Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 11.82x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.73%.

Get $RAYS

Leaderboard

Rank	User	Rays
6433 40598	0x941f06f25385ad47e6e7940fe9c0822f88958c89	500
5067 41964	0x1bbce7eb5fb02d7854b0ec69b479a1c99b4ae660	500
5550 41481	0x9dcef327ea66947156eaa2a5335af772b91177ae	500
6730 40301	0x326d9d4870c636d9b25c939237e0f1ea9ea1a974	500
6835 40196	0x16529e2081ae0d4ecdca1ac27a81ec9693bee286	500
6191 40840	0xfbf3bf1ffe79f59cb58958288f0dfb596098ab6f	500
7134 39897	0x154b54cdb205db5553aaa7c8302ef6fab7f6646b	500
5507 41524	0xe31ca893b9e7d221eec832416372a851ba5b0071	500
6382 40649	0x6951cbf075d3f719e8a6fcd0e279b3a19ccd89db	500
7406 39625	0xb34e48227beb089b67541e918d9a9307601b886d	500
7151 39880	0xb23447dfe6ce14c6771f7a2d83f01e49eac151b3	500
5641 41390	0xdf5562b943a27b391d14cd487d99d0fd23d493f6	500
4162 42869	0xe67e43b831a541c5fa40de52ab0afbe311514e64	500
5193 41838	0xa76bb9d0b8b5d40157ae65333e7fd3c97fd8ad8a	500
7165 39866	0xab95d2cd70a80469985fafe7457de81498211ed4	500
7269 39762	0x2fda012d3d7478f7aab877c264bb362dbe3f575e	500
6257 40774	0x31176a669d6912e87e4ba60f71c066fb9bf7516a	500
5374 41657	0x706e714e63eabaa8602c209ecc92943655e0c7b8	500
4346 42685	0xd8014b36b8e304a6b9659867e7b430e2383efcf3	500
7006 40025	0x28430f7887e17c4028f4ae55e1c1c1a3962d81c9	500
4554 42477	0x0eb59acd1f0b73970e5b2fd095bf373ce569e4a9	500
5413 41618	0xaf02cd3f19316d7c8a96987fd056931cb125494c	500
5184 41847	0xd53a09059e46ae357e02a803f89a807a82381ca1	500
6684 40347	0x239a0a64ed64d96a1a5261f42719fc64c27f02e3	500
7105 39926	0x41c837095bfb417d5768a3a48017e6130309c24e	500
4869 42162	0x1cdde20fd300c95427819be44a4fdc8c537361f1	500
4457 42574	0x35d04f4f70f39d402ba2c2a93180e700b0a5611c	500
7399 39632	0x4c5100ac23d81b134655aa4c76827dcf35543c6f	500
4934 42097	0x86f3bd39f7a9431b53fa984d6e8ba5b1593eb5eb	500
6293 40738	0x71f6429b87dc1f3539bc00303cdbc3a335365063	500
7286 39745	0x1f2acefbb92ba21881c0e26357efc52640e87b92	500
6817 40214	0x775f257b08d549b18db348d29160b3aea8e9c2e6	500
5414 41617	0x08a8cdb90bc9305bf079a208d1fc77049ae6f634	500
7033 39998	0x6651fc2d0c347cd0072ff12a64be74ac35f18693	500
4986 42045	0x7c04786f04c522ca664bb8b6804e0d182eec505f	500
5485 41546	0x376e0b7d3cf6d256bb8869e5f1ab73597bc6bdf1	500
4596 42435	0x056ae750b6fa8501f5bc9c8acb0caf986fa224ef	500
7069 39962	0x652ff69683e62d57e17094d69ed00f022737ff00	500
4806 42225	0x4086e3e1e99a563989a9390facff553a4f29b6ee	500
4526 42505	0x13aff6b6d6ad092e8d552af8fbde6203770ad0eb	500
How do I move up the leaderboard?
5537 41494	0x70cb64fc8a03a979edd1bddc2801a763ad108a9b	500
6675 40356	0x63048fa9d83c6e07dbb01efc0fb576f73dc1580c	500
6527 40504	0xd862eb8753f55f30a0b694f268ecb72c5a9ea176	500
6788 40243	0xf47e736a1f9ba1eb781a5b3ceb37e0eeba9dace1	500
5936 41095	0x4b80ba8cbac5fa281658ba07cbdbc151c73553c9	500
4172 42859	0x7d6149ad9a573a6e2ca6ebf7d4897c1b766841b4	500
6939 40092	0xa910901140d6a2c64b1fcb5889cc142d00c80941	500
7237 39794	0xd3c9a57df7eb5f3183444164b13d2faef0e012d4	500
6318 40713	0x4909c0ff1b5044490e88e3f02a41d696054316bb	500
6537 40494	0xba2522bb321793fbb6beeae9c8cb1120ee8dfb8d	500
4198 42833	0x310d5c8ee1512d5092ee4377061ae82e48973689	500
6974 40057	0xbe8fd1a2cdb1a5611b82d86590b97d2a7585440f	500
4391 42640	0xbe260c98ff79994f0de6a9923eabd9ecc5759ff3	500
5717 41314	0x4ce3b8c59632a564b8334ffe311ba411d874c5b5	500
6202 40829	0x4a6ef0d843754d2b99c42c947911c346d6043ecc	500
4288 42743	0x4476cd619170868d6f9e8b4c7604037db1a0c8c4	500
6507 40524	0xcd261bb4fb0d390b72324a6002ae63abe9d57422	500
6234 40797	0x39a8e74127719df86f00eedd902e49f1dd43d8b3	500
5294 41737	0x3a15f0394297e74904657e7088b83a127defc9c4	500
7010 40021	0xb47ca176a3ea91ceddd0ef91053338462d18c7ff	500
4370 42661	0x45b14b5d5c536c3faba451a1ba53387dcddfcf2f	500
6235 40796	0x1320177063f24289753b3e5eecd1f8512b42a47d	500
7202 39829	0xa3c1c91403f0026b9dd086882adbc8cdbc3b3cfb	500
6508 40523	0x9ebd9eee338e71537b8ecbbf588f9219aa6fbba0	500
7278 39753	0x99daaf637e697c53afaa67d6ff27e336db925812	500
5546 41485	0xd7931a598fecc7a53160edc4d4f213927737e8bd	500
4964 42067	0x347dc91a32bc00e6fb38e2b4380e6a1c0fbca254	500
4733 42298	0x54f50320f5de1420361c2f09285ae5be513a067a	500
4561 42470	0x0b08dcc37e449c04a55a12454a8957a72e608994	500
5054 41977	0x65cf8ebc125aa5e320fb8dd5569fe1b0a86d0759	500
5440 41591	0x65b9e2138dcb91be48f77f234838db5fe46807c8	500
6550 40481	0x699c3f33da71d392afdb97767801d5e6a59c67d6	500
4149 42882	0xde605c92727aa270fffbd39a99cf07e5d3cc3a1a	500
5738 41293	0xf45f4f634746d69ffdd6b369fa416a617cdc64ae	500
7430 39601	0xe8b57ceef46cb983de4e08e48446a5c51b75fab0	500
4812 42219	0x2c51978916976e9041d22e3b164f033e553e2c3d	500
4434 42597	0xb49877bae8b5ee5e19cb87da9dd7e99437653688	500
6897 40134	0xcfedb2552d8e8ce5e492c1976ef08af99f19eb98	500
6911 40120	0xc8f6237a3f7acbf3c16cb85f883fe41a00683b9e	500
6617 40414	0x6aa9cd8de141b99b5b22e47d50fe525247b31466	500
How do I move up the leaderboard?
6392 40639	0xd2e028b93417ec1cc2c00d354ca0edf255f4c112	500
5189 41842	0x45fe2d78c7b7b5a6981b1934cc9f2903f8a8e4f5	500
6580 40451	0xec7f8187a940c2bd97f8f9798dd18f314a42261b	500
6812 40219	0x71ab463e79c129a326d44cd173f1baf7211bb956	500
5966 41065	0xee1c1f7a6c916b9d8e66f2bbf332c76dfc6cf6d1	500
5438 41593	0xf090dc8364cda35c8e911336026bce394539c9d3	500
5529 41502	0xf7125120bc41758fb157cbd18c2f012005ed48d2	500
4470 42561	0xef2aa0f3696a9cb114dd61fc052101614c6025c0	500
7159 39872	0xaf943dfc5e0707e497d7806ec62363420fd2b898	500
5512 41519	0x978452c747ee0b617285caf3c50cae0103af5656	500
6241 40790	0xb77d25ae3278699f176742aa014db31642fbac8b	500
4126 42905	0x0dd488037792083e9b7591ae709ab64e14aa0520	500
5703 41328	0x8094fd1473df3b5d01c87fd0dbe81e1315e11e8b	500
4731 42300	0xae7428c9874b211cbbdca19e89b583e856d36413	500
5395 41636	0x055ad5e56c11c0ef55818155c69ed9ba2f4b3e90	500
5533 41498	0xd247c45d64a21b7c1f7cd3372a3645e549a50cb6	500
5062 41969	0xdbbbc0a4b5b5971f09774219daee1285e42a98ce	500
6654 40377	0x91270f9558319432a8ed74fa886ab684cf34f42c	500
7279 39752	0x8fc2e87db46e107756d1363174f015d84178636d	500
5046 41985	0x96342f72f2d51027347cba749e852a3e6518e1a9	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 3.60% on your WSTETH

Earn 5.50% on your DAI

Earn 4.13% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.10% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About