Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.65%.

Get $RAYS

Leaderboard

Rank	User	Rays
7195 39856	0xa2c6817b00a8e45ed15438fdb79564316843c6d9	500
7236 39815	0x2c51978916976e9041d22e3b164f033e553e2c3d	500
4922 42129	0xe8b57ceef46cb983de4e08e48446a5c51b75fab0	500
6271 40780	0xf45f4f634746d69ffdd6b369fa416a617cdc64ae	500
6784 40267	0xb4355d0420821b499c199de5e28f1668422f4963	500
5391 41660	0x3fde69a46006fb172ff8d6fb0b09106f4deedd60	500
5884 41167	0x55977dbaa11902772d8a661962544a1583c35099	500
5811 41240	0x81f62fc8626363961677a213573b0de61de521e4	500
6513 40538	0xde605c92727aa270fffbd39a99cf07e5d3cc3a1a	500
5393 41658	0x699c3f33da71d392afdb97767801d5e6a59c67d6	500
6635 40416	0x7a0dff2a955b72159650300a9acef97146dd12e6	500
4573 42478	0x51904b09216975ba76a2dd94e69010b1a0ee9643	500
6838 40213	0x9c0da3467aed02e49fe051104efb2255c2982c61	500
5591 41460	0x456767cbbd27e1fc187a32181c9741f8313dafed	500
5856 41195	0x8273e38cd191df0a82d3a67e7991e999d48f88bc	500
6347 40704	0x3d3fb403f9614393304ef477ac96543e39ea64db	500
4803 42248	0x8dfd545a2d6ba57d0ccfb060a0eefe01f41f2902	500
5749 41302	0x6c76e681cbc01b283677cb5255587c22a29780f0	500
6877 40174	0x06d14a9b14017f18f9f7a4c1460458d6097a7a08	500
5069 41982	0xdb2ed468930cd4594fb3bf8a17dcbbe206b3562f	500
6580 40471	0x65b9e2138dcb91be48f77f234838db5fe46807c8	500
6986 40065	0x65cf8ebc125aa5e320fb8dd5569fe1b0a86d0759	500
4559 42492	0x0b08dcc37e449c04a55a12454a8957a72e608994	500
7317 39734	0x54f50320f5de1420361c2f09285ae5be513a067a	500
6007 41044	0xeff1c285f3580662b6d7edb92f37e74afe94f56b	500
6626 40425	0xe895084850c04af3a57fdd90c0ba42ba440bc3a8	500
6422 40629	0x1e6dfc5287c5357d55bf897d5b57481cf645cbf4	500
6571 40480	0x6222354ad88f7a412e97901ab3f772a2769d0fc7	500
7077 39974	0x347dc91a32bc00e6fb38e2b4380e6a1c0fbca254	500
6471 40580	0xd7931a598fecc7a53160edc4d4f213927737e8bd	500
4765 42286	0x26c7bcd61784450aa355ab90116264c8f2e0f758	500
5045 42006	0xbe433100eab05c2fcd541f3ad897aa73e0b4d6ab	500
5638 41413	0xb2969d3429e99e4846e5be4df47d74ba87069e0d	500
7130 39921	0x18f09a7f539e7dce4ded73e7e8f797a20c1bbe30	500
4364 42687	0x99daaf637e697c53afaa67d6ff27e336db925812	500
4180 42871	0x3dfb83f5b16f932fdcbbe70af088698fb58b3880	500
5822 41229	0xfc462f5129a43207bfe332f357473c74f1f1c738	500
7128 39923	0x82eb9824937566d772b9d123a518b4f67f6a35fe	500
4666 42385	0x8b013d78bb0d1cc1cf743d43dec8ea8dc616dfbd	500
4348 42703	0xe0b53ec383dc20d9b2a3fd7411ab5a7dabb86e64	500
How do I move up the leaderboard?
5443 41608	0x9ebd9eee338e71537b8ecbbf588f9219aa6fbba0	500
5741 41310	0x1320177063f24289753b3e5eecd1f8512b42a47d	500
4758 42293	0x45b14b5d5c536c3faba451a1ba53387dcddfcf2f	500
5066 41985	0x6011436690a085d35d8d90ae417cbaf3767c0fca	500
4202 42849	0xb47ca176a3ea91ceddd0ef91053338462d18c7ff	500
6737 40314	0x3a15f0394297e74904657e7088b83a127defc9c4	500
4680 42371	0xa7930847d69a04635d60e5f5cb6948f6bd960e55	500
4563 42488	0x22b7b3d515dca68c8d6cb8c9925cf476b4bb262a	500
4209 42842	0x86d4b1daa2dba26f98b404d6bbffeca76764d323	500
5165 41886	0x9f637d0c7c66adcd1a974200a5c96a3619d7fc4f	500
5304 41747	0xc4ae53cf8bb9446eb49fe3f1c3aead136d530ad3	500
4235 42816	0x64e2f305227e53696935499fb3309ac8e3cbd9db	500
5742 41309	0x39a8e74127719df86f00eedd902e49f1dd43d8b3	500
4611 42440	0x20e13e46090bb00e1d5c233241f45c26b47cd866	500
5335 41716	0x07bc45627de245e7cd6e0a37b3c433a868a2a94e	500
4817 42234	0x20c0b79571aabd309d1c2672aca0e1a76817bc2a	500
5444 41607	0xcd261bb4fb0d390b72324a6002ae63abe9d57422	500
6316 40735	0xe6474d67bdc106221136ff2a6c20420c6505fbfb	500
6030 41021	0xfe0f7c722b04bb73cf2028415811e3d98d0af295	500
7307 39744	0x3e0ad95d235c9175c14b85b6b27fddb441eb4b44	500
6612 40439	0xf6aa36a5bb1955b741f11a82fa8e185ec74b40b2	500
4861 42190	0x71947cb13c53922f56b7881169f97357ad8a465a	500
5003 42048	0x3b8c618bfdded6544b27ef67cb71043b30655514	500
5979 41072	0x88ac25f2b4b8be692918fda5d0333278851787f7	500
6882 40169	0x6a4d361b7d0dadf8146dcfe6258a8699ea35eb81	500
4838 42213	0x4476cd619170868d6f9e8b4c7604037db1a0c8c4	500
5775 41276	0x4a6ef0d843754d2b99c42c947911c346d6043ecc	500
6292 40759	0x4ce3b8c59632a564b8334ffe311ba411d874c5b5	500
4736 42315	0xbe260c98ff79994f0de6a9923eabd9ecc5759ff3	500
4239 42812	0xbe8fd1a2cdb1a5611b82d86590b97d2a7585440f	500
6449 40602	0x622a69180982c3469f0a9080724c194268ee9797	500
5503 41548	0x310d5c8ee1512d5092ee4377061ae82e48973689	500
5409 41642	0xba2522bb321793fbb6beeae9c8cb1120ee8dfb8d	500
7425 39626	0xc39467091b1897779a8a275c7bdf67affd0b0852	500
5651 41400	0x4909c0ff1b5044490e88e3f02a41d696054316bb	500
7005 40046	0x561ada4b0243f1d83df80d1653e9f76e84128b0b	500
4405 42646	0xd3c9a57df7eb5f3183444164b13d2faef0e012d4	500
4994 42057	0xa910901140d6a2c64b1fcb5889cc142d00c80941	500
6032 41019	0x7d6149ad9a573a6e2ca6ebf7d4897c1b766841b4	500
6060 40991	0x4b80ba8cbac5fa281658ba07cbdbc151c73553c9	500
How do I move up the leaderboard?
6787 40264	0x75536cf4f01c2bfa528f5c74ddc1232db3af3ee5	500
7094 39957	0x0aadd259211f712b57b6648b305f336f637b6713	500
5149 41902	0xf47e736a1f9ba1eb781a5b3ceb37e0eeba9dace1	500
5423 41628	0xd862eb8753f55f30a0b694f268ecb72c5a9ea176	500
5266 41785	0x63048fa9d83c6e07dbb01efc0fb576f73dc1580c	500
6481 40570	0x70cb64fc8a03a979edd1bddc2801a763ad108a9b	500
4595 42456	0x13aff6b6d6ad092e8d552af8fbde6203770ad0eb	500
7242 39809	0x4086e3e1e99a563989a9390facff553a4f29b6ee	500
4140 42911	0x652ff69683e62d57e17094d69ed00f022737ff00	500
7465 39586	0x056ae750b6fa8501f5bc9c8acb0caf986fa224ef	500
6531 40520	0x376e0b7d3cf6d256bb8869e5f1ab73597bc6bdf1	500
7051 40000	0x0355cc56e32b5265ff66f775b77113b9c1eb212a	500
7464 39587	0x9b77944268691fdcb40b6dbd87743eccc836880d	500
5553 41498	0x484cbd8b6e3644d07ef72fa2dc272d6f3d77be50	500
4300 42751	0xc49b9da005e2c1f69ccb5290797ade3d1fac062c	500
7057 39994	0x7c04786f04c522ca664bb8b6804e0d182eec505f	500
6063 40988	0x75b6132cefedcadabfffa58868f1955d433ea5cb	500
5098 41953	0xfb700c826c2b923748cb220db2a4a8e760e9def8	500
7277 39774	0xb2d26c0bb9fe6c5eb699e04d2a0048c4c990fdc4	500
7444 39607	0x6f0504cf5dfee0c239ccad89fc44608a66744a7c	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.80% on your WSTETH

Earn 5.50% on your DAI

Earn 5.10% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.01% LTV

Borrow against DAI from 0.08% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About