Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.65%.

Get $RAYS

Leaderboard

Rank	User	Rays
7110 39956	0xbac2bc70e1e84d11bface3adad1755dc80e4caaf	500
6544 40522	0x978452c747ee0b617285caf3c50cae0103af5656	500
6873 40193	0x62a833ed5626cb5069b7615be8a7bbc4d4bb4f4b	500
4216 42850	0xc03de7887e89b38e29deac584fe83b7cb798d51c	500
5535 41531	0x895899f6f5f06842b2750d9e4f7f1f5d80d644a2	500
4881 42185	0xaf943dfc5e0707e497d7806ec62363420fd2b898	500
4214 42852	0xef2aa0f3696a9cb114dd61fc052101614c6025c0	500
6529 40537	0xf7125120bc41758fb157cbd18c2f012005ed48d2	500
5750 41316	0x509f3f4247f28a89bfa59afb8748c6fa41da48d0	500
7495 39571	0x6adcc6c1656975ca558f10063416e2886355bf8f	500
7226 39840	0xc90cdec8e18ba905573fc1444d7e0d321a165908	500
6090 40976	0xee1c1f7a6c916b9d8e66f2bbf332c76dfc6cf6d1	500
5232 41834	0x71ab463e79c129a326d44cd173f1baf7211bb956	500
5468 41598	0xec7f8187a940c2bd97f8f9798dd18f314a42261b	500
6447 40619	0x6239de4b23af56a6fa8fe5c3e5c83a9f55c0a99b	500
6613 40453	0x0443dfeae39b783c045b0659ac5d231c35d9df44	500
6867 40199	0x45fe2d78c7b7b5a6981b1934cc9f2903f8a8e4f5	500
5659 41407	0xd2e028b93417ec1cc2c00d354ca0edf255f4c112	500
5931 41135	0x53a3ab2f8acde757fafdcfa31c4c66be14a6fccd	500
6742 40324	0x1e4dd7540f0917a435e056710a57ed3c11235fe4	500
5259 41807	0x0609a51be9b94ec56840d73312a458159cbce421	500
4416 42650	0x172b2be0d028161683e3113dfa19d296d4ac361b	500
4155 42911	0x92b7a575a95dbc2e0448820a1a861668b74ae013	500
5429 41637	0x6aa9cd8de141b99b5b22e47d50fe525247b31466	500
5134 41932	0xc8f6237a3f7acbf3c16cb85f883fe41a00683b9e	500
5148 41918	0xcfedb2552d8e8ce5e492c1976ef08af99f19eb98	500
7201 39865	0x2d6dbbe8e304017897cfc6fa91c9dd71b91b62a3	500
6606 40460	0x695a2d04aafa8aabb6e97b79906b38bd93303636	500
7086 39980	0xc7c37b0c7af5af560bf31b0bcbfec04b97361275	500
4326 42740	0x38bc5934d41152fc74ef50c5ee15ccece3a41c93	500
5335 41731	0x622438202bb50583dfa854b89ecaf6593289c714	500
4236 42830	0xbf57f59d35124f071001fc9185e5169a7c44da1b	500
4251 42815	0xb49877bae8b5ee5e19cb87da9dd7e99437653688	500
5303 41763	0x1053e162c387fef8e1f8e4bbd3f2363f1c7d4066	500
7195 39871	0xa2c6817b00a8e45ed15438fdb79564316843c6d9	500
7238 39828	0x2c51978916976e9041d22e3b164f033e553e2c3d	500
4617 42449	0xe8b57ceef46cb983de4e08e48446a5c51b75fab0	500
6319 40747	0xf45f4f634746d69ffdd6b369fa416a617cdc64ae	500
6806 40260	0xb4355d0420821b499c199de5e28f1668422f4963	500
5496 41570	0x3fde69a46006fb172ff8d6fb0b09106f4deedd60	500
How do I move up the leaderboard?
5957 41109	0x55977dbaa11902772d8a661962544a1583c35099	500
5888 41178	0x81f62fc8626363961677a213573b0de61de521e4	500
4529 42537	0xde605c92727aa270fffbd39a99cf07e5d3cc3a1a	500
5498 41568	0x699c3f33da71d392afdb97767801d5e6a59c67d6	500
6669 40397	0x7a0dff2a955b72159650300a9acef97146dd12e6	500
4352 42714	0xe445428efc7002cee72e2d5c9905679a87ac24ff	500
4571 42495	0x27f361bb92e4455ae9f7deaf341078cb93e5e85d	500
5374 41692	0xb15c9c8d26941116e7511bdf784e0899c50dca45	500
6981 40085	0xf7de1eede3f7b46edb6f851e0227127482446359	500
5158 41908	0x467acdce701d80ca802ae79e9125e9ceacf039da	500
6802 40264	0x2674f614d6ac2d1148ef30c0faa7aedec1d3125e	500
7396 39670	0xe0d3d023c311c7de5502d2282e3a6f9246f97fc7	500
7149 39917	0xda29c07a09b38bda8474519613d158dc183aa0f9	500
6940 40126	0x29630097c7a28196358401f9499771b460005838	500
5524 41542	0xdd1107d19b6672be5762dcf3bc6db752ece248b0	500
5045 42021	0x2b546d8c42f6b74e9c50455d0b8577e26662387e	500
4917 42149	0xebac3108c58bd4dd48a8110b7750480cea7bc3fb	500
6427 40639	0xb51423c14a448f81563cebd54ab86719e5c46510	500
5106 41960	0x20433dfb275e1660fe317cd9ea49997a38f380de	500
4721 42345	0x6c84dd3486e1030897992206f956b0473594ce80	500
7140 39926	0x042a135bd342910ad7f67bbda74e3fd4125d1272	500
7429 39637	0xd56af6291a4752c0d5ab3f7a21c7d1e0bb486884	500
6367 40699	0x2d4c38d80914084d90c55ae6622eb7859ea9ab64	500
7449 39617	0xc77c6375e9fd581701425a6fb70bf371fb1cba28	500
5732 41334	0x3031ad6e492460bb2f44f26dd273e4a64b4c7295	500
4708 42358	0x55cc6832ce672652f6b3feefc0e903da8b3152b9	500
4282 42784	0x42c58a33ba0efc3dd2a4d58b971dbf108b6a165a	500
7461 39605	0xf7ca19894ae1cf00a8156d7b54c2f2cfd2c08a13	500
5403 41663	0x276b413599b3a27009a9c87a5f9337a54417ee22	500
6755 40311	0x14ae683317d9d27957f56c78e9308e7d54bc3b36	500
4364 42702	0x7c95dd08f062aa4601be14474b94d473bb3317d9	500
6404 40662	0xf9dd24870d259866df0e832926c8784784625d83	500
4816 42250	0x1a9cee6e1d21c3c09fb83a980ea54299f01920cd	500
6437 40629	0x43cf87cc29bd0eb1277c6772a2994efd4204f776	500
6607 40459	0x5396e6faf592baad55043756f80b67aa91feb50e	500
6387 40679	0x46ddec05e55550bc83cb5032b278106cd3b2104e	500
6805 40261	0x85a98f62035b39b0dcbdbb98f5bbe379a5bc4a2a	500
6516 40550	0x59f44895cd4088817eb5f5cf913d23b81a76974d	500
4660 42406	0x3cb70dec017696e22f4a7787028465df71be8c6c	500
7186 39880	0x7f8919fde017c5ff8408e4def990bc81f20d3ca4	500
How do I move up the leaderboard?
4530 42536	0x3f94463f2921e15350550c5664028711d40d5846	500
4961 42105	0xe214ca7b160dab472e5250c8cda9545b8ffc6cb7	500
6966 40100	0x30495f43c180c0614cf6f05863650c84d0c4b80b	500
4176 42890	0xccb82218c6f82a2b750cf0d65e21ae6eae14070c	500
5334 41732	0xdc4c379a08c7a36597aaa9f9702b7211c5db17a4	500
7106 39960	0xe0ddea5ca147eaecd2bb3d0157deaf16e6dc9aa0	500
4152 42914	0x9be80c23245b576b23c01670137726fef0f9b64e	500
7281 39785	0x282af5a115a84dd00675c554cd1abed219824b6d	500
5220 41846	0x1b6100d53877dca0475ee04f86b3a585dced8fc9	500
5192 41874	0x2f96212bbad1120c56cefedec2826dc771547c09	500
6535 40531	0xad57a1ea761bd5704207e3eac50b8b78cbafa846	500
6174 40892	0xe55e30c3a94be64da997f164b65127c8797a0da8	500
4807 42259	0x356fa6805f1abc3efab22b59193582aa68e29977	500
6851 40215	0xafe609643934ea392b8c400db474d6419234d64c	500
4347 42719	0x3f0fe3a5bb63f9ff0413aa0effe9b6d339f0f28b	500
7008 40058	0x04e1e2df5bb9dbe04a4a275a4c6292006c3bd8bc	500
4709 42357	0xdd89f02fcf5209d92d0ee28e0575ddd81ab27e49	500
5352 41714	0x995a1f28ce5bedf9e827b5e906a5a4a5c382da03	500
6378 40688	0xa431fba4027585b4e66fccadd70d0da1702d49c9	500
7236 39830	0x24b41e56239da69a77454b5af297b447ad4804bb	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 10.41% on your WSTETH

Earn 7.50% on your DAI

Earn 7.85% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 112.02% LTV

Borrow against USDC from 0.09% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About