Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.65%.

Get $RAYS

Leaderboard

Rank	User	Rays
7178 39888	0x8cb541ddbe00c8ac83c7122d835e94167a982c7c	500
6390 40676	0x9f27029363d8a3a6ba117f24d4479921310ea386	500
5431 41635	0xf616b55699c0a2169aa25eaa91c84d7adc9e5bce	500
7382 39684	0x08fb8805166bb9f009ec4c4ec837bcc6a084424c	500
4179 42887	0xec00e4392bfdc9346e9ee881a4c3f3832b03e55a	500
6681 40385	0xc574998e8ab0363a46ac02b62e02a35a50173cb8	500
7308 39758	0x71f12a5b0e60d2ff8a87fd34e7dcff3c10c914b0	500
7451 39615	0x534ec329f4dfbf760e786f82afe18a72c55861ea	500
6389 40677	0x5513eaafbb5676cd8f0bb5359abd949ef2071f29	500
5237 41829	0x10c2b2623c54d4a03f3f59fcbd98bd16ff3742b1	500
6861 40205	0x753cb2cfb62d4d7c5e12c67e7bfc9b5e134def47	500
7160 39906	0x985a8e848b8c9fd95deddd8bc7ce042e41f0a0a8	500
4489 42577	0xdc059f3c00d214f11bbca1257692474b40dd47cb	500
5227 41839	0x775f257b08d549b18db348d29160b3aea8e9c2e6	500
4503 42563	0x8aecc5526f92a46718f8e68516d22038d8670e0d	500
4575 42491	0xbb1e599e15f2bf248732ef060cadffeb6363cc4c	500
4942 42124	0x499db9ed991debbd47356b880eb98a4d6ea5d114	500
6440 40626	0xda6041e696862816ea8ca76ce8322089829a6993	500
4971 42095	0x687528c008f78cc62eed8f10665cf0a62bd92c03	500
6013 41053	0xbf49b8f00a6d9826907fa72f8edbcbcc0eede1cc	500
5921 41145	0x10dbfcfd43b1c9bcca0b5d0d895e528965f1a09b	500
5210 41856	0x52c3bb96451b97861f3cb89c6c86ff0a90170afc	500
5951 41115	0xbce335a9cbaa9876652957fedada86d77de5c3d6	500
5939 41127	0xe015c0d33389e5f0382cceec817cc3032ede113d	500
6450 40616	0xbe155b2915de2c09594222a6e22d07e207e52cc1	500
7339 39727	0x04b35d8eb17729b2c4a4224d07727e2f71283b73	500
5898 41168	0x8ab45d53df636b70b09cecd6e09c4c152cb133d6	500
6407 40659	0x58f123bd4261ea25955b362be57d89f4b6e7110a	500
6097 40969	0xd2dc28f65c76510a4a930d28664a60828c4cf64e	500
5603 41463	0x6e5425fcdd0d27e3a77ae23ade36436d181337f7	500
5087 41979	0xa3d3a7d0ce80173e99af14ca3a004c789df64323	500
4779 42287	0xbf9a4ecc4151f28c03100ba2c0555a3d3e439e69	500
5541 41525	0x7bebf3d7eb8351edea30564d07f17cda22e65467	500
6448 40618	0x508b0907701dfad406bc80e7833fd60e267e26bb	500
5622 41444	0x234c38870ddbf92231df6bda0e73cde5f9837b9b	500
4811 42255	0x2932516d9564cb799dda2c16559cad5b8357a0d6	500
5733 41333	0xe3491998e82d355bc777327d137be31b458bbad6	500
4354 42712	0xd59ca61aec1933a19a26a751b0eb6f5fdf8fb06a	500
6101 40965	0x6b8e55286e0f30a2e8f69d685cfb3fea84cb2d11	500
6716 40350	0x63d1cae75d367be8af4c2cbb975b3bdef349d265	500
How do I move up the leaderboard?
7107 39959	0xb853ceb4d30ebfc30924db42d90111d51662bb8a	500
5392 41674	0xbcbd4885ee8b2b74249c5ad9b8b668fb256a51b1	500
5131 41935	0x81f295a88a37060d43bc680dbd00182f84ee2f52	500
7353 39713	0xbec6e4ac010114e515483060fda81cf9088040ff	500
6145 40921	0x56ee79dc33ffa5f6b7be0d8da56927e6b577da54	500
5079 41987	0x0bec35a2fe64b38d9850d6a225c23bc4a1aef427	500
4421 42645	0x35438fe42af3c15685f4fa9272c2a3d037a2d493	500
6703 40363	0x7e936e45dba4f226ba58f27ae9fd35db7bbebc08	500
6636 40430	0x0845b04785b1fc11e0cf9012cba4feab6726a663	500
4838 42228	0xce7aa2d3c1f8b572b50238230f5d55a78db86087	500
4524 42542	0x8d8b9c79196f32161bcb2a9728d274b3b45eb9af	500
4889 42177	0xb23447dfe6ce14c6771f7a2d83f01e49eac151b3	500
4640 42426	0xb34e48227beb089b67541e918d9a9307601b886d	500
6419 40647	0xdf5562b943a27b391d14cd487d99d0fd23d493f6	500
4569 42497	0x887c3599c4826f7b3cde82003b894430f27d5b92	500
6929 40137	0xd0b8dfcf9da999db981a60a8da6584e8e52b757c	500
4261 42805	0x39764845c6cffb3ad9efc0473005aea05f75abbc	500
6400 40666	0x052cd611c83aedad5ee2ca596223ad6c4310baed	500
6046 41020	0xc031d5e3822be0335027ecf88afdfd3433a97fe1	500
4611 42455	0xa3c1c91403f0026b9dd086882adbc8cdbc3b3cfb	500
5802 41264	0x679d13191ed8a43bb2103cbae47a591f80094830	500
4998 42068	0x9a5e4d421d72bc1835e6a7b9658ca1924d12d0e0	500
4687 42379	0xa262bf5feb94fcc927ad9b479c6bd99a14b22594	500
4681 42385	0xf788697a46ecaefe9521e47a651c3f444c19ed5d	500
5871 41195	0x4cc9f5e56324c3d0c70d8e9effaafd78ec21d7c0	500
6680 40386	0x587b938a8b21ea570325e91bdd01b161783a75e8	500
7164 39902	0x5cbe17ac145472072aeb8da4013e774d77ed676a	500
7018 40048	0x236e37f4aaf681b904e86be58f7db7562e9271f3	500
6144 40922	0xbb289e9188633256c8cf591b62a0fc60d6bd0e93	500
5011 42055	0x2d91338a647f78db6be147e64028c2e4008bc6de	500
5156 41910	0xd53046601e88ea3d7ec29f723ee855ac1ae7ab60	500
5717 41349	0x347e8ad1eaa19d2cafc2bf107a826d4ffefd5c9e	500
5690 41376	0x0f863cf5cc89f2b00c47752f9e78928006cb7b67	500
6385 40681	0x00ad3f07838961c10584e288a4bbeb2e9e99c155	500
5225 41841	0x81ca0f7411d0efd737adae4969d7b301b1f82faa	500
6743 40323	0xf4395c25143cf2252252600e67746ac27370a530	500
7013 40053	0x30faf0d46b99ece90d616912176a4e9097240eac	500
6634 40432	0x9800c2b37733d4f60827db465dff635348450ebc	500
6210 40856	0x2789bae4d737b63a476f02c5d89c4142cf4e0ef8	500
4430 42636	0x1c8d5078d8014c453ce5b74c0a12d7a58ca0a711	500
How do I move up the leaderboard?
4188 42878	0x3d9e37ac11b85e41a61c7784584d4aab3b583a6b	500
6280 40786	0x26cf02f892b04af4cf350539ce2c77fcf79ec172	500
5244 41822	0x109a4943efaff9f9a49829fedf83159eca9491c6	500
5807 41259	0x48039cfabedc5e0d24482a6f71edcf3a75b1921f	500
5323 41743	0x5f93d3d64e416c3e3e63db631072bcfa8321a0ad	500
5016 42050	0xf0b7a830db92a017ac2ff7eabb4cd42841d6af7e	500
5113 41953	0xd966f64eff6080ec2cf7e3712f1b3e9c90a60604	500
6967 40099	0x3ba5023496ac10a79c18d6680bbeac2e22f98b52	500
5611 41455	0x18a8b3b2c0d8380ab7dcf9e10ae8e266398cf77f	500
4356 42710	0x75cb79e1bd7a218e3dd3e3c2bce88f0ba3f515a6	500
6197 40869	0x8f6e8ae52b3ec8caf5c7b719b8f739b26d32174e	500
4466 42600	0xe0c50c18c7b47e780652af43cbf9a767d0b8c22e	500
5941 41125	0xc6877617124c183c8b6cf0aa508feb8194c1f716	500
4869 42197	0x48ceb5a4209ab8cfdca693348727d3384c547e24	500
5913 41153	0xb7bcccc572bc508e9dc10456f3925a37a87d3dee	500
7420 39646	0xb4758dd8c0f274f6bf07cb3bb1e7780d87e18489	500
6750 40316	0x30c0ed6047752b0cd93754e84dbd919662c2d79e	500
6369 40697	0x859a8e0ae06b4912da619938c5469c01d2a2b7da	500
6273 40793	0x240cd4e8672c484f2ab52f73c783ffa341a245ec	500
6031 41035	0x3e2278342f272c18fd23f85dc5eb6c36ae689de9	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 10.41% on your WSTETH

Earn 7.50% on your DAI

Earn 7.85% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 112.10% LTV

Borrow against USDC from 0.09% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About