Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.65%.

Get $RAYS

Leaderboard

Rank	User	Rays
6103 40964	0xe895084850c04af3a57fdd90c0ba42ba440bc3a8	500
4342 42725	0xba90e5b6d3376d792ca3927524c27a185fbfb159	500
5830 41237	0x1e6dfc5287c5357d55bf897d5b57481cf645cbf4	500
6035 41032	0x6222354ad88f7a412e97901ab3f772a2769d0fc7	500
7284 39783	0x370df8e1f117793d8142f9a801897614952261a5	500
6695 40372	0x347dc91a32bc00e6fb38e2b4380e6a1c0fbca254	500
5898 41169	0xd7931a598fecc7a53160edc4d4f213927737e8bd	500
4393 42674	0x9140754bc4995e51e2268475df7f3de4d71f2b43	500
4997 42070	0x4bc67ad2f21f0325568325c25da892ef7e7958b8	500
4396 42671	0xd57def61cf1f958ba9d8e8caae81fe9786e0f7df	500
6550 40517	0x1bbce7eb5fb02d7854b0ec69b479a1c99b4ae660	500
5891 41176	0x9dcef327ea66947156eaa2a5335af772b91177ae	500
5154 41913	0xa09d6ea7263430d73e06ce8e2d1df3e8b014cd55	500
6534 40533	0x26c7bcd61784450aa355ab90116264c8f2e0f758	500
7150 39917	0xbe433100eab05c2fcd541f3ad897aa73e0b4d6ab	500
4551 42516	0xb2969d3429e99e4846e5be4df47d74ba87069e0d	500
6771 40296	0x18f09a7f539e7dce4ded73e7e8f797a20c1bbe30	500
4923 42144	0x5e66e1618a782d19dbc19c14695b707a8a8b15f4	500
5606 41461	0xcf7c25b821b27370afce74994af7d17f304105fc	500
6533 40534	0x50c6a981b80a72d98af87b626d3dfbe226e7d9e0	500
7033 40034	0x80a700eb20a9f1a79119067835c8a500e852ed8b	500
4759 42308	0x99daaf637e697c53afaa67d6ff27e336db925812	500
7290 39777	0x3dfb83f5b16f932fdcbbe70af088698fb58b3880	500
5185 41882	0x8fb7a5744c839781f896a2551b3886701d45c6a8	500
6000 41067	0x4202e733eb2d17a92401fd75148d04ac1b28f1c3	500
4609 42458	0x8479cf0c5741ed0240128856cf1122d5dbff82a4	500
4161 42906	0xfc462f5129a43207bfe332f357473c74f1f1c738	500
6769 40298	0x82eb9824937566d772b9d123a518b4f67f6a35fe	500
6045 41022	0x8b013d78bb0d1cc1cf743d43dec8ea8dc616dfbd	500
4816 42251	0x2c9f39bce307956205b7e3d4b77475dab657ef70	500
4209 42858	0x0da40fa8171574bdc01019b269dc90ad926f2390	500
4776 42291	0xe0b53ec383dc20d9b2a3fd7411ab5a7dabb86e64	500
7095 39972	0x2d85c5f793728692de01f59b61871f43cbaaac65	500
4338 42729	0x9ebd9eee338e71537b8ecbbf588f9219aa6fbba0	500
4668 42399	0x1320177063f24289753b3e5eecd1f8512b42a47d	500
6498 40569	0x45b14b5d5c536c3faba451a1ba53387dcddfcf2f	500
7128 39939	0x6011436690a085d35d8d90ae417cbaf3767c0fca	500
7271 39796	0xb47ca176a3ea91ceddd0ef91053338462d18c7ff	500
6236 40831	0x3a15f0394297e74904657e7088b83a127defc9c4	500
6129 40938	0xa7930847d69a04635d60e5f5cb6948f6bd960e55	500
How do I move up the leaderboard?
5603 41464	0x22b7b3d515dca68c8d6cb8c9925cf476b4bb262a	500
7264 39803	0x86d4b1daa2dba26f98b404d6bbffeca76764d323	500
4886 42181	0x9f637d0c7c66adcd1a974200a5c96a3619d7fc4f	500
5100 41967	0xc4ae53cf8bb9446eb49fe3f1c3aead136d530ad3	500
7241 39826	0x64e2f305227e53696935499fb3309ac8e3cbd9db	500
4669 42398	0x39a8e74127719df86f00eedd902e49f1dd43d8b3	500
5793 41274	0x20e13e46090bb00e1d5c233241f45c26b47cd866	500
5794 41273	0x07bc45627de245e7cd6e0a37b3c433a868a2a94e	500
6785 40282	0x20c0b79571aabd309d1c2672aca0e1a76817bc2a	500
4340 42727	0xcd261bb4fb0d390b72324a6002ae63abe9d57422	500
4273 42794	0x1b3cd68b2fcea1e02b12bfcb83c7f167df55283c	500
5416 41651	0x0b0441cdcd867c79ef66aa556504626e69e005de	500
4620 42447	0xbe2c2e0391aef6ccf86d8871343dd1ff5f15dade	500
5678 41389	0xe6474d67bdc106221136ff2a6c20420c6505fbfb	500
5329 41738	0xfe0f7c722b04bb73cf2028415811e3d98d0af295	500
7004 40063	0x3e0ad95d235c9175c14b85b6b27fddb441eb4b44	500
6087 40980	0xf6aa36a5bb1955b741f11a82fa8e185ec74b40b2	500
7015 40052	0x71947cb13c53922f56b7881169f97357ad8a465a	500
7193 39874	0x3b8c618bfdded6544b27ef67cb71043b30655514	500
5275 41792	0x88ac25f2b4b8be692918fda5d0333278851787f7	500
6426 40641	0x6a4d361b7d0dadf8146dcfe6258a8699ea35eb81	500
6896 40171	0x4476cd619170868d6f9e8b4c7604037db1a0c8c4	500
4707 42360	0x4a6ef0d843754d2b99c42c947911c346d6043ecc	500
5640 41427	0x4ce3b8c59632a564b8334ffe311ba411d874c5b5	500
6411 40656	0xbe260c98ff79994f0de6a9923eabd9ecc5759ff3	500
7237 39830	0xbe8fd1a2cdb1a5611b82d86590b97d2a7585440f	500
5865 41202	0x622a69180982c3469f0a9080724c194268ee9797	500
5930 41137	0x310d5c8ee1512d5092ee4377061ae82e48973689	500
4298 42769	0xba2522bb321793fbb6beeae9c8cb1120ee8dfb8d	500
4459 42608	0xc39467091b1897779a8a275c7bdf67affd0b0852	500
4567 42500	0x4909c0ff1b5044490e88e3f02a41d696054316bb	500
6586 40481	0x561ada4b0243f1d83df80d1653e9f76e84128b0b	500
7500 39567	0xd3c9a57df7eb5f3183444164b13d2faef0e012d4	500
7202 39865	0xa910901140d6a2c64b1fcb5889cc142d00c80941	500
6594 40473	0x7d6149ad9a573a6e2ca6ebf7d4897c1b766841b4	500
5359 41708	0x4b80ba8cbac5fa281658ba07cbdbc151c73553c9	500
4314 42753	0xd862eb8753f55f30a0b694f268ecb72c5a9ea176	500
5050 42017	0x63048fa9d83c6e07dbb01efc0fb576f73dc1580c	500
4514 42553	0x137a09148d08d6ceeb8697693496ea37f31fa78a	500
5909 41158	0x70cb64fc8a03a979edd1bddc2801a763ad108a9b	500
How do I move up the leaderboard?
5726 41341	0x13aff6b6d6ad092e8d552af8fbde6203770ad0eb	500
6919 40148	0x4086e3e1e99a563989a9390facff553a4f29b6ee	500
7331 39736	0x652ff69683e62d57e17094d69ed00f022737ff00	500
5200 41867	0x056ae750b6fa8501f5bc9c8acb0caf986fa224ef	500
5980 41087	0x376e0b7d3cf6d256bb8869e5f1ab73597bc6bdf1	500
6657 40410	0x0355cc56e32b5265ff66f775b77113b9c1eb212a	500
5194 41873	0x9b77944268691fdcb40b6dbd87743eccc836880d	500
4460 42607	0x484cbd8b6e3644d07ef72fa2dc272d6f3d77be50	500
4824 42243	0xc49b9da005e2c1f69ccb5290797ade3d1fac062c	500
6667 40400	0x7c04786f04c522ca664bb8b6804e0d182eec505f	500
5361 41706	0x75b6132cefedcadabfffa58868f1955d433ea5cb	500
7098 39969	0xfb700c826c2b923748cb220db2a4a8e760e9def8	500
6963 40104	0xb2d26c0bb9fe6c5eb699e04d2a0048c4c990fdc4	500
4634 42433	0x6f0504cf5dfee0c239ccad89fc44608a66744a7c	500
7294 39773	0x6651fc2d0c347cd0072ff12a64be74ac35f18693	500
6784 40283	0x1b82dca4d87ce173563f5b524770bd3c71365fa3	500
6062 41005	0x35d04f4f70f39d402ba2c2a93180e700b0a5611c	500
6086 40981	0xaf02cd3f19316d7c8a96987fd056931cb125494c	500
4600 42467	0x71f6429b87dc1f3539bc00303cdbc3a335365063	500
6745 40322	0x86f3bd39f7a9431b53fa984d6e8ba5b1593eb5eb	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 9.31% on your WSTETH

Earn 7.50% on your DAI

Earn 7.85% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 110.26% LTV

Borrow against USDC from 0.09% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About