Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.66%.

Get $RAYS

Leaderboard

Rank	User	Rays
4619 42447	0xe8b57ceef46cb983de4e08e48446a5c51b75fab0	500
6321 40745	0xf45f4f634746d69ffdd6b369fa416a617cdc64ae	500
6808 40258	0xb4355d0420821b499c199de5e28f1668422f4963	500
5498 41568	0x3fde69a46006fb172ff8d6fb0b09106f4deedd60	500
5959 41107	0x55977dbaa11902772d8a661962544a1583c35099	500
5890 41176	0x81f62fc8626363961677a213573b0de61de521e4	500
4547 42519	0xde605c92727aa270fffbd39a99cf07e5d3cc3a1a	500
5500 41566	0x699c3f33da71d392afdb97767801d5e6a59c67d6	500
6671 40395	0x7a0dff2a955b72159650300a9acef97146dd12e6	500
4154 42912	0x51904b09216975ba76a2dd94e69010b1a0ee9643	500
6860 40206	0x9c0da3467aed02e49fe051104efb2255c2982c61	500
5678 41388	0x456767cbbd27e1fc187a32181c9741f8313dafed	500
5932 41134	0x8273e38cd191df0a82d3a67e7991e999d48f88bc	500
6399 40667	0x3d3fb403f9614393304ef477ac96543e39ea64db	500
4377 42689	0x8dfd545a2d6ba57d0ccfb060a0eefe01f41f2902	500
5828 41238	0x6c76e681cbc01b283677cb5255587c22a29780f0	500
6897 40169	0x06d14a9b14017f18f9f7a4c1460458d6097a7a08	500
5182 41884	0xdb2ed468930cd4594fb3bf8a17dcbbe206b3562f	500
6619 40447	0x65b9e2138dcb91be48f77f234838db5fe46807c8	500
6999 40067	0x65cf8ebc125aa5e320fb8dd5569fe1b0a86d0759	500
7494 39572	0x0b08dcc37e449c04a55a12454a8957a72e608994	500
7318 39748	0x54f50320f5de1420361c2f09285ae5be513a067a	500
6071 40995	0xeff1c285f3580662b6d7edb92f37e74afe94f56b	500
6663 40403	0xe895084850c04af3a57fdd90c0ba42ba440bc3a8	500
6467 40599	0x1e6dfc5287c5357d55bf897d5b57481cf645cbf4	500
6611 40455	0x6222354ad88f7a412e97901ab3f772a2769d0fc7	500
7084 39982	0x347dc91a32bc00e6fb38e2b4380e6a1c0fbca254	500
6515 40551	0xd7931a598fecc7a53160edc4d4f213927737e8bd	500
4339 42727	0x26c7bcd61784450aa355ab90116264c8f2e0f758	500
5159 41907	0xbe433100eab05c2fcd541f3ad897aa73e0b4d6ab	500
5724 41342	0xb2969d3429e99e4846e5be4df47d74ba87069e0d	500
5323 41743	0x766c44d27d5a4732070525f95a9198b04380eaf9	500
7129 39937	0x014c42127df4be9d3edd9560dabe573e7c5c86be	500
5950 41116	0x2b465211142a911c4ad7157f0f9be82831669ad6	500
6613 40453	0x3fa0c445c615628ac16f3cd435924c9ad0c05f6d	500
4257 42809	0x6c5e7948139b217e0d626dc213e5279ab4c62248	500
4611 42455	0x07188478c7b3e7ce94a45eb6dcfdc366d0700aa8	500
5401 41665	0xe2048bde882f936224591cf4337cb533c5edb570	500
7242 39824	0xdd38127788f0247ca387717f9e5ba3ce66685b7a	500
5266 41800	0x40d6ab433d4dcdb239906c042be4b8a003b32abb	500
How do I move up the leaderboard?
4702 42364	0x592f954d31eab77a91e2f8118d44777b772d32ff	500
6193 40873	0x895a14d353999b20b124e6fbb9f1def12ec6a6fa	500
6342 40724	0xc09bd9355a87d63097918f5454125dacc4c76c86	500
6009 41057	0xf829f579c5a0cf3606602417b85aaea9dd349013	500
6819 40247	0x9d49a255c80b23dae332f3481a2c1f1e6a11773d	500
5493 41573	0x1cc101526fe360e5ed249543c0cb29caee256e31	500
6174 40892	0x416dcdbb5a5e654848e33e4627d164afd5554e1f	500
6144 40922	0x26b63ddd4ab9eca4d656f1172905784a79d7a7be	500
5033 42033	0x3e709d9e4e61f721317a424f03db2c878362bcaa	500
4414 42652	0x071ea5d16df2694c1584998560b67a8e5f8d3da7	500
6476 40590	0xb47f2e40da0e388e1a8776334ec72924541cb268	500
6180 40886	0xcf73385641308e11d7e469afef947073140bd07b	500
4672 42394	0x0497127e2cfd4679ebd076d267f131c2e26a0100	500
5621 41445	0x40692724326503b8fdc8472df7ee658f4bdbfc89	500
5367 41699	0x5ef2a4473471e7d9bc1cf70e5b0c6381306847a7	500
4312 42754	0xc8d744b4418fd52e6fb540a37fb1b9a8d0204e27	500
4636 42430	0x9d58441823cf7be3d4336340bc6eca8d3ebc1052	500
7021 40045	0xe690bc925cd404e98d848a4c907388ea66772933	500
5981 41085	0x9cc81a1af762c954ea0954bcce97f0cdca397f1e	500
5454 41612	0xb720a27283f5f733922a50e727e05dd3c2bcd4ad	500
4718 42348	0xaed7a2d63c950930e77a3f4fb1b34a8af7ffbc51	500
4555 42511	0x247b7e245002e6b525782366dec32446f645320d	500
6301 40765	0x08a4e866425b4ed4ea8af9c5eb2e5eab21b3078a	500
4637 42429	0x78af19f6adc2917a22e9f57cffa6578de3a92138	500
6929 40137	0x5815d8951967e202d9b5380fed6c9f0a7fc71c5c	500
6583 40483	0x03ec4ec5810c3dfe15b706dfd7639b9565f30414	500
5791 41275	0x3142e9381af4c9cd702529c7f94a341c1c3e71bf	500
7339 39727	0x6875d9b42502c79917910b0fc00c6a5a27f1fc68	500
4412 42654	0xd51825a59e3d47ca04ca8695f5d7de6c3e2d797a	500
6890 40176	0x65f26954f3014f4356876cb1806a56258f6965e8	500
5625 41441	0x97758a0b03f4f0f3bda665dc70ea096a98095dd7	500
4609 42457	0x0100e22f222753f6021abeb3f7e4af4c57467cc9	500
5998 41068	0xc20425c267c9ffa421d276125cbe6def9f96e294	500
4582 42484	0x854ead71f5a91db24d80c174297e48eac64213fa	500
6887 40179	0x224747761838ec064993d5fb588b75e3efbb6fba	500
7437 39629	0x010af29077a8520cc3f55be2031d7e37808ba137	500
6299 40767	0xb50c359848d70274699f984887259e619acb5474	500
5930 41136	0x9c8eedab8e618614690f8049b4f4438c0942aac9	500
7039 40027	0x9c1296098183aa5a16bfb61c2a41fb78e31af721	500
4775 42291	0x4fc95b91ff1f8671676d272182c2e1a9125bfd2f	500
How do I move up the leaderboard?
6801 40265	0x0133d38e720076a40794496e316f59b039e09083	500
6085 40981	0xe5eca5f78a45be012d6ef416d5e6765d1ceab6f0	500
7366 39700	0x42d13efa958586ff2d3ec20956d44dad8da55864	500
5100 41966	0x2125fbcf319b5552bfbc3826696b382908cddef5	500
4894 42172	0xa8ad33755f34be4ac43d8b6040b25e2e1d459d01	500
7146 39920	0xda3097dd54ab80239730b824725e3223b820d86f	500
7243 39823	0xe4e1eebf4e3bbeaae2c73dc10108ff02aa9854ca	500
4433 42633	0x372ade773c9be6db0679620b902c6e83ed46fffa	500
5257 41809	0xa158d0f2171cd76e0ef9edd02f72b1e46f06ff88	500
5297 41769	0xae6dcd07fac9d7cccc98509120c1071048cdd8a1	500
7265 39801	0xe68d7a6c421e2d220b5840116008c9abdbcf53b2	500
6587 40479	0x5c5ec4855f3b28306aba87b7d3898b25df1ce285	500
7328 39738	0xde42ef3fc14bddd07744dca4df90270d5c8d615a	500
7157 39909	0x7ef001e2627d5b9016503a8f62f5188db69c95b6	500
5197 41869	0xd82d473ef07e6b13bed0645cdeff37923ff16fc4	500
6388 40678	0xe11880146d963b2ee76d4ed756279e59e91856c2	500
5343 41723	0xe3de4b13799cc50b62995598713298a2c42bf85e	500
4424 42642	0x450e6eac6ae354ad25b1b3ab579970ea1ffde1be	500
7066 40000	0x548b363f28234fe88a72d628c5350e37640429bc	500
5054 42012	0x459c6fa48cff99f63e1d9e865d3ea335c8a5e843	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 10.42% on your WSTETH

Earn 7.50% on your DAI

Earn 7.85% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 111.57% LTV

Borrow against USDC from 0.09% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About