Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.72%.

Get $RAYS

Leaderboard

Rank	User	Rays
7104 39932	0x499db9ed991debbd47356b880eb98a4d6ea5d114	500
5918 41118	0x56ee79dc33ffa5f6b7be0d8da56927e6b577da54	500
4876 42160	0x8cb541ddbe00c8ac83c7122d835e94167a982c7c	500
6027 41009	0x1ab149ad80d8f49045cf452c4f1ba2284b5aeda2	500
6670 40366	0x57280d899fb8d7d63366a34eca4f66b81a5a87d4	500
6577 40459	0x6beb625bcb844992dca349fff79281c5cad0bbe8	500
7236 39800	0x2932516d9564cb799dda2c16559cad5b8357a0d6	500
6168 40868	0x43093861e897d139342ce149935a5f721532a660	500
4781 42255	0x728e7f512e01e7811037985ddfb15f9bfef517a8	500
5313 41723	0x6234fa23db2d02beb16e2e27f68979171a25ccc7	500
6710 40326	0x041c014b275fcd76466dccbc6f1ac17e351897eb	500
6436 40600	0x234c38870ddbf92231df6bda0e73cde5f9837b9b	500
6930 40106	0xd658fec7bee783d4e1e6d08185dd7785975d0d44	500
5829 41207	0x047d01a584547c0c64da76aa37a2461dec11a5de	500
5617 41419	0x508b0907701dfad406bc80e7833fd60e267e26bb	500
6736 40300	0x326d9d4870c636d9b25c939237e0f1ea9ea1a974	500
6023 41013	0x8c822f1377cd8a3e26b99a77a78ff1bbf2aeced3	500
5709 41327	0x8094fd1473df3b5d01c87fd0dbe81e1315e11e8b	500
4737 42299	0xae7428c9874b211cbbdca19e89b583e856d36413	500
5401 41635	0x055ad5e56c11c0ef55818155c69ed9ba2f4b3e90	500
5539 41497	0xd247c45d64a21b7c1f7cd3372a3645e549a50cb6	500
5068 41968	0xdbbbc0a4b5b5971f09774219daee1285e42a98ce	500
7044 39992	0xfdef61e8fb46d3c836c75a2a14be1f1af00e1291	500
7126 39910	0x643f5eeec98ce266c484fd1457744cfaa1ba5f9b	500
5180 41856	0x9aa4e6641fefd0764bfebdeda637e7782d7ed4dc	500
4434 42602	0x7cea41844b4b90528708a69c722c6e6e67adf8d9	500
4956 42080	0xa94e0e247ee415adcce5d0f5630b735c70c9842a	500
6660 40376	0x91270f9558319432a8ed74fa886ab684cf34f42c	500
7285 39751	0x8fc2e87db46e107756d1363174f015d84178636d	500
6396 40640	0x7181fa3d8e1620efa2d7a98646280ad7c181cbb6	500
5052 41984	0x96342f72f2d51027347cba749e852a3e6518e1a9	500
5018 42018	0xfe763070ff20407fcb5b00f2f7ef72cb3dc9cd1a	500
6867 40169	0xfe731d0abac0464aff89cca7bd85b2a8017480b2	500
6357 40679	0x9df330f7b07b434c8dc9baf5e3fedce2bc62ad3f	500
6257 40779	0x235a0eb8503a88d5f3e58c58e15e7dfabb8754f1	500
6377 40659	0x18e6e9b94e71a2efd7606290d9c9f5b5d56f7f5e	500
6243 40793	0xcd27776e2c01795009b32edbcadbfbf8f96b2aab	500
6473 40563	0xeccd7127ed5c291fb1e91ef5aa62113d30769345	500
4524 42512	0x181b12729ccb398a7151635e7a61fc9edd3369bb	500
5986 41050	0x19264fb71be0703710a83be562f72ac76ca38116	500
How do I move up the leaderboard?
6504 40532	0x12bc42540a1d98428ad9872cd80370ac48109bba	500
6908 40128	0xee9ae5bdc43ac8e0cb1168a99eb7fa1684043ae0	500
5584 41452	0xdd4d4d88dcbfb975e28a9398131cad26286fa955	500
4601 42435	0x971ef8176d1b995eacf9811d4fc16b366f15484e	500
6091 40945	0xde70baeec8afb311d46c62b9bcda338d07da5407	500
6793 40243	0x794d19b1b0525dea7af414dae9bcebd21af3d79d	500
6682 40354	0x6666eb64ef0fcfa65fdd10e9cd71acc7cfe88999	500
4347 42689	0x5839dd13ad2c78ddcf3365d54302d65764619737	500
6938 40098	0xd211aa4552b29f591e89d89e212bc8eee15135ac	500
5710 41326	0x701bd63938518d7db7e0f00945110c80c67df532	500
6442 40594	0xf491687bc3d8fd1c910ed444da494cf66df40d56	500
4653 42383	0xe4326e3fbaf6e028e1496dddf964071b56d81797	500
5368 41668	0x4b09fae65705466ef0f646e158ff156c6229c197	500
5749 41287	0xb983e9a2ae11a3d5e1ad56aba86a70466c19dcf6	500
4251 42785	0x3170bd1144e67e4f146a22a1307c1d10b9f4ab81	500
6589 40447	0xc3788908cb8999c9b7c928c1d17dbe78736713f7	500
6752 40284	0xc385caee082bb0e900bccbbec8bb2fe650369ecb	500
5949 41087	0x25c261e5e0bb6c3046b2afc76922b24ff06e718f	500
6198 40838	0xcd393dc930d976de3dc6b2dd28c19dc0d3877404	500
4657 42379	0x4ee79e19c9c398e364d135f01b25dccc0473047c	500
4411 42625	0xf75ea61daaf847849b173a2734f0e8cd15453ec8	500
4423 42613	0x50adf7a75d7cd6132acc0a2fb21c019011286635	500
5146 41890	0xf2e6d74cfbe87259ebceab5bb0e6b4c9a55af20c	500
7108 39928	0x35b860303938431ed0fe053bfdad15ef677728fc	500
4782 42254	0xe1d3baa26d94f53897efbeb550d95cc2ab72d5f7	500
5493 41543	0x8540f80fab2afcae8d8fd6b1557b1cf943a0999b	500
6378 40658	0x9859dd8f057334ae0c6c0f2c03af39803cb36d56	500
5057 41979	0x272d95e753fa4b43609ca22e91be6d186c5fc1f7	500
4378 42658	0x6fd3df4ba884f165ee1897e555edc919316cd057	500
5122 41914	0x5111817277151611310ccd2aa2873ff0081f316f	500
4893 42143	0xca72a40efd660eb48be9b9456e8651e4631260f6	500
4778 42258	0xed41bb902a1bf884f861835197dea07e0c97e372	500
6724 40312	0xc7e2354f4b22b9c76fbb48d0534f419f1e32d178	500
6907 40129	0xe9061f863bcfecb595928b5cdc69a05b1818569f	500
5542 41494	0x5a5fe81a376495c7ab16a762611afacb14280218	500
4899 42137	0x71b3c575e2c1deed2ea7eaa51f6f168298add8e6	500
6376 40660	0xc69aca7e5c69748c55375103fe0bddec4ab35902	500
7454 39582	0xc4b853f10f8fff315f21c6f9d1a1cea8fbf0df01	500
5334 41702	0xb1d2086966b0fd7bc6d2f517112c7a6a6452d94f	500
4576 42460	0x2eb5e98a660cc9f5c948edda9a1b7e27147ec072	500
How do I move up the leaderboard?
4926 42110	0x68e224065325c640131672779181a2f2d1324c4d	500
5643 41393	0xf753befe986e8be8ebe7598c9d2b6297d9dd6662	500
6646 40390	0x3120a7c463f7993e85ac2a40aa7b2c8a0a9acd54	500
7092 39944	0xa69e7a9147602a051ae127c128961fbd2e1754e5	500
4287 42749	0xc272279ab6544c88f85505d45ff4c0775cb870c1	500
4825 42211	0x7dcf87df7b6b9626c705927bf15fa83dc9bf54be	500
6730 40306	0xcaf5b90131fc9d799fba1712bb655d1fd257ceca	500
4437 42599	0xf0bea6f5bab274955ff9d587d49f6287878ef9c6	500
5359 41677	0x7e936e45dba4f226ba58f27ae9fd35db7bbebc08	500
6732 40304	0xff1704ed58389ed6012dcf885c74eece4a6adf75	500
6583 40453	0x8d84d31700c17f31f570082a43cb7c830f9b52bf	500
5485 41551	0xdaf92fbda8495c2bd1e5dccc4801fee49a9d222a	500
6386 40650	0x8fe743b95a63604e5a8ec5e8af0854efad5d6cfe	500
6281 40755	0xbe2c2e0391aef6ccf86d8871343dd1ff5f15dade	500
5700 41336	0x8a550bfa4122e28ceed9591430e7d92cb42697a2	500
5226 41810	0x7295c0918f2524d94d855425f92c7a8bb1b7da03	500
5141 41895	0x00c76cd5aa04d2eee7d50226ad53cd1a3c78845a	500
5177 41859	0x3befcb841faf938cf294a033d93eb56f0b227b98	500
7369 39667	0xf788697a46ecaefe9521e47a651c3f444c19ed5d	500
5492 41544	0x8c6796b5b7887056ff3f474220389e48b3d6d086	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.07% on your WSTETH

Earn 5.50% on your DAI

Earn 4.75% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.07% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About