Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.72%.

Get $RAYS

Leaderboard

Rank	User	Rays
7334 39710	0x976d34936f9adb2712a1f0325984e18ca6a020c4	500
6536 40508	0x7ff40b10781e5e6a05f8f33a1478064a44ccb5a9	500
4119 42925	0xbbb0115caa125df29b77d2152f2e3242a33cee13	500
5094 41950	0x7915203ab23230b0043a412e9e0800f5e653102d	500
4656 42388	0x812d2e05afb6e15a47355ac616fc69098b22c794	500
4392 42652	0x2828bcb8d08f60b6e7df4640e15aba6e385e7473	500
6546 40498	0x852fd9c2cbcba000663a35e15d6604dde40ee7f3	500
6910 40134	0x859d41d50ffe4e7f8f916da4968c5f0e850a417b	500
6237 40807	0x4404dea49f2342c46da9bc0580ec4d2f93848e03	500
6181 40863	0x5e6d26cf3370c61fe369d724224e3d12af8d74de	500
7387 39657	0x224910152ff0b9cf2dfcf1931a4866f5d336fc9c	500
5792 41252	0xc3f8d5096d81770d58988c4330a8262112a04e24	500
4325 42719	0x09173487b272311edda01f45f97911aeb6abd602	500
4442 42602	0x5eaaa37b6e8fa18e473d278edc0b303e585be281	500
5100 41944	0x39d7723eb0ac4a278c7a5775d06b1e1f53246c9c	500
4235 42809	0x9319ddcd58c8e9657a9bc039c5f5c184fb9c814e	500
5493 41551	0x1768d745673e9ee2f350f6de817ad88fd72c637e	500
5134 41910	0xbb58eb71c07e8721b60dd6c9f285358793740b0a	500
4559 42485	0x12bc42540a1d98428ad9872cd80370ac48109bba	500
6437 40607	0xde70baeec8afb311d46c62b9bcda338d07da5407	500
4969 42075	0x794d19b1b0525dea7af414dae9bcebd21af3d79d	500
4807 42237	0x6666eb64ef0fcfa65fdd10e9cd71acc7cfe88999	500
7239 39805	0x5839dd13ad2c78ddcf3365d54302d65764619737	500
6917 40127	0x701bd63938518d7db7e0f00945110c80c67df532	500
6040 41004	0xb983e9a2ae11a3d5e1ad56aba86a70466c19dcf6	500
7340 39704	0x3170bd1144e67e4f146a22a1307c1d10b9f4ab81	500
4899 42145	0xc385caee082bb0e900bccbbec8bb2fe650369ecb	500
7170 39874	0xf75ea61daaf847849b173a2734f0e8cd15453ec8	500
7158 39886	0x50adf7a75d7cd6132acc0a2fb21c019011286635	500
4469 42575	0xf2e6d74cfbe87259ebceab5bb0e6b4c9a55af20c	500
5409 41635	0x35b860303938431ed0fe053bfdad15ef677728fc	500
5796 41248	0xe1d3baa26d94f53897efbeb550d95cc2ab72d5f7	500
4846 42198	0x272d95e753fa4b43609ca22e91be6d186c5fc1f7	500
7204 39840	0x6fd3df4ba884f165ee1897e555edc919316cd057	500
4593 42451	0x5111817277151611310ccd2aa2873ff0081f316f	500
5463 41581	0xca72a40efd660eb48be9b9456e8651e4631260f6	500
5804 41240	0xed41bb902a1bf884f861835197dea07e0c97e372	500
4859 42185	0xc7e2354f4b22b9c76fbb48d0534f419f1e32d178	500
5440 41604	0x71b3c575e2c1deed2ea7eaa51f6f168298add8e6	500
6773 40271	0xb1d2086966b0fd7bc6d2f517112c7a6a6452d94f	500
How do I move up the leaderboard?
5342 41702	0x68e224065325c640131672779181a2f2d1324c4d	500
6829 40215	0xf753befe986e8be8ebe7598c9d2b6297d9dd6662	500
5381 41663	0xa69e7a9147602a051ae127c128961fbd2e1754e5	500
7304 39740	0xc272279ab6544c88f85505d45ff4c0775cb870c1	500
5675 41369	0x7dcf87df7b6b9626c705927bf15fa83dc9bf54be	500
4866 42178	0xcaf5b90131fc9d799fba1712bb655d1fd257ceca	500
7144 39900	0xf0bea6f5bab274955ff9d587d49f6287878ef9c6	500
6727 40317	0x7e936e45dba4f226ba58f27ae9fd35db7bbebc08	500
4868 42176	0xff1704ed58389ed6012dcf885c74eece4a6adf75	500
4661 42383	0x8d84d31700c17f31f570082a43cb7c830f9b52bf	500
4931 42113	0x42cb839acf94fe3f3009d58e9fca4970c6271553	500
5538 41506	0xdb34edc8c96608c64126600e0470d65173e9e741	500
4538 42506	0x5d7d318115abc9565c4881ba83ba13e8a841029c	500
5795 41249	0xf788697a46ecaefe9521e47a651c3f444c19ed5d	500
5785 41259	0xa262bf5feb94fcc927ad9b479c6bd99a14b22594	500
5320 41724	0x9a5e4d421d72bc1835e6a7b9658ca1924d12d0e0	500
5558 41486	0xa3c1c91403f0026b9dd086882adbc8cdbc3b3cfb	500
6586 40458	0x370a5275f69cb3c2e76cfe575cf7f846f906b34d	500
6174 40870	0x05b258373d15956a927c3a57c3005e9d37fc0949	500
4839 42205	0x2ce1a66f22a2dc6e410d9021d57aeb8d13d6bfef	500
7441 39603	0xe0527e66ed8c7e372007de0d65a5eb45cac53e07	500
5398 41646	0xb51e0709df01d9a70167a23160e0e0911a4c178f	500
4618 42426	0xbd2940e549c38cc6b201767a0238c2c07820ef35	500
4788 42256	0x28d5142a8677688bfeabea774a180d886117a86c	500
5677 41367	0x92cb284a7c0316751148222e310a3654bc2d113d	500
7394 39650	0x28802056d379fffab87bd566473313b06bedf359	500
5690 41354	0x5d7e2d973ab65b6628c37457dd3d5a2a12a80fdd	500
4402 42642	0x9859dd8f057334ae0c6c0f2c03af39803cb36d56	500
6621 40423	0x5a5fe81a376495c7ab16a762611afacb14280218	500
5129 41915	0xe9061f863bcfecb595928b5cdc69a05b1818569f	500
5878 41166	0x4c5100ac23d81b134655aa4c76827dcf35543c6f	500
4570 42474	0xf90f819031899a487d24fdd9c49599e20aa27572	500
5208 41836	0xa5522efe7c13f3eef012f6871d4bd07d48e515c8	500
5216 41828	0x0bec35a2fe64b38d9850d6a225c23bc4a1aef427	500
6127 40917	0x72ec26bb8aeecb6dabab39fe90bfa0e2311dbeea	500
7151 39893	0x39764845c6cffb3ad9efc0473005aea05f75abbc	500
6108 40936	0xfab434f658372ed5fdc7cbd8225604b93954f5b4	500
6471 40573	0xbc9dc77fe9294081b1b3bd5862ce325f02d3ba4c	500
6573 40471	0x08a8cdb90bc9305bf079a208d1fc77049ae6f634	500
5036 42008	0x501bd2c731bd8ddba62958590633c66246f43ab5	500
How do I move up the leaderboard?
4983 42061	0x5f2c8ae19e310e9a7b05954a3971c32d686457c1	500
7031 40013	0x19cd6c58e745618f5bf180902cf61012bc4f3933	500
5477 41567	0xbcc0983d8ee842f016b881f8b70b8602d008b4a9	500
6031 41013	0x1d4b898d0f7e34e28913b2dcd42f7f8eab48e6b4	500
6030 41014	0xf188761c1beefdfc9ec1ff4dc3095be7dd74e6a8	500
5709 41335	0x9ed4dd5b3b6172e9fa1b628662f660cb511a5865	500
7255 39789	0xd59ca61aec1933a19a26a751b0eb6f5fdf8fb06a	500
6627 40417	0xc6d00eb64b5197f89d3818b2176ef06c96d4fd18	500
4926 42118	0xc6eec94269413bd1dd77b639b3bab2e811e5a027	500
4917 42127	0x428a050f2d63f27eb86facc8d700ce8c09eadc85	500
4332 42712	0xe3491998e82d355bc777327d137be31b458bbad6	500
7372 39672	0xeb4e17f4b6a9490ee3579c0f1edf144868f2753c	500
7469 39575	0x60c669e0caeb21352b0403be0c41359b3edaf627	500
4912 42132	0xb278550ebf8010b8f9aed23c4d0dd32b253f4644	500
5189 41855	0xea4670cb895ad7b4a4739745bc9462a79cf2de30	500
4636 42408	0x941cacf4aeb2dcda53152e333506c92747e57923	500
5940 41104	0x2b5d13d0b275e91f428248370e02e3800f908324	500
5085 41959	0x887c3599c4826f7b3cde82003b894430f27d5b92	500
6837 40207	0xdf5562b943a27b391d14cd487d99d0fd23d493f6	500
5915 41129	0xb34e48227beb089b67541e918d9a9307601b886d	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 0.44% on your WSTETH

Earn 5.50% on your DAI

Earn 4.06% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.04% LTV

Borrow against DAI from 0.09% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About