Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.72%.

Get $RAYS

Leaderboard

Rank	User	Rays
4099 42934	0xbb1e599e15f2bf248732ef060cadffeb6363cc4c	500
5913 41120	0x2d018eeeab1593b8f9042f70863d15c074750398	500
7252 39781	0xecc4ce0c774a97bd23086c96206f33414d650106	500
4607 42426	0x534ec329f4dfbf760e786f82afe18a72c55861ea	500
7263 39770	0xfedc3d1bda22eae14be46a5056596cb6ae18832d	500
4900 42133	0xe03ec7c250d8cf5d96ce0ca0293d974abe3847d3	500
4892 42141	0x985a8e848b8c9fd95deddd8bc7ce042e41f0a0a8	500
5198 41835	0x753cb2cfb62d4d7c5e12c67e7bfc9b5e134def47	500
6331 40702	0x37690f20c2b226518ddd306ad3df0b7c1ac918ae	500
5737 41296	0x1d4b898d0f7e34e28913b2dcd42f7f8eab48e6b4	500
4861 42172	0x9908bb558f9b86f2bebc48542c8b2c51dcae2a2e	500
5736 41297	0xf188761c1beefdfc9ec1ff4dc3095be7dd74e6a8	500
6719 40314	0x4bc67ad2f21f0325568325c25da892ef7e7958b8	500
6467 40566	0xd57def61cf1f958ba9d8e8caae81fe9786e0f7df	500
5070 41963	0x1bbce7eb5fb02d7854b0ec69b479a1c99b4ae660	500
5553 41480	0x9dcef327ea66947156eaa2a5335af772b91177ae	500
7348 39685	0x1ffb2124ba89d45472184b653aba3a2620d6645d	500
5141 41892	0x3b5677595284dafba92320dc3c64e9cd08046907	500
7148 39885	0xf1b58ab117dbcd16be35f079e8ef9acaaa28cbdb	500
5852 41181	0x21f0dc23dc2516fb347ac64b9cdf6c7d4eb14566	500
6308 40725	0xfc9685364840db1362b16f15d72c1b294e031089	500
6603 40430	0xa09d6ea7263430d73e06ce8e2d1df3e8b014cd55	500
5133 41900	0x5271d6149c4e1e10e952b059b62a96c33bf09f93	500
4106 42927	0x887c3599c4826f7b3cde82003b894430f27d5b92	500
6509 40524	0xf90f819031899a487d24fdd9c49599e20aa27572	500
6967 40066	0x0bec35a2fe64b38d9850d6a225c23bc4a1aef427	500
5829 41204	0x72ec26bb8aeecb6dabab39fe90bfa0e2311dbeea	500
6618 40415	0xf616b55699c0a2169aa25eaa91c84d7adc9e5bce	500
4427 42606	0x39764845c6cffb3ad9efc0473005aea05f75abbc	500
5811 41222	0xfab434f658372ed5fdc7cbd8225604b93954f5b4	500
6116 40917	0xbc9dc77fe9294081b1b3bd5862ce325f02d3ba4c	500
5644 41389	0xdf5562b943a27b391d14cd487d99d0fd23d493f6	500
5417 41616	0x08a8cdb90bc9305bf079a208d1fc77049ae6f634	500
7402 39631	0x4c5100ac23d81b134655aa4c76827dcf35543c6f	500
4218 42815	0xeb4e17f4b6a9490ee3579c0f1edf144868f2753c	500
5464 41569	0x60c669e0caeb21352b0403be0c41359b3edaf627	500
5037 41996	0xb278550ebf8010b8f9aed23c4d0dd32b253f4644	500
6838 40195	0x16529e2081ae0d4ecdca1ac27a81ec9693bee286	500
6546 40487	0xbd2940e549c38cc6b201767a0238c2c07820ef35	500
7099 39934	0xb51e0709df01d9a70167a23160e0e0911a4c178f	500
How do I move up the leaderboard?
6194 40839	0xfbf3bf1ffe79f59cb58958288f0dfb596098ab6f	500
5519 41514	0x370a5275f69cb3c2e76cfe575cf7f846f906b34d	500
5270 41763	0x05b258373d15956a927c3a57c3005e9d37fc0949	500
6704 40329	0x2ce1a66f22a2dc6e410d9021d57aeb8d13d6bfef	500
6687 40346	0x239a0a64ed64d96a1a5261f42719fc64c27f02e3	500
5187 41846	0xd53a09059e46ae357e02a803f89a807a82381ca1	500
6391 40642	0xfc8fcfaba20fd142fd9839173d18cf4b094c11ca	500
6275 40758	0x59c2f94df6621b967c68bbe8e9291f3080e1bff5	500
5486 41547	0xdd138f26e5224f40f80d1d6fd05c09f4b580302a	500
4937 42096	0x86f3bd39f7a9431b53fa984d6e8ba5b1593eb5eb	500
6296 40737	0x71f6429b87dc1f3539bc00303cdbc3a335365063	500
4872 42161	0x1cdde20fd300c95427819be44a4fdc8c537361f1	500
5416 41617	0xaf02cd3f19316d7c8a96987fd056931cb125494c	500
7108 39925	0x41c837095bfb417d5768a3a48017e6130309c24e	500
4460 42573	0x35d04f4f70f39d402ba2c2a93180e700b0a5611c	500
4349 42684	0xd8014b36b8e304a6b9659867e7b430e2383efcf3	500
5488 41545	0x376e0b7d3cf6d256bb8869e5f1ab73597bc6bdf1	500
4599 42434	0x056ae750b6fa8501f5bc9c8acb0caf986fa224ef	500
5196 41837	0xa76bb9d0b8b5d40157ae65333e7fd3c97fd8ad8a	500
7072 39961	0x652ff69683e62d57e17094d69ed00f022737ff00	500
4809 42224	0x4086e3e1e99a563989a9390facff553a4f29b6ee	500
4529 42504	0x13aff6b6d6ad092e8d552af8fbde6203770ad0eb	500
5540 41493	0x70cb64fc8a03a979edd1bddc2801a763ad108a9b	500
6678 40355	0x63048fa9d83c6e07dbb01efc0fb576f73dc1580c	500
4166 42867	0xe67e43b831a541c5fa40de52ab0afbe311514e64	500
6530 40503	0xd862eb8753f55f30a0b694f268ecb72c5a9ea176	500
6791 40242	0xf47e736a1f9ba1eb781a5b3ceb37e0eeba9dace1	500
5939 41094	0x4b80ba8cbac5fa281658ba07cbdbc151c73553c9	500
4176 42857	0x7d6149ad9a573a6e2ca6ebf7d4897c1b766841b4	500
5470 41563	0x42a9ef92f7c61fb40bcc6aea56a68c1d594db551	500
6385 40648	0x6951cbf075d3f719e8a6fcd0e279b3a19ccd89db	500
6942 40091	0xa910901140d6a2c64b1fcb5889cc142d00c80941	500
5510 41523	0xe31ca893b9e7d221eec832416372a851ba5b0071	500
7137 39896	0x154b54cdb205db5553aaa7c8302ef6fab7f6646b	500
7240 39793	0xd3c9a57df7eb5f3183444164b13d2faef0e012d4	500
6321 40712	0x4909c0ff1b5044490e88e3f02a41d696054316bb	500
6540 40493	0xba2522bb321793fbb6beeae9c8cb1120ee8dfb8d	500
4202 42831	0x310d5c8ee1512d5092ee4377061ae82e48973689	500
6977 40056	0xbe8fd1a2cdb1a5611b82d86590b97d2a7585440f	500
4394 42639	0xbe260c98ff79994f0de6a9923eabd9ecc5759ff3	500
How do I move up the leaderboard?
5720 41313	0x4ce3b8c59632a564b8334ffe311ba411d874c5b5	500
6205 40828	0x4a6ef0d843754d2b99c42c947911c346d6043ecc	500
4291 42742	0x4476cd619170868d6f9e8b4c7604037db1a0c8c4	500
7290 39743	0x92cb284a7c0316751148222e310a3654bc2d113d	500
6510 40523	0xcd261bb4fb0d390b72324a6002ae63abe9d57422	500
6237 40796	0x39a8e74127719df86f00eedd902e49f1dd43d8b3	500
6664 40369	0x28d5142a8677688bfeabea774a180d886117a86c	500
5297 41736	0x3a15f0394297e74904657e7088b83a127defc9c4	500
7013 40020	0xb47ca176a3ea91ceddd0ef91053338462d18c7ff	500
4373 42660	0x45b14b5d5c536c3faba451a1ba53387dcddfcf2f	500
6238 40795	0x1320177063f24289753b3e5eecd1f8512b42a47d	500
6511 40522	0x9ebd9eee338e71537b8ecbbf588f9219aa6fbba0	500
7281 39752	0x99daaf637e697c53afaa67d6ff27e336db925812	500
7168 39865	0xab95d2cd70a80469985fafe7457de81498211ed4	500
7036 39997	0x6651fc2d0c347cd0072ff12a64be74ac35f18693	500
4557 42476	0x0eb59acd1f0b73970e5b2fd095bf373ce569e4a9	500
7009 40024	0x28430f7887e17c4028f4ae55e1c1c1a3962d81c9	500
4989 42044	0x7c04786f04c522ca664bb8b6804e0d182eec505f	500
4492 42541	0x3faddecd0e7ac609002360c4416994e354099736	500
5205 41828	0xffe46a6a80497df667a251aa0392d09278f7eec7	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.99% on your WSTETH

Earn 5.50% on your DAI

Earn 4.30% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.02% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About