Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 11.19x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.72%.

Get $RAYS

Leaderboard

Rank	User	Rays
6661 40369	0x28d5142a8677688bfeabea774a180d886117a86c	500
6162 40868	0x43093861e897d139342ce149935a5f721532a660	500
6704 40326	0x041c014b275fcd76466dccbc6f1ac17e351897eb	500
4775 42255	0x728e7f512e01e7811037985ddfb15f9bfef517a8	500
6664 40366	0x57280d899fb8d7d63366a34eca4f66b81a5a87d4	500
5307 41723	0x6234fa23db2d02beb16e2e27f68979171a25ccc7	500
6571 40459	0x6beb625bcb844992dca349fff79281c5cad0bbe8	500
7230 39800	0x2932516d9564cb799dda2c16559cad5b8357a0d6	500
6430 40600	0x234c38870ddbf92231df6bda0e73cde5f9837b9b	500
6021 41009	0x1ab149ad80d8f49045cf452c4f1ba2284b5aeda2	500
6924 40106	0xd658fec7bee783d4e1e6d08185dd7785975d0d44	500
4613 42417	0x78e96be52e38b3fc3445a2ed34a6e586ffab9631	500
6835 40195	0x16529e2081ae0d4ecdca1ac27a81ec9693bee286	500
6191 40839	0xfbf3bf1ffe79f59cb58958288f0dfb596098ab6f	500
7134 39896	0x154b54cdb205db5553aaa7c8302ef6fab7f6646b	500
5507 41523	0xe31ca893b9e7d221eec832416372a851ba5b0071	500
6382 40648	0x6951cbf075d3f719e8a6fcd0e279b3a19ccd89db	500
7406 39624	0xb34e48227beb089b67541e918d9a9307601b886d	500
7151 39879	0xb23447dfe6ce14c6771f7a2d83f01e49eac151b3	500
5641 41389	0xdf5562b943a27b391d14cd487d99d0fd23d493f6	500
4162 42868	0xe67e43b831a541c5fa40de52ab0afbe311514e64	500
5193 41837	0xa76bb9d0b8b5d40157ae65333e7fd3c97fd8ad8a	500
7165 39865	0xab95d2cd70a80469985fafe7457de81498211ed4	500
7269 39761	0x2fda012d3d7478f7aab877c264bb362dbe3f575e	500
6257 40773	0x31176a669d6912e87e4ba60f71c066fb9bf7516a	500
5374 41656	0x706e714e63eabaa8602c209ecc92943655e0c7b8	500
4346 42684	0xd8014b36b8e304a6b9659867e7b430e2383efcf3	500
7006 40024	0x28430f7887e17c4028f4ae55e1c1c1a3962d81c9	500
4554 42476	0x0eb59acd1f0b73970e5b2fd095bf373ce569e4a9	500
5413 41617	0xaf02cd3f19316d7c8a96987fd056931cb125494c	500
5184 41846	0xd53a09059e46ae357e02a803f89a807a82381ca1	500
6684 40346	0x239a0a64ed64d96a1a5261f42719fc64c27f02e3	500
7105 39925	0x41c837095bfb417d5768a3a48017e6130309c24e	500
4869 42161	0x1cdde20fd300c95427819be44a4fdc8c537361f1	500
4457 42573	0x35d04f4f70f39d402ba2c2a93180e700b0a5611c	500
7399 39631	0x4c5100ac23d81b134655aa4c76827dcf35543c6f	500
4934 42096	0x86f3bd39f7a9431b53fa984d6e8ba5b1593eb5eb	500
6293 40737	0x71f6429b87dc1f3539bc00303cdbc3a335365063	500
7286 39744	0x1f2acefbb92ba21881c0e26357efc52640e87b92	500
6817 40213	0x775f257b08d549b18db348d29160b3aea8e9c2e6	500
How do I move up the leaderboard?
5414 41616	0x08a8cdb90bc9305bf079a208d1fc77049ae6f634	500
7033 39997	0x6651fc2d0c347cd0072ff12a64be74ac35f18693	500
4986 42044	0x7c04786f04c522ca664bb8b6804e0d182eec505f	500
6836 40194	0x2d85c5f793728692de01f59b61871f43cbaaac65	500
5485 41545	0x376e0b7d3cf6d256bb8869e5f1ab73597bc6bdf1	500
4596 42434	0x056ae750b6fa8501f5bc9c8acb0caf986fa224ef	500
7069 39961	0x652ff69683e62d57e17094d69ed00f022737ff00	500
4806 42224	0x4086e3e1e99a563989a9390facff553a4f29b6ee	500
4526 42504	0x13aff6b6d6ad092e8d552af8fbde6203770ad0eb	500
5537 41493	0x70cb64fc8a03a979edd1bddc2801a763ad108a9b	500
6675 40355	0x63048fa9d83c6e07dbb01efc0fb576f73dc1580c	500
6527 40503	0xd862eb8753f55f30a0b694f268ecb72c5a9ea176	500
6788 40242	0xf47e736a1f9ba1eb781a5b3ceb37e0eeba9dace1	500
5936 41094	0x4b80ba8cbac5fa281658ba07cbdbc151c73553c9	500
4172 42858	0x7d6149ad9a573a6e2ca6ebf7d4897c1b766841b4	500
6939 40091	0xa910901140d6a2c64b1fcb5889cc142d00c80941	500
7237 39793	0xd3c9a57df7eb5f3183444164b13d2faef0e012d4	500
6318 40712	0x4909c0ff1b5044490e88e3f02a41d696054316bb	500
6537 40493	0xba2522bb321793fbb6beeae9c8cb1120ee8dfb8d	500
4198 42832	0x310d5c8ee1512d5092ee4377061ae82e48973689	500
6974 40056	0xbe8fd1a2cdb1a5611b82d86590b97d2a7585440f	500
4391 42639	0xbe260c98ff79994f0de6a9923eabd9ecc5759ff3	500
5717 41313	0x4ce3b8c59632a564b8334ffe311ba411d874c5b5	500
6202 40828	0x4a6ef0d843754d2b99c42c947911c346d6043ecc	500
4288 42742	0x4476cd619170868d6f9e8b4c7604037db1a0c8c4	500
6507 40523	0xcd261bb4fb0d390b72324a6002ae63abe9d57422	500
6234 40796	0x39a8e74127719df86f00eedd902e49f1dd43d8b3	500
5294 41736	0x3a15f0394297e74904657e7088b83a127defc9c4	500
7010 40020	0xb47ca176a3ea91ceddd0ef91053338462d18c7ff	500
4370 42660	0x45b14b5d5c536c3faba451a1ba53387dcddfcf2f	500
6235 40795	0x1320177063f24289753b3e5eecd1f8512b42a47d	500
6275 40755	0xbe2c2e0391aef6ccf86d8871343dd1ff5f15dade	500
6508 40522	0x9ebd9eee338e71537b8ecbbf588f9219aa6fbba0	500
7260 39770	0xfedc3d1bda22eae14be46a5056596cb6ae18832d	500
5910 41120	0x2d018eeeab1593b8f9042f70863d15c074750398	500
7249 39781	0xecc4ce0c774a97bd23086c96206f33414d650106	500
5526 41504	0x0a9c593ed710c6a6928fd03e9620f1fe40bae40c	500
5733 41297	0xf188761c1beefdfc9ec1ff4dc3095be7dd74e6a8	500
7278 39752	0x99daaf637e697c53afaa67d6ff27e336db925812	500
5546 41484	0xd7931a598fecc7a53160edc4d4f213927737e8bd	500
How do I move up the leaderboard?
4964 42066	0x347dc91a32bc00e6fb38e2b4380e6a1c0fbca254	500
4733 42297	0x54f50320f5de1420361c2f09285ae5be513a067a	500
4561 42469	0x0b08dcc37e449c04a55a12454a8957a72e608994	500
5054 41976	0x65cf8ebc125aa5e320fb8dd5569fe1b0a86d0759	500
5440 41590	0x65b9e2138dcb91be48f77f234838db5fe46807c8	500
7046 39984	0x9a5e4d421d72bc1835e6a7b9658ca1924d12d0e0	500
6550 40480	0x699c3f33da71d392afdb97767801d5e6a59c67d6	500
7357 39673	0xa262bf5feb94fcc927ad9b479c6bd99a14b22594	500
4149 42881	0xde605c92727aa270fffbd39a99cf07e5d3cc3a1a	500
7363 39667	0xf788697a46ecaefe9521e47a651c3f444c19ed5d	500
5738 41292	0xf45f4f634746d69ffdd6b369fa416a617cdc64ae	500
7430 39600	0xe8b57ceef46cb983de4e08e48446a5c51b75fab0	500
4812 42218	0x2c51978916976e9041d22e3b164f033e553e2c3d	500
4434 42596	0xb49877bae8b5ee5e19cb87da9dd7e99437653688	500
6897 40133	0xcfedb2552d8e8ce5e492c1976ef08af99f19eb98	500
6911 40119	0xc8f6237a3f7acbf3c16cb85f883fe41a00683b9e	500
6617 40413	0x6aa9cd8de141b99b5b22e47d50fe525247b31466	500
6392 40638	0xd2e028b93417ec1cc2c00d354ca0edf255f4c112	500
5189 41841	0x45fe2d78c7b7b5a6981b1934cc9f2903f8a8e4f5	500
6580 40450	0xec7f8187a940c2bd97f8f9798dd18f314a42261b	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 3.55% on your WSTETH

Earn 5.50% on your DAI

Earn 4.13% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.56% LTV

Borrow against DAI from 0.07% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About