Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 11.66x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.73%.

Get $RAYS

Leaderboard

Rank	User	Rays
6173 40858	0xf93adee9f14871ae716287b49e24d4a912e84714	500
6513 40518	0x86786534f0c88af39bf0109c7a3458e6b5c73de9	500
6023 41008	0x81985b00143216136c63dbe1bdffb09fe6b81a3e	500
6079 40952	0xbf11c3c49d9d172f8a6f4754d23a67ad2c9ba309	500
7106 39925	0xcdba19e0e34d6ac31922b1c153d1f6c80bb03a60	500
6504 40527	0xc3dafa27d265a2ae6a8c2f6eca5bce471b86f906	500
6917 40114	0x48545646a7c3185854fbd4a4bbe2b3deba6ddb37	500
6195 40836	0x20e66e3541df0fd5944857e6a60c2578a572ff97	500
4962 42069	0x71a91c9202c8091c62c630ca2de44b333ddcd0d7	500
4641 42390	0x5273611f2caadcda536495909ea87bd2bb9cb9f9	500
7031 40000	0x74b2ed3972897156f7646303e1612570ffe54895	500
6262 40769	0x2876d4e97a272e7a3c2764de9f090e06cbd62915	500
6046 40985	0x5192a9272c92e9a9912bdece3e854db70d249139	500
5346 41685	0x981bd14bf51b9fba7dbe6c50d6b3a520e2f3a92b	500
4109 42922	0x1a677955f6f111061393beffbf350b22863e1fa3	500
5246 41785	0x046e7d7ad00c6b89f334ea9fcd9df364a12720db	500
6951 40080	0x3f3601613fc12f2bea6654432883d2c1398b98b3	500
6922 40109	0xab9317a3d1c141be550112e1187294742ef3cd77	500
4675 42356	0xe0c43cf26b0bacb408c6334468700179c61aeebf	500
7280 39751	0xe8d95c8d0a4b1cb573e95a74cc7b64cde71aa63e	500
6705 40326	0x337b62c9266e1dd1dffd8d5f266488ca28bde971	500
7064 39967	0x473c31058d14f8eadfb6627adbbc90dddc7bbf09	500
5516 41515	0x370a5275f69cb3c2e76cfe575cf7f846f906b34d	500
5267 41764	0x05b258373d15956a927c3a57c3005e9d37fc0949	500
6701 40330	0x2ce1a66f22a2dc6e410d9021d57aeb8d13d6bfef	500
6835 40196	0x16529e2081ae0d4ecdca1ac27a81ec9693bee286	500
6191 40840	0xfbf3bf1ffe79f59cb58958288f0dfb596098ab6f	500
7134 39897	0x154b54cdb205db5553aaa7c8302ef6fab7f6646b	500
5507 41524	0xe31ca893b9e7d221eec832416372a851ba5b0071	500
6382 40649	0x6951cbf075d3f719e8a6fcd0e279b3a19ccd89db	500
7406 39625	0xb34e48227beb089b67541e918d9a9307601b886d	500
7151 39880	0xb23447dfe6ce14c6771f7a2d83f01e49eac151b3	500
5641 41390	0xdf5562b943a27b391d14cd487d99d0fd23d493f6	500
4162 42869	0xe67e43b831a541c5fa40de52ab0afbe311514e64	500
5193 41838	0xa76bb9d0b8b5d40157ae65333e7fd3c97fd8ad8a	500
7165 39866	0xab95d2cd70a80469985fafe7457de81498211ed4	500
7269 39762	0x2fda012d3d7478f7aab877c264bb362dbe3f575e	500
6257 40774	0x31176a669d6912e87e4ba60f71c066fb9bf7516a	500
5374 41657	0x706e714e63eabaa8602c209ecc92943655e0c7b8	500
4346 42685	0xd8014b36b8e304a6b9659867e7b430e2383efcf3	500
How do I move up the leaderboard?
7006 40025	0x28430f7887e17c4028f4ae55e1c1c1a3962d81c9	500
4554 42477	0x0eb59acd1f0b73970e5b2fd095bf373ce569e4a9	500
5413 41618	0xaf02cd3f19316d7c8a96987fd056931cb125494c	500
5184 41847	0xd53a09059e46ae357e02a803f89a807a82381ca1	500
6684 40347	0x239a0a64ed64d96a1a5261f42719fc64c27f02e3	500
7105 39926	0x41c837095bfb417d5768a3a48017e6130309c24e	500
4869 42162	0x1cdde20fd300c95427819be44a4fdc8c537361f1	500
4457 42574	0x35d04f4f70f39d402ba2c2a93180e700b0a5611c	500
7399 39632	0x4c5100ac23d81b134655aa4c76827dcf35543c6f	500
4934 42097	0x86f3bd39f7a9431b53fa984d6e8ba5b1593eb5eb	500
6293 40738	0x71f6429b87dc1f3539bc00303cdbc3a335365063	500
7286 39745	0x1f2acefbb92ba21881c0e26357efc52640e87b92	500
6817 40214	0x775f257b08d549b18db348d29160b3aea8e9c2e6	500
5414 41617	0x08a8cdb90bc9305bf079a208d1fc77049ae6f634	500
7033 39998	0x6651fc2d0c347cd0072ff12a64be74ac35f18693	500
4986 42045	0x7c04786f04c522ca664bb8b6804e0d182eec505f	500
5485 41546	0x376e0b7d3cf6d256bb8869e5f1ab73597bc6bdf1	500
4596 42435	0x056ae750b6fa8501f5bc9c8acb0caf986fa224ef	500
7069 39962	0x652ff69683e62d57e17094d69ed00f022737ff00	500
4806 42225	0x4086e3e1e99a563989a9390facff553a4f29b6ee	500
4526 42505	0x13aff6b6d6ad092e8d552af8fbde6203770ad0eb	500
5537 41494	0x70cb64fc8a03a979edd1bddc2801a763ad108a9b	500
6675 40356	0x63048fa9d83c6e07dbb01efc0fb576f73dc1580c	500
6527 40504	0xd862eb8753f55f30a0b694f268ecb72c5a9ea176	500
6788 40243	0xf47e736a1f9ba1eb781a5b3ceb37e0eeba9dace1	500
5936 41095	0x4b80ba8cbac5fa281658ba07cbdbc151c73553c9	500
4172 42859	0x7d6149ad9a573a6e2ca6ebf7d4897c1b766841b4	500
6939 40092	0xa910901140d6a2c64b1fcb5889cc142d00c80941	500
7237 39794	0xd3c9a57df7eb5f3183444164b13d2faef0e012d4	500
6318 40713	0x4909c0ff1b5044490e88e3f02a41d696054316bb	500
6537 40494	0xba2522bb321793fbb6beeae9c8cb1120ee8dfb8d	500
4198 42833	0x310d5c8ee1512d5092ee4377061ae82e48973689	500
6974 40057	0xbe8fd1a2cdb1a5611b82d86590b97d2a7585440f	500
4391 42640	0xbe260c98ff79994f0de6a9923eabd9ecc5759ff3	500
5717 41314	0x4ce3b8c59632a564b8334ffe311ba411d874c5b5	500
6202 40829	0x4a6ef0d843754d2b99c42c947911c346d6043ecc	500
4288 42743	0x4476cd619170868d6f9e8b4c7604037db1a0c8c4	500
6507 40524	0xcd261bb4fb0d390b72324a6002ae63abe9d57422	500
6234 40797	0x39a8e74127719df86f00eedd902e49f1dd43d8b3	500
5294 41737	0x3a15f0394297e74904657e7088b83a127defc9c4	500
How do I move up the leaderboard?
7010 40021	0xb47ca176a3ea91ceddd0ef91053338462d18c7ff	500
4370 42661	0x45b14b5d5c536c3faba451a1ba53387dcddfcf2f	500
6235 40796	0x1320177063f24289753b3e5eecd1f8512b42a47d	500
6508 40523	0x9ebd9eee338e71537b8ecbbf588f9219aa6fbba0	500
7278 39753	0x99daaf637e697c53afaa67d6ff27e336db925812	500
4940 42091	0xb853ceb4d30ebfc30924db42d90111d51662bb8a	500
5340 41691	0x63d1cae75d367be8af4c2cbb975b3bdef349d265	500
5956 41075	0x6b8e55286e0f30a2e8f69d685cfb3fea84cb2d11	500
6509 40522	0x7bebf3d7eb8351edea30564d07f17cda22e65467	500
5653 41378	0x58f123bd4261ea25955b362be57d89f4b6e7110a	500
5370 41661	0x03d4e3f7598107487fc7c7549f5fd02a54346f28	500
5619 41412	0xda6041e696862816ea8ca76ce8322089829a6993	500
5729 41302	0xdf1dd8f308bd9116f5eb03157bca7ea311010974	500
6924 40107	0xd658fec7bee783d4e1e6d08185dd7785975d0d44	500
6021 41010	0x1ab149ad80d8f49045cf452c4f1ba2284b5aeda2	500
4775 42256	0x728e7f512e01e7811037985ddfb15f9bfef517a8	500
6162 40869	0x43093861e897d139342ce149935a5f721532a660	500
7230 39801	0x2932516d9564cb799dda2c16559cad5b8357a0d6	500
6430 40601	0x234c38870ddbf92231df6bda0e73cde5f9837b9b	500
6661 40370	0x28d5142a8677688bfeabea774a180d886117a86c	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 3.60% on your WSTETH

Earn 5.50% on your DAI

Earn 4.13% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.09% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About