Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.69%.

Get $RAYS

Leaderboard

Rank	User	Rays
5852 41181	0x21f0dc23dc2516fb347ac64b9cdf6c7d4eb14566	500
6308 40725	0xfc9685364840db1362b16f15d72c1b294e031089	500
6603 40430	0xa09d6ea7263430d73e06ce8e2d1df3e8b014cd55	500
5133 41900	0x5271d6149c4e1e10e952b059b62a96c33bf09f93	500
6719 40314	0x4bc67ad2f21f0325568325c25da892ef7e7958b8	500
6467 40566	0xd57def61cf1f958ba9d8e8caae81fe9786e0f7df	500
5070 41963	0x1bbce7eb5fb02d7854b0ec69b479a1c99b4ae660	500
5553 41480	0x9dcef327ea66947156eaa2a5335af772b91177ae	500
6733 40300	0x326d9d4870c636d9b25c939237e0f1ea9ea1a974	500
6020 41013	0x8c822f1377cd8a3e26b99a77a78ff1bbf2aeced3	500
7348 39685	0x1ffb2124ba89d45472184b653aba3a2620d6645d	500
5732 41301	0xdf1dd8f308bd9116f5eb03157bca7ea311010974	500
4928 42105	0x56b9f3eab2a563a277cf14604ac0a8c330715cb0	500
4558 42475	0x9c2e66c0be53b5fa301895e2e8c08bc2c71bb348	500
4612 42421	0xb808bdbab1e479e8cda07fb327044753d4f4c3ce	500
6069 40964	0xea6d98df81b3458821ab6bb216292a467000b9d2	500
6118 40915	0x0da40fa8171574bdc01019b269dc90ad926f2390	500
5605 41428	0x839799ba1fb562dd3b5b25a7ef4351965e8ced9b	500
4616 42417	0x78e96be52e38b3fc3445a2ed34a6e586ffab9631	500
5915 41118	0x56ee79dc33ffa5f6b7be0d8da56927e6b577da54	500
6173 40860	0xd4e688205158ad377237b38daf59c61a532abe8b	500
4672 42361	0x08fb8805166bb9f009ec4c4ec837bcc6a084424c	500
6820 40213	0x775f257b08d549b18db348d29160b3aea8e9c2e6	500
7289 39744	0x1f2acefbb92ba21881c0e26357efc52640e87b92	500
7154 39879	0xb23447dfe6ce14c6771f7a2d83f01e49eac151b3	500
7409 39624	0xb34e48227beb089b67541e918d9a9307601b886d	500
7101 39932	0x499db9ed991debbd47356b880eb98a4d6ea5d114	500
5663 41370	0x052cd611c83aedad5ee2ca596223ad6c4310baed	500
5835 41198	0x087528aa46d69fdf2c6dff93a7b43ee92a77d26b	500
5574 41459	0x641fb9877b73823f41f0f25de666275e6e846e75	500
4091 42942	0xd8e88db8b3e6dd20e1d2f5af1a4a8e1b5b16133d	500
6940 40093	0x5984195b2f6ef3a6eb503c7706cb7ae954b50f88	500
4739 42294	0xd40d51857ac0c4ed1ade039d9902eb7faea2c4c7	500
6600 40433	0xd5bf1f96ad5f340bbf5ad9d1d0802b213583f0a8	500
6851 40182	0x63a4f8112c5dd3712f440d2b6948e751ba90bcbc	500
6990 40043	0x79c33df84737baab36375d723fd2d8896b6b61ca	500
6613 40420	0x1095ddd68b265067ee1ab2b776f9bba029eba2b4	500
6866 40167	0x301cd8ab0c12ba28c4fc4f6ff271f4fad5d262d1	500
4400 42633	0xf62773237e1d1325221c93a973200bdc75b06276	500
5101 41932	0xdc7c661a7c47ebbe31e19f4a47af32835af6756a	500
How do I move up the leaderboard?
4468 42565	0xa08acf7671f6142144aecdd63ab9e35f64388696	500
6025 41008	0x4ef5fcc6a65c34ec5c571b7eac13f8089d924625	500
5498 41535	0x0cec1dbc5db276de35808bf717a4491082fdb8d8	500
4634 42399	0x1c31e146ca6525dcb100f7faf280cbdac6e19ed2	500
4904 42129	0x41353939b58186660b4f52c15d5336873fdcabbb	500
5818 41215	0xd313184c1335829ec75cc44a104d692d418ef004	500
5024 42009	0x617459b083246784ba647eea5616e89e5f307218	500
5657 41376	0xa341ad20a270538f7581391c3f425b1bd3896f94	500
6883 40150	0x57ab005ac11e2a5565333ccc995ac364adb47216	500
4191 42842	0x010ea91a5d9dbda4ab5b00e5f9e98a9377fc10f7	500
6956 40077	0x2d94b33fd4ab6968c0dce5f2b73a3eae1e126a4e	500
7394 39639	0xbfba28d567d4f59e6428ddd8ba6f50c2da7138c2	500
4405 42628	0xc2d6a9a3c68625f7130fdd009ff43f7b5d3a743a	500
4351 42682	0x71f897b86605b89c1b47c9b693f322c3e9746eba	500
5683 41350	0x3660ba927441e1dda8b539f9df2d74aaa6305de0	500
5899 41134	0xa00779921f98fc96a77d9fe336531cdb6fd5caa0	500
5211 41822	0x6a19795910ffb07f06ac0f38c983a590f2a42e16	500
5631 41402	0xd2c6921ce8d4e6826b1b506ff2ea5e3592e583ab	500
5725 41308	0x9a87a59040f86b5879cd21cf0b0c42a0c3e2a2ad	500
4543 42490	0x792d2642f661535735e6b229e2bb4b863b0ed39b	500
5023 42010	0x551364cdac6f135f4e8d8befac61bc8f998a70dc	500
7434 39599	0x5c970e9983761e65f4d4be47f48a0026d0b3548e	500
7458 39575	0x2421134c8e8278ad199f6886ae70c5c373da3b48	500
5025 42008	0xbe07aa4c4b27a2fcb467bebccfa59a167e693fe5	500
7428 39605	0x1e9b50040e373b387d596b366132be53fe3fc667	500
6879 40154	0xbc6c1d4625f45ea324a759bc927f41621b177402	500
4571 42462	0x14bbb35913d884af0b22ca78089100ef0b7ff3dc	500
7407 39626	0x032c0cb2c8465f12d36d1f2ea489c6d6162092a0	500
5107 41926	0x17cb8e52c2ac32aad94b72758ebf8e84f0d94f8c	500
6539 40494	0x33d221877d161b0b46c248c697fc831d55bbb0cc	500
5157 41876	0x5f542a2322fc996f9176262e415a2504382c2cca	500
5755 41278	0xd7ecbf39d783899385acdc58c1db1e2b24dc6dc5	500
4526 42507	0xd7ef4213ac470d243a61aacac2c1de08dd4c9903	500
6962 40071	0x72377f6814ef22c272c9f56736930e5604566991	500
6111 40922	0x6c615c4ecfea0aff9e87746723eaa35495fd52f5	500
6121 40912	0xa9ed13383467cb25093ac8b70c52ca2a8985f225	500
6162 40871	0x291b69372d504418eee672f2839ec9b8f0e1595d	500
6211 40822	0x9ef9124e711f583ef2917d4cae1d50cd926bb3ce	500
4576 42457	0xb5fc9eef8f391051ecfc1c7d71d617181a56539b	500
4484 42549	0x95d17bae7dc1a56393ad271ebe3361c7f5c4864a	500
How do I move up the leaderboard?
7328 39705	0x0f8b170477b8eeff5fefda5abc14494afdc81db6	500
6795 40238	0x2ca40605844f48c60431e2820ffa84526e795f9f	500
7214 39819	0xc5f670cc55ed46815118428261025919cb4e1a63	500
5687 41346	0x379954f4c543cd579750571559390919b6e9718c	500
5110 41923	0x47d74458a1180cd92b533d950bb6fac353a309da	500
7066 39967	0x0ba92342b2c7427e0c46454d860bad022febfaf7	500
4636 42397	0x91ce816845e1d9fca3fb1e5f21e492a68377e886	500
5516 41517	0xfdc9cc5887284cc2846d8035601df715d7124ee7	500
6702 40331	0x0cc7090d567f902f50cb5621a7d6a59874364ba1	500
6479 40554	0x78a84d9fd936d9cafd21846f810b0874291b70ae	500
4455 42578	0xe3ec5d8a3da6b26fc93b7e34c03b5e7f0db7a775	500
6010 41023	0x751208958023f1d5255e146b509fc8c074e50f14	500
6771 40262	0x73021e84d869197b8289b85ede109edc4a84dd4a	500
5932 41101	0x8f9e6dd01128cc3c148902ebfa648bfcb68ad1ce	500
6797 40236	0x5a8211cc3244afc68d0d44450215d8dc7e3624b7	500
5194 41839	0x85154d2fae72a544598a51d3b654e8e43918c861	500
4478 42555	0xa94d2102d66ed4de1aeec687da797f2f2f298047	500
6651 40382	0x192fec3528f5e81f798f65d2e0bcf7694c322ab6	500
7426 39607	0x78789651b58179b2d90af90c8e5b4f5e4a4182ce	500
5494 41539	0x910d808950ba4c1b8ff29aabd87fd06fc6d1460d	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 7.46% on your WSTETH

Earn 5.50% on your DAI

Earn 4.30% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.10% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About