Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.16x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.72%.

Get $RAYS

Leaderboard

Rank	User	Rays
7312 39720	0x5f75fc60e8fb33ee14c250e41aa451bdea28375f	500
6797 40235	0xfc47cdb245701e57ec80cfe66316861699008264	500
4357 42675	0x25f14502c0400b469c7d19e9df7a8f59fdf05d0f	500
5356 41676	0x2e3bd4e33281ec73b88233ab5f8b0e52a8d6f913	500
6393 40639	0x18d355370cffa7ec4815743f14833b0cd11d3d32	500
4106 42926	0x563159debca67f15273e85ef556d27db5e5c109d	500
5431 41601	0x6bd4361f03d345da1a357b72026f787cfab51c92	500
4721 42311	0xcfb96bc298aadf182d9f1300c37bd4c5fef25b45	500
7066 39966	0x473c31058d14f8eadfb6627adbbc90dddc7bbf09	500
7206 39826	0xd120cf3e0408dd794f856e8ca2a23e3396a9b687	500
4869 42163	0x99b25f2b6a5ccb8dc45ea07041f6caf045d8eda5	500
6654 40378	0xaa2b89a48a9d30f55384da342c430e385a6357f5	500
6924 40108	0xab9317a3d1c141be550112e1187294742ef3cd77	500
6515 40517	0x86786534f0c88af39bf0109c7a3458e6b5c73de9	500
6175 40857	0xf93adee9f14871ae716287b49e24d4a912e84714	500
6997 40035	0x14295f90dc7a40441576cc731f65fc6a1d714813	500
5668 41364	0xf90a01af91468f5418cda5ed6b19c51550eb5352	500
5673 41359	0x177e3e1cba47340f3c24d1b3d4dc511099bffea8	500
6477 40555	0xe7be3b63fcdadb873d69b3ce17967ce211c230b8	500
4818 42214	0x9ace5df0fb6c1d6087ff5e82c93124096d054e97	500
7138 39894	0x99a41f138172a493fca0743c3c440d4ec7f54fe9	500
7249 39783	0x5ca4df5c99a390064c8e7a5f6980a65c3af597c3	500
4540 42492	0x823b92d6a4b2aed4b15675c7917c9f922ea8adad	500
7082 39950	0xd92fdb169bf65654bc88383fd142a66dd456cf63	500
7283 39749	0x93317663640016b5b2351e42b3284bafaa4ebb4e	500
6782 40250	0x40d6ab433d4dcdb239906c042be4b8a003b32abb	500
4812 42220	0xdd38127788f0247ca387717f9e5ba3ce66685b7a	500
4448 42584	0x6c5e7948139b217e0d626dc213e5279ab4c62248	500
6725 40307	0x766c44d27d5a4732070525f95a9198b04380eaf9	500
6838 40194	0x2d85c5f793728692de01f59b61871f43cbaaac65	500
7136 39896	0x154b54cdb205db5553aaa7c8302ef6fab7f6646b	500
5509 41523	0xe31ca893b9e7d221eec832416372a851ba5b0071	500
6384 40648	0x6951cbf075d3f719e8a6fcd0e279b3a19ccd89db	500
7408 39624	0xb34e48227beb089b67541e918d9a9307601b886d	500
7153 39879	0xb23447dfe6ce14c6771f7a2d83f01e49eac151b3	500
5643 41389	0xdf5562b943a27b391d14cd487d99d0fd23d493f6	500
4165 42867	0xe67e43b831a541c5fa40de52ab0afbe311514e64	500
5195 41837	0xa76bb9d0b8b5d40157ae65333e7fd3c97fd8ad8a	500
7167 39865	0xab95d2cd70a80469985fafe7457de81498211ed4	500
7271 39761	0x2fda012d3d7478f7aab877c264bb362dbe3f575e	500
How do I move up the leaderboard?
6259 40773	0x31176a669d6912e87e4ba60f71c066fb9bf7516a	500
5376 41656	0x706e714e63eabaa8602c209ecc92943655e0c7b8	500
5204 41828	0xffe46a6a80497df667a251aa0392d09278f7eec7	500
4491 42541	0x3faddecd0e7ac609002360c4416994e354099736	500
7008 40024	0x28430f7887e17c4028f4ae55e1c1c1a3962d81c9	500
4556 42476	0x0eb59acd1f0b73970e5b2fd095bf373ce569e4a9	500
4348 42684	0xd8014b36b8e304a6b9659867e7b430e2383efcf3	500
7107 39925	0x41c837095bfb417d5768a3a48017e6130309c24e	500
4871 42161	0x1cdde20fd300c95427819be44a4fdc8c537361f1	500
5485 41547	0xdd138f26e5224f40f80d1d6fd05c09f4b580302a	500
6274 40758	0x59c2f94df6621b967c68bbe8e9291f3080e1bff5	500
6390 40642	0xfc8fcfaba20fd142fd9839173d18cf4b094c11ca	500
5186 41846	0xd53a09059e46ae357e02a803f89a807a82381ca1	500
6686 40346	0x239a0a64ed64d96a1a5261f42719fc64c27f02e3	500
4936 42096	0x86f3bd39f7a9431b53fa984d6e8ba5b1593eb5eb	500
6295 40737	0x71f6429b87dc1f3539bc00303cdbc3a335365063	500
5415 41617	0xaf02cd3f19316d7c8a96987fd056931cb125494c	500
4459 42573	0x35d04f4f70f39d402ba2c2a93180e700b0a5611c	500
7035 39997	0x6651fc2d0c347cd0072ff12a64be74ac35f18693	500
7401 39631	0x4c5100ac23d81b134655aa4c76827dcf35543c6f	500
7288 39744	0x1f2acefbb92ba21881c0e26357efc52640e87b92	500
6819 40213	0x775f257b08d549b18db348d29160b3aea8e9c2e6	500
5416 41616	0x08a8cdb90bc9305bf079a208d1fc77049ae6f634	500
4988 42044	0x7c04786f04c522ca664bb8b6804e0d182eec505f	500
5487 41545	0x376e0b7d3cf6d256bb8869e5f1ab73597bc6bdf1	500
4598 42434	0x056ae750b6fa8501f5bc9c8acb0caf986fa224ef	500
7071 39961	0x652ff69683e62d57e17094d69ed00f022737ff00	500
4808 42224	0x4086e3e1e99a563989a9390facff553a4f29b6ee	500
4528 42504	0x13aff6b6d6ad092e8d552af8fbde6203770ad0eb	500
5539 41493	0x70cb64fc8a03a979edd1bddc2801a763ad108a9b	500
6677 40355	0x63048fa9d83c6e07dbb01efc0fb576f73dc1580c	500
6529 40503	0xd862eb8753f55f30a0b694f268ecb72c5a9ea176	500
6790 40242	0xf47e736a1f9ba1eb781a5b3ceb37e0eeba9dace1	500
5938 41094	0x4b80ba8cbac5fa281658ba07cbdbc151c73553c9	500
4175 42857	0x7d6149ad9a573a6e2ca6ebf7d4897c1b766841b4	500
6941 40091	0xa910901140d6a2c64b1fcb5889cc142d00c80941	500
7239 39793	0xd3c9a57df7eb5f3183444164b13d2faef0e012d4	500
6320 40712	0x4909c0ff1b5044490e88e3f02a41d696054316bb	500
6539 40493	0xba2522bb321793fbb6beeae9c8cb1120ee8dfb8d	500
4201 42831	0x310d5c8ee1512d5092ee4377061ae82e48973689	500
How do I move up the leaderboard?
6976 40056	0xbe8fd1a2cdb1a5611b82d86590b97d2a7585440f	500
4393 42639	0xbe260c98ff79994f0de6a9923eabd9ecc5759ff3	500
5719 41313	0x4ce3b8c59632a564b8334ffe311ba411d874c5b5	500
6204 40828	0x4a6ef0d843754d2b99c42c947911c346d6043ecc	500
4290 42742	0x4476cd619170868d6f9e8b4c7604037db1a0c8c4	500
6509 40523	0xcd261bb4fb0d390b72324a6002ae63abe9d57422	500
6236 40796	0x39a8e74127719df86f00eedd902e49f1dd43d8b3	500
5296 41736	0x3a15f0394297e74904657e7088b83a127defc9c4	500
7012 40020	0xb47ca176a3ea91ceddd0ef91053338462d18c7ff	500
4372 42660	0x45b14b5d5c536c3faba451a1ba53387dcddfcf2f	500
6237 40795	0x1320177063f24289753b3e5eecd1f8512b42a47d	500
6510 40522	0x9ebd9eee338e71537b8ecbbf588f9219aa6fbba0	500
7280 39752	0x99daaf637e697c53afaa67d6ff27e336db925812	500
6963 40069	0xb403b4005bdc98391fd06c13f47b8c74957c1e16	500
6171 40861	0x326481a3b0c792cc7df1df0c8e76490b5ccd7031	500
5246 41786	0x2859fa1c532c0cf9551dd8e5e93f94a4390590ee	500
7211 39821	0xfe13988736d95d052c2e45e5b4e1ef2e2750b7f4	500
7358 39674	0x42d10f9a788e33798e11646eb90576877a62cd37	500
4977 42055	0x91b4556d4ccaaae59e37c4a57ddef8903f644621	500
7111 39921	0x22e6621eb093b5ba59572d632d9bb0b5b36c4211	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 3.18% on your WSTETH

Earn 5.50% on your DAI

Earn 4.15% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.89% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About