Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.72%.

Get $RAYS

Leaderboard

Rank	User	Rays
6755 40322	0xb853ceb4d30ebfc30924db42d90111d51662bb8a	500
7130 39947	0x7bec9efe228f67b4c3a0b751b9bd11152beec027	500
5763 41314	0x58f123bd4261ea25955b362be57d89f4b6e7110a	500
5504 41573	0x047d01a584547c0c64da76aa37a2461dec11a5de	500
5832 41245	0x99bf623e41487c6184c0cdb9edfb2fa2ff998294	500
6182 40895	0x7e936e45dba4f226ba58f27ae9fd35db7bbebc08	500
6097 40980	0x0845b04785b1fc11e0cf9012cba4feab6726a663	500
7476 39601	0xce7aa2d3c1f8b572b50238230f5d55a78db86087	500
7187 39890	0x81f295a88a37060d43bc680dbd00182f84ee2f52	500
6107 40970	0x08a8cdb90bc9305bf079a208d1fc77049ae6f634	500
4300 42777	0x034e8229ffb73b828f710500e0b761ff1c09e9c7	500
4969 42108	0xbec6e4ac010114e515483060fda81cf9088040ff	500
5406 41671	0x56ee79dc33ffa5f6b7be0d8da56927e6b577da54	500
4344 42733	0x009d13e9bec94bf16791098ce4e5c168d27a9f07	500
4835 42242	0x1ffb2124ba89d45472184b653aba3a2620d6645d	500
6728 40349	0x7bc0146115c29168c9ca25086e42c2b50c3c8768	500
4929 42148	0x5e66e1618a782d19dbc19c14695b707a8a8b15f4	500
5913 41164	0x9dcef327ea66947156eaa2a5335af772b91177ae	500
6572 40505	0x1bbce7eb5fb02d7854b0ec69b479a1c99b4ae660	500
4405 42672	0xd57def61cf1f958ba9d8e8caae81fe9786e0f7df	500
5017 42060	0x4bc67ad2f21f0325568325c25da892ef7e7958b8	500
4402 42675	0x9140754bc4995e51e2268475df7f3de4d71f2b43	500
7295 39782	0x370df8e1f117793d8142f9a801897614952261a5	500
5983 41094	0x1f2dae739843041fe2a81b20f3ef9a2a6ba8ea7c	500
5340 41737	0x383f5b7f94a9574df930611967464bcb53a5afc7	500
5016 42061	0x409411817b3c5c752a84c777ebe1c19d9d4aa209	500
5463 41614	0x3cbfdc86b5ad587577b7eb6885de531d2bd0e9b5	500
4356 42721	0xba90e5b6d3376d792ca3927524c27a185fbfb159	500
5128 41949	0xfd7e940d0862a34e4632f98576bd5365529cf8f2	500
6486 40591	0x5271d6149c4e1e10e952b059b62a96c33bf09f93	500
4595 42482	0xfc9685364840db1362b16f15d72c1b294e031089	500
4651 42426	0x78e96be52e38b3fc3445a2ed34a6e586ffab9631	500
5474 41603	0x21f0dc23dc2516fb347ac64b9cdf6c7d4eb14566	500
7419 39658	0xf1b58ab117dbcd16be35f079e8ef9acaaa28cbdb	500
6476 40601	0x3b5677595284dafba92320dc3c64e9cd08046907	500
4136 42941	0xb808bdbab1e479e8cda07fb327044753d4f4c3ce	500
5631 41446	0x9c2e66c0be53b5fa301895e2e8c08bc2c71bb348	500
6777 40300	0x56b9f3eab2a563a277cf14604ac0a8c330715cb0	500
4901 42176	0x4c5100ac23d81b134655aa4c76827dcf35543c6f	500
5840 41237	0x839799ba1fb562dd3b5b25a7ef4351965e8ced9b	500
How do I move up the leaderboard?
5740 41337	0xbb2ca721211d6c0320308dec70d33e07091b4d7b	500
5242 41835	0xea6d98df81b3458821ab6bb216292a467000b9d2	500
5267 41810	0xbf49b8f00a6d9826907fa72f8edbcbcc0eede1cc	500
4201 42876	0x10dbfcfd43b1c9bcca0b5d0d895e528965f1a09b	500
7104 39973	0x52c3bb96451b97861f3cb89c6c86ff0a90170afc	500
5812 41265	0xda6041e696862816ea8ca76ce8322089829a6993	500
7027 40050	0x71f12a5b0e60d2ff8a87fd34e7dcff3c10c914b0	500
5647 41430	0xdf1dd8f308bd9116f5eb03157bca7ea311010974	500
4388 42689	0x5d7d318115abc9565c4881ba83ba13e8a841029c	500
5334 41743	0x19264fb71be0703710a83be562f72ac76ca38116	500
4674 42403	0xcd27776e2c01795009b32edbcadbfbf8f96b2aab	500
4508 42569	0x18e6e9b94e71a2efd7606290d9c9f5b5d56f7f5e	500
5873 41204	0xdd4d4d88dcbfb975e28a9398131cad26286fa955	500
4214 42863	0xef7d61352922e7ee440e8e4997c4a8c435b12a0f	500
4232 42845	0x5720c986be488476ca2a4ec12e4a77b32f4a2bca	500
4566 42511	0xd99ae01ffb9516dd667872bca134b7dd844bdafe	500
5179 41898	0xa09d6ea7263430d73e06ce8e2d1df3e8b014cd55	500
7463 39614	0xdb34edc8c96608c64126600e0470d65173e9e741	500
6622 40455	0x42cb839acf94fe3f3009d58e9fca4970c6271553	500
4734 42343	0x9618a5ab26828b54a5ad5ce9d60cca6c6361a39e	500
4949 42128	0xb172023a98c5f5632110f1a39445e131455ea48d	500
6264 40813	0xadc6f7adda2851eef027f38bfbcf6ce880287a02	500
6148 40929	0x587b938a8b21ea570325e91bdd01b161783a75e8	500
5366 41711	0x42fc6bf3b3f247d528483279153cd32a8de9bc53	500
6683 40394	0xc149701eb565de8f94b9b7ef35e7017029cf1cb7	500
4362 42715	0x010f9534964929fa82160ea6782da44df961ec7b	500
4250 42827	0x8d84d31700c17f31f570082a43cb7c830f9b52bf	500
5004 42073	0xff1704ed58389ed6012dcf885c74eece4a6adf75	500
5006 42071	0xcaf5b90131fc9d799fba1712bb655d1fd257ceca	500
6921 40156	0x7dcf87df7b6b9626c705927bf15fa83dc9bf54be	500
6978 40099	0xc272279ab6544c88f85505d45ff4c0775cb870c1	500
5078 41999	0x48f78003f2fd9575f7a75d8591eab4788e50a82c	500
7359 39718	0xa69e7a9147602a051ae127c128961fbd2e1754e5	500
5313 41764	0x9581d20acbecc3d09c2a7e78d210e3323330d90f	500
5843 41234	0xd378fc596c4882eeb5737b751e24fdaec2cd819b	500
5793 41284	0x225d824d4f8a1f393cd3fd22d08e423bbcb79427	500
5635 41442	0x94225985d15b663486f6acaac64207f3a8440b0d	500
5791 41286	0xf753befe986e8be8ebe7598c9d2b6297d9dd6662	500
6782 40295	0x68e224065325c640131672779181a2f2d1324c4d	500
6211 40866	0xb1d2086966b0fd7bc6d2f517112c7a6a6452d94f	500
How do I move up the leaderboard?
6818 40259	0x71b3c575e2c1deed2ea7eaa51f6f168298add8e6	500
5014 42063	0xc7e2354f4b22b9c76fbb48d0534f419f1e32d178	500
6987 40090	0xed41bb902a1bf884f861835197dea07e0c97e372	500
6825 40252	0xca72a40efd660eb48be9b9456e8651e4631260f6	500
6505 40572	0x5111817277151611310ccd2aa2873ff0081f316f	500
6518 40559	0x6fd3df4ba884f165ee1897e555edc919316cd057	500
5787 41290	0x272d95e753fa4b43609ca22e91be6d186c5fc1f7	500
4391 42686	0x716c59f6fb15c8bdb35cb87340c165461e8f39aa	500
4226 42851	0xda1da8691d7aab2d281cf5fa0786a9acc2fa3faf	500
4152 42925	0xa8eac1ec5054543ba627d0a06a96be024a6e924b	500
5977 41100	0xd360b8810689f99c22a3ab89cf22b5fc1df02712	500
6786 40291	0x3c01e0cdc9d7c3b548b4e6e6a558d78ea52c1f9e	500
6983 40094	0xe1d3baa26d94f53897efbeb550d95cc2ab72d5f7	500
5285 41792	0x3e2278342f272c18fd23f85dc5eb6c36ae689de9	500
5175 41902	0xb7b94b3000b013f339a5ac9afe050bc6b8bbe1bd	500
4748 42329	0x2d21a056182a86b7a9221ec1ad48ab623f10353e	500
4730 42347	0xd3adc16a06828e8f053b3ed1aee793b15f99b71b	500
4237 42840	0x16a33dcbec8cb50471d425f4c6ae7bb5e8cb6aa6	500
5276 41801	0x4149f044998bac5407ff1a194dc568af905bc480	500
7375 39702	0x35b860303938431ed0fe053bfdad15ef677728fc	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 8.42% on your WSTETH

Earn 7.50% on your DAI

Earn 7.33% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 127.45% LTV

Borrow against DAI from 0.11% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About