Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 14.39x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 3.52%.

Get $RAYS

Leaderboard

Rank	User	Rays
5941 41088	0x25c261e5e0bb6c3046b2afc76922b24ff06e718f	500
6581 40448	0xc3788908cb8999c9b7c928c1d17dbe78736713f7	500
5360 41669	0x4b09fae65705466ef0f646e158ff156c6229c197	500
4645 42384	0xe4326e3fbaf6e028e1496dddf964071b56d81797	500
6434 40595	0xf491687bc3d8fd1c910ed444da494cf66df40d56	500
4593 42436	0x971ef8176d1b995eacf9811d4fc16b366f15484e	500
6900 40129	0xee9ae5bdc43ac8e0cb1168a99eb7fa1684043ae0	500
6388 40641	0x7181fa3d8e1620efa2d7a98646280ad7c181cbb6	500
4948 42081	0xa94e0e247ee415adcce5d0f5630b735c70c9842a	500
4426 42603	0x7cea41844b4b90528708a69c722c6e6e67adf8d9	500
5172 41857	0x9aa4e6641fefd0764bfebdeda637e7782d7ed4dc	500
7118 39911	0x643f5eeec98ce266c484fd1457744cfaa1ba5f9b	500
7036 39993	0xfdef61e8fb46d3c836c75a2a14be1f1af00e1291	500
7094 39935	0xb51e0709df01d9a70167a23160e0e0911a4c178f	500
5544 41485	0xd7931a598fecc7a53160edc4d4f213927737e8bd	500
4962 42067	0x347dc91a32bc00e6fb38e2b4380e6a1c0fbca254	500
4731 42298	0x54f50320f5de1420361c2f09285ae5be513a067a	500
4559 42470	0x0b08dcc37e449c04a55a12454a8957a72e608994	500
5052 41977	0x65cf8ebc125aa5e320fb8dd5569fe1b0a86d0759	500
5438 41591	0x65b9e2138dcb91be48f77f234838db5fe46807c8	500
6548 40481	0x699c3f33da71d392afdb97767801d5e6a59c67d6	500
4147 42882	0xde605c92727aa270fffbd39a99cf07e5d3cc3a1a	500
5736 41293	0xf45f4f634746d69ffdd6b369fa416a617cdc64ae	500
7428 39601	0xe8b57ceef46cb983de4e08e48446a5c51b75fab0	500
4810 42219	0x2c51978916976e9041d22e3b164f033e553e2c3d	500
4432 42597	0xb49877bae8b5ee5e19cb87da9dd7e99437653688	500
6895 40134	0xcfedb2552d8e8ce5e492c1976ef08af99f19eb98	500
6909 40120	0xc8f6237a3f7acbf3c16cb85f883fe41a00683b9e	500
6615 40414	0x6aa9cd8de141b99b5b22e47d50fe525247b31466	500
6390 40639	0xd2e028b93417ec1cc2c00d354ca0edf255f4c112	500
5187 41842	0x45fe2d78c7b7b5a6981b1934cc9f2903f8a8e4f5	500
6578 40451	0xec7f8187a940c2bd97f8f9798dd18f314a42261b	500
6810 40219	0x71ab463e79c129a326d44cd173f1baf7211bb956	500
5964 41065	0xee1c1f7a6c916b9d8e66f2bbf332c76dfc6cf6d1	500
4455 42574	0x35d04f4f70f39d402ba2c2a93180e700b0a5611c	500
5527 41502	0xf7125120bc41758fb157cbd18c2f012005ed48d2	500
4468 42561	0xef2aa0f3696a9cb114dd61fc052101614c6025c0	500
7157 39872	0xaf943dfc5e0707e497d7806ec62363420fd2b898	500
5510 41519	0x978452c747ee0b617285caf3c50cae0103af5656	500
6239 40790	0xb77d25ae3278699f176742aa014db31642fbac8b	500
How do I move up the leaderboard?
4124 42905	0x0dd488037792083e9b7591ae709ab64e14aa0520	500
5701 41328	0x8094fd1473df3b5d01c87fd0dbe81e1315e11e8b	500
4729 42300	0xae7428c9874b211cbbdca19e89b583e856d36413	500
5393 41636	0x055ad5e56c11c0ef55818155c69ed9ba2f4b3e90	500
5531 41498	0xd247c45d64a21b7c1f7cd3372a3645e549a50cb6	500
5060 41969	0xdbbbc0a4b5b5971f09774219daee1285e42a98ce	500
6652 40377	0x91270f9558319432a8ed74fa886ab684cf34f42c	500
7277 39752	0x8fc2e87db46e107756d1363174f015d84178636d	500
5044 41985	0x96342f72f2d51027347cba749e852a3e6518e1a9	500
5010 42019	0xfe763070ff20407fcb5b00f2f7ef72cb3dc9cd1a	500
6859 40170	0xfe731d0abac0464aff89cca7bd85b2a8017480b2	500
6349 40680	0x9df330f7b07b434c8dc9baf5e3fedce2bc62ad3f	500
6249 40780	0x235a0eb8503a88d5f3e58c58e15e7dfabb8754f1	500
6465 40564	0xeccd7127ed5c291fb1e91ef5aa62113d30769345	500
4516 42513	0x181b12729ccb398a7151635e7a61fc9edd3369bb	500
4774 42255	0xe1d3baa26d94f53897efbeb550d95cc2ab72d5f7	500
5049 41980	0x272d95e753fa4b43609ca22e91be6d186c5fc1f7	500
4370 42659	0x6fd3df4ba884f165ee1897e555edc919316cd057	500
5114 41915	0x5111817277151611310ccd2aa2873ff0081f316f	500
4885 42144	0xca72a40efd660eb48be9b9456e8651e4631260f6	500
4770 42259	0xed41bb902a1bf884f861835197dea07e0c97e372	500
4891 42138	0x71b3c575e2c1deed2ea7eaa51f6f168298add8e6	500
5326 41703	0xb1d2086966b0fd7bc6d2f517112c7a6a6452d94f	500
4918 42111	0x68e224065325c640131672779181a2f2d1324c4d	500
5635 41394	0xf753befe986e8be8ebe7598c9d2b6297d9dd6662	500
7084 39945	0xa69e7a9147602a051ae127c128961fbd2e1754e5	500
4279 42750	0xc272279ab6544c88f85505d45ff4c0775cb870c1	500
4817 42212	0x7dcf87df7b6b9626c705927bf15fa83dc9bf54be	500
6722 40307	0xcaf5b90131fc9d799fba1712bb655d1fd257ceca	500
4429 42600	0xf0bea6f5bab274955ff9d587d49f6287878ef9c6	500
5351 41678	0x7e936e45dba4f226ba58f27ae9fd35db7bbebc08	500
6724 40305	0xff1704ed58389ed6012dcf885c74eece4a6adf75	500
6575 40454	0x8d84d31700c17f31f570082a43cb7c830f9b52bf	500
5303 41726	0x30c0ed6047752b0cd93754e84dbd919662c2d79e	500
4632 42397	0xb4758dd8c0f274f6bf07cb3bb1e7780d87e18489	500
6140 40889	0xb7bcccc572bc508e9dc10456f3925a37a87d3dee	500
7169 39860	0x48ceb5a4209ab8cfdca693348727d3384c547e24	500
6112 40917	0xc6877617124c183c8b6cf0aa508feb8194c1f716	500
5858 41171	0x8f6e8ae52b3ec8caf5c7b719b8f739b26d32174e	500
4324 42705	0x75cb79e1bd7a218e3dd3e3c2bce88f0ba3f515a6	500
How do I move up the leaderboard?
6438 40591	0x18a8b3b2c0d8380ab7dcf9e10ae8e266398cf77f	500
6243 40786	0x48039cfabedc5e0d24482a6f71edcf3a75b1921f	500
5311 41718	0xf4395c25143cf2252252600e67746ac27370a530	500
6817 40212	0x81ca0f7411d0efd737adae4969d7b301b1f82faa	500
5672 41357	0x00ad3f07838961c10584e288a4bbeb2e9e99c155	500
6360 40669	0x0f863cf5cc89f2b00c47752f9e78928006cb7b67	500
6333 40696	0x347e8ad1eaa19d2cafc2bf107a826d4ffefd5c9e	500
6887 40142	0xd53046601e88ea3d7ec29f723ee855ac1ae7ab60	500
7030 39999	0x2d91338a647f78db6be147e64028c2e4008bc6de	500
5911 41118	0xbb289e9188633256c8cf591b62a0fc60d6bd0e93	500
7361 39668	0xf788697a46ecaefe9521e47a651c3f444c19ed5d	500
7355 39674	0xa262bf5feb94fcc927ad9b479c6bd99a14b22594	500
7044 39985	0x9a5e4d421d72bc1835e6a7b9658ca1924d12d0e0	500
7200 39829	0xa3c1c91403f0026b9dd086882adbc8cdbc3b3cfb	500
6621 40408	0x8165f66f206a7ba47be7b878de70e6f4cf141d0e	500
4813 42216	0xed60b1e49cad22e635f981bb03a58a9ec8943faf	500
6728 40301	0x326d9d4870c636d9b25c939237e0f1ea9ea1a974	500
6015 41014	0x8c822f1377cd8a3e26b99a77a78ff1bbf2aeced3	500
6716 40313	0xc7e2354f4b22b9c76fbb48d0534f419f1e32d178	500
5465 41564	0x42a9ef92f7c61fb40bcc6aea56a68c1d594db551	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 2.93% on your WSTETH

Earn 5.50% on your DAI

Earn 4.01% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.22% LTV

Borrow against DAI from 0.07% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About