Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 8.44x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.72%.

Get $RAYS

Leaderboard

Rank	User	Rays
6573 40460	0x6beb625bcb844992dca349fff79281c5cad0bbe8	500
4777 42256	0x728e7f512e01e7811037985ddfb15f9bfef517a8	500
6926 40107	0xd658fec7bee783d4e1e6d08185dd7785975d0d44	500
7232 39801	0x2932516d9564cb799dda2c16559cad5b8357a0d6	500
6432 40601	0x234c38870ddbf92231df6bda0e73cde5f9837b9b	500
5825 41208	0x047d01a584547c0c64da76aa37a2461dec11a5de	500
5613 41420	0x508b0907701dfad406bc80e7833fd60e267e26bb	500
6068 40965	0xea6d98df81b3458821ab6bb216292a467000b9d2	500
4927 42106	0x56b9f3eab2a563a277cf14604ac0a8c330715cb0	500
4557 42476	0x9c2e66c0be53b5fa301895e2e8c08bc2c71bb348	500
4611 42422	0xb808bdbab1e479e8cda07fb327044753d4f4c3ce	500
6117 40916	0x0da40fa8171574bdc01019b269dc90ad926f2390	500
5604 41429	0x839799ba1fb562dd3b5b25a7ef4351965e8ced9b	500
4429 42604	0x9d3c241a24c8a34bae2f3c06e93e8ca1c6e69443	500
5731 41302	0xdf1dd8f308bd9116f5eb03157bca7ea311010974	500
4949 42084	0xa5522efe7c13f3eef012f6871d4bd07d48e515c8	500
5914 41119	0x56ee79dc33ffa5f6b7be0d8da56927e6b577da54	500
6172 40861	0xd4e688205158ad377237b38daf59c61a532abe8b	500
4671 42362	0x08fb8805166bb9f009ec4c4ec837bcc6a084424c	500
7100 39933	0x499db9ed991debbd47356b880eb98a4d6ea5d114	500
5542 41491	0xc6d00eb64b5197f89d3818b2176ef06c96d4fd18	500
6841 40192	0x501bd2c731bd8ddba62958590633c66246f43ab5	500
5011 42022	0x5f2c8ae19e310e9a7b05954a3971c32d686457c1	500
4541 42492	0x19cd6c58e745618f5bf180902cf61012bc4f3933	500
7151 39882	0xbcc0983d8ee842f016b881f8b70b8602d008b4a9	500
7308 39725	0x9ed4dd5b3b6172e9fa1b628662f660cb511a5865	500
4330 42703	0xd59ca61aec1933a19a26a751b0eb6f5fdf8fb06a	500
5030 42003	0xc6eec94269413bd1dd77b639b3bab2e811e5a027	500
6757 40276	0x428a050f2d63f27eb86facc8d700ce8c09eadc85	500
6321 40712	0xe3491998e82d355bc777327d137be31b458bbad6	500
5662 41371	0x052cd611c83aedad5ee2ca596223ad6c4310baed	500
6511 40522	0x7bebf3d7eb8351edea30564d07f17cda22e65467	500
5655 41378	0x58f123bd4261ea25955b362be57d89f4b6e7110a	500
4942 42091	0xb853ceb4d30ebfc30924db42d90111d51662bb8a	500
5342 41691	0x63d1cae75d367be8af4c2cbb975b3bdef349d265	500
5958 41075	0x6b8e55286e0f30a2e8f69d685cfb3fea84cb2d11	500
4976 42057	0xb3b7d3f5ec0fd3ded5409f4a3454507f98e7bee0	500
4523 42510	0xf2b889437f243396b29e829908b5d8ebe2e13048	500
7072 39961	0x687528c008f78cc62eed8f10665cf0a62bd92c03	500
6045 40988	0xbf49b8f00a6d9826907fa72f8edbcbcc0eede1cc	500
How do I move up the leaderboard?
4480 42553	0x90faae2db20120d6b8bc60f1a8af79ab9d1eefc5	500
4217 42816	0xeb4e17f4b6a9490ee3579c0f1edf144868f2753c	500
5463 41570	0x60c669e0caeb21352b0403be0c41359b3edaf627	500
5036 41997	0xb278550ebf8010b8f9aed23c4d0dd32b253f4644	500
5528 41505	0x0a9c593ed710c6a6928fd03e9620f1fe40bae40c	500
6966 40067	0x0bec35a2fe64b38d9850d6a225c23bc4a1aef427	500
5828 41205	0x72ec26bb8aeecb6dabab39fe90bfa0e2311dbeea	500
6617 40416	0xf616b55699c0a2169aa25eaa91c84d7adc9e5bce	500
5810 41223	0xfab434f658372ed5fdc7cbd8225604b93954f5b4	500
6115 40918	0xbc9dc77fe9294081b1b3bd5862ce325f02d3ba4c	500
7262 39771	0xfedc3d1bda22eae14be46a5056596cb6ae18832d	500
5912 41121	0x2d018eeeab1593b8f9042f70863d15c074750398	500
7251 39782	0xecc4ce0c774a97bd23086c96206f33414d650106	500
6663 40370	0x28d5142a8677688bfeabea774a180d886117a86c	500
6545 40488	0xbd2940e549c38cc6b201767a0238c2c07820ef35	500
5739 41294	0xcf7c25b821b27370afce74994af7d17f304105fc	500
4366 42667	0x50c6a981b80a72d98af87b626d3dfbe226e7d9e0	500
4724 42309	0x80a700eb20a9f1a79119067835c8a500e852ed8b	500
6097 40936	0x8fb7a5744c839781f896a2551b3886701d45c6a8	500
5473 41560	0x4202e733eb2d17a92401fd75148d04ac1b28f1c3	500
6963 40070	0xb403b4005bdc98391fd06c13f47b8c74957c1e16	500
6171 40862	0x326481a3b0c792cc7df1df0c8e76490b5ccd7031	500
5246 41787	0x2859fa1c532c0cf9551dd8e5e93f94a4390590ee	500
7211 39822	0xfe13988736d95d052c2e45e5b4e1ef2e2750b7f4	500
7358 39675	0x42d10f9a788e33798e11646eb90576877a62cd37	500
4977 42056	0x91b4556d4ccaaae59e37c4a57ddef8903f644621	500
7111 39922	0x22e6621eb093b5ba59572d632d9bb0b5b36c4211	500
4134 42899	0xd6756d55ee43b61d3362c0678fbba85d755e659c	500
4987 42046	0x548b363f28234fe88a72d628c5350e37640429bc	500
4276 42757	0x450e6eac6ae354ad25b1b3ab579970ea1ffde1be	500
6705 40328	0xe3de4b13799cc50b62995598713298a2c42bf85e	500
6852 40181	0xd82d473ef07e6b13bed0645cdeff37923ff16fc4	500
4896 42137	0x7ef001e2627d5b9016503a8f62f5188db69c95b6	500
4789 42244	0xe68d7a6c421e2d220b5840116008c9abdbcf53b2	500
6791 40242	0xa158d0f2171cd76e0ef9edd02f72b1e46f06ff88	500
4267 42766	0x372ade773c9be6db0679620b902c6e83ed46fffa	500
5259 41774	0x0133d38e720076a40794496e316f59b039e09083	500
4288 42745	0xd51825a59e3d47ca04ca8695f5d7de6c3e2d797a	500
4715 42318	0x6875d9b42502c79917910b0fc00c6a5a27f1fc68	500
6265 40768	0x3142e9381af4c9cd702529c7f94a341c1c3e71bf	500
How do I move up the leaderboard?
6596 40437	0xb720a27283f5f733922a50e727e05dd3c2bcd4ad	500
6078 40955	0x9cc81a1af762c954ea0954bcce97f0cdca397f1e	500
5033 42000	0xe690bc925cd404e98d848a4c907388ea66772933	500
7412 39621	0x9d58441823cf7be3d4336340bc6eca8d3ebc1052	500
4392 42641	0xc8d744b4418fd52e6fb540a37fb1b9a8d0204e27	500
6682 40351	0x5ef2a4473471e7d9bc1cf70e5b0c6381306847a7	500
6434 40599	0x40692724326503b8fdc8472df7ee658f4bdbfc89	500
5720 41313	0xc09bd9355a87d63097918f5454125dacc4c76c86	500
6782 40251	0x40d6ab433d4dcdb239906c042be4b8a003b32abb	500
4812 42221	0xdd38127788f0247ca387717f9e5ba3ce66685b7a	500
4448 42585	0x6c5e7948139b217e0d626dc213e5279ab4c62248	500
6725 40308	0x766c44d27d5a4732070525f95a9198b04380eaf9	500
7375 39658	0x9c7de17133271abe6d8ce355ec5eb5aba4641f32	500
7389 39644	0xd7129fc6118a7bc6197d6f3dace7757b05339f22	500
6037 40996	0x916378e803e899f0a30c66302c9d0896ac6a7431	500
5472 41561	0xaaf25843e803fc09c76f96f083b2985fb36af17f	500
6467 40566	0x82e6acb81e8f091bd1e4975baee900e23daa0d29	500
6040 40993	0xa38920dbe9cbd87f3541ba74598901d958fe3b76	500
5919 41114	0x0e8cd19e494e53717057d0fb9e1f309defb11f59	500
5738 41295	0xce0990b254573d7594a515543558fa5695509f52	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 3.24% on your WSTETH

Earn 5.50% on your DAI

Earn 4.15% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.08% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About