Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.70%.

Get $RAYS

Leaderboard

Rank	User	Rays
5883 41196	0x326481a3b0c792cc7df1df0c8e76490b5ccd7031	500
5233 41846	0x1ec310799596515179c0a8ec99b4c9a882883d5b	500
5479 41600	0x847bc53de3ebb154f970819eadff0cd43d4b5390	500
5909 41170	0xb89b78a4f0cfb980880c3def89f008577c67fa75	500
5047 42032	0xb403b4005bdc98391fd06c13f47b8c74957c1e16	500
6310 40769	0xd0d16f936c1e00feb9fc93fa8f7972673e3cb3df	500
5347 41732	0x21296255bea8b75aa6236d898459b1ac6f283120	500
7305 39774	0xed60b1e49cad22e635f981bb03a58a9ec8943faf	500
5392 41687	0x8165f66f206a7ba47be7b878de70e6f4cf141d0e	500
5773 41306	0xbe2c2e0391aef6ccf86d8871343dd1ff5f15dade	500
6656 40423	0xf090dc8364cda35c8e911336026bce394539c9d3	500
7476 39603	0x4ee79e19c9c398e364d135f01b25dccc0473047c	500
4987 42092	0x628b414a88edbeafc2c0104041208297da840b5f	500
7234 39845	0x5cbe17ac145472072aeb8da4013e774d77ed676a	500
7083 39996	0x236e37f4aaf681b904e86be58f7db7562e9271f3	500
6159 40920	0xbb289e9188633256c8cf591b62a0fc60d6bd0e93	500
4205 42874	0x2d91338a647f78db6be147e64028c2e4008bc6de	500
5119 41960	0xd53046601e88ea3d7ec29f723ee855ac1ae7ab60	500
5707 41372	0x347e8ad1eaa19d2cafc2bf107a826d4ffefd5c9e	500
5679 41400	0x0f863cf5cc89f2b00c47752f9e78928006cb7b67	500
6410 40669	0x00ad3f07838961c10584e288a4bbeb2e9e99c155	500
5192 41887	0x81ca0f7411d0efd737adae4969d7b301b1f82faa	500
6792 40287	0xf4395c25143cf2252252600e67746ac27370a530	500
7077 40002	0x30faf0d46b99ece90d616912176a4e9097240eac	500
6673 40406	0x9800c2b37733d4f60827db465dff635348450ebc	500
6229 40850	0x2789bae4d737b63a476f02c5d89c4142cf4e0ef8	500
6119 40960	0x42fc6bf3b3f247d528483279153cd32a8de9bc53	500
6701 40378	0xc149701eb565de8f94b9b7ef35e7017029cf1cb7	500
7489 39590	0x010f9534964929fa82160ea6782da44df961ec7b	500
5440 41639	0x8d84d31700c17f31f570082a43cb7c830f9b52bf	500
5288 41791	0xff1704ed58389ed6012dcf885c74eece4a6adf75	500
5290 41789	0xcaf5b90131fc9d799fba1712bb655d1fd257ceca	500
7301 39778	0x7dcf87df7b6b9626c705927bf15fa83dc9bf54be	500
4908 42171	0xc272279ab6544c88f85505d45ff4c0775cb870c1	500
5344 41735	0x48f78003f2fd9575f7a75d8591eab4788e50a82c	500
4148 42931	0xa69e7a9147602a051ae127c128961fbd2e1754e5	500
6068 41011	0x9581d20acbecc3d09c2a7e78d210e3323330d90f	500
6489 40590	0xd378fc596c4882eeb5737b751e24fdaec2cd819b	500
6450 40629	0x225d824d4f8a1f393cd3fd22d08e423bbcb79427	500
4329 42750	0x94225985d15b663486f6acaac64207f3a8440b0d	500
How do I move up the leaderboard?
6448 40631	0xf753befe986e8be8ebe7598c9d2b6297d9dd6662	500
7194 39885	0x68e224065325c640131672779181a2f2d1324c4d	500
6774 40305	0xb1d2086966b0fd7bc6d2f517112c7a6a6452d94f	500
7226 39853	0x71b3c575e2c1deed2ea7eaa51f6f168298add8e6	500
5297 41782	0xc7e2354f4b22b9c76fbb48d0534f419f1e32d178	500
7351 39728	0xed41bb902a1bf884f861835197dea07e0c97e372	500
7232 39847	0xca72a40efd660eb48be9b9456e8651e4631260f6	500
6995 40084	0x5111817277151611310ccd2aa2873ff0081f316f	500
4818 42261	0x6fd3df4ba884f165ee1897e555edc919316cd057	500
5720 41359	0x272d95e753fa4b43609ca22e91be6d186c5fc1f7	500
5552 41527	0x716c59f6fb15c8bdb35cb87340c165461e8f39aa	500
5944 41135	0xda1da8691d7aab2d281cf5fa0786a9acc2fa3faf	500
4572 42507	0xa8eac1ec5054543ba627d0a06a96be024a6e924b	500
6587 40492	0xd360b8810689f99c22a3ab89cf22b5fc1df02712	500
7196 39883	0x3c01e0cdc9d7c3b548b4e6e6a558d78ea52c1f9e	500
7347 39732	0xe1d3baa26d94f53897efbeb550d95cc2ab72d5f7	500
6978 40101	0x131c1eeac6ce18033be0c4c06350114ba9a94983	500
5526 41553	0x2e970945c64f7a41fca935c68b0024986e096021	500
5117 41962	0x7b40c9250d2697ec25936d4c901df046d59623d2	500
4834 42245	0x04efd5b8f6a498ed0b0df0490f1761f1e5fcfffd	500
5458 41621	0xba3b9deaa7f0f7bcd93c4b0e2a057a67eeb9d33e	500
5269 41810	0x43cf0eed4bbf72830ac2bc65f74aab59e596903f	500
5102 41977	0xbb58eb71c07e8721b60dd6c9f285358793740b0a	500
7244 39835	0x1768d745673e9ee2f350f6de817ad88fd72c637e	500
5811 41268	0x9319ddcd58c8e9657a9bc039c5f5c184fb9c814e	500
5127 41952	0x39d7723eb0ac4a278c7a5775d06b1e1f53246c9c	500
6385 40694	0x859d41d50ffe4e7f8f916da4968c5f0e850a417b	500
4505 42574	0x8e4c045940d1aa75e38c6148e44239c06b8e0961	500
6509 40570	0xb926f4eae7795c009c2b5478c7f7358ad309a8a3	500
6344 40735	0xdcb67e5e80e7411c451ca9edeebcde0cc9af175b	500
6669 40410	0x852fd9c2cbcba000663a35e15d6604dde40ee7f3	500
5677 41402	0x2828bcb8d08f60b6e7df4640e15aba6e385e7473	500
5443 41636	0x812d2e05afb6e15a47355ac616fc69098b22c794	500
5132 41947	0x7915203ab23230b0043a412e9e0800f5e653102d	500
4897 42182	0x70265950add51748aa041de8accce6747507adce	500
5213 41866	0x7e4066640fbf4aa3b9eb6c1e39b6572268bb5b8a	500
7053 40026	0xc7a89cc20fdd54af6f3b31704ac8f2d319b3fbf6	500
5772 41307	0xafdbf0d20ea5fd75d6a2c59bbfab9ea90e238fcd	500
6124 40955	0xcc4f660155d0b35aa6bbc71f71b3f3722e01f19d	500
5462 41617	0xccbeb5370d9ca93a13c80cabf8dbcc9ecee2947a	500
How do I move up the leaderboard?
6499 40580	0x97ae524baeb06a035488a0e452f3901e67beb6e2	500
7445 39634	0x86c38963e837b6c977d6e4a5a78b5836f985ff36	500
4389 42690	0x724fe5339d310487251afae6269726c6533d9a77	500
6264 40815	0xc999fa649c40c95899c752e635df8bda01581349	500
5907 41172	0xbbb0115caa125df29b77d2152f2e3242a33cee13	500
6597 40482	0x7ff40b10781e5e6a05f8f33a1478064a44ccb5a9	500
4938 42141	0x976d34936f9adb2712a1f0325984e18ca6a020c4	500
7288 39791	0xce87b45a6b54d7f5bcf8270ab27c0582c479dd8b	500
4533 42546	0xe467d1dcb1f04949a432d423d2b2cd1f606ea558	500
7024 40055	0x2f5bb1a7665da4fbefb160dce96724c2e20a2d20	500
5225 41854	0x4accd34447a79981f2d480ab3e869ba375f000d9	500
5735 41344	0xb2e083b127986a9342a6918e1d7a8c0053e828a4	500
6158 40921	0x9141e07491347467855e16a2d973bf84c6ecd8de	500
5740 41339	0xc12b521a95c6a82dd6fbab8ebfcaae404e8c8fb8	500
7199 39880	0x36eee454d09971274fa580730338b29d50ad5ba0	500
6147 40932	0x8f91a830f387a79ec51f7ab6ab13dbb61d0e91a5	500
4153 42926	0x10786a8634aaffb234c3983553f27bff8ab4aabd	500
6347 40732	0xce0990b254573d7594a515543558fa5695509f52	500
6155 40924	0x0e8cd19e494e53717057d0fb9e1f309defb11f59	500
6028 41051	0xa38920dbe9cbd87f3541ba74598901d958fe3b76	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 7.34% on your WSTETH

Earn 8.50% on your DAI

Earn 7.62% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 129.46% LTV

Borrow against DAI from 0.11% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About