Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.64%.

Get $RAYS

Leaderboard

Rank	User	Rays
6415 40652	0x1da259de22a6ce4effe6e0d860c166c7064a0289	500
4280 42787	0xb827323d55ccd0d725261accc8f83e05a3ebc651	500
6838 40229	0x00ea67d1e6cab97994e75c800bc65bf632598802	500
7474 39593	0x8e3f10c966f455bff22112ad0c2057e37c3f6de9	500
7416 39651	0x66d3ece23023d838c231215acd7328a7d664b82a	500
4620 42447	0xbe2c2e0391aef6ccf86d8871343dd1ff5f15dade	500
7306 39761	0x9a5e4d421d72bc1835e6a7b9658ca1924d12d0e0	500
4844 42223	0xa262bf5feb94fcc927ad9b479c6bd99a14b22594	500
4853 42214	0xf788697a46ecaefe9521e47a651c3f444c19ed5d	500
4126 42941	0x4cc9f5e56324c3d0c70d8e9effaafd78ec21d7c0	500
6124 40943	0x587b938a8b21ea570325e91bdd01b161783a75e8	500
5851 41216	0xdd4d4d88dcbfb975e28a9398131cad26286fa955	500
5312 41755	0x19264fb71be0703710a83be562f72ac76ca38116	500
4663 42404	0xcd27776e2c01795009b32edbcadbfbf8f96b2aab	500
4499 42568	0x18e6e9b94e71a2efd7606290d9c9f5b5d56f7f5e	500
4201 42866	0xef7d61352922e7ee440e8e4997c4a8c435b12a0f	500
4236 42831	0x5720c986be488476ca2a4ec12e4a77b32f4a2bca	500
4570 42497	0xd99ae01ffb9516dd667872bca134b7dd844bdafe	500
4377 42690	0x5d7d318115abc9565c4881ba83ba13e8a841029c	500
7452 39615	0xdb34edc8c96608c64126600e0470d65173e9e741	500
6601 40466	0x42cb839acf94fe3f3009d58e9fca4970c6271553	500
4725 42342	0x9618a5ab26828b54a5ad5ce9d60cca6c6361a39e	500
4915 42152	0xb172023a98c5f5632110f1a39445e131455ea48d	500
6243 40824	0xadc6f7adda2851eef027f38bfbcf6ce880287a02	500
5491 41576	0x770fe46d043b5e6bece644fb2ae75486e4bb6697	500
6746 40321	0xbfd640edb7266d764412b0d2bd1392837442ee9a	500
7092 39975	0xd874387ebb001a6b0bea98072f8de05f8965e51e	500
4376 42691	0x91675eb4e32badbe176948c5b1d193186a0d83c1	500
6375 40692	0x1a6db538813dbfa63e1f19f8804447187b7d401d	500
4676 42391	0x508a700185bae013e06862c307c84523cf46435e	500
5511 41556	0xdc2e88dd9bdf3dc44636c7ccac86ac6dbae0a8b3	500
7437 39630	0x5042fcf60d007d6379109e247b8d24aee321ab68	500
4420 42647	0xe59758f944077c84c6fc19b61c6ef13b8a8b5203	500
4544 42523	0xf2259acf73bcefe7607db044771dca0355d80a28	500
6467 40600	0x75b58da9e5c601a35d1aecb3b873396062d5ecd9	500
6356 40711	0x4196d3479fda0ebed8b67ff8b3134dbf4c35f1a9	500
6090 40977	0x5c6f0e48e9eb6a8cdfaf4f00234bd8727a363484	500
7266 39801	0x0eac6a6ce95bc1ee0c561fb8406afa4be8c7046c	500
6403 40664	0x3befcb841faf938cf294a033d93eb56f0b227b98	500
5924 41143	0x3cb07d1f0620090bb667df1a5c90b4b80f8ede73	500
How do I move up the leaderboard?
4889 42178	0xde3faa27dd5daca77115e3af6a2077c111bb81a6	500
6458 40609	0x00c76cd5aa04d2eee7d50226ad53cd1a3c78845a	500
6333 40734	0x7295c0918f2524d94d855425f92c7a8bb1b7da03	500
5263 41804	0x3e2278342f272c18fd23f85dc5eb6c36ae689de9	500
5152 41915	0xb7b94b3000b013f339a5ac9afe050bc6b8bbe1bd	500
4742 42325	0x2d21a056182a86b7a9221ec1ad48ab623f10353e	500
7504 39563	0xd3adc16a06828e8f053b3ed1aee793b15f99b71b	500
4224 42843	0x16a33dcbec8cb50471d425f4c6ae7bb5e8cb6aa6	500
5254 41813	0x4149f044998bac5407ff1a194dc568af905bc480	500
7364 39703	0x35b860303938431ed0fe053bfdad15ef677728fc	500
6453 40614	0xf2e6d74cfbe87259ebceab5bb0e6b4c9a55af20c	500
6310 40757	0x50adf7a75d7cd6132acc0a2fb21c019011286635	500
6352 40715	0xf75ea61daaf847849b173a2734f0e8cd15453ec8	500
4845 42222	0x89c1deb43fea7f299d404e7c252b8c2c7e79ee17	500
5192 41875	0x0ea5b251d7c4883027f082d9193dfdf4cdd98696	500
7379 39688	0x1ea02b6367670fb06b9465106836eb31978f4db5	500
5204 41863	0x54d7d300d3b1e4268bac4a52d81cfc180c75842b	500
6357 40710	0xe9cc26f9d0237c4fa976e9a2d10579fff3e0a649	500
6377 40690	0x857cd16a827db79369ff9920e94e22fb916d2d3d	500
4953 42114	0xc385caee082bb0e900bccbbec8bb2fe650369ecb	500
4237 42830	0x3170bd1144e67e4f146a22a1307c1d10b9f4ab81	500
5598 41469	0xb983e9a2ae11a3d5e1ad56aba86a70466c19dcf6	500
5659 41408	0x701bd63938518d7db7e0f00945110c80c67df532	500
5532 41535	0x18a4e9b06065c447f68c05c213a0670f92f60c7f	500
6315 40752	0x5e242c306ed40fe63c4dcd58ccd590cd8ccd8964	500
6640 40427	0x5839dd13ad2c78ddcf3365d54302d65764619737	500
5048 42019	0x6666eb64ef0fcfa65fdd10e9cd71acc7cfe88999	500
4809 42258	0x794d19b1b0525dea7af414dae9bcebd21af3d79d	500
5198 41869	0xde70baeec8afb311d46c62b9bcda338d07da5407	500
5920 41147	0xa20442124a3ebb4cc81468fa7ed9e4c4643fd4e6	500
5822 41245	0x3b4ba6d791170f8cce75cab1b0085fb549416cc2	500
4411 42656	0x803a2a2f9196583852bb549488576a21448f8a90	500
4364 42703	0xe883d5f747230bf3900b3175bf8f8f311415b039	500
6488 40579	0xa30372e216025c1fc84d05d5b1d465cfed701dd1	500
6748 40319	0x9dd45eb7a21fdd243c98a96e777f332f2743348e	500
4352 42715	0x12bc42540a1d98428ad9872cd80370ac48109bba	500
6462 40605	0x131c1eeac6ce18033be0c4c06350114ba9a94983	500
4347 42720	0x2e970945c64f7a41fca935c68b0024986e096021	500
7153 39914	0x7b40c9250d2697ec25936d4c901df046d59623d2	500
6603 40464	0x04efd5b8f6a498ed0b0df0490f1761f1e5fcfffd	500
How do I move up the leaderboard?
4263 42804	0xba3b9deaa7f0f7bcd93c4b0e2a057a67eeb9d33e	500
4955 42112	0x43cf0eed4bbf72830ac2bc65f74aab59e596903f	500
7168 39899	0xbb58eb71c07e8721b60dd6c9f285358793740b0a	500
6820 40247	0x1768d745673e9ee2f350f6de817ad88fd72c637e	500
4661 42406	0x9319ddcd58c8e9657a9bc039c5f5c184fb9c814e	500
7141 39926	0x39d7723eb0ac4a278c7a5775d06b1e1f53246c9c	500
4461 42606	0x5eaaa37b6e8fa18e473d278edc0b303e585be281	500
6407 40660	0x09173487b272311edda01f45f97911aeb6abd602	500
6957 40110	0xc3f8d5096d81770d58988c4330a8262112a04e24	500
4235 42832	0x224910152ff0b9cf2dfcf1931a4866f5d336fc9c	500
5421 41646	0x5e6d26cf3370c61fe369d724224e3d12af8d74de	500
5367 41700	0x4404dea49f2342c46da9bc0580ec4d2f93848e03	500
5672 41395	0x859d41d50ffe4e7f8f916da4968c5f0e850a417b	500
7420 39647	0x8e4c045940d1aa75e38c6148e44239c06b8e0961	500
5847 41220	0xb926f4eae7795c009c2b5478c7f7358ad309a8a3	500
5604 41463	0xdcb67e5e80e7411c451ca9edeebcde0cc9af175b	500
6069 40998	0x852fd9c2cbcba000663a35e15d6604dde40ee7f3	500
4506 42561	0x2828bcb8d08f60b6e7df4640e15aba6e385e7473	500
4241 42826	0x812d2e05afb6e15a47355ac616fc69098b22c794	500
7137 39930	0x7915203ab23230b0043a412e9e0800f5e653102d	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 9.31% on your WSTETH

Earn 7.50% on your DAI

Earn 7.85% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 109.93% LTV

Borrow against USDC from 0.09% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About