Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.71%.

Get $RAYS

Leaderboard

Rank	User	Rays
6757 40276	0x428a050f2d63f27eb86facc8d700ce8c09eadc85	500
6321 40712	0xe3491998e82d355bc777327d137be31b458bbad6	500
6019 41014	0x8c822f1377cd8a3e26b99a77a78ff1bbf2aeced3	500
6732 40301	0x326d9d4870c636d9b25c939237e0f1ea9ea1a974	500
4949 42084	0xa5522efe7c13f3eef012f6871d4bd07d48e515c8	500
6023 41010	0x1ab149ad80d8f49045cf452c4f1ba2284b5aeda2	500
6164 40869	0x43093861e897d139342ce149935a5f721532a660	500
6706 40327	0x041c014b275fcd76466dccbc6f1ac17e351897eb	500
6666 40367	0x57280d899fb8d7d63366a34eca4f66b81a5a87d4	500
5309 41724	0x6234fa23db2d02beb16e2e27f68979171a25ccc7	500
6573 40460	0x6beb625bcb844992dca349fff79281c5cad0bbe8	500
4777 42256	0x728e7f512e01e7811037985ddfb15f9bfef517a8	500
6926 40107	0xd658fec7bee783d4e1e6d08185dd7785975d0d44	500
7232 39801	0x2932516d9564cb799dda2c16559cad5b8357a0d6	500
6432 40601	0x234c38870ddbf92231df6bda0e73cde5f9837b9b	500
5825 41208	0x047d01a584547c0c64da76aa37a2461dec11a5de	500
5613 41420	0x508b0907701dfad406bc80e7833fd60e267e26bb	500
4200 42833	0x28802056d379fffab87bd566473313b06bedf359	500
7297 39736	0x5d7e2d973ab65b6628c37457dd3d5a2a12a80fdd	500
6934 40099	0xd211aa4552b29f591e89d89e212bc8eee15135ac	500
5281 41752	0x18aeb0798bb9625414e9190fb9bf3f2ce661da88	500
4576 42457	0x1f9bb27d0c66feb932f3f8b02620a128d072f3d8	500
5470 41563	0xd7580338de996a8ad78610e74947e950b29770d3	500
4580 42453	0x3be221cc24aeaf13554220465051fcf4ce152d57	500
4981 42052	0xf2368a334936ceec7809e32c334e1aafda9c58ee	500
6739 40294	0xff001256c72926c871892ae775583e8e5ce9583a	500
6980 40053	0x182a0dd51b8baee3c1932f22560cad5b77ae8091	500
5311 41722	0x929947470be23e9e96d9d39c5e27a6c38ba6f7ea	500
5488 41545	0x8c6796b5b7887056ff3f474220389e48b3d6d086	500
5696 41337	0x8a550bfa4122e28ceed9591430e7d92cb42697a2	500
6382 40651	0x8fe743b95a63604e5a8ec5e8af0854efad5d6cfe	500
5481 41552	0xdaf92fbda8495c2bd1e5dccc4801fee49a9d222a	500
6642 40391	0x3120a7c463f7993e85ac2a40aa7b2c8a0a9acd54	500
4572 42461	0x2eb5e98a660cc9f5c948edda9a1b7e27147ec072	500
7450 39583	0xc4b853f10f8fff315f21c6f9d1a1cea8fbf0df01	500
6372 40661	0xc69aca7e5c69748c55375103fe0bddec4ab35902	500
5538 41495	0x5a5fe81a376495c7ab16a762611afacb14280218	500
6903 40130	0xe9061f863bcfecb595928b5cdc69a05b1818569f	500
6374 40659	0x9859dd8f057334ae0c6c0f2c03af39803cb36d56	500
5489 41544	0x8540f80fab2afcae8d8fd6b1557b1cf943a0999b	500
How do I move up the leaderboard?
6194 40839	0xcd393dc930d976de3dc6b2dd28c19dc0d3877404	500
5945 41088	0x25c261e5e0bb6c3046b2afc76922b24ff06e718f	500
6585 40448	0xc3788908cb8999c9b7c928c1d17dbe78736713f7	500
5364 41669	0x4b09fae65705466ef0f646e158ff156c6229c197	500
4649 42384	0xe4326e3fbaf6e028e1496dddf964071b56d81797	500
6438 40595	0xf491687bc3d8fd1c910ed444da494cf66df40d56	500
4597 42436	0x971ef8176d1b995eacf9811d4fc16b366f15484e	500
6904 40129	0xee9ae5bdc43ac8e0cb1168a99eb7fa1684043ae0	500
6392 40641	0x7181fa3d8e1620efa2d7a98646280ad7c181cbb6	500
4952 42081	0xa94e0e247ee415adcce5d0f5630b735c70c9842a	500
4430 42603	0x7cea41844b4b90528708a69c722c6e6e67adf8d9	500
5176 41857	0x9aa4e6641fefd0764bfebdeda637e7782d7ed4dc	500
7122 39911	0x643f5eeec98ce266c484fd1457744cfaa1ba5f9b	500
7040 39993	0xfdef61e8fb46d3c836c75a2a14be1f1af00e1291	500
6963 40070	0xb403b4005bdc98391fd06c13f47b8c74957c1e16	500
6171 40862	0x326481a3b0c792cc7df1df0c8e76490b5ccd7031	500
5246 41787	0x2859fa1c532c0cf9551dd8e5e93f94a4390590ee	500
7211 39822	0xfe13988736d95d052c2e45e5b4e1ef2e2750b7f4	500
7358 39675	0x42d10f9a788e33798e11646eb90576877a62cd37	500
4977 42056	0x91b4556d4ccaaae59e37c4a57ddef8903f644621	500
7111 39922	0x22e6621eb093b5ba59572d632d9bb0b5b36c4211	500
4134 42899	0xd6756d55ee43b61d3362c0678fbba85d755e659c	500
4987 42046	0x548b363f28234fe88a72d628c5350e37640429bc	500
4276 42757	0x450e6eac6ae354ad25b1b3ab579970ea1ffde1be	500
6705 40328	0xe3de4b13799cc50b62995598713298a2c42bf85e	500
6852 40181	0xd82d473ef07e6b13bed0645cdeff37923ff16fc4	500
4896 42137	0x7ef001e2627d5b9016503a8f62f5188db69c95b6	500
4789 42244	0xe68d7a6c421e2d220b5840116008c9abdbcf53b2	500
6791 40242	0xa158d0f2171cd76e0ef9edd02f72b1e46f06ff88	500
4267 42766	0x372ade773c9be6db0679620b902c6e83ed46fffa	500
5259 41774	0x0133d38e720076a40794496e316f59b039e09083	500
4288 42745	0xd51825a59e3d47ca04ca8695f5d7de6c3e2d797a	500
4715 42318	0x6875d9b42502c79917910b0fc00c6a5a27f1fc68	500
6265 40768	0x3142e9381af4c9cd702529c7f94a341c1c3e71bf	500
6596 40437	0xb720a27283f5f733922a50e727e05dd3c2bcd4ad	500
6078 40955	0x9cc81a1af762c954ea0954bcce97f0cdca397f1e	500
5033 42000	0xe690bc925cd404e98d848a4c907388ea66772933	500
7412 39621	0x9d58441823cf7be3d4336340bc6eca8d3ebc1052	500
4392 42641	0xc8d744b4418fd52e6fb540a37fb1b9a8d0204e27	500
6682 40351	0x5ef2a4473471e7d9bc1cf70e5b0c6381306847a7	500
How do I move up the leaderboard?
6434 40599	0x40692724326503b8fdc8472df7ee658f4bdbfc89	500
5720 41313	0xc09bd9355a87d63097918f5454125dacc4c76c86	500
6782 40251	0x40d6ab433d4dcdb239906c042be4b8a003b32abb	500
4812 42221	0xdd38127788f0247ca387717f9e5ba3ce66685b7a	500
4448 42585	0x6c5e7948139b217e0d626dc213e5279ab4c62248	500
6725 40308	0x766c44d27d5a4732070525f95a9198b04380eaf9	500
5548 41485	0xd7931a598fecc7a53160edc4d4f213927737e8bd	500
4966 42067	0x347dc91a32bc00e6fb38e2b4380e6a1c0fbca254	500
4735 42298	0x54f50320f5de1420361c2f09285ae5be513a067a	500
4563 42470	0x0b08dcc37e449c04a55a12454a8957a72e608994	500
5056 41977	0x65cf8ebc125aa5e320fb8dd5569fe1b0a86d0759	500
5442 41591	0x65b9e2138dcb91be48f77f234838db5fe46807c8	500
6552 40481	0x699c3f33da71d392afdb97767801d5e6a59c67d6	500
4152 42881	0xde605c92727aa270fffbd39a99cf07e5d3cc3a1a	500
5740 41293	0xf45f4f634746d69ffdd6b369fa416a617cdc64ae	500
7431 39602	0xe8b57ceef46cb983de4e08e48446a5c51b75fab0	500
4814 42219	0x2c51978916976e9041d22e3b164f033e553e2c3d	500
4436 42597	0xb49877bae8b5ee5e19cb87da9dd7e99437653688	500
6899 40134	0xcfedb2552d8e8ce5e492c1976ef08af99f19eb98	500
6913 40120	0xc8f6237a3f7acbf3c16cb85f883fe41a00683b9e	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 7.12% on your WSTETH

Earn 5.50% on your DAI

Earn 4.20% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.71% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About