Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.65%.

Get $RAYS

Leaderboard

Rank	User	Rays
6747 40320	0x9dd45eb7a21fdd243c98a96e777f332f2743348e	500
4352 42715	0x12bc42540a1d98428ad9872cd80370ac48109bba	500
6761 40306	0x38441a7e52b04a345741d1a9a1031cf718f11e74	500
7357 39710	0xb51e0709df01d9a70167a23160e0e0911a4c178f	500
4515 42552	0xe0527e66ed8c7e372007de0d65a5eb45cac53e07	500
5015 42052	0x2ce1a66f22a2dc6e410d9021d57aeb8d13d6bfef	500
4280 42787	0xb827323d55ccd0d725261accc8f83e05a3ebc651	500
6837 40230	0x00ea67d1e6cab97994e75c800bc65bf632598802	500
7478 39589	0xd745b071d9188f57feda378020173faed9dbf327	500
4471 42596	0x767b1615206bc4507005696220d7efacd29a31d6	500
4643 42424	0x636f33aa381a7022dbb7206908b2b66c78960fa0	500
6414 40653	0x1da259de22a6ce4effe6e0d860c166c7064a0289	500
7104 39963	0x437ae28150189890d987deee46cc29bf4098622f	500
7118 39949	0x7bec9efe228f67b4c3a0b751b9bd11152beec027	500
4245 42822	0x6beb625bcb844992dca349fff79281c5cad0bbe8	500
5932 41135	0xf9aa0da6e2fa01a17e2f69e878e45bb26c1b34b7	500
7029 40038	0x22acb809d08ae7c79f0b84513efce0577acfe514	500
5480 41587	0x047d01a584547c0c64da76aa37a2461dec11a5de	500
5799 41268	0x99bf623e41487c6184c0cdb9edfb2fa2ff998294	500
7356 39711	0x5050179adce2bf9c9fcb2d78892fe956046ce6f7	500
4348 42719	0x009d13e9bec94bf16791098ce4e5c168d27a9f07	500
4646 42421	0x78e96be52e38b3fc3445a2ed34a6e586ffab9631	500
4704 42363	0xb808bdbab1e479e8cda07fb327044753d4f4c3ce	500
5609 41458	0x9c2e66c0be53b5fa301895e2e8c08bc2c71bb348	500
6755 40312	0x56b9f3eab2a563a277cf14604ac0a8c330715cb0	500
4894 42173	0x4c5100ac23d81b134655aa4c76827dcf35543c6f	500
5816 41251	0x839799ba1fb562dd3b5b25a7ef4351965e8ced9b	500
5717 41350	0xbb2ca721211d6c0320308dec70d33e07091b4d7b	500
5219 41848	0xea6d98df81b3458821ab6bb216292a467000b9d2	500
7331 39736	0x687528c008f78cc62eed8f10665cf0a62bd92c03	500
5243 41824	0xbf49b8f00a6d9826907fa72f8edbcbcc0eede1cc	500
4189 42878	0x10dbfcfd43b1c9bcca0b5d0d895e528965f1a09b	500
7092 39975	0x52c3bb96451b97861f3cb89c6c86ff0a90170afc	500
5789 41278	0xda6041e696862816ea8ca76ce8322089829a6993	500
6823 40244	0x8cb541ddbe00c8ac83c7122d835e94167a982c7c	500
5170 41897	0x3961927081e0ff240c9f6550af7eb676f0612bc2	500
5716 41351	0x9f27029363d8a3a6ba117f24d4479921310ea386	500
5132 41935	0xf616b55699c0a2169aa25eaa91c84d7adc9e5bce	500
5134 41933	0x08fb8805166bb9f009ec4c4ec837bcc6a084424c	500
5817 41250	0xec00e4392bfdc9346e9ee881a4c3f3832b03e55a	500
How do I move up the leaderboard?
7005 40062	0x71f12a5b0e60d2ff8a87fd34e7dcff3c10c914b0	500
4169 42898	0x534ec329f4dfbf760e786f82afe18a72c55861ea	500
7066 40001	0x10c2b2623c54d4a03f3f59fcbd98bd16ff3742b1	500
6368 40699	0x753cb2cfb62d4d7c5e12c67e7bfc9b5e134def47	500
6801 40266	0x985a8e848b8c9fd95deddd8bc7ce042e41f0a0a8	500
6150 40917	0xdc059f3c00d214f11bbca1257692474b40dd47cb	500
7075 39992	0x775f257b08d549b18db348d29160b3aea8e9c2e6	500
5112 41955	0xbb1e599e15f2bf248732ef060cadffeb6363cc4c	500
7359 39708	0x499db9ed991debbd47356b880eb98a4d6ea5d114	500
6126 40941	0xc574998e8ab0363a46ac02b62e02a35a50173cb8	500
6492 40575	0x5513eaafbb5676cd8f0bb5359abd949ef2071f29	500
6439 40628	0x8aecc5526f92a46718f8e68516d22038d8670e0d	500
7226 39841	0x0bec35a2fe64b38d9850d6a225c23bc4a1aef427	500
7039 40028	0x35438fe42af3c15685f4fa9272c2a3d037a2d493	500
6083 40984	0x08a8cdb90bc9305bf079a208d1fc77049ae6f634	500
6159 40908	0x7e936e45dba4f226ba58f27ae9fd35db7bbebc08	500
6074 40993	0x0845b04785b1fc11e0cf9012cba4feab6726a663	500
7464 39603	0xce7aa2d3c1f8b572b50238230f5d55a78db86087	500
4961 42106	0xbec6e4ac010114e515483060fda81cf9088040ff	500
5383 41684	0x56ee79dc33ffa5f6b7be0d8da56927e6b577da54	500
5269 41798	0x8c822f1377cd8a3e26b99a77a78ff1bbf2aeced3	500
4977 42090	0x326d9d4870c636d9b25c939237e0f1ea9ea1a974	500
5624 41443	0xdf1dd8f308bd9116f5eb03157bca7ea311010974	500
7153 39914	0x5844391b36a7fd46f335ccf4056b58c3be272a5d	500
6962 40105	0xb2d26c0bb9fe6c5eb699e04d2a0048c4c990fdc4	500
4634 42433	0x6f0504cf5dfee0c239ccad89fc44608a66744a7c	500
7293 39774	0x6651fc2d0c347cd0072ff12a64be74ac35f18693	500
6783 40284	0x1b82dca4d87ce173563f5b524770bd3c71365fa3	500
6061 41006	0x35d04f4f70f39d402ba2c2a93180e700b0a5611c	500
6085 40982	0xaf02cd3f19316d7c8a96987fd056931cb125494c	500
4600 42467	0x71f6429b87dc1f3539bc00303cdbc3a335365063	500
6744 40323	0x86f3bd39f7a9431b53fa984d6e8ba5b1593eb5eb	500
4674 42393	0x107edc84f7c06e926c5127166a4b9b4c1ff0840d	500
5687 41380	0xdbcf1fc7655b24ae681334e8aa192ecc79f5ba00	500
7191 39876	0x0d5926184e886db1a736d88f0fb257be3f99ebd5	500
5037 42030	0x239a0a64ed64d96a1a5261f42719fc64c27f02e3	500
6384 40683	0xd53a09059e46ae357e02a803f89a807a82381ca1	500
4482 42585	0xfc8fcfaba20fd142fd9839173d18cf4b094c11ca	500
4623 42444	0x59c2f94df6621b967c68bbe8e9291f3080e1bff5	500
5981 41086	0xdd138f26e5224f40f80d1d6fd05c09f4b580302a	500
How do I move up the leaderboard?
6824 40243	0x1cdde20fd300c95427819be44a4fdc8c537361f1	500
7366 39701	0x41c837095bfb417d5768a3a48017e6130309c24e	500
5556 41511	0x1c027c0ab897028467ed6367ca2c99f0ca99121c	500
6626 40441	0xd8014b36b8e304a6b9659867e7b430e2383efcf3	500
5613 41454	0x0eb59acd1f0b73970e5b2fd095bf373ce569e4a9	500
4959 42108	0x28430f7887e17c4028f4ae55e1c1c1a3962d81c9	500
5915 41152	0x3faddecd0e7ac609002360c4416994e354099736	500
6727 40340	0x86f35cbfa96d6d143055b787c188cc49d6e6570a	500
6357 40710	0xffe46a6a80497df667a251aa0392d09278f7eec7	500
6131 40936	0x706e714e63eabaa8602c209ecc92943655e0c7b8	500
4641 42426	0x31176a669d6912e87e4ba60f71c066fb9bf7516a	500
6186 40881	0x2fda012d3d7478f7aab877c264bb362dbe3f575e	500
6143 40924	0x03bf7fd823908e56c8785e4c7ebfc46fc6a6e41b	500
6181 40886	0x801df1783ba4f3d60f6d035b9ab1be8e4725c6d2	500
7427 39640	0xab95d2cd70a80469985fafe7457de81498211ed4	500
6372 40695	0xa76bb9d0b8b5d40157ae65333e7fd3c97fd8ad8a	500
6149 40918	0x5637bf8cf5f25799faf7c372184bfa6b790f901a	500
4616 42451	0xd283519a942fca17bd478c65cf2eb74bbcd4cfff	500
5348 41719	0x3f40c47b7d3a0d6bf1a48f96a0656a1062311339	500
6716 40351	0xdfc8056a3375dffda7d7400bb39327960486fcd5	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 3.38% on your WSTETH

Earn 7.50% on your DAI

Earn 7.85% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 111.40% LTV

Borrow against USDC from 0.09% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About