Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.66%.

Get $RAYS

Leaderboard

Rank	User	Rays
5049 42016	0x459c6fa48cff99f63e1d9e865d3ea335c8a5e843	500
6165 40900	0xa03a88989086e84e91e7ff79b69a4ed9e18e1539	500
5960 41105	0xe6e1ed297c72c80d1b1fe8935a4f71c1d2e16bca	500
4156 42909	0x49441f28d989f5fe10d645a4ffa658da20572fa3	500
6669 40396	0xa112ad9d74eecec50f3230d3245a90182d8fd701	500
6453 40612	0x4d322cc68b7b8f23df1c41fc19ebd7354bb627ae	500
4925 42140	0x3592b3dfe7da5921cfb53b168aefa4beaa73f010	500
6798 40267	0xa5d6fc51f029fd3785980ab54e02f098c61d1aa4	500
6895 40170	0xf4290ab1a8129b8b887d3ab331f24ecf812bda8e	500
4724 42341	0xd6756d55ee43b61d3362c0678fbba85d755e659c	500
6186 40879	0xb46b22dc3387756a448552379a37a682db3d0b2e	500
6235 40830	0x9726c55b0cb4dcfd3a8acf3c7ded770aaa22240e	500
6615 40450	0xc3799d706b664dde0adc459f81a67414633cd5a3	500
4930 42135	0x22e6621eb093b5ba59572d632d9bb0b5b36c4211	500
7072 39993	0x91b4556d4ccaaae59e37c4a57ddef8903f644621	500
4294 42771	0x42d10f9a788e33798e11646eb90576877a62cd37	500
6311 40754	0x8224f79eb2ec5f0fbc1c47b50dc4aaf7222a96e8	500
6684 40381	0x2ab3fe13eea37c502fa34e6d74b8d3b3dc62954f	500
5348 41717	0xc78163f8c600ea7568c146ec29d5232a341584f3	500
5505 41560	0x56d05db81374b1bb4da194cff7877609157d4be1	500
5793 41272	0x6ad36df674e7188ae9edbc032617ad65f9b13ece	500
4993 42072	0xc8cf224066d4272dfba64c009b2f58b3538377c8	500
6221 40844	0x938728abc0bd173b8a4f07813810e224a5c3c166	500
6072 40993	0x7b7d6ca0bf9aeb1744e98701ea777744eae280af	500
4989 42076	0x8d1d5d342ae08f85b20901753bc0d3d5be79e28a	500
7435 39630	0x373cfb073ebe4dd96b6ebe79dd8f5bbaa29b8a38	500
5276 41789	0x5f45e10673aef2bc159655fefc487fa6a695a8cd	500
6014 41051	0x0d6b1c75deed4a973e26882d4dd34a76c25518d8	500
5440 41625	0x950bf45abea90bcacc85ad1890c10df739866e30	500
4830 42235	0xfe13988736d95d052c2e45e5b4e1ef2e2750b7f4	500
6812 40253	0x2859fa1c532c0cf9551dd8e5e93f94a4390590ee	500
5925 41140	0x6ed656cf8a148076d09a9ea38907e1b7241abd76	500
6302 40763	0x9017d84d4af580bff21f6decfc467002e56e1fed	500
5240 41825	0x47389bf1ee3ef72afc0601db4a12bae48724a8d8	500
5885 41180	0x326481a3b0c792cc7df1df0c8e76490b5ccd7031	500
5263 41802	0x1ec310799596515179c0a8ec99b4c9a882883d5b	500
5506 41559	0x847bc53de3ebb154f970819eadff0cd43d4b5390	500
5909 41156	0xb89b78a4f0cfb980880c3def89f008577c67fa75	500
5081 41984	0xb403b4005bdc98391fd06c13f47b8c74957c1e16	500
5939 41126	0x0da40fa8171574bdc01019b269dc90ad926f2390	500
How do I move up the leaderboard?
4127 42938	0x2c9f39bce307956205b7e3d4b77475dab657ef70	500
5767 41298	0x8479cf0c5741ed0240128856cf1122d5dbff82a4	500
6585 40480	0x4202e733eb2d17a92401fd75148d04ac1b28f1c3	500
5959 41106	0x8fb7a5744c839781f896a2551b3886701d45c6a8	500
7326 39739	0x80a700eb20a9f1a79119067835c8a500e852ed8b	500
4498 42567	0x50c6a981b80a72d98af87b626d3dfbe226e7d9e0	500
6319 40746	0xcf7c25b821b27370afce74994af7d17f304105fc	500
5445 41620	0xa09d6ea7263430d73e06ce8e2d1df3e8b014cd55	500
6202 40863	0x23c0bae29b2c92d90ebdf2b78ff86f1cb1bb667d	500
4969 42096	0x687528c008f78cc62eed8f10665cf0a62bd92c03	500
6012 41053	0xbf49b8f00a6d9826907fa72f8edbcbcc0eede1cc	500
5920 41145	0x10dbfcfd43b1c9bcca0b5d0d895e528965f1a09b	500
5209 41856	0x52c3bb96451b97861f3cb89c6c86ff0a90170afc	500
6439 40626	0xda6041e696862816ea8ca76ce8322089829a6993	500
4194 42871	0x009d13e9bec94bf16791098ce4e5c168d27a9f07	500
7441 39624	0x78e96be52e38b3fc3445a2ed34a6e586ffab9631	500
5989 41076	0xea6d98df81b3458821ab6bb216292a467000b9d2	500
7445 39620	0xb808bdbab1e479e8cda07fb327044753d4f4c3ce	500
7497 39568	0x9c2e66c0be53b5fa301895e2e8c08bc2c71bb348	500
7122 39943	0x56b9f3eab2a563a277cf14604ac0a8c330715cb0	500
4253 42812	0x4c5100ac23d81b134655aa4c76827dcf35543c6f	500
6456 40609	0x839799ba1fb562dd3b5b25a7ef4351965e8ced9b	500
4335 42730	0xbb2ca721211d6c0320308dec70d33e07091b4d7b	500
6327 40738	0xdf1dd8f308bd9116f5eb03157bca7ea311010974	500
4305 42760	0x1ffb2124ba89d45472184b653aba3a2620d6645d	500
7090 39975	0x7bc0146115c29168c9ca25086e42c2b50c3c8768	500
4232 42833	0x5e66e1618a782d19dbc19c14695b707a8a8b15f4	500
6509 40556	0x9dcef327ea66947156eaa2a5335af772b91177ae	500
6984 40081	0x1bbce7eb5fb02d7854b0ec69b479a1c99b4ae660	500
5584 41481	0xd57def61cf1f958ba9d8e8caae81fe9786e0f7df	500
5327 41738	0x4bc67ad2f21f0325568325c25da892ef7e7958b8	500
5581 41484	0x9140754bc4995e51e2268475df7f3de4d71f2b43	500
5017 42048	0x370df8e1f117793d8142f9a801897614952261a5	500
6557 40508	0x1f2dae739843041fe2a81b20f3ef9a2a6ba8ea7c	500
6080 40985	0x383f5b7f94a9574df930611967464bcb53a5afc7	500
7359 39706	0x409411817b3c5c752a84c777ebe1c19d9d4aa209	500
6197 40868	0x3cbfdc86b5ad587577b7eb6885de531d2bd0e9b5	500
7412 39653	0xba90e5b6d3376d792ca3927524c27a185fbfb159	500
4209 42856	0xfd7e940d0862a34e4632f98576bd5365529cf8f2	500
6922 40143	0x5271d6149c4e1e10e952b059b62a96c33bf09f93	500
How do I move up the leaderboard?
5746 41319	0xfc9685364840db1362b16f15d72c1b294e031089	500
6207 40858	0x21f0dc23dc2516fb347ac64b9cdf6c7d4eb14566	500
4893 42172	0xf1b58ab117dbcd16be35f079e8ef9acaaa28cbdb	500
6914 40151	0x3b5677595284dafba92320dc3c64e9cd08046907	500
5950 41115	0xbce335a9cbaa9876652957fedada86d77de5c3d6	500
5118 41947	0xd658fec7bee783d4e1e6d08185dd7785975d0d44	500
5185 41880	0x7bec9efe228f67b4c3a0b751b9bd11152beec027	500
5656 41409	0xbca3a27da478f038e78544a9fb4b1eae0c14a0e6	500
5474 41591	0x6beb625bcb844992dca349fff79281c5cad0bbe8	500
6747 40318	0x6234fa23db2d02beb16e2e27f68979171a25ccc7	500
5379 41686	0x57280d899fb8d7d63366a34eca4f66b81a5a87d4	500
7184 39881	0x0cdc67a39d4f0951f414cb508801e54e019d5171	500
5241 41824	0x6c6db850c2d3849f2a8b66886ec4a754fba5bee5	500
5723 41342	0x37690f20c2b226518ddd306ad3df0b7c1ac918ae	500
7189 39876	0x9908bb558f9b86f2bebc48542c8b2c51dcae2a2e	500
5339 41726	0x041c014b275fcd76466dccbc6f1ac17e351897eb	500
5892 41173	0x43093861e897d139342ce149935a5f721532a660	500
6923 40142	0xdee3ac81081ec6318f689df4a35258d046ddd329	500
7021 40044	0xc6eec94269413bd1dd77b639b3bab2e811e5a027	500
6622 40443	0xefcde2b644977cc2e6fd32e60084f524db9b7dd4	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 10.65% on your WSTETH

Earn 5.50% on your DAI

Earn 8.06% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 108.78% LTV

Borrow against USDC from 0.09% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About