Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.65%.

Get $RAYS

Leaderboard

Rank	User	Rays
5385 41665	0xa69e7a9147602a051ae127c128961fbd2e1754e5	500
7314 39736	0xc272279ab6544c88f85505d45ff4c0775cb870c1	500
5685 41365	0x7dcf87df7b6b9626c705927bf15fa83dc9bf54be	500
4870 42180	0xcaf5b90131fc9d799fba1712bb655d1fd257ceca	500
7155 39895	0xf0bea6f5bab274955ff9d587d49f6287878ef9c6	500
6729 40321	0x7e936e45dba4f226ba58f27ae9fd35db7bbebc08	500
4872 42178	0xff1704ed58389ed6012dcf885c74eece4a6adf75	500
4665 42385	0x8d84d31700c17f31f570082a43cb7c830f9b52bf	500
6458 40592	0x7295c0918f2524d94d855425f92c7a8bb1b7da03	500
4506 42544	0x00c76cd5aa04d2eee7d50226ad53cd1a3c78845a	500
4329 42721	0x3befcb841faf938cf294a033d93eb56f0b227b98	500
4259 42791	0x636f33aa381a7022dbb7206908b2b66c78960fa0	500
5540 41510	0x00ea67d1e6cab97994e75c800bc65bf632598802	500
6924 40126	0x4ee79e19c9c398e364d135f01b25dccc0473047c	500
5401 41649	0x5050179adce2bf9c9fcb2d78892fe956046ce6f7	500
4947 42103	0x42cb839acf94fe3f3009d58e9fca4970c6271553	500
5542 41508	0xdb34edc8c96608c64126600e0470d65173e9e741	500
4543 42507	0x5d7d318115abc9565c4881ba83ba13e8a841029c	500
5052 41998	0x887c3599c4826f7b3cde82003b894430f27d5b92	500
6835 40215	0xdf5562b943a27b391d14cd487d99d0fd23d493f6	500
5919 41131	0xb34e48227beb089b67541e918d9a9307601b886d	500
5482 41568	0xb23447dfe6ce14c6771f7a2d83f01e49eac151b3	500
5222 41828	0x0bec35a2fe64b38d9850d6a225c23bc4a1aef427	500
4577 42473	0xf90f819031899a487d24fdd9c49599e20aa27572	500
6603 40447	0x0a9c593ed710c6a6928fd03e9620f1fe40bae40c	500
5197 41853	0xea4670cb895ad7b4a4739745bc9462a79cf2de30	500
4642 42408	0x941cacf4aeb2dcda53152e333506c92747e57923	500
5943 41107	0x2b5d13d0b275e91f428248370e02e3800f908324	500
4715 42335	0xf616b55699c0a2169aa25eaa91c84d7adc9e5bce	500
6214 40836	0x56ee79dc33ffa5f6b7be0d8da56927e6b577da54	500
6714 40336	0x5637bf8cf5f25799faf7c372184bfa6b790f901a	500
6880 40170	0x9f27029363d8a3a6ba117f24d4479921310ea386	500
4393 42657	0x0f863cf5cc89f2b00c47752f9e78928006cb7b67	500
6884 40166	0x00ad3f07838961c10584e288a4bbeb2e9e99c155	500
5011 42039	0x81ca0f7411d0efd737adae4969d7b301b1f82faa	500
6803 40247	0xf4395c25143cf2252252600e67746ac27370a530	500
6215 40835	0xbb289e9188633256c8cf591b62a0fc60d6bd0e93	500
5307 41743	0x2d91338a647f78db6be147e64028c2e4008bc6de	500
5118 41932	0xd53046601e88ea3d7ec29f723ee855ac1ae7ab60	500
4358 42692	0x347e8ad1eaa19d2cafc2bf107a826d4ffefd5c9e	500
How do I move up the leaderboard?
5036 42014	0x2d85c5f793728692de01f59b61871f43cbaaac65	500
5009 42041	0x775f257b08d549b18db348d29160b3aea8e9c2e6	500
6211 40839	0x2d018eeeab1593b8f9042f70863d15c074750398	500
5551 41499	0x9908bb558f9b86f2bebc48542c8b2c51dcae2a2e	500
6681 40369	0xc574998e8ab0363a46ac02b62e02a35a50173cb8	500
7239 39811	0x3961927081e0ff240c9f6550af7eb676f0612bc2	500
5442 41608	0xe03ec7c250d8cf5d96ce0ca0293d974abe3847d3	500
4348 42702	0x37690f20c2b226518ddd306ad3df0b7c1ac918ae	500
5626 41424	0xecc4ce0c774a97bd23086c96206f33414d650106	500
5644 41406	0xfedc3d1bda22eae14be46a5056596cb6ae18832d	500
6975 40075	0x534ec329f4dfbf760e786f82afe18a72c55861ea	500
4183 42867	0x753cb2cfb62d4d7c5e12c67e7bfc9b5e134def47	500
5468 41582	0x985a8e848b8c9fd95deddd8bc7ce042e41f0a0a8	500
7410 39640	0xdc059f3c00d214f11bbca1257692474b40dd47cb	500
5309 41741	0xbb1e599e15f2bf248732ef060cadffeb6363cc4c	500
5406 41644	0x499db9ed991debbd47356b880eb98a4d6ea5d114	500
6696 40354	0x03d4e3f7598107487fc7c7549f5fd02a54346f28	500
4486 42564	0x941f06f25385ad47e6e7940fe9c0822f88958c89	500
6027 41023	0xcf7c25b821b27370afce74994af7d17f304105fc	500
7223 39827	0x50c6a981b80a72d98af87b626d3dfbe226e7d9e0	500
5901 41149	0x80a700eb20a9f1a79119067835c8a500e852ed8b	500
6442 40608	0x8fb7a5744c839781f896a2551b3886701d45c6a8	500
6492 40558	0x4202e733eb2d17a92401fd75148d04ac1b28f1c3	500
6019 41031	0xdf1dd8f308bd9116f5eb03157bca7ea311010974	500
5343 41707	0x56b9f3eab2a563a277cf14604ac0a8c330715cb0	500
7026 40024	0x9c2e66c0be53b5fa301895e2e8c08bc2c71bb348	500
6970 40080	0xb808bdbab1e479e8cda07fb327044753d4f4c3ce	500
6408 40642	0xea6d98df81b3458821ab6bb216292a467000b9d2	500
6464 40586	0x0da40fa8171574bdc01019b269dc90ad926f2390	500
6737 40313	0x839799ba1fb562dd3b5b25a7ef4351965e8ced9b	500
6966 40084	0x78e96be52e38b3fc3445a2ed34a6e586ffab9631	500
5176 41874	0xd211aa4552b29f591e89d89e212bc8eee15135ac	500
6878 40172	0x18aeb0798bb9625414e9190fb9bf3f2ce661da88	500
7007 40043	0x1f9bb27d0c66feb932f3f8b02620a128d072f3d8	500
7489 39561	0xd7580338de996a8ad78610e74947e950b29770d3	500
7002 40048	0x3be221cc24aeaf13554220465051fcf4ce152d57	500
5106 41944	0xf2368a334936ceec7809e32c334e1aafda9c58ee	500
4891 42159	0xff001256c72926c871892ae775583e8e5ce9583a	500
5238 41812	0x182a0dd51b8baee3c1932f22560cad5b77ae8091	500
6809 40241	0x929947470be23e9e96d9d39c5e27a6c38ba6f7ea	500
How do I move up the leaderboard?
6522 40528	0x8c6796b5b7887056ff3f474220389e48b3d6d086	500
6904 40146	0x8a550bfa4122e28ceed9591430e7d92cb42697a2	500
4418 42632	0x8fe743b95a63604e5a8ec5e8af0854efad5d6cfe	500
6511 40539	0xdaf92fbda8495c2bd1e5dccc4801fee49a9d222a	500
7011 40039	0x2eb5e98a660cc9f5c948edda9a1b7e27147ec072	500
7243 39807	0xc4b853f10f8fff315f21c6f9d1a1cea8fbf0df01	500
4403 42647	0xc69aca7e5c69748c55375103fe0bddec4ab35902	500
6620 40430	0x5a5fe81a376495c7ab16a762611afacb14280218	500
5132 41918	0xe9061f863bcfecb595928b5cdc69a05b1818569f	500
4405 42645	0x9859dd8f057334ae0c6c0f2c03af39803cb36d56	500
6523 40527	0x8540f80fab2afcae8d8fd6b1557b1cf943a0999b	500
4182 42868	0xcd393dc930d976de3dc6b2dd28c19dc0d3877404	500
6246 40804	0x25c261e5e0bb6c3046b2afc76922b24ff06e718f	500
4672 42378	0xc3788908cb8999c9b7c928c1d17dbe78736713f7	500
6709 40341	0x4b09fae65705466ef0f646e158ff156c6229c197	500
6928 40122	0xe4326e3fbaf6e028e1496dddf964071b56d81797	500
4489 42561	0xf491687bc3d8fd1c910ed444da494cf66df40d56	500
6985 40065	0x971ef8176d1b995eacf9811d4fc16b366f15484e	500
5133 41917	0xee9ae5bdc43ac8e0cb1168a99eb7fa1684043ae0	500
4429 42621	0x7181fa3d8e1620efa2d7a98646280ad7c181cbb6	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 0.34% on your WSTETH

Earn 5.50% on your DAI

Earn 4.91% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.16% LTV

Borrow against DAI from 0.07% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About