Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.65%.

Get $RAYS

Leaderboard

Rank	User	Rays
7260 39791	0x370df8e1f117793d8142f9a801897614952261a5	500
6097 40954	0x03d4e3f7598107487fc7c7549f5fd02a54346f28	500
5412 41639	0x21f0dc23dc2516fb347ac64b9cdf6c7d4eb14566	500
7384 39667	0xf1b58ab117dbcd16be35f079e8ef9acaaa28cbdb	500
6422 40629	0x5271d6149c4e1e10e952b059b62a96c33bf09f93	500
5921 41130	0x1f2dae739843041fe2a81b20f3ef9a2a6ba8ea7c	500
5277 41774	0x383f5b7f94a9574df930611967464bcb53a5afc7	500
4988 42063	0x409411817b3c5c752a84c777ebe1c19d9d4aa209	500
4358 42693	0xba90e5b6d3376d792ca3927524c27a185fbfb159	500
5402 41649	0x3cbfdc86b5ad587577b7eb6885de531d2bd0e9b5	500
4593 42458	0xfc9685364840db1362b16f15d72c1b294e031089	500
6411 40640	0x3b5677595284dafba92320dc3c64e9cd08046907	500
5133 41918	0xa09d6ea7263430d73e06ce8e2d1df3e8b014cd55	500
6666 40385	0x7bc0146115c29168c9ca25086e42c2b50c3c8768	500
4824 42227	0x1ffb2124ba89d45472184b653aba3a2620d6645d	500
4479 42572	0x767b1615206bc4507005696220d7efacd29a31d6	500
4654 42397	0x636f33aa381a7022dbb7206908b2b66c78960fa0	500
6795 40256	0x00ea67d1e6cab97994e75c800bc65bf632598802	500
4859 42192	0x0497127e2cfd4679ebd076d267f131c2e26a0100	500
4442 42609	0x40692724326503b8fdc8472df7ee658f4bdbfc89	500
5023 42028	0x5ef2a4473471e7d9bc1cf70e5b0c6381306847a7	500
6375 40676	0xc8d744b4418fd52e6fb540a37fb1b9a8d0204e27	500
4908 42143	0x9d58441823cf7be3d4336340bc6eca8d3ebc1052	500
6551 40500	0xe690bc925cd404e98d848a4c907388ea66772933	500
5167 41884	0x9cc81a1af762c954ea0954bcce97f0cdca397f1e	500
5142 41909	0xb720a27283f5f733922a50e727e05dd3c2bcd4ad	500
4806 42245	0xaed7a2d63c950930e77a3f4fb1b34a8af7ffbc51	500
5060 41991	0x247b7e245002e6b525782366dec32446f645320d	500
5537 41514	0x08a4e866425b4ed4ea8af9c5eb2e5eab21b3078a	500
4907 42144	0x78af19f6adc2917a22e9f57cffa6578de3a92138	500
6428 40623	0x5815d8951967e202d9b5380fed6c9f0a7fc71c5c	500
5950 41101	0x03ec4ec5810c3dfe15b706dfd7639b9565f30414	500
4645 42406	0x3142e9381af4c9cd702529c7f94a341c1c3e71bf	500
7006 40045	0x6875d9b42502c79917910b0fc00c6a5a27f1fc68	500
6874 40177	0xd51825a59e3d47ca04ca8695f5d7de6c3e2d797a	500
5516 41535	0xd0d16f936c1e00feb9fc93fa8f7972673e3cb3df	500
5039 42012	0x21296255bea8b75aa6236d898459b1ac6f283120	500
6864 40187	0xed60b1e49cad22e635f981bb03a58a9ec8943faf	500
5096 41955	0x8165f66f206a7ba47be7b878de70e6f4cf141d0e	500
4631 42420	0xbe2c2e0391aef6ccf86d8871343dd1ff5f15dade	500
How do I move up the leaderboard?
5239 41812	0xc031d5e3822be0335027ecf88afdfd3433a97fe1	500
5012 42039	0xa3c1c91403f0026b9dd086882adbc8cdbc3b3cfb	500
4661 42390	0x679d13191ed8a43bb2103cbae47a591f80094830	500
6009 41042	0xf090dc8364cda35c8e911336026bce394539c9d3	500
7282 39769	0x9a5e4d421d72bc1835e6a7b9658ca1924d12d0e0	500
4838 42213	0xa262bf5feb94fcc927ad9b479c6bd99a14b22594	500
4845 42206	0xf788697a46ecaefe9521e47a651c3f444c19ed5d	500
4116 42935	0x4cc9f5e56324c3d0c70d8e9effaafd78ec21d7c0	500
6085 40966	0x587b938a8b21ea570325e91bdd01b161783a75e8	500
4301 42750	0x4ee79e19c9c398e364d135f01b25dccc0473047c	500
4923 42128	0x628b414a88edbeafc2c0104041208297da840b5f	500
6766 40285	0x5cbe17ac145472072aeb8da4013e774d77ed676a	500
6550 40501	0x236e37f4aaf681b904e86be58f7db7562e9271f3	500
5344 41707	0xbb289e9188633256c8cf591b62a0fc60d6bd0e93	500
7269 39782	0x2d91338a647f78db6be147e64028c2e4008bc6de	500
7127 39924	0xd53046601e88ea3d7ec29f723ee855ac1ae7ab60	500
4554 42497	0x347e8ad1eaa19d2cafc2bf107a826d4ffefd5c9e	500
4521 42530	0x0f863cf5cc89f2b00c47752f9e78928006cb7b67	500
5669 41382	0x00ad3f07838961c10584e288a4bbeb2e9e99c155	500
7053 39998	0x81ca0f7411d0efd737adae4969d7b301b1f82faa	500
6172 40879	0xf4395c25143cf2252252600e67746ac27370a530	500
6543 40508	0x30faf0d46b99ece90d616912176a4e9097240eac	500
6032 41019	0x9800c2b37733d4f60827db465dff635348450ebc	500
5414 41637	0x2789bae4d737b63a476f02c5d89c4142cf4e0ef8	500
4385 42666	0x5d7d318115abc9565c4881ba83ba13e8a841029c	500
7428 39623	0xdb34edc8c96608c64126600e0470d65173e9e741	500
6559 40492	0x42cb839acf94fe3f3009d58e9fca4970c6271553	500
7484 39567	0x9618a5ab26828b54a5ad5ce9d60cca6c6361a39e	500
4877 42174	0xb172023a98c5f5632110f1a39445e131455ea48d	500
6200 40851	0xadc6f7adda2851eef027f38bfbcf6ce880287a02	500
5014 42037	0x1c8d5078d8014c453ce5b74c0a12d7a58ca0a711	500
5829 41222	0x3d9e37ac11b85e41a61c7784584d4aab3b583a6b	500
5506 41545	0x26cf02f892b04af4cf350539ce2c77fcf79ec172	500
7035 40016	0x109a4943efaff9f9a49829fedf83159eca9491c6	500
4666 42385	0x48039cfabedc5e0d24482a6f71edcf3a75b1921f	500
4969 42082	0x5f93d3d64e416c3e3e63db631072bcfa8321a0ad	500
7264 39787	0xf0b7a830db92a017ac2ff7eabb4cd42841d6af7e	500
7170 39881	0xd966f64eff6080ec2cf7e3712f1b3e9c90a60604	500
6486 40565	0x3ba5023496ac10a79c18d6680bbeac2e22f98b52	500
4434 42617	0x18a8b3b2c0d8380ab7dcf9e10ae8e266398cf77f	500
How do I move up the leaderboard?
6671 40380	0x75cb79e1bd7a218e3dd3e3c2bce88f0ba3f515a6	500
5401 41650	0x8f6e8ae52b3ec8caf5c7b719b8f739b26d32174e	500
5611 41440	0xe0c50c18c7b47e780652af43cbf9a767d0b8c22e	500
4199 42852	0xc6877617124c183c8b6cf0aa508feb8194c1f716	500
7411 39640	0x48ceb5a4209ab8cfdca693348727d3384c547e24	500
4165 42886	0xb7bcccc572bc508e9dc10456f3925a37a87d3dee	500
4404 42647	0xb4758dd8c0f274f6bf07cb3bb1e7780d87e18489	500
6181 40870	0x30c0ed6047752b0cd93754e84dbd919662c2d79e	500
5643 41408	0x859a8e0ae06b4912da619938c5469c01d2a2b7da	500
5493 41558	0x240cd4e8672c484f2ab52f73c783ffa341a245ec	500
5396 41655	0x770fe46d043b5e6bece644fb2ae75486e4bb6697	500
6708 40343	0xbfd640edb7266d764412b0d2bd1392837442ee9a	500
7067 39984	0xd874387ebb001a6b0bea98072f8de05f8965e51e	500
4383 42668	0x91675eb4e32badbe176948c5b1d193186a0d83c1	500
6332 40719	0x1a6db538813dbfa63e1f19f8804447187b7d401d	500
4686 42365	0x508a700185bae013e06862c307c84523cf46435e	500
5471 41580	0xdc2e88dd9bdf3dc44636c7ccac86ac6dbae0a8b3	500
7413 39638	0x5042fcf60d007d6379109e247b8d24aee321ab68	500
4432 42619	0xe59758f944077c84c6fc19b61c6ef13b8a8b5203	500
4428 42623	0xf2259acf73bcefe7607db044771dca0355d80a28	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.93% on your WSTETH

Earn 5.50% on your DAI

Earn 4.90% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 98.99% LTV

Borrow against DAI from 0.08% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About