Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 8.05x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.72%.

Get $RAYS

Leaderboard

Rank	User	Rays
7083 39950	0x10786a8634aaffb234c3983553f27bff8ab4aabd	500
5926 41107	0x8f91a830f387a79ec51f7ab6ab13dbb61d0e91a5	500
5916 41117	0x9141e07491347467855e16a2d973bf84c6ecd8de	500
6312 40721	0xb2e083b127986a9342a6918e1d7a8c0053e828a4	500
6788 40245	0x4accd34447a79981f2d480ab3e869ba375f000d9	500
4253 42780	0x976d34936f9adb2712a1f0325984e18ca6a020c4	500
5495 41538	0x7ff40b10781e5e6a05f8f33a1478064a44ccb5a9	500
6149 40884	0xbbb0115caa125df29b77d2152f2e3242a33cee13	500
6879 40154	0x7915203ab23230b0043a412e9e0800f5e653102d	500
6576 40457	0x812d2e05afb6e15a47355ac616fc69098b22c794	500
6366 40667	0x2828bcb8d08f60b6e7df4640e15aba6e385e7473	500
5428 41605	0x852fd9c2cbcba000663a35e15d6604dde40ee7f3	500
5700 41333	0x859d41d50ffe4e7f8f916da4968c5f0e850a417b	500
5930 41103	0x4404dea49f2342c46da9bc0580ec4d2f93848e03	500
5878 41155	0x5e6d26cf3370c61fe369d724224e3d12af8d74de	500
7460 39573	0x224910152ff0b9cf2dfcf1931a4866f5d336fc9c	500
4779 42254	0xc3f8d5096d81770d58988c4330a8262112a04e24	500
5170 41863	0x09173487b272311edda01f45f97911aeb6abd602	500
6408 40625	0x5eaaa37b6e8fa18e473d278edc0b303e585be281	500
6883 40150	0x39d7723eb0ac4a278c7a5775d06b1e1f53246c9c	500
6241 40792	0x9319ddcd58c8e9657a9bc039c5f5c184fb9c814e	500
4876 42157	0x1768d745673e9ee2f350f6de817ad88fd72c637e	500
6908 40125	0xbb58eb71c07e8721b60dd6c9f285358793740b0a	500
6500 40533	0x12bc42540a1d98428ad9872cd80370ac48109bba	500
6087 40946	0xde70baeec8afb311d46c62b9bcda338d07da5407	500
6789 40244	0x794d19b1b0525dea7af414dae9bcebd21af3d79d	500
6678 40355	0x6666eb64ef0fcfa65fdd10e9cd71acc7cfe88999	500
4343 42690	0x5839dd13ad2c78ddcf3365d54302d65764619737	500
5706 41327	0x701bd63938518d7db7e0f00945110c80c67df532	500
5745 41288	0xb983e9a2ae11a3d5e1ad56aba86a70466c19dcf6	500
4247 42786	0x3170bd1144e67e4f146a22a1307c1d10b9f4ab81	500
6748 40285	0xc385caee082bb0e900bccbbec8bb2fe650369ecb	500
4407 42626	0xf75ea61daaf847849b173a2734f0e8cd15453ec8	500
4419 42614	0x50adf7a75d7cd6132acc0a2fb21c019011286635	500
5142 41891	0xf2e6d74cfbe87259ebceab5bb0e6b4c9a55af20c	500
7104 39929	0x35b860303938431ed0fe053bfdad15ef677728fc	500
5222 41811	0x7295c0918f2524d94d855425f92c7a8bb1b7da03	500
5137 41896	0x00c76cd5aa04d2eee7d50226ad53cd1a3c78845a	500
5173 41860	0x3befcb841faf938cf294a033d93eb56f0b227b98	500
7006 40027	0x0eac6a6ce95bc1ee0c561fb8406afa4be8c7046c	500
How do I move up the leaderboard?
5411 41622	0x5c6f0e48e9eb6a8cdfaf4f00234bd8727a363484	500
5206 41827	0x4196d3479fda0ebed8b67ff8b3134dbf4c35f1a9	500
5130 41903	0x75b58da9e5c601a35d1aecb3b873396062d5ecd9	500
6444 40589	0xe59758f944077c84c6fc19b61c6ef13b8a8b5203	500
7175 39858	0x5042fcf60d007d6379109e247b8d24aee321ab68	500
5803 41230	0xdc2e88dd9bdf3dc44636c7ccac86ac6dbae0a8b3	500
6230 40803	0x508a700185bae013e06862c307c84523cf46435e	500
5194 41839	0x1a6db538813dbfa63e1f19f8804447187b7d401d	500
6483 40550	0x91675eb4e32badbe176948c5b1d193186a0d83c1	500
6835 40198	0xd874387ebb001a6b0bea98072f8de05f8965e51e	500
5028 42005	0x42cb839acf94fe3f3009d58e9fca4970c6271553	500
7190 39843	0xdb34edc8c96608c64126600e0470d65173e9e741	500
6482 40551	0x5d7d318115abc9565c4881ba83ba13e8a841029c	500
7454 39579	0xd99ae01ffb9516dd667872bca134b7dd844bdafe	500
5536 41497	0x5720c986be488476ca2a4ec12e4a77b32f4a2bca	500
6373 40660	0x18e6e9b94e71a2efd7606290d9c9f5b5d56f7f5e	500
6239 40794	0xcd27776e2c01795009b32edbcadbfbf8f96b2aab	500
5982 41051	0x19264fb71be0703710a83be562f72ac76ca38116	500
5580 41453	0xdd4d4d88dcbfb975e28a9398131cad26286fa955	500
7365 39668	0xf788697a46ecaefe9521e47a651c3f444c19ed5d	500
7359 39674	0xa262bf5feb94fcc927ad9b479c6bd99a14b22594	500
7048 39985	0x9a5e4d421d72bc1835e6a7b9658ca1924d12d0e0	500
7204 39829	0xa3c1c91403f0026b9dd086882adbc8cdbc3b3cfb	500
6625 40408	0x8165f66f206a7ba47be7b878de70e6f4cf141d0e	500
4817 42216	0xed60b1e49cad22e635f981bb03a58a9ec8943faf	500
6257 40776	0x636f33aa381a7022dbb7206908b2b66c78960fa0	500
4862 42171	0x00ea67d1e6cab97994e75c800bc65bf632598802	500
7446 39587	0xfd7e940d0862a34e4632f98576bd5365529cf8f2	500
4615 42418	0x78e96be52e38b3fc3445a2ed34a6e586ffab9631	500
7098 39935	0xb51e0709df01d9a70167a23160e0e0911a4c178f	500
5372 41661	0x03d4e3f7598107487fc7c7549f5fd02a54346f28	500
5621 41412	0xda6041e696862816ea8ca76ce8322089829a6993	500
4426 42607	0x39764845c6cffb3ad9efc0473005aea05f75abbc	500
4606 42427	0x534ec329f4dfbf760e786f82afe18a72c55861ea	500
5469 41564	0x42a9ef92f7c61fb40bcc6aea56a68c1d594db551	500
4956 42077	0xea4670cb895ad7b4a4739745bc9462a79cf2de30	500
6560 40473	0x941cacf4aeb2dcda53152e333506c92747e57923	500
5363 41670	0x5637bf8cf5f25799faf7c372184bfa6b790f901a	500
7417 39616	0x2b5d13d0b275e91f428248370e02e3800f908324	500
4194 42839	0xdc059f3c00d214f11bbca1257692474b40dd47cb	500
How do I move up the leaderboard?
5672 41361	0x9f27029363d8a3a6ba117f24d4479921310ea386	500
6508 40525	0xf90f819031899a487d24fdd9c49599e20aa27572	500
6894 40139	0x5844391b36a7fd46f335ccf4056b58c3be272a5d	500
7097 39936	0x5050179adce2bf9c9fcb2d78892fe956046ce6f7	500
4098 42935	0xbb1e599e15f2bf248732ef060cadffeb6363cc4c	500
4899 42134	0xe03ec7c250d8cf5d96ce0ca0293d974abe3847d3	500
4891 42142	0x985a8e848b8c9fd95deddd8bc7ce042e41f0a0a8	500
5197 41836	0x753cb2cfb62d4d7c5e12c67e7bfc9b5e134def47	500
6330 40703	0x37690f20c2b226518ddd306ad3df0b7c1ac918ae	500
5736 41297	0x1d4b898d0f7e34e28913b2dcd42f7f8eab48e6b4	500
4352 42681	0x3961927081e0ff240c9f6550af7eb676f0612bc2	500
5378 41655	0xc574998e8ab0363a46ac02b62e02a35a50173cb8	500
4860 42173	0x9908bb558f9b86f2bebc48542c8b2c51dcae2a2e	500
5735 41298	0xf188761c1beefdfc9ec1ff4dc3095be7dd74e6a8	500
4200 42833	0x28802056d379fffab87bd566473313b06bedf359	500
7297 39736	0x5d7e2d973ab65b6628c37457dd3d5a2a12a80fdd	500
6934 40099	0xd211aa4552b29f591e89d89e212bc8eee15135ac	500
5281 41752	0x18aeb0798bb9625414e9190fb9bf3f2ce661da88	500
4576 42457	0x1f9bb27d0c66feb932f3f8b02620a128d072f3d8	500
5470 41563	0xd7580338de996a8ad78610e74947e950b29770d3	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 3.24% on your WSTETH

Earn 5.50% on your DAI

Earn 4.15% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.09% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About