Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 12.18x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.73%.

Get $RAYS

Leaderboard

Rank	User	Rays
5009 42022	0x5f2c8ae19e310e9a7b05954a3971c32d686457c1	500
4539 42492	0x19cd6c58e745618f5bf180902cf61012bc4f3933	500
7149 39882	0xbcc0983d8ee842f016b881f8b70b8602d008b4a9	500
7306 39725	0x9ed4dd5b3b6172e9fa1b628662f660cb511a5865	500
4870 42161	0x8cb541ddbe00c8ac83c7122d835e94167a982c7c	500
4521 42510	0xf2b889437f243396b29e829908b5d8ebe2e13048	500
5611 41420	0x508b0907701dfad406bc80e7833fd60e267e26bb	500
6170 40861	0xd4e688205158ad377237b38daf59c61a532abe8b	500
4669 42362	0x08fb8805166bb9f009ec4c4ec837bcc6a084424c	500
5823 41208	0x047d01a584547c0c64da76aa37a2461dec11a5de	500
4328 42703	0xd59ca61aec1933a19a26a751b0eb6f5fdf8fb06a	500
7098 39933	0x499db9ed991debbd47356b880eb98a4d6ea5d114	500
5912 41119	0x56ee79dc33ffa5f6b7be0d8da56927e6b577da54	500
6021 41010	0x1ab149ad80d8f49045cf452c4f1ba2284b5aeda2	500
4775 42256	0x728e7f512e01e7811037985ddfb15f9bfef517a8	500
6162 40869	0x43093861e897d139342ce149935a5f721532a660	500
6704 40327	0x041c014b275fcd76466dccbc6f1ac17e351897eb	500
6664 40367	0x57280d899fb8d7d63366a34eca4f66b81a5a87d4	500
5307 41724	0x6234fa23db2d02beb16e2e27f68979171a25ccc7	500
6571 40460	0x6beb625bcb844992dca349fff79281c5cad0bbe8	500
7230 39801	0x2932516d9564cb799dda2c16559cad5b8357a0d6	500
6430 40601	0x234c38870ddbf92231df6bda0e73cde5f9837b9b	500
4613 42418	0x78e96be52e38b3fc3445a2ed34a6e586ffab9631	500
6924 40107	0xd658fec7bee783d4e1e6d08185dd7785975d0d44	500
7095 39936	0x5050179adce2bf9c9fcb2d78892fe956046ce6f7	500
5497 41534	0xfec14dfd8378e9cfe06f7cbc7d1aa988258aa01e	500
6405 40626	0xaf5b48f84b12879bf6b54e9835a82fa522b2961f	500
4791 42240	0x86da253817dc599059e3ad5a1f098f7b96abf34c	500
6549 40482	0xa9a1b8c4ee2cf76e8b22c5dad3976d269e4050e5	500
4477 42554	0xf47adc3dcfe8c1b99e66d92e005b4fb85941b252	500
6631 40400	0x4676ec5a0727caeaea24b908d0702b2af8618d52	500
7206 39825	0x21c453cc6da4d3a296afd7b8d8740df5b4366a05	500
6308 40723	0x5bb46dd7702c7a87a18aae7d6b454019498b8c48	500
6474 40557	0xddf59561c087b67eaa493de6f1e431bdaabe9c7b	500
4084 42947	0x7152f461da64c62f4bed09965571512a934af610	500
6355 40676	0x4adf3bd8486ac063348d2dbbe2e8f5dc0b5c6195	500
7068 39963	0x7f5b8d5f454ff2e38958c8103d8d9df9e73c0c1f	500
7392 39639	0xfff6dc1b3dc49357d21931505de2d3142a7288ca	500
4426 42605	0xdd00ffbd563a57d5956c85c77d9c94d3756920e4	500
5289 41742	0x52cdaa873c3935c887f7db3571cebac1f5702a35	500
How do I move up the leaderboard?
5705 41326	0x80e5a383cd90210f67d9d27e1e27253e04516b55	500
6534 40497	0xaaa98ad76fd8294f5e89654dda929a233ae65ce8	500
5846 41185	0xfcec3a785c9d916467ff3c372835c6c8f00d5b44	500
5433 41598	0x70f6a23536da15af225195b4d00faa37530d9782	500
7284 39747	0x96a4c05e3618dc2ac5f1fbcb61138ad222ec9088	500
6875 40156	0xe22efc2337d07514c52d9c52c51ed912c6312b7c	500
6582 40449	0x243f22193dabb235ec956b4a58ce76865f4586fa	500
6708 40323	0x7b9738c79b409e3c3b79f229e8bf1bc032c6b503	500
6083 40948	0x9db476c26e2ce0907830209e7ce95e26f0aeae4f	500
5038 41993	0x7ad8b128856e473de0ffaf65434fc2edb12fb7d0	500
7415 39616	jerroldpetersonjr.eth	500
6665 40366	0x63967b662d097be2ffe0eab61d55ee4b32a69fa4	500
5155 41876	0xe242e8ab736f9f0559ac33593028612299490c9c	500
7042 39989	0x8cb20f59e717d2debac27c7271370dc365f77be7	500
6847 40184	0x516da21bd3fce0f2588650e98a3cb8a816315406	500
5045 41986	0x07539a42e40b18b31e5b35c0af4c429f5d06fef8	500
6500 40531	0x044025fc517b5751b01a9be777d5c1f3b7bf83c0	500
4253 42778	0x868f6e3c83cd698d4dd58bb8a0cc9e84732a2a50	500
6352 40679	0x89c32bc0b67474f6269cca91d023c5d02e3986c2	500
4516 42515	0xf55d7a2f553be0beaedce903103a2a13e9b5508c	500
4467 42564	0xf2eb271bd3acae7aead18ff0ec90dae756a645e6	500
5873 41158	0xe1ad1df53cff3bc0733dbb276baf2e1bb6a66f9d	500
6268 40763	0xf062425a128167547136de8d72add895705588b6	500
5358 41673	0x40b7cf954269e49cac97666472983d4f37676b1b	500
4454 42577	0x0334dc596588f9944b50e47eb75daee803642f5f	500
4907 42124	0xc019b40d773d6a34984a6ca79bbdc63fe3b2a3bc	500
4309 42722	0xd69e0f73d9f588b56a40b530ce5daa3222c3ae5f	500
5832 41199	0x087528aa46d69fdf2c6dff93a7b43ee92a77d26b	500
5901 41130	0xd77c9ccef2f83b4915b017c1e29c595933e20655	500
7425 39606	0xd64813e230b945e501aa1969d21fb2072cb95930	500
4244 42787	0xdcf0a497df3c53a43ff25d0f582f3c2d08b995b8	500
6563 40468	0x2d04685c3c62e7aacce7638e4bb35f8ab3f1cea4	500
7177 39854	0x1660a375825071b01133db5ef7c65ee68b26894b	500
6214 40817	0xd2050719ea37325bdb6c18a85f6c442221811fac	500
5368 41663	0x460c501889128d3e0fbc205834fab4a271494886	500
5218 41813	0x23be060093db74f38b1a3daf57afdc1a23db0077	500
5241 41790	0x0bbbf3ab08633f8a0b735843cf9f72105109ff0d	500
4307 42724	0x748c2ea5db75d57bc077ec156d7dc78d04f54246	500
6315 40716	0xb3eb2f7527c89bf0d43e2bbb50bf2afaadbc0f28	500
4895 42136	0xff2990c7d9f69deda0392b1c76b9b631dbf295ab	500
How do I move up the leaderboard?
7273 39758	0x966c4c088e71263830f6d8bda6bba5d4c4d647c3	500
7182 39849	0x805651a56e6121becb27219b65fd859ed3e97dc1	500
6221 40810	0x4111637f8cee2156ad775aa79ca9594c7b109a9e	500
5159 41872	0x5c31c6af15b9a4e0c26ec4ad4a0417708d6b6f93	500
4291 42740	0x25e33b29de7f01353096eb482384574f0bd27942	500
6112 40919	0xea71cb097180c527a9ad9417ff4cf1baa5280d05	500
6965 40066	0x8c57ddde3b4629b10a74ee600bd7ecd50f1eb212	500
4649 42382	0x1b29b833cdc4a81345633749dc70eb6ec16a418c	500
6177 40854	0x51c0681fb2c0b54059b20f25cb550110347fde66	500
5932 41099	0xd0cf9d02150dfb282167cfcceec59d0f2331ef0d	500
6298 40733	0xc95a4d4078b12572d1dc4c85eb268e77b1805e83	500
6531 40500	0x31923e1811cb6d5c26870439d457705505dcf402	500
5118 41913	0x0c8c6b358508fbbf27cbf7fb2c29dc7a8a7ca398	500
6329 40702	0x8ff0b00023d1e3345cc3932dab9535d47f8ef91c	500
5407 41624	0xbbc406d116377e1646dc9774cc7ee9fefac19756	500
6578 40453	0x3e3bb6df1911fb29a885b9fb06296aadd89d31cb	500
6423 40608	0xb4fbd802d9dc5c0208346c311bcb6b9ecff468c6	500
5235 41796	0xf68c36bc8091b37724db1b9b4b172b9b67d829c1	500
7187 39844	0x4257c2b2678c073fcefb73337017861289fcf135	500
4543 42488	0x20af82e3c3df2268b21abe66c1664b456ff79f2d	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 1.56% on your WSTETH

Earn 5.50% on your DAI

Earn 4.14% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.08% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About