Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.73%.

Get $RAYS

Leaderboard

Rank	User	Rays
5741 41294	0xce0990b254573d7594a515543558fa5695509f52	500
7086 39949	0x10786a8634aaffb234c3983553f27bff8ab4aabd	500
5929 41106	0x8f91a830f387a79ec51f7ab6ab13dbb61d0e91a5	500
5919 41116	0x9141e07491347467855e16a2d973bf84c6ecd8de	500
6315 40720	0xb2e083b127986a9342a6918e1d7a8c0053e828a4	500
6791 40244	0x4accd34447a79981f2d480ab3e869ba375f000d9	500
4256 42779	0x976d34936f9adb2712a1f0325984e18ca6a020c4	500
5498 41537	0x7ff40b10781e5e6a05f8f33a1478064a44ccb5a9	500
6152 40883	0xbbb0115caa125df29b77d2152f2e3242a33cee13	500
4875 42160	0x8cb541ddbe00c8ac83c7122d835e94167a982c7c	500
4945 42090	0xb853ceb4d30ebfc30924db42d90111d51662bb8a	500
5345 41690	0x63d1cae75d367be8af4c2cbb975b3bdef349d265	500
5961 41074	0x6b8e55286e0f30a2e8f69d685cfb3fea84cb2d11	500
6514 40521	0x7bebf3d7eb8351edea30564d07f17cda22e65467	500
5658 41377	0x58f123bd4261ea25955b362be57d89f4b6e7110a	500
6897 40138	0x5844391b36a7fd46f335ccf4056b58c3be272a5d	500
4101 42934	0xbb1e599e15f2bf248732ef060cadffeb6363cc4c	500
5915 41120	0x2d018eeeab1593b8f9042f70863d15c074750398	500
7254 39781	0xecc4ce0c774a97bd23086c96206f33414d650106	500
4902 42133	0xe03ec7c250d8cf5d96ce0ca0293d974abe3847d3	500
4894 42141	0x985a8e848b8c9fd95deddd8bc7ce042e41f0a0a8	500
5200 41835	0x753cb2cfb62d4d7c5e12c67e7bfc9b5e134def47	500
4609 42426	0x534ec329f4dfbf760e786f82afe18a72c55861ea	500
7265 39770	0xfedc3d1bda22eae14be46a5056596cb6ae18832d	500
6333 40702	0x37690f20c2b226518ddd306ad3df0b7c1ac918ae	500
5739 41296	0x1d4b898d0f7e34e28913b2dcd42f7f8eab48e6b4	500
4355 42680	0x3961927081e0ff240c9f6550af7eb676f0612bc2	500
5381 41654	0xc574998e8ab0363a46ac02b62e02a35a50173cb8	500
4863 42172	0x9908bb558f9b86f2bebc48542c8b2c51dcae2a2e	500
5738 41297	0xf188761c1beefdfc9ec1ff4dc3095be7dd74e6a8	500
5837 41198	0x087528aa46d69fdf2c6dff93a7b43ee92a77d26b	500
5576 41459	0x641fb9877b73823f41f0f25de666275e6e846e75	500
4545 42490	0x792d2642f661535735e6b229e2bb4b863b0ed39b	500
4093 42942	0xd8e88db8b3e6dd20e1d2f5af1a4a8e1b5b16133d	500
5025 42010	0x551364cdac6f135f4e8d8befac61bc8f998a70dc	500
7436 39599	0x5c970e9983761e65f4d4be47f48a0026d0b3548e	500
7460 39575	0x2421134c8e8278ad199f6886ae70c5c373da3b48	500
5027 42008	0xbe07aa4c4b27a2fcb467bebccfa59a167e693fe5	500
7430 39605	0x1e9b50040e373b387d596b366132be53fe3fc667	500
6881 40154	0xbc6c1d4625f45ea324a759bc927f41621b177402	500
How do I move up the leaderboard?
4573 42462	0x14bbb35913d884af0b22ca78089100ef0b7ff3dc	500
7409 39626	0x032c0cb2c8465f12d36d1f2ea489c6d6162092a0	500
5109 41926	0x17cb8e52c2ac32aad94b72758ebf8e84f0d94f8c	500
6541 40494	0x33d221877d161b0b46c248c697fc831d55bbb0cc	500
5159 41876	0x5f542a2322fc996f9176262e415a2504382c2cca	500
5757 41278	0xd7ecbf39d783899385acdc58c1db1e2b24dc6dc5	500
4528 42507	0xd7ef4213ac470d243a61aacac2c1de08dd4c9903	500
6964 40071	0x72377f6814ef22c272c9f56736930e5604566991	500
6113 40922	0x6c615c4ecfea0aff9e87746723eaa35495fd52f5	500
6123 40912	0xa9ed13383467cb25093ac8b70c52ca2a8985f225	500
6164 40871	0x291b69372d504418eee672f2839ec9b8f0e1595d	500
6213 40822	0x9ef9124e711f583ef2917d4cae1d50cd926bb3ce	500
4578 42457	0xb5fc9eef8f391051ecfc1c7d71d617181a56539b	500
4486 42549	0x95d17bae7dc1a56393ad271ebe3361c7f5c4864a	500
7330 39705	0x0f8b170477b8eeff5fefda5abc14494afdc81db6	500
6797 40238	0x2ca40605844f48c60431e2820ffa84526e795f9f	500
7216 39819	0xc5f670cc55ed46815118428261025919cb4e1a63	500
5689 41346	0x379954f4c543cd579750571559390919b6e9718c	500
5112 41923	0x47d74458a1180cd92b533d950bb6fac353a309da	500
7068 39967	0x0ba92342b2c7427e0c46454d860bad022febfaf7	500
4638 42397	0x91ce816845e1d9fca3fb1e5f21e492a68377e886	500
5518 41517	0xfdc9cc5887284cc2846d8035601df715d7124ee7	500
6704 40331	0x0cc7090d567f902f50cb5621a7d6a59874364ba1	500
6481 40554	0x78a84d9fd936d9cafd21846f810b0874291b70ae	500
4457 42578	0xe3ec5d8a3da6b26fc93b7e34c03b5e7f0db7a775	500
6012 41023	0x751208958023f1d5255e146b509fc8c074e50f14	500
6803 40232	0x6a0fce3b38afc28797deac0a955471b927ed7e03	500
5592 41443	0xdb3ac244f67cc699735ab6ab2f2e18dd546f7f77	500
6716 40319	0x5c5df979e25b8f341b584b0d62db039e0e81cc9b	500
5448 41587	0xa901368aec255b1e6df31edf8aa735ff16bb12a8	500
4964 42071	0xff35ef99cdc780121e31dc60c73552915981d56e	500
6982 40053	0xb32607d32f192fe30e222dc9996bf75c6d9074e3	500
5098 41937	0x389e23aded3cc83b8ad72f57cfc71a1eab0163ae	500
7437 39598	0x58e1fa26fcc0b6bb1cadc8bebf804fdbc1c09505	500
5949 41086	0x270cbd3bb433c61cabd436e4e94baa63139e3c1c	500
5909 41126	0xdec77b0ebe1593b7a9e8b4293b18dad6040b0500	500
4143 42892	0x47d766b2d229d0323f36660fa9447bedaf6d9946	500
5731 41304	0xc16add8ba17ab81b27e930da8a67848120565d8c	500
6978 40057	0xf3d5e8f1cb8cc717661d6a8e692b60cdd1b45ca2	500
4239 42796	0xf9c8b051234f8b43306d099044451c02857719eb	500
How do I move up the leaderboard?
4542 42493	0xed9a6aa21247492a6248f2f24e619842f38bbe9f	500
5324 41711	0x11e789193f7419bf7397e2f5247fa49bd14d5041	500
5008 42027	0x1d4e5d4ae3a9f0b68671ee037f1afaf17817b83c	500
5055 41980	0x73c551f1699f527beaf0e2feec3979036b5fab14	500
4847 42188	0xbf7abb7636ad59f47568ced4903169593dda6e09	500
7152 39883	0x8873e590a918b4b72517c84c7f9e6201c79a1ace	500
4606 42429	0xaff0643a15312638c0ad3ec7729c7207664a5be1	500
6612 40423	0x2c65c66189e6c4997903caf4f5829ff4bbdcdb87	500
7083 39952	0x91e086679429227d2597c7ebe42b9d6a0f562c0c	500
7263 39772	0xce50ef5216b92a3e86d1f1fe7ad7ad15726dabf0	500
4308 42727	0x520c1e99eba69e2e10af2de1bce326d04efd21b0	500
4744 42291	0x2ee6c1e422b54918043a28f94e5e64e3a19197ff	500
7439 39596	0xf96fa88f9ae84d6d801bb4162efb3aa07a6dc24f	500
5522 41513	0xcd2854b46c7e553d530eab029712ad205ba6ed02	500
6421 40614	0x834bcb7abb0e074a75481e6c78544a385726a151	500
5479 41556	0x9d434f53126b6397b3cae9deea030c279ae28ad4	500
5895 41140	0x29e3fcb9f4aad6225f359de66f3e81e643ac1dcb	500
6431 40604	0xa4fc82338d3753065d3a81652d5d73600855b2bf	500
5264 41771	0x6d5fcf3db5647ea82335bcdf0961bf18efb6b5af	500
6382 40653	0xfda1a9bdefe94a1856a32849b0c915b62cc0d7b2	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.19% on your WSTETH

Earn 5.50% on your DAI

Earn 4.69% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.06% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About