Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 13.77x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 3.52%.

Get $RAYS

Leaderboard

Rank	User	Rays
7371 39658	0x9c7de17133271abe6d8ce355ec5eb5aba4641f32	500
7385 39644	0xd7129fc6118a7bc6197d6f3dace7757b05339f22	500
6033 40996	0x916378e803e899f0a30c66302c9d0896ac6a7431	500
5026 42003	0xc6eec94269413bd1dd77b639b3bab2e811e5a027	500
6326 40703	0x37690f20c2b226518ddd306ad3df0b7c1ac918ae	500
5468 41561	0xaaf25843e803fc09c76f96f083b2985fb36af17f	500
6463 40566	0x82e6acb81e8f091bd1e4975baee900e23daa0d29	500
6036 40993	0xa38920dbe9cbd87f3541ba74598901d958fe3b76	500
5915 41114	0x0e8cd19e494e53717057d0fb9e1f309defb11f59	500
5734 41295	0xce0990b254573d7594a515543558fa5695509f52	500
7079 39950	0x10786a8634aaffb234c3983553f27bff8ab4aabd	500
5922 41107	0x8f91a830f387a79ec51f7ab6ab13dbb61d0e91a5	500
5912 41117	0x9141e07491347467855e16a2d973bf84c6ecd8de	500
6308 40721	0xb2e083b127986a9342a6918e1d7a8c0053e828a4	500
6784 40245	0x4accd34447a79981f2d480ab3e869ba375f000d9	500
4249 42780	0x976d34936f9adb2712a1f0325984e18ca6a020c4	500
5491 41538	0x7ff40b10781e5e6a05f8f33a1478064a44ccb5a9	500
6145 40884	0xbbb0115caa125df29b77d2152f2e3242a33cee13	500
6875 40154	0x7915203ab23230b0043a412e9e0800f5e653102d	500
6572 40457	0x812d2e05afb6e15a47355ac616fc69098b22c794	500
6362 40667	0x2828bcb8d08f60b6e7df4640e15aba6e385e7473	500
5424 41605	0x852fd9c2cbcba000663a35e15d6604dde40ee7f3	500
5696 41333	0x859d41d50ffe4e7f8f916da4968c5f0e850a417b	500
5926 41103	0x4404dea49f2342c46da9bc0580ec4d2f93848e03	500
5874 41155	0x5e6d26cf3370c61fe369d724224e3d12af8d74de	500
7457 39572	0x224910152ff0b9cf2dfcf1931a4866f5d336fc9c	500
4775 42254	0xc3f8d5096d81770d58988c4330a8262112a04e24	500
5166 41863	0x09173487b272311edda01f45f97911aeb6abd602	500
7361 39668	0xf788697a46ecaefe9521e47a651c3f444c19ed5d	500
7355 39674	0xa262bf5feb94fcc927ad9b479c6bd99a14b22594	500
7044 39985	0x9a5e4d421d72bc1835e6a7b9658ca1924d12d0e0	500
5436 41593	0xf090dc8364cda35c8e911336026bce394539c9d3	500
7200 39829	0xa3c1c91403f0026b9dd086882adbc8cdbc3b3cfb	500
5465 41564	0x42a9ef92f7c61fb40bcc6aea56a68c1d594db551	500
5182 41847	0xd53a09059e46ae357e02a803f89a807a82381ca1	500
5411 41618	0xaf02cd3f19316d7c8a96987fd056931cb125494c	500
6303 40726	0xfc9685364840db1362b16f15d72c1b294e031089	500
6598 40431	0xa09d6ea7263430d73e06ce8e2d1df3e8b014cd55	500
5128 41901	0x5271d6149c4e1e10e952b059b62a96c33bf09f93	500
5847 41182	0x21f0dc23dc2516fb347ac64b9cdf6c7d4eb14566	500
How do I move up the leaderboard?
7143 39886	0xf1b58ab117dbcd16be35f079e8ef9acaaa28cbdb	500
7163 39866	0xab95d2cd70a80469985fafe7457de81498211ed4	500
5136 41893	0x3b5677595284dafba92320dc3c64e9cd08046907	500
7235 39794	0xd3c9a57df7eb5f3183444164b13d2faef0e012d4	500
5658 41371	0x052cd611c83aedad5ee2ca596223ad6c4310baed	500
6972 40057	0xbe8fd1a2cdb1a5611b82d86590b97d2a7585440f	500
7068 39961	0x687528c008f78cc62eed8f10665cf0a62bd92c03	500
4887 42142	0x985a8e848b8c9fd95deddd8bc7ce042e41f0a0a8	500
5193 41836	0x753cb2cfb62d4d7c5e12c67e7bfc9b5e134def47	500
6753 40276	0x428a050f2d63f27eb86facc8d700ce8c09eadc85	500
5732 41297	0x1d4b898d0f7e34e28913b2dcd42f7f8eab48e6b4	500
6317 40712	0xe3491998e82d355bc777327d137be31b458bbad6	500
4895 42134	0xe03ec7c250d8cf5d96ce0ca0293d974abe3847d3	500
4972 42057	0xb3b7d3f5ec0fd3ded5409f4a3454507f98e7bee0	500
7247 39782	0xecc4ce0c774a97bd23086c96206f33414d650106	500
4856 42173	0x9908bb558f9b86f2bebc48542c8b2c51dcae2a2e	500
6659 40370	0x28d5142a8677688bfeabea774a180d886117a86c	500
6019 41010	0x1ab149ad80d8f49045cf452c4f1ba2284b5aeda2	500
6160 40869	0x43093861e897d139342ce149935a5f721532a660	500
6702 40327	0x041c014b275fcd76466dccbc6f1ac17e351897eb	500
6662 40367	0x57280d899fb8d7d63366a34eca4f66b81a5a87d4	500
5305 41724	0x6234fa23db2d02beb16e2e27f68979171a25ccc7	500
6714 40315	0x4bc67ad2f21f0325568325c25da892ef7e7958b8	500
6189 40840	0xfbf3bf1ffe79f59cb58958288f0dfb596098ab6f	500
4773 42256	0x728e7f512e01e7811037985ddfb15f9bfef517a8	500
4858 42171	0x00ea67d1e6cab97994e75c800bc65bf632598802	500
6431 40598	0x941f06f25385ad47e6e7940fe9c0822f88958c89	500
6922 40107	0xd658fec7bee783d4e1e6d08185dd7785975d0d44	500
7443 39586	0xfd7e940d0862a34e4632f98576bd5365529cf8f2	500
5065 41964	0x1bbce7eb5fb02d7854b0ec69b479a1c99b4ae660	500
5548 41481	0x9dcef327ea66947156eaa2a5335af772b91177ae	500
7228 39801	0x2932516d9564cb799dda2c16559cad5b8357a0d6	500
6462 40567	0xd57def61cf1f958ba9d8e8caae81fe9786e0f7df	500
6428 40601	0x234c38870ddbf92231df6bda0e73cde5f9837b9b	500
4196 42833	0x310d5c8ee1512d5092ee4377061ae82e48973689	500
5934 41095	0x4b80ba8cbac5fa281658ba07cbdbc151c73553c9	500
4984 42045	0x7c04786f04c522ca664bb8b6804e0d182eec505f	500
4611 42418	0x78e96be52e38b3fc3445a2ed34a6e586ffab9631	500
7093 39936	0x5050179adce2bf9c9fcb2d78892fe956046ce6f7	500
4945 42084	0xa5522efe7c13f3eef012f6871d4bd07d48e515c8	500
How do I move up the leaderboard?
6837 40192	0x501bd2c731bd8ddba62958590633c66246f43ab5	500
5538 41491	0xc6d00eb64b5197f89d3818b2176ef06c96d4fd18	500
5007 42022	0x5f2c8ae19e310e9a7b05954a3971c32d686457c1	500
4537 42492	0x19cd6c58e745618f5bf180902cf61012bc4f3933	500
7147 39882	0xbcc0983d8ee842f016b881f8b70b8602d008b4a9	500
7304 39725	0x9ed4dd5b3b6172e9fa1b628662f660cb511a5865	500
4868 42161	0x8cb541ddbe00c8ac83c7122d835e94167a982c7c	500
4519 42510	0xf2b889437f243396b29e829908b5d8ebe2e13048	500
5651 41378	0x58f123bd4261ea25955b362be57d89f4b6e7110a	500
5368 41661	0x03d4e3f7598107487fc7c7549f5fd02a54346f28	500
6569 40460	0x6beb625bcb844992dca349fff79281c5cad0bbe8	500
5727 41302	0xdf1dd8f308bd9116f5eb03157bca7ea311010974	500
4602 42427	0x534ec329f4dfbf760e786f82afe18a72c55861ea	500
6316 40713	0x4909c0ff1b5044490e88e3f02a41d696054316bb	500
4100 42929	0x887c3599c4826f7b3cde82003b894430f27d5b92	500
6504 40525	0xf90f819031899a487d24fdd9c49599e20aa27572	500
6962 40067	0x0bec35a2fe64b38d9850d6a225c23bc4a1aef427	500
5824 41205	0x72ec26bb8aeecb6dabab39fe90bfa0e2311dbeea	500
4422 42607	0x39764845c6cffb3ad9efc0473005aea05f75abbc	500
6613 40416	0xf616b55699c0a2169aa25eaa91c84d7adc9e5bce	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 1.73% on your WSTETH

Earn 5.50% on your DAI

Earn 4.01% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.18% LTV

Borrow against DAI from 0.07% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About