7281 39796	0xcdea763f3aac9c7be7fa08410c384170cd528ff6	500
5954 41123	0x1b26c22c1493df1399d8efa113ef99bb27ab9eb7	500
7459 39618	0x5ddb5244acaaaab3275b2731c981a49cd5f68cee	500
5175 41902	0x90cc74eca2a96bd47418d75e523fb5fb450353f4	500
7155 39922	0xf84003446b3fff78e1e0cd4bdad7128dc3b56d8d	500
How do I move up the leaderboard?
6516 40561	0xaca6772be7bbb01d9a71457b5d430e9f2f0822a8	500
4494 42583	0x2bd7d71390ed6946159b1cb49bc270cbe3ef1a53	500
4746 42331	0x65aeb250b7427d122bdcc41823dd901d427c40f7	500
5282 41795	0x2f2496c8dc97076e02482a737db41cf1046c221f	500
5860 41217	0x210a8da7da69ad534aa70719e3bbc54570a7122e	500
5380 41697	0xbb2440df26cae107a421bc342ab66a0ce4fbe331	500
6782 40295	0x596572fb0e85ed15c2e5fc0f126878cf6b6b95f4	500
5740 41337	0xbf30608066f972e705b54fe75411e54b34d671c3	500
5775 41302	0xd0cdacb442a9f38c44d2ea87f005c48faa8ad5cf	500
5165 41912	0xc135725230a91b002025aeeb97dc8c29dd026cad	500
4825 42252	0x2061a27d1dc983fd8444770bc8d56bce215364ac	500
6809 40268	0x86c38c389b57ea6c18f490aa98a548c876f802f9	500
5921 41156	0x892abc8372ab4fc32d2bf3a51ca9d376bda5d818	500
6375 40702	0xa54f4330a818492b9af9f0ff00ef8c7c2024ba93	500
6480 40597	0xf8714afccee356681214cff48de2b24371f09c8a	500
6263 40814	0xad62d4fdd2d071536dbcb72202f1ef51b17ece30	500
7262 39815	0x9bb5ba0906d4f976dd4d9e670e4349f706a6d510	500
5724 41353	0x2a15c4df3a0f49ed56ab8d6a0e4403bb2f4218b3	500
7060 40017	0x73a45fc60534fbd05c891ee585726e66c5f2e22d	500
5014 42063	0x3989c4f265d18d7196b97168d77b240802bfb40c	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 7.96% on your WSTETH

Earn 7.50% on your DAI

Earn 7.14% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 126.42% LTV

Borrow against DAI from 0.11% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About