Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.71%.

Get $RAYS

Leaderboard

Rank	User	Rays
6686 40346	0x239a0a64ed64d96a1a5261f42719fc64c27f02e3	500
4936 42096	0x86f3bd39f7a9431b53fa984d6e8ba5b1593eb5eb	500
6295 40737	0x71f6429b87dc1f3539bc00303cdbc3a335365063	500
5415 41617	0xaf02cd3f19316d7c8a96987fd056931cb125494c	500
4459 42573	0x35d04f4f70f39d402ba2c2a93180e700b0a5611c	500
7035 39997	0x6651fc2d0c347cd0072ff12a64be74ac35f18693	500
7401 39631	0x4c5100ac23d81b134655aa4c76827dcf35543c6f	500
7288 39744	0x1f2acefbb92ba21881c0e26357efc52640e87b92	500
6819 40213	0x775f257b08d549b18db348d29160b3aea8e9c2e6	500
5416 41616	0x08a8cdb90bc9305bf079a208d1fc77049ae6f634	500
4988 42044	0x7c04786f04c522ca664bb8b6804e0d182eec505f	500
5487 41545	0x376e0b7d3cf6d256bb8869e5f1ab73597bc6bdf1	500
4598 42434	0x056ae750b6fa8501f5bc9c8acb0caf986fa224ef	500
7071 39961	0x652ff69683e62d57e17094d69ed00f022737ff00	500
4808 42224	0x4086e3e1e99a563989a9390facff553a4f29b6ee	500
4528 42504	0x13aff6b6d6ad092e8d552af8fbde6203770ad0eb	500
5539 41493	0x70cb64fc8a03a979edd1bddc2801a763ad108a9b	500
6677 40355	0x63048fa9d83c6e07dbb01efc0fb576f73dc1580c	500
6529 40503	0xd862eb8753f55f30a0b694f268ecb72c5a9ea176	500
6790 40242	0xf47e736a1f9ba1eb781a5b3ceb37e0eeba9dace1	500
5938 41094	0x4b80ba8cbac5fa281658ba07cbdbc151c73553c9	500
4175 42857	0x7d6149ad9a573a6e2ca6ebf7d4897c1b766841b4	500
6941 40091	0xa910901140d6a2c64b1fcb5889cc142d00c80941	500
7239 39793	0xd3c9a57df7eb5f3183444164b13d2faef0e012d4	500
6320 40712	0x4909c0ff1b5044490e88e3f02a41d696054316bb	500
6539 40493	0xba2522bb321793fbb6beeae9c8cb1120ee8dfb8d	500
4201 42831	0x310d5c8ee1512d5092ee4377061ae82e48973689	500
6976 40056	0xbe8fd1a2cdb1a5611b82d86590b97d2a7585440f	500
4393 42639	0xbe260c98ff79994f0de6a9923eabd9ecc5759ff3	500
5719 41313	0x4ce3b8c59632a564b8334ffe311ba411d874c5b5	500
6204 40828	0x4a6ef0d843754d2b99c42c947911c346d6043ecc	500
4290 42742	0x4476cd619170868d6f9e8b4c7604037db1a0c8c4	500
6509 40523	0xcd261bb4fb0d390b72324a6002ae63abe9d57422	500
5296 41736	0x3a15f0394297e74904657e7088b83a127defc9c4	500
7012 40020	0xb47ca176a3ea91ceddd0ef91053338462d18c7ff	500
4372 42660	0x45b14b5d5c536c3faba451a1ba53387dcddfcf2f	500
6237 40795	0x1320177063f24289753b3e5eecd1f8512b42a47d	500
6510 40522	0x9ebd9eee338e71537b8ecbbf588f9219aa6fbba0	500
7280 39752	0x99daaf637e697c53afaa67d6ff27e336db925812	500
5548 41484	0xd7931a598fecc7a53160edc4d4f213927737e8bd	500
How do I move up the leaderboard?
4966 42066	0x347dc91a32bc00e6fb38e2b4380e6a1c0fbca254	500
4735 42297	0x54f50320f5de1420361c2f09285ae5be513a067a	500
4563 42469	0x0b08dcc37e449c04a55a12454a8957a72e608994	500
5056 41976	0x65cf8ebc125aa5e320fb8dd5569fe1b0a86d0759	500
5442 41590	0x65b9e2138dcb91be48f77f234838db5fe46807c8	500
6552 40480	0x699c3f33da71d392afdb97767801d5e6a59c67d6	500
4152 42880	0xde605c92727aa270fffbd39a99cf07e5d3cc3a1a	500
5740 41292	0xf45f4f634746d69ffdd6b369fa416a617cdc64ae	500
7431 39601	0xe8b57ceef46cb983de4e08e48446a5c51b75fab0	500
4814 42218	0x2c51978916976e9041d22e3b164f033e553e2c3d	500
4436 42596	0xb49877bae8b5ee5e19cb87da9dd7e99437653688	500
6899 40133	0xcfedb2552d8e8ce5e492c1976ef08af99f19eb98	500
6913 40119	0xc8f6237a3f7acbf3c16cb85f883fe41a00683b9e	500
6619 40413	0x6aa9cd8de141b99b5b22e47d50fe525247b31466	500
6394 40638	0xd2e028b93417ec1cc2c00d354ca0edf255f4c112	500
5191 41841	0x45fe2d78c7b7b5a6981b1934cc9f2903f8a8e4f5	500
6582 40450	0xec7f8187a940c2bd97f8f9798dd18f314a42261b	500
4778 42254	0xe1d3baa26d94f53897efbeb550d95cc2ab72d5f7	500
5053 41979	0x272d95e753fa4b43609ca22e91be6d186c5fc1f7	500
4374 42658	0x6fd3df4ba884f165ee1897e555edc919316cd057	500
5118 41914	0x5111817277151611310ccd2aa2873ff0081f316f	500
4889 42143	0xca72a40efd660eb48be9b9456e8651e4631260f6	500
4774 42258	0xed41bb902a1bf884f861835197dea07e0c97e372	500
6720 40312	0xc7e2354f4b22b9c76fbb48d0534f419f1e32d178	500
4895 42137	0x71b3c575e2c1deed2ea7eaa51f6f168298add8e6	500
5330 41702	0xb1d2086966b0fd7bc6d2f517112c7a6a6452d94f	500
4922 42110	0x68e224065325c640131672779181a2f2d1324c4d	500
5639 41393	0xf753befe986e8be8ebe7598c9d2b6297d9dd6662	500
7088 39944	0xa69e7a9147602a051ae127c128961fbd2e1754e5	500
4283 42749	0xc272279ab6544c88f85505d45ff4c0775cb870c1	500
4821 42211	0x7dcf87df7b6b9626c705927bf15fa83dc9bf54be	500
6726 40306	0xcaf5b90131fc9d799fba1712bb655d1fd257ceca	500
4433 42599	0xf0bea6f5bab274955ff9d587d49f6287878ef9c6	500
5355 41677	0x7e936e45dba4f226ba58f27ae9fd35db7bbebc08	500
6728 40304	0xff1704ed58389ed6012dcf885c74eece4a6adf75	500
6579 40453	0x8d84d31700c17f31f570082a43cb7c830f9b52bf	500
5028 42004	0x42cb839acf94fe3f3009d58e9fca4970c6271553	500
7190 39842	0xdb34edc8c96608c64126600e0470d65173e9e741	500
6482 40550	0x5d7d318115abc9565c4881ba83ba13e8a841029c	500
4653 42379	0x4ee79e19c9c398e364d135f01b25dccc0473047c	500
How do I move up the leaderboard?
7204 39828	0xa3c1c91403f0026b9dd086882adbc8cdbc3b3cfb	500
6236 40796	0x39a8e74127719df86f00eedd902e49f1dd43d8b3	500
4862 42170	0x00ea67d1e6cab97994e75c800bc65bf632598802	500
6257 40775	0x636f33aa381a7022dbb7206908b2b66c78960fa0	500
7347 39685	0x1ffb2124ba89d45472184b653aba3a2620d6645d	500
5140 41892	0x3b5677595284dafba92320dc3c64e9cd08046907	500
7147 39885	0xf1b58ab117dbcd16be35f079e8ef9acaaa28cbdb	500
5851 41181	0x21f0dc23dc2516fb347ac64b9cdf6c7d4eb14566	500
6307 40725	0xfc9685364840db1362b16f15d72c1b294e031089	500
6602 40430	0xa09d6ea7263430d73e06ce8e2d1df3e8b014cd55	500
5132 41900	0x5271d6149c4e1e10e952b059b62a96c33bf09f93	500
6718 40314	0x4bc67ad2f21f0325568325c25da892ef7e7958b8	500
6466 40566	0xd57def61cf1f958ba9d8e8caae81fe9786e0f7df	500
5069 41963	0x1bbce7eb5fb02d7854b0ec69b479a1c99b4ae660	500
5552 41480	0x9dcef327ea66947156eaa2a5335af772b91177ae	500
5372 41660	0x03d4e3f7598107487fc7c7549f5fd02a54346f28	500
6435 40597	0x941f06f25385ad47e6e7940fe9c0822f88958c89	500
5739 41293	0xcf7c25b821b27370afce74994af7d17f304105fc	500
4366 42666	0x50c6a981b80a72d98af87b626d3dfbe226e7d9e0	500
4724 42308	0x80a700eb20a9f1a79119067835c8a500e852ed8b	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 3.18% on your WSTETH

Earn 5.50% on your DAI

Earn 4.20% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.88% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About