Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.72%.

Get $RAYS

Leaderboard

Rank	User	Rays
4519 42525	0x51b0a8d89edb1146c55e72b3cf028560defa129b	500
7119 39925	0x867bcd07f1cbaeb7b1eb8024e8922409ab4f247b	500
4188 42856	0xa4c1011fb7482b0cd3862e4f1c6645b31442d76a	500
4658 42386	0x4f3c2c213a00c0bee6ff27da6b6d2f8edc56b5d4	500
5869 41175	0x1eb0df2ef0ef7a08bcfcbb511a0aebaeee0a8345	500
6389 40655	0x5192a9272c92e9a9912bdece3e854db70d249139	500
5715 41329	0x5f75fc60e8fb33ee14c250e41aa451bdea28375f	500
4447 42597	0x4347dd04a5a83228e65894c4f476612e66d90585	500
6142 40902	0x9cf30a1cdee7d686de0211a3f98b6d4ff59a3532	500
7186 39858	0x4d9b6fd8d235212b17564c85eb5cf98a4c3e2018	500
4684 42360	0x0952615cd36904d97c736a0b0a5eea75c75e26d8	500
7152 39892	0x8bb2a140e43d2ddd4a36dca27317e5d08aab5719	500
5575 41469	0xa766718b7e2b99c13585a07129caf27aa31fc865	500
6565 40479	0xdd706f081e8e30500924b51fbb871663e9f81b9c	500
4328 42716	0x1c789fa68223c1701ae3a1cb3f37f0d8a3d53297	500
6129 40915	0xd57caf59a0243897162a514f6ba7bffdbf170e98	500
4721 42323	0x879804243d7d62dfa20191b75e0bd3af64356951	500
7485 39559	0x7a16c1b3ed3a72776f65a16de2e58576e3acb1cc	500
6816 40228	0x3049c80bdd527128eb4e7886ab1db1e8042a8eb7	500
6179 40865	0xe82c60f27b265123419570a4a7ee9cdc7f21aa48	500
4517 42527	0xceb69a2cd0832dccc02a87891d8742325feaa73c	500
5061 41983	0x457524ecd5275df362b1a6ab17d92d8ecdb98abc	500
6682 40362	0x61503ad92e94ca295926854b35dfced55797f5a1	500
6218 40826	0x65f85007f7db4a6eddc1f13e57cac7ed3bb348bf	500
6542 40502	0x6bd4361f03d345da1a357b72026f787cfab51c92	500
4424 42620	0x18d355370cffa7ec4815743f14833b0cd11d3d32	500
6725 40319	0x2e3bd4e33281ec73b88233ab5f8b0e52a8d6f913	500
7222 39822	0x25f14502c0400b469c7d19e9df7a8f59fdf05d0f	500
5562 41482	0xd120cf3e0408dd794f856e8ca2a23e3396a9b687	500
4803 42241	0x82ab72623b1e29942781df85bd6a49326a977333	500
4544 42500	0xc1540d74bed404282f062c33afb991f4de37e43c	500
5762 41282	0xcfe14e771973e4803e5cc9d7fe35541e883fc096	500
5281 41763	0xd10fcd8e8085bf01896290f6cb097eefc1a95634	500
5200 41844	0x3f3601613fc12f2bea6654432883d2c1398b98b3	500
5963 41081	0xe0c43cf26b0bacb408c6334468700179c61aeebf	500
5911 41133	0x3a9b02c14d967333ce68e353a64653e258da2baa	500
7190 39854	0xb5842f3101ff9f4e3049bf5af6d560ffeb803fbe	500
6347 40697	0x8c822f1377cd8a3e26b99a77a78ff1bbf2aeced3	500
7393 39651	0x28802056d379fffab87bd566473313b06bedf359	500
5691 41353	0x5d7e2d973ab65b6628c37457dd3d5a2a12a80fdd	500
How do I move up the leaderboard?
5173 41871	0xd211aa4552b29f591e89d89e212bc8eee15135ac	500
6861 40183	0x18aeb0798bb9625414e9190fb9bf3f2ce661da88	500
6994 40050	0x1f9bb27d0c66feb932f3f8b02620a128d072f3d8	500
7475 39569	0xd7580338de996a8ad78610e74947e950b29770d3	500
6990 40054	0x3be221cc24aeaf13554220465051fcf4ce152d57	500
5098 41946	0xf2368a334936ceec7809e32c334e1aafda9c58ee	500
4886 42158	0xff001256c72926c871892ae775583e8e5ce9583a	500
5235 41809	0x182a0dd51b8baee3c1932f22560cad5b77ae8091	500
6806 40238	0x929947470be23e9e96d9d39c5e27a6c38ba6f7ea	500
6520 40524	0x8c6796b5b7887056ff3f474220389e48b3d6d086	500
6904 40140	0x8a550bfa4122e28ceed9591430e7d92cb42697a2	500
4413 42631	0x8fe743b95a63604e5a8ec5e8af0854efad5d6cfe	500
6508 40536	0xdaf92fbda8495c2bd1e5dccc4801fee49a9d222a	500
4755 42289	0x3120a7c463f7993e85ac2a40aa7b2c8a0a9acd54	500
6999 40045	0x2eb5e98a660cc9f5c948edda9a1b7e27147ec072	500
7233 39811	0xc4b853f10f8fff315f21c6f9d1a1cea8fbf0df01	500
4399 42645	0xc69aca7e5c69748c55375103fe0bddec4ab35902	500
6618 40426	0x5a5fe81a376495c7ab16a762611afacb14280218	500
5128 41916	0xe9061f863bcfecb595928b5cdc69a05b1818569f	500
4401 42643	0x9859dd8f057334ae0c6c0f2c03af39803cb36d56	500
6521 40523	0x8540f80fab2afcae8d8fd6b1557b1cf943a0999b	500
4178 42866	0xcd393dc930d976de3dc6b2dd28c19dc0d3877404	500
6254 40790	0x25c261e5e0bb6c3046b2afc76922b24ff06e718f	500
4668 42376	0xc3788908cb8999c9b7c928c1d17dbe78736713f7	500
6704 40340	0x4b09fae65705466ef0f646e158ff156c6229c197	500
6001 41043	0xe4326e3fbaf6e028e1496dddf964071b56d81797	500
4482 42562	0xf491687bc3d8fd1c910ed444da494cf66df40d56	500
6973 40071	0x971ef8176d1b995eacf9811d4fc16b366f15484e	500
5130 41914	0xee9ae5bdc43ac8e0cb1168a99eb7fa1684043ae0	500
4423 42621	0x7181fa3d8e1620efa2d7a98646280ad7c181cbb6	500
5202 41842	0xa94e0e247ee415adcce5d0f5630b735c70c9842a	500
7146 39898	0x7cea41844b4b90528708a69c722c6e6e67adf8d9	500
4295 42749	0x9aa4e6641fefd0764bfebdeda637e7782d7ed4dc	500
5431 41613	0x643f5eeec98ce266c484fd1457744cfaa1ba5f9b	500
5311 41733	0xfdef61e8fb46d3c836c75a2a14be1f1af00e1291	500
5213 41831	0xb403b4005bdc98391fd06c13f47b8c74957c1e16	500
4146 42898	0x326481a3b0c792cc7df1df0c8e76490b5ccd7031	500
6345 40699	0x2859fa1c532c0cf9551dd8e5e93f94a4390590ee	500
5568 41476	0xfe13988736d95d052c2e45e5b4e1ef2e2750b7f4	500
5783 41261	0x42d10f9a788e33798e11646eb90576877a62cd37	500
How do I move up the leaderboard?
5106 41938	0x91b4556d4ccaaae59e37c4a57ddef8903f644621	500
5417 41627	0x22e6621eb093b5ba59572d632d9bb0b5b36c4211	500
6644 40400	0xd6756d55ee43b61d3362c0678fbba85d755e659c	500
5078 41966	0x548b363f28234fe88a72d628c5350e37640429bc	500
7310 39734	0x450e6eac6ae354ad25b1b3ab579970ea1ffde1be	500
4841 42203	0xe3de4b13799cc50b62995598713298a2c42bf85e	500
5055 41989	0xd82d473ef07e6b13bed0645cdeff37923ff16fc4	500
5440 41604	0x7ef001e2627d5b9016503a8f62f5188db69c95b6	500
5778 41266	0xe68d7a6c421e2d220b5840116008c9abdbcf53b2	500
4971 42073	0xa158d0f2171cd76e0ef9edd02f72b1e46f06ff88	500
7319 39725	0x372ade773c9be6db0679620b902c6e83ed46fffa	500
6270 40774	0x0133d38e720076a40794496e316f59b039e09083	500
7298 39746	0xd51825a59e3d47ca04ca8695f5d7de6c3e2d797a	500
5907 41137	0x6875d9b42502c79917910b0fc00c6a5a27f1fc68	500
4263 42781	0x3142e9381af4c9cd702529c7f94a341c1c3e71bf	500
4685 42359	0xb720a27283f5f733922a50e727e05dd3c2bcd4ad	500
6426 40618	0x9cc81a1af762c954ea0954bcce97f0cdca397f1e	500
4918 42126	0xe690bc925cd404e98d848a4c907388ea66772933	500
5924 41120	0x9d58441823cf7be3d4336340bc6eca8d3ebc1052	500
7185 39859	0xc8d744b4418fd52e6fb540a37fb1b9a8d0204e27	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.23% on your WSTETH

Earn 5.50% on your DAI

Earn 4.06% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.07% LTV

Borrow against DAI from 0.09% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About