Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.72%.

Get $RAYS

Leaderboard

Rank	User	Rays
5678 41356	0x00ad3f07838961c10584e288a4bbeb2e9e99c155	500
6366 40668	0x0f863cf5cc89f2b00c47752f9e78928006cb7b67	500
6339 40695	0x347e8ad1eaa19d2cafc2bf107a826d4ffefd5c9e	500
6893 40141	0xd53046601e88ea3d7ec29f723ee855ac1ae7ab60	500
7036 39998	0x2d91338a647f78db6be147e64028c2e4008bc6de	500
5917 41117	0xbb289e9188633256c8cf591b62a0fc60d6bd0e93	500
7456 39578	0xd99ae01ffb9516dd667872bca134b7dd844bdafe	500
5538 41496	0x5720c986be488476ca2a4ec12e4a77b32f4a2bca	500
6375 40659	0x18e6e9b94e71a2efd7606290d9c9f5b5d56f7f5e	500
6241 40793	0xcd27776e2c01795009b32edbcadbfbf8f96b2aab	500
5984 41050	0x19264fb71be0703710a83be562f72ac76ca38116	500
5582 41452	0xdd4d4d88dcbfb975e28a9398131cad26286fa955	500
4655 42379	0x4ee79e19c9c398e364d135f01b25dccc0473047c	500
7367 39667	0xf788697a46ecaefe9521e47a651c3f444c19ed5d	500
7361 39673	0xa262bf5feb94fcc927ad9b479c6bd99a14b22594	500
7050 39984	0x9a5e4d421d72bc1835e6a7b9658ca1924d12d0e0	500
5442 41592	0xf090dc8364cda35c8e911336026bce394539c9d3	500
7206 39828	0xa3c1c91403f0026b9dd086882adbc8cdbc3b3cfb	500
6627 40407	0x8165f66f206a7ba47be7b878de70e6f4cf141d0e	500
4819 42215	0xed60b1e49cad22e635f981bb03a58a9ec8943faf	500
6839 40195	0x16529e2081ae0d4ecdca1ac27a81ec9693bee286	500
6195 40839	0xfbf3bf1ffe79f59cb58958288f0dfb596098ab6f	500
7138 39896	0x154b54cdb205db5553aaa7c8302ef6fab7f6646b	500
5511 41523	0xe31ca893b9e7d221eec832416372a851ba5b0071	500
6386 40648	0x6951cbf075d3f719e8a6fcd0e279b3a19ccd89db	500
5471 41563	0x42a9ef92f7c61fb40bcc6aea56a68c1d594db551	500
4167 42867	0xe67e43b831a541c5fa40de52ab0afbe311514e64	500
5197 41837	0xa76bb9d0b8b5d40157ae65333e7fd3c97fd8ad8a	500
7169 39865	0xab95d2cd70a80469985fafe7457de81498211ed4	500
7273 39761	0x2fda012d3d7478f7aab877c264bb362dbe3f575e	500
6261 40773	0x31176a669d6912e87e4ba60f71c066fb9bf7516a	500
5378 41656	0x706e714e63eabaa8602c209ecc92943655e0c7b8	500
5206 41828	0xffe46a6a80497df667a251aa0392d09278f7eec7	500
4493 42541	0x3faddecd0e7ac609002360c4416994e354099736	500
7010 40024	0x28430f7887e17c4028f4ae55e1c1c1a3962d81c9	500
4558 42476	0x0eb59acd1f0b73970e5b2fd095bf373ce569e4a9	500
4350 42684	0xd8014b36b8e304a6b9659867e7b430e2383efcf3	500
7109 39925	0x41c837095bfb417d5768a3a48017e6130309c24e	500
4873 42161	0x1cdde20fd300c95427819be44a4fdc8c537361f1	500
5487 41547	0xdd138f26e5224f40f80d1d6fd05c09f4b580302a	500
How do I move up the leaderboard?
6276 40758	0x59c2f94df6621b967c68bbe8e9291f3080e1bff5	500
6392 40642	0xfc8fcfaba20fd142fd9839173d18cf4b094c11ca	500
5188 41846	0xd53a09059e46ae357e02a803f89a807a82381ca1	500
6688 40346	0x239a0a64ed64d96a1a5261f42719fc64c27f02e3	500
4938 42096	0x86f3bd39f7a9431b53fa984d6e8ba5b1593eb5eb	500
6297 40737	0x71f6429b87dc1f3539bc00303cdbc3a335365063	500
5417 41617	0xaf02cd3f19316d7c8a96987fd056931cb125494c	500
4461 42573	0x35d04f4f70f39d402ba2c2a93180e700b0a5611c	500
7037 39997	0x6651fc2d0c347cd0072ff12a64be74ac35f18693	500
4990 42044	0x7c04786f04c522ca664bb8b6804e0d182eec505f	500
5489 41545	0x376e0b7d3cf6d256bb8869e5f1ab73597bc6bdf1	500
4600 42434	0x056ae750b6fa8501f5bc9c8acb0caf986fa224ef	500
7073 39961	0x652ff69683e62d57e17094d69ed00f022737ff00	500
4810 42224	0x4086e3e1e99a563989a9390facff553a4f29b6ee	500
6906 40128	0xee9ae5bdc43ac8e0cb1168a99eb7fa1684043ae0	500
5544 41490	0xc6d00eb64b5197f89d3818b2176ef06c96d4fd18	500
6843 40191	0x501bd2c731bd8ddba62958590633c66246f43ab5	500
5013 42021	0x5f2c8ae19e310e9a7b05954a3971c32d686457c1	500
4543 42491	0x19cd6c58e745618f5bf180902cf61012bc4f3933	500
7153 39881	0xbcc0983d8ee842f016b881f8b70b8602d008b4a9	500
7310 39724	0x9ed4dd5b3b6172e9fa1b628662f660cb511a5865	500
4332 42702	0xd59ca61aec1933a19a26a751b0eb6f5fdf8fb06a	500
5032 42002	0xc6eec94269413bd1dd77b639b3bab2e811e5a027	500
6759 40275	0x428a050f2d63f27eb86facc8d700ce8c09eadc85	500
6323 40711	0xe3491998e82d355bc777327d137be31b458bbad6	500
4951 42083	0xa5522efe7c13f3eef012f6871d4bd07d48e515c8	500
6575 40459	0x6beb625bcb844992dca349fff79281c5cad0bbe8	500
6928 40106	0xd658fec7bee783d4e1e6d08185dd7785975d0d44	500
6025 41009	0x1ab149ad80d8f49045cf452c4f1ba2284b5aeda2	500
4779 42255	0x728e7f512e01e7811037985ddfb15f9bfef517a8	500
6166 40868	0x43093861e897d139342ce149935a5f721532a660	500
6708 40326	0x041c014b275fcd76466dccbc6f1ac17e351897eb	500
7234 39800	0x2932516d9564cb799dda2c16559cad5b8357a0d6	500
6434 40600	0x234c38870ddbf92231df6bda0e73cde5f9837b9b	500
5827 41207	0x047d01a584547c0c64da76aa37a2461dec11a5de	500
6668 40366	0x57280d899fb8d7d63366a34eca4f66b81a5a87d4	500
5311 41723	0x6234fa23db2d02beb16e2e27f68979171a25ccc7	500
5615 41419	0x508b0907701dfad406bc80e7833fd60e267e26bb	500
4944 42090	0xb853ceb4d30ebfc30924db42d90111d51662bb8a	500
5344 41690	0x63d1cae75d367be8af4c2cbb975b3bdef349d265	500
How do I move up the leaderboard?
5960 41074	0x6b8e55286e0f30a2e8f69d685cfb3fea84cb2d11	500
6513 40521	0x7bebf3d7eb8351edea30564d07f17cda22e65467	500
5657 41377	0x58f123bd4261ea25955b362be57d89f4b6e7110a	500
7099 39935	0x5050179adce2bf9c9fcb2d78892fe956046ce6f7	500
4219 42815	0xeb4e17f4b6a9490ee3579c0f1edf144868f2753c	500
5465 41569	0x60c669e0caeb21352b0403be0c41359b3edaf627	500
5038 41996	0xb278550ebf8010b8f9aed23c4d0dd32b253f4644	500
6174 40860	0xd4e688205158ad377237b38daf59c61a532abe8b	500
4673 42361	0x08fb8805166bb9f009ec4c4ec837bcc6a084424c	500
7102 39932	0x499db9ed991debbd47356b880eb98a4d6ea5d114	500
5916 41118	0x56ee79dc33ffa5f6b7be0d8da56927e6b577da54	500
5623 41411	0xda6041e696862816ea8ca76ce8322089829a6993	500
7448 39586	0xfd7e940d0862a34e4632f98576bd5365529cf8f2	500
5142 41892	0x3b5677595284dafba92320dc3c64e9cd08046907	500
7149 39885	0xf1b58ab117dbcd16be35f079e8ef9acaaa28cbdb	500
5853 41181	0x21f0dc23dc2516fb347ac64b9cdf6c7d4eb14566	500
6309 40725	0xfc9685364840db1362b16f15d72c1b294e031089	500
6604 40430	0xa09d6ea7263430d73e06ce8e2d1df3e8b014cd55	500
5134 41900	0x5271d6149c4e1e10e952b059b62a96c33bf09f93	500
6720 40314	0x4bc67ad2f21f0325568325c25da892ef7e7958b8	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.90% on your WSTETH

Earn 5.50% on your DAI

Earn 4.66% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.04% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About