Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.65%.

Get $RAYS

Leaderboard

Rank	User	Rays
5582 41468	0xd977714dc94e80dcadb4882b2ecd532946190e3c	500
4747 42303	0xbb372224d0d87d7500f4dd57ec392e998695f8d6	500
7110 39940	0xdcf603a248ad9534a482596bef1f5e20262266f1	500
6091 40959	0x3fe8203c176969a7de17b487eddac1b026fe2855	500
6131 40919	0x288b495abd83656ba6eef2d689d7a085a5a9fdc2	500
5380 41670	0x59512422af0709c7cab8285838975cd8d7c7ce7d	500
7076 39974	0xee160154b02a2e404c6c13ff0b28ed76010cf07d	500
6346 40704	0x81985b00143216136c63dbe1bdffb09fe6b81a3e	500
6121 40929	0x4a8bfb4f442f0909d748825f20c65444fc9feace	500
5718 41332	0x5f75fc60e8fb33ee14c250e41aa451bdea28375f	500
5950 41100	0x5995423cefb0a97a656316daf7dee697d19b9098	500
7156 39894	0x8d78415e17a9b1b8884401805b65b6fe710264d8	500
6753 40297	0x6e3ac17b4081b239c1857aa7389aaef005e4c593	500
5329 41721	0x475a24c7c7679e3399cf55e90cb3d50a6aceea7b	500
5979 41071	0xdb5ac83c137321da29a59a7592232bc4ed461730	500
7332 39718	0x57db2d7d80fc2669a67f32e6fd1e5c22846eb150	500
7018 40032	0x62fdee7cd0a4dd06f26d5dc66f33c1e65ee7ae6d	500
6782 40268	0x627ce855f25223859bb360aa096a2fe6b8eae319	500
5944 41106	0x5abd1c9387b58bc233cd0daa86640d0ec1e1dcfe	500
6504 40546	0x251199baeb4236ec5b54e9ef8a0b7cd493cc8155	500
5201 41849	0xae721fb008c3035e568f4d9ac0c9a6bccff4f87f	500
4593 42457	0xc8598168d8475133de3150eff9b0ce27fb9b038d	500
5174 41876	0x71a91c9202c8091c62c630ca2de44b333ddcd0d7	500
6935 40115	0x5273611f2caadcda536495909ea87bd2bb9cb9f9	500
5306 41744	0x74b2ed3972897156f7646303e1612570ffe54895	500
7143 39907	0xe7da19d08df73c9371080a14b8e6fdca9243e16e	500
4187 42863	0x20e66e3541df0fd5944857e6a60c2578a572ff97	500
4267 42783	0x2876d4e97a272e7a3c2764de9f090e06cbd62915	500
5556 41494	0x785476bce5032ff749295e42622a42721a3cc9bd	500
4524 42526	0x51b0a8d89edb1146c55e72b3cf028560defa129b	500
7131 39919	0x867bcd07f1cbaeb7b1eb8024e8922409ab4f247b	500
4192 42858	0xa4c1011fb7482b0cd3862e4f1c6645b31442d76a	500
4664 42386	0x4f3c2c213a00c0bee6ff27da6b6d2f8edc56b5d4	500
5877 41173	0x1eb0df2ef0ef7a08bcfcbb511a0aebaeee0a8345	500
6381 40669	0x5192a9272c92e9a9912bdece3e854db70d249139	500
5203 41847	0x3f3601613fc12f2bea6654432883d2c1398b98b3	500
4808 42242	0x82ab72623b1e29942781df85bd6a49326a977333	500
4430 42620	0x18d355370cffa7ec4815743f14833b0cd11d3d32	500
6726 40324	0x2e3bd4e33281ec73b88233ab5f8b0e52a8d6f913	500
7233 39817	0x25f14502c0400b469c7d19e9df7a8f59fdf05d0f	500
How do I move up the leaderboard?
5565 41485	0xd120cf3e0408dd794f856e8ca2a23e3396a9b687	500
4549 42501	0xc1540d74bed404282f062c33afb991f4de37e43c	500
5765 41285	0xcfe14e771973e4803e5cc9d7fe35541e883fc096	500
5285 41765	0xd10fcd8e8085bf01896290f6cb097eefc1a95634	500
5034 42016	0x16529e2081ae0d4ecdca1ac27a81ec9693bee286	500
4181 42869	0xfbf3bf1ffe79f59cb58958288f0dfb596098ab6f	500
5455 41595	0x154b54cdb205db5553aaa7c8302ef6fab7f6646b	500
6564 40486	0xe31ca893b9e7d221eec832416372a851ba5b0071	500
4421 42629	0x6951cbf075d3f719e8a6fcd0e279b3a19ccd89db	500
7488 39562	0x42a9ef92f7c61fb40bcc6aea56a68c1d594db551	500
7442 39608	0xe67e43b831a541c5fa40de52ab0afbe311514e64	500
4194 42856	0xa76bb9d0b8b5d40157ae65333e7fd3c97fd8ad8a	500
5503 41547	0xab95d2cd70a80469985fafe7457de81498211ed4	500
4163 42887	0xffe46a6a80497df667a251aa0392d09278f7eec7	500
7093 39957	0x3faddecd0e7ac609002360c4416994e354099736	500
5273 41777	0x28430f7887e17c4028f4ae55e1c1c1a3962d81c9	500
7027 40023	0x0eb59acd1f0b73970e5b2fd095bf373ce569e4a9	500
7244 39806	0xd8014b36b8e304a6b9659867e7b430e2383efcf3	500
5416 41634	0x41c837095bfb417d5768a3a48017e6130309c24e	500
5517 41533	0x1cdde20fd300c95427819be44a4fdc8c537361f1	500
6516 40534	0xdd138f26e5224f40f80d1d6fd05c09f4b580302a	500
4281 42769	0x59c2f94df6621b967c68bbe8e9291f3080e1bff5	500
4427 42623	0xfc8fcfaba20fd142fd9839173d18cf4b094c11ca	500
4255 42795	0xd53a09059e46ae357e02a803f89a807a82381ca1	500
4821 42229	0x239a0a64ed64d96a1a5261f42719fc64c27f02e3	500
5300 41750	0x86f3bd39f7a9431b53fa984d6e8ba5b1593eb5eb	500
4306 42744	0x71f6429b87dc1f3539bc00303cdbc3a335365063	500
6579 40471	0xaf02cd3f19316d7c8a96987fd056931cb125494c	500
7129 39921	0x35d04f4f70f39d402ba2c2a93180e700b0a5611c	500
5308 41742	0x6651fc2d0c347cd0072ff12a64be74ac35f18693	500
5090 41960	0x7c04786f04c522ca664bb8b6804e0d182eec505f	500
6519 40531	0x376e0b7d3cf6d256bb8869e5f1ab73597bc6bdf1	500
6984 40066	0x056ae750b6fa8501f5bc9c8acb0caf986fa224ef	500
5361 41689	0x652ff69683e62d57e17094d69ed00f022737ff00	500
5719 41331	0x4086e3e1e99a563989a9390facff553a4f29b6ee	500
7055 39995	0x13aff6b6d6ad092e8d552af8fbde6203770ad0eb	500
6623 40427	0x70cb64fc8a03a979edd1bddc2801a763ad108a9b	500
4811 42239	0x63048fa9d83c6e07dbb01efc0fb576f73dc1580c	500
4605 42445	0xd862eb8753f55f30a0b694f268ecb72c5a9ea176	500
4975 42075	0xf47e736a1f9ba1eb781a5b3ceb37e0eeba9dace1	500
How do I move up the leaderboard?
6239 40811	0x4b80ba8cbac5fa281658ba07cbdbc151c73553c9	500
7431 39619	0x7d6149ad9a573a6e2ca6ebf7d4897c1b766841b4	500
5183 41867	0xa910901140d6a2c64b1fcb5889cc142d00c80941	500
5606 41444	0xd3c9a57df7eb5f3183444164b13d2faef0e012d4	500
4335 42715	0x4909c0ff1b5044490e88e3f02a41d696054316bb	500
4615 42435	0xba2522bb321793fbb6beeae9c8cb1120ee8dfb8d	500
7403 39647	0x310d5c8ee1512d5092ee4377061ae82e48973689	500
5233 41817	0xbe8fd1a2cdb1a5611b82d86590b97d2a7585440f	500
7195 39855	0xbe260c98ff79994f0de6a9923eabd9ecc5759ff3	500
6007 41043	0x4ce3b8c59632a564b8334ffe311ba411d874c5b5	500
4195 42855	0x4a6ef0d843754d2b99c42c947911c346d6043ecc	500
7307 39743	0x4476cd619170868d6f9e8b4c7604037db1a0c8c4	500
4578 42472	0xcd261bb4fb0d390b72324a6002ae63abe9d57422	500
4233 42817	0x39a8e74127719df86f00eedd902e49f1dd43d8b3	500
6833 40217	0x3a15f0394297e74904657e7088b83a127defc9c4	500
5279 41771	0xb47ca176a3ea91ceddd0ef91053338462d18c7ff	500
7216 39834	0x45b14b5d5c536c3faba451a1ba53387dcddfcf2f	500
4235 42815	0x1320177063f24289753b3e5eecd1f8512b42a47d	500
4580 42470	0x9ebd9eee338e71537b8ecbbf588f9219aa6fbba0	500
5665 41385	0x99daaf637e697c53afaa67d6ff27e336db925812	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 6.28% on your WSTETH

Earn 5.50% on your DAI

Earn 4.91% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.05% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About