Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 11.59x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.73%.

Get $RAYS

Leaderboard

Rank	User	Rays
6718 40313	0xc7e2354f4b22b9c76fbb48d0534f419f1e32d178	500
4893 42138	0x71b3c575e2c1deed2ea7eaa51f6f168298add8e6	500
5328 41703	0xb1d2086966b0fd7bc6d2f517112c7a6a6452d94f	500
4920 42111	0x68e224065325c640131672779181a2f2d1324c4d	500
5637 41394	0xf753befe986e8be8ebe7598c9d2b6297d9dd6662	500
7086 39945	0xa69e7a9147602a051ae127c128961fbd2e1754e5	500
4281 42750	0xc272279ab6544c88f85505d45ff4c0775cb870c1	500
4819 42212	0x7dcf87df7b6b9626c705927bf15fa83dc9bf54be	500
6724 40307	0xcaf5b90131fc9d799fba1712bb655d1fd257ceca	500
4431 42600	0xf0bea6f5bab274955ff9d587d49f6287878ef9c6	500
5353 41678	0x7e936e45dba4f226ba58f27ae9fd35db7bbebc08	500
6726 40305	0xff1704ed58389ed6012dcf885c74eece4a6adf75	500
6577 40454	0x8d84d31700c17f31f570082a43cb7c830f9b52bf	500
5305 41726	0x30c0ed6047752b0cd93754e84dbd919662c2d79e	500
4634 42397	0xb4758dd8c0f274f6bf07cb3bb1e7780d87e18489	500
6142 40889	0xb7bcccc572bc508e9dc10456f3925a37a87d3dee	500
7171 39860	0x48ceb5a4209ab8cfdca693348727d3384c547e24	500
6114 40917	0xc6877617124c183c8b6cf0aa508feb8194c1f716	500
5860 41171	0x8f6e8ae52b3ec8caf5c7b719b8f739b26d32174e	500
4326 42705	0x75cb79e1bd7a218e3dd3e3c2bce88f0ba3f515a6	500
6440 40591	0x18a8b3b2c0d8380ab7dcf9e10ae8e266398cf77f	500
6245 40786	0x48039cfabedc5e0d24482a6f71edcf3a75b1921f	500
5313 41718	0xf4395c25143cf2252252600e67746ac27370a530	500
6819 40212	0x81ca0f7411d0efd737adae4969d7b301b1f82faa	500
5674 41357	0x00ad3f07838961c10584e288a4bbeb2e9e99c155	500
6362 40669	0x0f863cf5cc89f2b00c47752f9e78928006cb7b67	500
6335 40696	0x347e8ad1eaa19d2cafc2bf107a826d4ffefd5c9e	500
6889 40142	0xd53046601e88ea3d7ec29f723ee855ac1ae7ab60	500
7032 39999	0x2d91338a647f78db6be147e64028c2e4008bc6de	500
5913 41118	0xbb289e9188633256c8cf591b62a0fc60d6bd0e93	500
7363 39668	0xf788697a46ecaefe9521e47a651c3f444c19ed5d	500
7357 39674	0xa262bf5feb94fcc927ad9b479c6bd99a14b22594	500
7046 39985	0x9a5e4d421d72bc1835e6a7b9658ca1924d12d0e0	500
7202 39829	0xa3c1c91403f0026b9dd086882adbc8cdbc3b3cfb	500
6623 40408	0x8165f66f206a7ba47be7b878de70e6f4cf141d0e	500
4815 42216	0xed60b1e49cad22e635f981bb03a58a9ec8943faf	500
6730 40301	0x326d9d4870c636d9b25c939237e0f1ea9ea1a974	500
6017 41014	0x8c822f1377cd8a3e26b99a77a78ff1bbf2aeced3	500
4197 42834	0x28802056d379fffab87bd566473313b06bedf359	500
7295 39736	0x5d7e2d973ab65b6628c37457dd3d5a2a12a80fdd	500
How do I move up the leaderboard?
6932 40099	0xd211aa4552b29f591e89d89e212bc8eee15135ac	500
5279 41752	0x18aeb0798bb9625414e9190fb9bf3f2ce661da88	500
4574 42457	0x1f9bb27d0c66feb932f3f8b02620a128d072f3d8	500
5468 41563	0xd7580338de996a8ad78610e74947e950b29770d3	500
4578 42453	0x3be221cc24aeaf13554220465051fcf4ce152d57	500
4979 42052	0xf2368a334936ceec7809e32c334e1aafda9c58ee	500
6737 40294	0xff001256c72926c871892ae775583e8e5ce9583a	500
6978 40053	0x182a0dd51b8baee3c1932f22560cad5b77ae8091	500
5309 41722	0x929947470be23e9e96d9d39c5e27a6c38ba6f7ea	500
5486 41545	0x8c6796b5b7887056ff3f474220389e48b3d6d086	500
5694 41337	0x8a550bfa4122e28ceed9591430e7d92cb42697a2	500
6380 40651	0x8fe743b95a63604e5a8ec5e8af0854efad5d6cfe	500
5479 41552	0xdaf92fbda8495c2bd1e5dccc4801fee49a9d222a	500
5550 41481	0x9dcef327ea66947156eaa2a5335af772b91177ae	500
5067 41964	0x1bbce7eb5fb02d7854b0ec69b479a1c99b4ae660	500
6433 40598	0x941f06f25385ad47e6e7940fe9c0822f88958c89	500
6600 40431	0xa09d6ea7263430d73e06ce8e2d1df3e8b014cd55	500
6464 40567	0xd57def61cf1f958ba9d8e8caae81fe9786e0f7df	500
6716 40315	0x4bc67ad2f21f0325568325c25da892ef7e7958b8	500
5849 41182	0x21f0dc23dc2516fb347ac64b9cdf6c7d4eb14566	500
7145 39886	0xf1b58ab117dbcd16be35f079e8ef9acaaa28cbdb	500
5130 41901	0x5271d6149c4e1e10e952b059b62a96c33bf09f93	500
6305 40726	0xfc9685364840db1362b16f15d72c1b294e031089	500
5138 41893	0x3b5677595284dafba92320dc3c64e9cd08046907	500
7345 39686	0x1ffb2124ba89d45472184b653aba3a2620d6645d	500
4095 42936	0xbb1e599e15f2bf248732ef060cadffeb6363cc4c	500
4897 42134	0xe03ec7c250d8cf5d96ce0ca0293d974abe3847d3	500
4889 42142	0x985a8e848b8c9fd95deddd8bc7ce042e41f0a0a8	500
5195 41836	0x753cb2cfb62d4d7c5e12c67e7bfc9b5e134def47	500
6755 40276	0x428a050f2d63f27eb86facc8d700ce8c09eadc85	500
5734 41297	0x1d4b898d0f7e34e28913b2dcd42f7f8eab48e6b4	500
6319 40712	0xe3491998e82d355bc777327d137be31b458bbad6	500
4350 42681	0x3961927081e0ff240c9f6550af7eb676f0612bc2	500
4974 42057	0xb3b7d3f5ec0fd3ded5409f4a3454507f98e7bee0	500
5376 41655	0xc574998e8ab0363a46ac02b62e02a35a50173cb8	500
4858 42173	0x9908bb558f9b86f2bebc48542c8b2c51dcae2a2e	500
5733 41298	0xf188761c1beefdfc9ec1ff4dc3095be7dd74e6a8	500
7070 39961	0x687528c008f78cc62eed8f10665cf0a62bd92c03	500
4604 42427	0x534ec329f4dfbf760e786f82afe18a72c55861ea	500
7260 39771	0xfedc3d1bda22eae14be46a5056596cb6ae18832d	500
How do I move up the leaderboard?
5910 41121	0x2d018eeeab1593b8f9042f70863d15c074750398	500
7249 39782	0xecc4ce0c774a97bd23086c96206f33414d650106	500
4954 42077	0xea4670cb895ad7b4a4739745bc9462a79cf2de30	500
6558 40473	0x941cacf4aeb2dcda53152e333506c92747e57923	500
5361 41670	0x5637bf8cf5f25799faf7c372184bfa6b790f901a	500
7416 39615	0x2b5d13d0b275e91f428248370e02e3800f908324	500
4191 42840	0xdc059f3c00d214f11bbca1257692474b40dd47cb	500
5670 41361	0x9f27029363d8a3a6ba117f24d4479921310ea386	500
4102 42929	0x887c3599c4826f7b3cde82003b894430f27d5b92	500
4424 42607	0x39764845c6cffb3ad9efc0473005aea05f75abbc	500
7095 39936	0x5050179adce2bf9c9fcb2d78892fe956046ce6f7	500
5467 41564	0x42a9ef92f7c61fb40bcc6aea56a68c1d594db551	500
5202 41829	0xffe46a6a80497df667a251aa0392d09278f7eec7	500
5483 41548	0xdd138f26e5224f40f80d1d6fd05c09f4b580302a	500
6272 40759	0x59c2f94df6621b967c68bbe8e9291f3080e1bff5	500
6388 40643	0xfc8fcfaba20fd142fd9839173d18cf4b094c11ca	500
4489 42542	0x3faddecd0e7ac609002360c4416994e354099736	500
5737 41294	0xcf7c25b821b27370afce74994af7d17f304105fc	500
4364 42667	0x50c6a981b80a72d98af87b626d3dfbe226e7d9e0	500
4722 42309	0x80a700eb20a9f1a79119067835c8a500e852ed8b	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 3.60% on your WSTETH

Earn 5.50% on your DAI

Earn 4.13% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.11% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About