Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.65%.

Get $RAYS

Leaderboard

Rank	User	Rays
4240 42824	0x9d58441823cf7be3d4336340bc6eca8d3ebc1052	500
7018 40046	0xe690bc925cd404e98d848a4c907388ea66772933	500
5978 41086	0x9cc81a1af762c954ea0954bcce97f0cdca397f1e	500
5451 41613	0xb720a27283f5f733922a50e727e05dd3c2bcd4ad	500
4131 42933	0xaed7a2d63c950930e77a3f4fb1b34a8af7ffbc51	500
4713 42351	0x247b7e245002e6b525782366dec32446f645320d	500
6298 40766	0x08a4e866425b4ed4ea8af9c5eb2e5eab21b3078a	500
4241 42823	0x78af19f6adc2917a22e9f57cffa6578de3a92138	500
6926 40138	0x5815d8951967e202d9b5380fed6c9f0a7fc71c5c	500
6580 40484	0x03ec4ec5810c3dfe15b706dfd7639b9565f30414	500
5788 41276	0x3142e9381af4c9cd702529c7f94a341c1c3e71bf	500
7336 39728	0x6875d9b42502c79917910b0fc00c6a5a27f1fc68	500
4570 42494	0xd51825a59e3d47ca04ca8695f5d7de6c3e2d797a	500
6887 40177	0x65f26954f3014f4356876cb1806a56258f6965e8	500
5622 41442	0x97758a0b03f4f0f3bda665dc70ea096a98095dd7	500
4208 42856	0x0100e22f222753f6021abeb3f7e4af4c57467cc9	500
5995 41069	0xc20425c267c9ffa421d276125cbe6def9f96e294	500
4740 42324	0x854ead71f5a91db24d80c174297e48eac64213fa	500
6884 40180	0x224747761838ec064993d5fb588b75e3efbb6fba	500
7434 39630	0x010af29077a8520cc3f55be2031d7e37808ba137	500
6296 40768	0xb50c359848d70274699f984887259e619acb5474	500
5927 41137	0x9c8eedab8e618614690f8049b4f4438c0942aac9	500
7036 40028	0x9c1296098183aa5a16bfb61c2a41fb78e31af721	500
4770 42294	0x4fc95b91ff1f8671676d272182c2e1a9125bfd2f	500
6797 40267	0x0133d38e720076a40794496e316f59b039e09083	500
6081 40983	0xe5eca5f78a45be012d6ef416d5e6765d1ceab6f0	500
7363 39701	0x42d13efa958586ff2d3ec20956d44dad8da55864	500
5097 41967	0x2125fbcf319b5552bfbc3826696b382908cddef5	500
4890 42174	0xa8ad33755f34be4ac43d8b6040b25e2e1d459d01	500
7143 39921	0xda3097dd54ab80239730b824725e3223b820d86f	500
7225 39839	0xc90cdec8e18ba905573fc1444d7e0d321a165908	500
7240 39824	0xe4e1eebf4e3bbeaae2c73dc10108ff02aa9854ca	500
7494 39570	0x6adcc6c1656975ca558f10063416e2886355bf8f	500
5749 41315	0x509f3f4247f28a89bfa59afb8748c6fa41da48d0	500
4591 42473	0x372ade773c9be6db0679620b902c6e83ed46fffa	500
5253 41811	0xa158d0f2171cd76e0ef9edd02f72b1e46f06ff88	500
5294 41770	0xae6dcd07fac9d7cccc98509120c1071048cdd8a1	500
7262 39802	0xe68d7a6c421e2d220b5840116008c9abdbcf53b2	500
6583 40481	0x5c5ec4855f3b28306aba87b7d3898b25df1ce285	500
7325 39739	0xde42ef3fc14bddd07744dca4df90270d5c8d615a	500
How do I move up the leaderboard?
7154 39910	0x7ef001e2627d5b9016503a8f62f5188db69c95b6	500
5194 41870	0xd82d473ef07e6b13bed0645cdeff37923ff16fc4	500
6385 40679	0xe11880146d963b2ee76d4ed756279e59e91856c2	500
5340 41724	0xe3de4b13799cc50b62995598713298a2c42bf85e	500
4582 42482	0x450e6eac6ae354ad25b1b3ab579970ea1ffde1be	500
7063 40001	0x548b363f28234fe88a72d628c5350e37640429bc	500
5049 42015	0x459c6fa48cff99f63e1d9e865d3ea335c8a5e843	500
6165 40899	0xa03a88989086e84e91e7ff79b69a4ed9e18e1539	500
5712 41352	0x540f0169768bb8a2fc2dce6cbd031e78345fe436	500
6399 40665	0x052cd611c83aedad5ee2ca596223ad6c4310baed	500
6327 40737	0xdf1dd8f308bd9116f5eb03157bca7ea311010974	500
7441 39623	0x78e96be52e38b3fc3445a2ed34a6e586ffab9631	500
4969 42095	0x687528c008f78cc62eed8f10665cf0a62bd92c03	500
7445 39619	0xb808bdbab1e479e8cda07fb327044753d4f4c3ce	500
7497 39567	0x9c2e66c0be53b5fa301895e2e8c08bc2c71bb348	500
7122 39942	0x56b9f3eab2a563a277cf14604ac0a8c330715cb0	500
4251 42813	0x4c5100ac23d81b134655aa4c76827dcf35543c6f	500
6456 40608	0x839799ba1fb562dd3b5b25a7ef4351965e8ced9b	500
4333 42731	0xbb2ca721211d6c0320308dec70d33e07091b4d7b	500
5989 41075	0xea6d98df81b3458821ab6bb216292a467000b9d2	500
6012 41052	0xbf49b8f00a6d9826907fa72f8edbcbcc0eede1cc	500
5920 41144	0x10dbfcfd43b1c9bcca0b5d0d895e528965f1a09b	500
5209 41855	0x52c3bb96451b97861f3cb89c6c86ff0a90170afc	500
6439 40625	0xda6041e696862816ea8ca76ce8322089829a6993	500
4192 42872	0x009d13e9bec94bf16791098ce4e5c168d27a9f07	500
5198 41866	0x437ae28150189890d987deee46cc29bf4098622f	500
7177 39887	0x8cb541ddbe00c8ac83c7122d835e94167a982c7c	500
5077 41987	0x0bec35a2fe64b38d9850d6a225c23bc4a1aef427	500
4597 42467	0x35438fe42af3c15685f4fa9272c2a3d037a2d493	500
5254 41810	0xf47e736a1f9ba1eb781a5b3ceb37e0eeba9dace1	500
4243 42821	0xe42e3ff374ca52ee3d4d4767d8606b263369465c	500
5235 41829	0x10c2b2623c54d4a03f3f59fcbd98bd16ff3742b1	500
6702 40362	0x7e936e45dba4f226ba58f27ae9fd35db7bbebc08	500
6635 40429	0x0845b04785b1fc11e0cf9012cba4feab6726a663	500
4837 42227	0xce7aa2d3c1f8b572b50238230f5d55a78db86087	500
7404 39660	0x034e8229ffb73b828f710500e0b761ff1c09e9c7	500
7352 39712	0xbec6e4ac010114e515483060fda81cf9088040ff	500
4202 42862	0x3961927081e0ff240c9f6550af7eb676f0612bc2	500
6388 40676	0x9f27029363d8a3a6ba117f24d4479921310ea386	500
5429 41635	0xf616b55699c0a2169aa25eaa91c84d7adc9e5bce	500
How do I move up the leaderboard?
7381 39683	0x08fb8805166bb9f009ec4c4ec837bcc6a084424c	500
4355 42709	0xec00e4392bfdc9346e9ee881a4c3f3832b03e55a	500
7307 39757	0x71f12a5b0e60d2ff8a87fd34e7dcff3c10c914b0	500
4778 42286	0xfedc3d1bda22eae14be46a5056596cb6ae18832d	500
7450 39614	0x534ec329f4dfbf760e786f82afe18a72c55861ea	500
6860 40204	0x753cb2cfb62d4d7c5e12c67e7bfc9b5e134def47	500
7159 39905	0x985a8e848b8c9fd95deddd8bc7ce042e41f0a0a8	500
4665 42399	0xdc059f3c00d214f11bbca1257692474b40dd47cb	500
5226 41838	0x775f257b08d549b18db348d29160b3aea8e9c2e6	500
4751 42313	0xbb1e599e15f2bf248732ef060cadffeb6363cc4c	500
4941 42123	0x499db9ed991debbd47356b880eb98a4d6ea5d114	500
6680 40384	0xc574998e8ab0363a46ac02b62e02a35a50173cb8	500
6398 40666	0x5513eaafbb5676cd8f0bb5359abd949ef2071f29	500
4679 42385	0x8aecc5526f92a46718f8e68516d22038d8670e0d	500
6144 40920	0x56ee79dc33ffa5f6b7be0d8da56927e6b577da54	500
5939 41125	0x0da40fa8171574bdc01019b269dc90ad926f2390	500
4127 42937	0x2c9f39bce307956205b7e3d4b77475dab657ef70	500
5767 41297	0x8479cf0c5741ed0240128856cf1122d5dbff82a4	500
6585 40479	0x4202e733eb2d17a92401fd75148d04ac1b28f1c3	500
5959 41105	0x8fb7a5744c839781f896a2551b3886701d45c6a8	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 10.88% on your WSTETH

Earn 5.50% on your DAI

Earn 7.93% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 109.66% LTV

Borrow against DAI from 0.11% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About