Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.72%.

Get $RAYS

Leaderboard

Rank	User	Rays
6444 40589	0xe59758f944077c84c6fc19b61c6ef13b8a8b5203	500
7175 39858	0x5042fcf60d007d6379109e247b8d24aee321ab68	500
5803 41230	0xdc2e88dd9bdf3dc44636c7ccac86ac6dbae0a8b3	500
6230 40803	0x508a700185bae013e06862c307c84523cf46435e	500
5194 41839	0x1a6db538813dbfa63e1f19f8804447187b7d401d	500
6483 40550	0x91675eb4e32badbe176948c5b1d193186a0d83c1	500
6835 40198	0xd874387ebb001a6b0bea98072f8de05f8965e51e	500
5307 41726	0x30c0ed6047752b0cd93754e84dbd919662c2d79e	500
4636 42397	0xb4758dd8c0f274f6bf07cb3bb1e7780d87e18489	500
6144 40889	0xb7bcccc572bc508e9dc10456f3925a37a87d3dee	500
7173 39860	0x48ceb5a4209ab8cfdca693348727d3384c547e24	500
6116 40917	0xc6877617124c183c8b6cf0aa508feb8194c1f716	500
5862 41171	0x8f6e8ae52b3ec8caf5c7b719b8f739b26d32174e	500
4328 42705	0x75cb79e1bd7a218e3dd3e3c2bce88f0ba3f515a6	500
6442 40591	0x18a8b3b2c0d8380ab7dcf9e10ae8e266398cf77f	500
6247 40786	0x48039cfabedc5e0d24482a6f71edcf3a75b1921f	500
5028 42005	0x42cb839acf94fe3f3009d58e9fca4970c6271553	500
7190 39843	0xdb34edc8c96608c64126600e0470d65173e9e741	500
6482 40551	0x5d7d318115abc9565c4881ba83ba13e8a841029c	500
7454 39579	0xd99ae01ffb9516dd667872bca134b7dd844bdafe	500
5536 41497	0x5720c986be488476ca2a4ec12e4a77b32f4a2bca	500
6373 40660	0x18e6e9b94e71a2efd7606290d9c9f5b5d56f7f5e	500
6239 40794	0xcd27776e2c01795009b32edbcadbfbf8f96b2aab	500
5982 41051	0x19264fb71be0703710a83be562f72ac76ca38116	500
5580 41453	0xdd4d4d88dcbfb975e28a9398131cad26286fa955	500
7365 39668	0xf788697a46ecaefe9521e47a651c3f444c19ed5d	500
7359 39674	0xa262bf5feb94fcc927ad9b479c6bd99a14b22594	500
7048 39985	0x9a5e4d421d72bc1835e6a7b9658ca1924d12d0e0	500
5440 41593	0xf090dc8364cda35c8e911336026bce394539c9d3	500
7204 39829	0xa3c1c91403f0026b9dd086882adbc8cdbc3b3cfb	500
6277 40756	0xbe2c2e0391aef6ccf86d8871343dd1ff5f15dade	500
6625 40408	0x8165f66f206a7ba47be7b878de70e6f4cf141d0e	500
4817 42216	0xed60b1e49cad22e635f981bb03a58a9ec8943faf	500
5739 41294	0xcf7c25b821b27370afce74994af7d17f304105fc	500
4366 42667	0x50c6a981b80a72d98af87b626d3dfbe226e7d9e0	500
4724 42309	0x80a700eb20a9f1a79119067835c8a500e852ed8b	500
6097 40936	0x8fb7a5744c839781f896a2551b3886701d45c6a8	500
5473 41560	0x4202e733eb2d17a92401fd75148d04ac1b28f1c3	500
5495 41538	0x7ff40b10781e5e6a05f8f33a1478064a44ccb5a9	500
6149 40884	0xbbb0115caa125df29b77d2152f2e3242a33cee13	500
How do I move up the leaderboard?
5916 41117	0x9141e07491347467855e16a2d973bf84c6ecd8de	500
6312 40721	0xb2e083b127986a9342a6918e1d7a8c0053e828a4	500
6788 40245	0x4accd34447a79981f2d480ab3e869ba375f000d9	500
4253 42780	0x976d34936f9adb2712a1f0325984e18ca6a020c4	500
5621 41412	0xda6041e696862816ea8ca76ce8322089829a6993	500
7446 39587	0xfd7e940d0862a34e4632f98576bd5365529cf8f2	500
5140 41893	0x3b5677595284dafba92320dc3c64e9cd08046907	500
7147 39886	0xf1b58ab117dbcd16be35f079e8ef9acaaa28cbdb	500
5851 41182	0x21f0dc23dc2516fb347ac64b9cdf6c7d4eb14566	500
6307 40726	0xfc9685364840db1362b16f15d72c1b294e031089	500
6602 40431	0xa09d6ea7263430d73e06ce8e2d1df3e8b014cd55	500
5132 41901	0x5271d6149c4e1e10e952b059b62a96c33bf09f93	500
6718 40315	0x4bc67ad2f21f0325568325c25da892ef7e7958b8	500
6466 40567	0xd57def61cf1f958ba9d8e8caae81fe9786e0f7df	500
5069 41964	0x1bbce7eb5fb02d7854b0ec69b479a1c99b4ae660	500
5552 41481	0x9dcef327ea66947156eaa2a5335af772b91177ae	500
7347 39686	0x1ffb2124ba89d45472184b653aba3a2620d6645d	500
6894 40139	0x5844391b36a7fd46f335ccf4056b58c3be272a5d	500
7262 39771	0xfedc3d1bda22eae14be46a5056596cb6ae18832d	500
5912 41121	0x2d018eeeab1593b8f9042f70863d15c074750398	500
7251 39782	0xecc4ce0c774a97bd23086c96206f33414d650106	500
5914 41119	0x56ee79dc33ffa5f6b7be0d8da56927e6b577da54	500
7100 39933	0x499db9ed991debbd47356b880eb98a4d6ea5d114	500
4671 42362	0x08fb8805166bb9f009ec4c4ec837bcc6a084424c	500
6172 40861	0xd4e688205158ad377237b38daf59c61a532abe8b	500
4949 42084	0xa5522efe7c13f3eef012f6871d4bd07d48e515c8	500
4872 42161	0x8cb541ddbe00c8ac83c7122d835e94167a982c7c	500
5542 41491	0xc6d00eb64b5197f89d3818b2176ef06c96d4fd18	500
6841 40192	0x501bd2c731bd8ddba62958590633c66246f43ab5	500
5011 42022	0x5f2c8ae19e310e9a7b05954a3971c32d686457c1	500
4541 42492	0x19cd6c58e745618f5bf180902cf61012bc4f3933	500
7151 39882	0xbcc0983d8ee842f016b881f8b70b8602d008b4a9	500
7308 39725	0x9ed4dd5b3b6172e9fa1b628662f660cb511a5865	500
4330 42703	0xd59ca61aec1933a19a26a751b0eb6f5fdf8fb06a	500
5030 42003	0xc6eec94269413bd1dd77b639b3bab2e811e5a027	500
6757 40276	0x428a050f2d63f27eb86facc8d700ce8c09eadc85	500
6321 40712	0xe3491998e82d355bc777327d137be31b458bbad6	500
7097 39936	0x5050179adce2bf9c9fcb2d78892fe956046ce6f7	500
4942 42091	0xb853ceb4d30ebfc30924db42d90111d51662bb8a	500
5342 41691	0x63d1cae75d367be8af4c2cbb975b3bdef349d265	500
How do I move up the leaderboard?
5958 41075	0x6b8e55286e0f30a2e8f69d685cfb3fea84cb2d11	500
6511 40522	0x7bebf3d7eb8351edea30564d07f17cda22e65467	500
5655 41378	0x58f123bd4261ea25955b362be57d89f4b6e7110a	500
4480 42553	0x90faae2db20120d6b8bc60f1a8af79ab9d1eefc5	500
4429 42604	0x9d3c241a24c8a34bae2f3c06e93e8ca1c6e69443	500
4976 42057	0xb3b7d3f5ec0fd3ded5409f4a3454507f98e7bee0	500
4523 42510	0xf2b889437f243396b29e829908b5d8ebe2e13048	500
7072 39961	0x687528c008f78cc62eed8f10665cf0a62bd92c03	500
6045 40988	0xbf49b8f00a6d9826907fa72f8edbcbcc0eede1cc	500
5315 41718	0xf4395c25143cf2252252600e67746ac27370a530	500
6821 40212	0x81ca0f7411d0efd737adae4969d7b301b1f82faa	500
5676 41357	0x00ad3f07838961c10584e288a4bbeb2e9e99c155	500
6364 40669	0x0f863cf5cc89f2b00c47752f9e78928006cb7b67	500
6337 40696	0x347e8ad1eaa19d2cafc2bf107a826d4ffefd5c9e	500
6891 40142	0xd53046601e88ea3d7ec29f723ee855ac1ae7ab60	500
7034 39999	0x2d91338a647f78db6be147e64028c2e4008bc6de	500
5915 41118	0xbb289e9188633256c8cf591b62a0fc60d6bd0e93	500
5518 41515	0x370a5275f69cb3c2e76cfe575cf7f846f906b34d	500
6838 40195	0x2d85c5f793728692de01f59b61871f43cbaaac65	500
5269 41764	0x05b258373d15956a927c3a57c3005e9d37fc0949	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 7.12% on your WSTETH

Earn 5.50% on your DAI

Earn 4.20% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.16% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About