Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.71%.

Get $RAYS

Leaderboard

Rank	User	Rays
6480 40600	0xbe155b2915de2c09594222a6e22d07e207e52cc1	500
5940 41140	0xe015c0d33389e5f0382cceec817cc3032ede113d	500
6949 40131	0x1da259de22a6ce4effe6e0d860c166c7064a0289	500
5471 41609	0xb827323d55ccd0d725261accc8f83e05a3ebc651	500
4442 42638	0xd745b071d9188f57feda378020173faed9dbf327	500
5795 41285	0x636f33aa381a7022dbb7206908b2b66c78960fa0	500
7414 39666	0x04b35d8eb17729b2c4a4224d07727e2f71283b73	500
5897 41183	0x8ab45d53df636b70b09cecd6e09c4c152cb133d6	500
5639 41441	0x767b1615206bc4507005696220d7efacd29a31d6	500
5175 41905	0x2d85c5f793728692de01f59b61871f43cbaaac65	500
5941 41139	0x0da40fa8171574bdc01019b269dc90ad926f2390	500
4319 42761	0x2c9f39bce307956205b7e3d4b77475dab657ef70	500
5764 41316	0x8479cf0c5741ed0240128856cf1122d5dbff82a4	500
6622 40458	0x4202e733eb2d17a92401fd75148d04ac1b28f1c3	500
5963 41117	0x8fb7a5744c839781f896a2551b3886701d45c6a8	500
7402 39678	0x80a700eb20a9f1a79119067835c8a500e852ed8b	500
4827 42253	0x50c6a981b80a72d98af87b626d3dfbe226e7d9e0	500
6347 40733	0xcf7c25b821b27370afce74994af7d17f304105fc	500
5418 41662	0xa09d6ea7263430d73e06ce8e2d1df3e8b014cd55	500
6311 40769	0xd0d16f936c1e00feb9fc93fa8f7972673e3cb3df	500
5348 41732	0x21296255bea8b75aa6236d898459b1ac6f283120	500
7306 39774	0xed60b1e49cad22e635f981bb03a58a9ec8943faf	500
5393 41687	0x8165f66f206a7ba47be7b878de70e6f4cf141d0e	500
6058 41022	0xc031d5e3822be0335027ecf88afdfd3433a97fe1	500
4977 42103	0xa3c1c91403f0026b9dd086882adbc8cdbc3b3cfb	500
5801 41279	0x679d13191ed8a43bb2103cbae47a591f80094830	500
4189 42891	0x9a5e4d421d72bc1835e6a7b9658ca1924d12d0e0	500
4293 42787	0xa262bf5feb94fcc927ad9b479c6bd99a14b22594	500
4287 42793	0xf788697a46ecaefe9521e47a651c3f444c19ed5d	500
5869 41211	0x4cc9f5e56324c3d0c70d8e9effaafd78ec21d7c0	500
6722 40358	0x587b938a8b21ea570325e91bdd01b161783a75e8	500
7235 39845	0x5cbe17ac145472072aeb8da4013e774d77ed676a	500
7084 39996	0x236e37f4aaf681b904e86be58f7db7562e9271f3	500
6160 40920	0xbb289e9188633256c8cf591b62a0fc60d6bd0e93	500
4205 42875	0x2d91338a647f78db6be147e64028c2e4008bc6de	500
5120 41960	0xd53046601e88ea3d7ec29f723ee855ac1ae7ab60	500
5708 41372	0x347e8ad1eaa19d2cafc2bf107a826d4ffefd5c9e	500
5680 41400	0x0f863cf5cc89f2b00c47752f9e78928006cb7b67	500
6411 40669	0x00ad3f07838961c10584e288a4bbeb2e9e99c155	500
5193 41887	0x81ca0f7411d0efd737adae4969d7b301b1f82faa	500
How do I move up the leaderboard?
6793 40287	0xf4395c25143cf2252252600e67746ac27370a530	500
7078 40002	0x30faf0d46b99ece90d616912176a4e9097240eac	500
6674 40406	0x9800c2b37733d4f60827db465dff635348450ebc	500
6230 40850	0x2789bae4d737b63a476f02c5d89c4142cf4e0ef8	500
4940 42140	0x1c8d5078d8014c453ce5b74c0a12d7a58ca0a711	500
4690 42390	0x3d9e37ac11b85e41a61c7784584d4aab3b583a6b	500
6301 40779	0x26cf02f892b04af4cf350539ce2c77fcf79ec172	500
5212 41868	0x109a4943efaff9f9a49829fedf83159eca9491c6	500
5806 41274	0x48039cfabedc5e0d24482a6f71edcf3a75b1921f	500
5295 41785	0x5f93d3d64e416c3e3e63db631072bcfa8321a0ad	500
4210 42870	0xf0b7a830db92a017ac2ff7eabb4cd42841d6af7e	500
5078 42002	0xd966f64eff6080ec2cf7e3712f1b3e9c90a60604	500
7029 40051	0x3ba5023496ac10a79c18d6680bbeac2e22f98b52	500
5593 41487	0x18a8b3b2c0d8380ab7dcf9e10ae8e266398cf77f	500
4863 42217	0x75cb79e1bd7a218e3dd3e3c2bce88f0ba3f515a6	500
6217 40863	0x8f6e8ae52b3ec8caf5c7b719b8f739b26d32174e	500
4218 42862	0xe0c50c18c7b47e780652af43cbf9a767d0b8c22e	500
5942 41138	0xc6877617124c183c8b6cf0aa508feb8194c1f716	500
4491 42589	0x48ceb5a4209ab8cfdca693348727d3384c547e24	500
5913 41167	0xb7bcccc572bc508e9dc10456f3925a37a87d3dee	500
7495 39585	0xb4758dd8c0f274f6bf07cb3bb1e7780d87e18489	500
6801 40279	0x30c0ed6047752b0cd93754e84dbd919662c2d79e	500
6395 40685	0x859a8e0ae06b4912da619938c5469c01d2a2b7da	500
6294 40786	0x240cd4e8672c484f2ab52f73c783ffa341a245ec	500
6120 40960	0x42fc6bf3b3f247d528483279153cd32a8de9bc53	500
6702 40378	0xc149701eb565de8f94b9b7ef35e7017029cf1cb7	500
7490 39590	0x010f9534964929fa82160ea6782da44df961ec7b	500
5441 41639	0x8d84d31700c17f31f570082a43cb7c830f9b52bf	500
5289 41791	0xff1704ed58389ed6012dcf885c74eece4a6adf75	500
5291 41789	0xcaf5b90131fc9d799fba1712bb655d1fd257ceca	500
7302 39778	0x7dcf87df7b6b9626c705927bf15fa83dc9bf54be	500
4909 42171	0xc272279ab6544c88f85505d45ff4c0775cb870c1	500
5345 41735	0x48f78003f2fd9575f7a75d8591eab4788e50a82c	500
4148 42932	0xa69e7a9147602a051ae127c128961fbd2e1754e5	500
6069 41011	0x9581d20acbecc3d09c2a7e78d210e3323330d90f	500
6490 40590	0xd378fc596c4882eeb5737b751e24fdaec2cd819b	500
6451 40629	0x225d824d4f8a1f393cd3fd22d08e423bbcb79427	500
4329 42751	0x94225985d15b663486f6acaac64207f3a8440b0d	500
6449 40631	0xf753befe986e8be8ebe7598c9d2b6297d9dd6662	500
7195 39885	0x68e224065325c640131672779181a2f2d1324c4d	500
How do I move up the leaderboard?
6775 40305	0xb1d2086966b0fd7bc6d2f517112c7a6a6452d94f	500
7227 39853	0x71b3c575e2c1deed2ea7eaa51f6f168298add8e6	500
5298 41782	0xc7e2354f4b22b9c76fbb48d0534f419f1e32d178	500
7352 39728	0xed41bb902a1bf884f861835197dea07e0c97e372	500
7233 39847	0xca72a40efd660eb48be9b9456e8651e4631260f6	500
6996 40084	0x5111817277151611310ccd2aa2873ff0081f316f	500
4819 42261	0x6fd3df4ba884f165ee1897e555edc919316cd057	500
5721 41359	0x272d95e753fa4b43609ca22e91be6d186c5fc1f7	500
5553 41527	0x716c59f6fb15c8bdb35cb87340c165461e8f39aa	500
5945 41135	0xda1da8691d7aab2d281cf5fa0786a9acc2fa3faf	500
4573 42507	0xa8eac1ec5054543ba627d0a06a96be024a6e924b	500
6588 40492	0xd360b8810689f99c22a3ab89cf22b5fc1df02712	500
7197 39883	0x3c01e0cdc9d7c3b548b4e6e6a558d78ea52c1f9e	500
7348 39732	0xe1d3baa26d94f53897efbeb550d95cc2ab72d5f7	500
4667 42413	0x181b12729ccb398a7151635e7a61fc9edd3369bb	500
5612 41468	0xeccd7127ed5c291fb1e91ef5aa62113d30769345	500
6976 40104	0xdbaa75e14dba1a4f57e1daaa7b0a16fc0dd5dd4a	500
5094 41986	0x0fe580d0e226fd8b356162fe2eed0b274b63e828	500
5799 41281	0x235a0eb8503a88d5f3e58c58e15e7dfabb8754f1	500
5691 41389	0x9df330f7b07b434c8dc9baf5e3fedce2bc62ad3f	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 1.14% on your WSTETH

Earn 8.50% on your DAI

Earn 7.62% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 129.78% LTV

Borrow against DAI from 0.11% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About