Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 12.63x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.73%.

Get $RAYS

Leaderboard

Rank	User	Rays
7015 40016	0xa27008afcf6491df18d01bae2d17b931def1d5b4	500
4549 42482	0xd3dab9080aa8225c4b3839c2a66b35ca8d39d3bf	500
4646 42385	0xedf4a91ebec2270c12991704ab010ecb93565b2d	500
4383 42648	0x62b724a0bb9d8afd48493e8bbed7c0dd56e2f711	500
6630 40401	0x25f00a2c3155503fe36c74904638c817ac9fdada	500
4790 42241	0x533caaeaee0396bed2714c547104591ca3e2f345	500
5108 41923	0xf46f6120821b00ac5ffe036da826804cb0170bfc	500
4553 42478	0x987e0cddce6f6b2c4b1bc6f23573f1b91cc7645a	500
6324 40707	0x21b98f5698fd33d9cb58f6ab8d5ec58e803fcba2	500
5903 41128	0x236ddcbec59db65e1641c11adab444bf159ae3b5	500
6039 40992	0xaa071b314f9f84dd3bb946feb4961c2845564690	500
4223 42808	0x4e106d5e97b59c6b0cd84bb9c65ea67570502176	500
4333 42698	0x7d02e5a16ba38d61ac5eca5c6536f23d09e3add0	500
7204 39827	0xd120cf3e0408dd794f856e8ca2a23e3396a9b687	500
4355 42676	0x25f14502c0400b469c7d19e9df7a8f59fdf05d0f	500
6593 40438	0x0952615cd36904d97c736a0b0a5eea75c75e26d8	500
4422 42609	0x8bb2a140e43d2ddd4a36dca27317e5d08aab5719	500
4849 42182	0xa766718b7e2b99c13585a07129caf27aa31fc865	500
5419 41612	0xdd706f081e8e30500924b51fbb871663e9f81b9c	500
6316 40715	0x1c789fa68223c1701ae3a1cb3f37f0d8a3d53297	500
5828 41203	0xd57caf59a0243897162a514f6ba7bffdbf170e98	500
5088 41943	0x879804243d7d62dfa20191b75e0bd3af64356951	500
5440 41591	0x65b9e2138dcb91be48f77f234838db5fe46807c8	500
6550 40481	0x699c3f33da71d392afdb97767801d5e6a59c67d6	500
4149 42882	0xde605c92727aa270fffbd39a99cf07e5d3cc3a1a	500
5738 41293	0xf45f4f634746d69ffdd6b369fa416a617cdc64ae	500
7430 39601	0xe8b57ceef46cb983de4e08e48446a5c51b75fab0	500
4812 42219	0x2c51978916976e9041d22e3b164f033e553e2c3d	500
4434 42597	0xb49877bae8b5ee5e19cb87da9dd7e99437653688	500
6897 40134	0xcfedb2552d8e8ce5e492c1976ef08af99f19eb98	500
6911 40120	0xc8f6237a3f7acbf3c16cb85f883fe41a00683b9e	500
6617 40414	0x6aa9cd8de141b99b5b22e47d50fe525247b31466	500
6275 40756	0xbe2c2e0391aef6ccf86d8871343dd1ff5f15dade	500
6392 40639	0xd2e028b93417ec1cc2c00d354ca0edf255f4c112	500
5189 41842	0x45fe2d78c7b7b5a6981b1934cc9f2903f8a8e4f5	500
6580 40451	0xec7f8187a940c2bd97f8f9798dd18f314a42261b	500
7373 39658	0x9c7de17133271abe6d8ce355ec5eb5aba4641f32	500
7387 39644	0xd7129fc6118a7bc6197d6f3dace7757b05339f22	500
6035 40996	0x916378e803e899f0a30c66302c9d0896ac6a7431	500
5028 42003	0xc6eec94269413bd1dd77b639b3bab2e811e5a027	500
How do I move up the leaderboard?
6328 40703	0x37690f20c2b226518ddd306ad3df0b7c1ac918ae	500
5470 41561	0xaaf25843e803fc09c76f96f083b2985fb36af17f	500
6465 40566	0x82e6acb81e8f091bd1e4975baee900e23daa0d29	500
6038 40993	0xa38920dbe9cbd87f3541ba74598901d958fe3b76	500
5917 41114	0x0e8cd19e494e53717057d0fb9e1f309defb11f59	500
5736 41295	0xce0990b254573d7594a515543558fa5695509f52	500
7081 39950	0x10786a8634aaffb234c3983553f27bff8ab4aabd	500
5924 41107	0x8f91a830f387a79ec51f7ab6ab13dbb61d0e91a5	500
5914 41117	0x9141e07491347467855e16a2d973bf84c6ecd8de	500
6310 40721	0xb2e083b127986a9342a6918e1d7a8c0053e828a4	500
6786 40245	0x4accd34447a79981f2d480ab3e869ba375f000d9	500
5026 42005	0x42cb839acf94fe3f3009d58e9fca4970c6271553	500
7188 39843	0xdb34edc8c96608c64126600e0470d65173e9e741	500
4251 42780	0x976d34936f9adb2712a1f0325984e18ca6a020c4	500
5493 41538	0x7ff40b10781e5e6a05f8f33a1478064a44ccb5a9	500
6147 40884	0xbbb0115caa125df29b77d2152f2e3242a33cee13	500
6877 40154	0x7915203ab23230b0043a412e9e0800f5e653102d	500
6574 40457	0x812d2e05afb6e15a47355ac616fc69098b22c794	500
6480 40551	0x5d7d318115abc9565c4881ba83ba13e8a841029c	500
6364 40667	0x2828bcb8d08f60b6e7df4640e15aba6e385e7473	500
5426 41605	0x852fd9c2cbcba000663a35e15d6604dde40ee7f3	500
5698 41333	0x859d41d50ffe4e7f8f916da4968c5f0e850a417b	500
5928 41103	0x4404dea49f2342c46da9bc0580ec4d2f93848e03	500
5876 41155	0x5e6d26cf3370c61fe369d724224e3d12af8d74de	500
7459 39572	0x224910152ff0b9cf2dfcf1931a4866f5d336fc9c	500
4777 42254	0xc3f8d5096d81770d58988c4330a8262112a04e24	500
5168 41863	0x09173487b272311edda01f45f97911aeb6abd602	500
6406 40625	0x5eaaa37b6e8fa18e473d278edc0b303e585be281	500
6881 40150	0x39d7723eb0ac4a278c7a5775d06b1e1f53246c9c	500
6239 40792	0x9319ddcd58c8e9657a9bc039c5f5c184fb9c814e	500
4874 42157	0x1768d745673e9ee2f350f6de817ad88fd72c637e	500
6906 40125	0xbb58eb71c07e8721b60dd6c9f285358793740b0a	500
6812 40219	0x71ab463e79c129a326d44cd173f1baf7211bb956	500
5966 41065	0xee1c1f7a6c916b9d8e66f2bbf332c76dfc6cf6d1	500
5313 41718	0xf4395c25143cf2252252600e67746ac27370a530	500
7202 39829	0xa3c1c91403f0026b9dd086882adbc8cdbc3b3cfb	500
5529 41502	0xf7125120bc41758fb157cbd18c2f012005ed48d2	500
4470 42561	0xef2aa0f3696a9cb114dd61fc052101614c6025c0	500
7159 39872	0xaf943dfc5e0707e497d7806ec62363420fd2b898	500
6819 40212	0x81ca0f7411d0efd737adae4969d7b301b1f82faa	500
How do I move up the leaderboard?
5674 41357	0x00ad3f07838961c10584e288a4bbeb2e9e99c155	500
6362 40669	0x0f863cf5cc89f2b00c47752f9e78928006cb7b67	500
5512 41519	0x978452c747ee0b617285caf3c50cae0103af5656	500
6241 40790	0xb77d25ae3278699f176742aa014db31642fbac8b	500
4126 42905	0x0dd488037792083e9b7591ae709ab64e14aa0520	500
5703 41328	0x8094fd1473df3b5d01c87fd0dbe81e1315e11e8b	500
4731 42300	0xae7428c9874b211cbbdca19e89b583e856d36413	500
5395 41636	0x055ad5e56c11c0ef55818155c69ed9ba2f4b3e90	500
5533 41498	0xd247c45d64a21b7c1f7cd3372a3645e549a50cb6	500
5062 41969	0xdbbbc0a4b5b5971f09774219daee1285e42a98ce	500
6335 40696	0x347e8ad1eaa19d2cafc2bf107a826d4ffefd5c9e	500
6889 40142	0xd53046601e88ea3d7ec29f723ee855ac1ae7ab60	500
7032 39999	0x2d91338a647f78db6be147e64028c2e4008bc6de	500
6654 40377	0x91270f9558319432a8ed74fa886ab684cf34f42c	500
7279 39752	0x8fc2e87db46e107756d1363174f015d84178636d	500
5046 41985	0x96342f72f2d51027347cba749e852a3e6518e1a9	500
5012 42019	0xfe763070ff20407fcb5b00f2f7ef72cb3dc9cd1a	500
5913 41118	0xbb289e9188633256c8cf591b62a0fc60d6bd0e93	500
6861 40170	0xfe731d0abac0464aff89cca7bd85b2a8017480b2	500
6351 40680	0x9df330f7b07b434c8dc9baf5e3fedce2bc62ad3f	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 3.61% on your WSTETH

Earn 5.50% on your DAI

Earn 4.14% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 98.94% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About