Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho Blue
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.73%.

Get $RAYS

Leaderboard

Rank	User	Rays
5830 41203	0x4a8bfb4f442f0909d748825f20c65444fc9feace	500
5046 41987	0x4855ea3738b30192e86d52ca9a3ce4030c3de794	500
7312 39721	0xc99ee469a38109e9deac40b20d343163d057c0cc	500
4945 42088	0x41101882cb54935335f4e08c484c3def212a20be	500
5823 41210	0xcbbcf45a1aeddaf93ed0c8a558fcb8f021225610	500
6314 40719	0x944fb2f58ed2c2e8fd4d9bb7013f262875467da5	500
5309 41724	0xdf63be2e473ba04c26b1609e51d08cf0d78e0913	500
6288 40745	0xf75fcd9849d3365d436d0cd889ed500150c9482a	500
4802 42231	0xc6c2a697e27242b3ba5a393f304b64a27040e006	500
4853 42180	0x14408105ab3ce8afe13a1b0380d112928e4dc6ec	500
6015 41018	0x60badabbd89483d6dd0da1dbd076ad3dcdfbfdb4	500
4793 42240	0x533caaeaee0396bed2714c547104591ca3e2f345	500
5111 41922	0xf46f6120821b00ac5ffe036da826804cb0170bfc	500
4107 42926	0x563159debca67f15273e85ef556d27db5e5c109d	500
5009 42024	0x46a0b4fa58141aba23185e79f7047a7dfd0ff100	500
4556 42477	0x987e0cddce6f6b2c4b1bc6f23573f1b91cc7645a	500
6327 40706	0x21b98f5698fd33d9cb58f6ab8d5ec58e803fcba2	500
5906 41127	0x236ddcbec59db65e1641c11adab444bf159ae3b5	500
4336 42697	0x7d02e5a16ba38d61ac5eca5c6536f23d09e3add0	500
4713 42320	0x3a9b02c14d967333ce68e353a64653e258da2baa	500
4388 42645	0xb5842f3101ff9f4e3049bf5af6d560ffeb803fbe	500
4678 42355	0xe0c43cf26b0bacb408c6334468700179c61aeebf	500
6798 40235	0xfc47cdb245701e57ec80cfe66316861699008264	500
4188 42845	0x806da29201d10cdda91f299d68fb326b1d9fcb48	500
4486 42547	0xbac4d298de484bef485ec5a7b38ce40bf1844f87	500
7313 39720	0x5f75fc60e8fb33ee14c250e41aa451bdea28375f	500
5373 41660	0x03d4e3f7598107487fc7c7549f5fd02a54346f28	500
5740 41293	0xcf7c25b821b27370afce74994af7d17f304105fc	500
4367 42666	0x50c6a981b80a72d98af87b626d3dfbe226e7d9e0	500
4725 42308	0x80a700eb20a9f1a79119067835c8a500e852ed8b	500
6098 40935	0x8fb7a5744c839781f896a2551b3886701d45c6a8	500
6436 40597	0x941f06f25385ad47e6e7940fe9c0822f88958c89	500
5474 41559	0x4202e733eb2d17a92401fd75148d04ac1b28f1c3	500
6964 40069	0xb403b4005bdc98391fd06c13f47b8c74957c1e16	500
6172 40861	0x326481a3b0c792cc7df1df0c8e76490b5ccd7031	500
5247 41786	0x2859fa1c532c0cf9551dd8e5e93f94a4390590ee	500
7212 39821	0xfe13988736d95d052c2e45e5b4e1ef2e2750b7f4	500
7359 39674	0x42d10f9a788e33798e11646eb90576877a62cd37	500
4978 42055	0x91b4556d4ccaaae59e37c4a57ddef8903f644621	500
7112 39921	0x22e6621eb093b5ba59572d632d9bb0b5b36c4211	500
How do I move up the leaderboard?
4135 42898	0xd6756d55ee43b61d3362c0678fbba85d755e659c	500
4988 42045	0x548b363f28234fe88a72d628c5350e37640429bc	500
4277 42756	0x450e6eac6ae354ad25b1b3ab579970ea1ffde1be	500
6706 40327	0xe3de4b13799cc50b62995598713298a2c42bf85e	500
6853 40180	0xd82d473ef07e6b13bed0645cdeff37923ff16fc4	500
4897 42136	0x7ef001e2627d5b9016503a8f62f5188db69c95b6	500
4790 42243	0xe68d7a6c421e2d220b5840116008c9abdbcf53b2	500
6792 40241	0xa158d0f2171cd76e0ef9edd02f72b1e46f06ff88	500
4268 42765	0x372ade773c9be6db0679620b902c6e83ed46fffa	500
5260 41773	0x0133d38e720076a40794496e316f59b039e09083	500
4289 42744	0xd51825a59e3d47ca04ca8695f5d7de6c3e2d797a	500
4716 42317	0x6875d9b42502c79917910b0fc00c6a5a27f1fc68	500
6266 40767	0x3142e9381af4c9cd702529c7f94a341c1c3e71bf	500
6597 40436	0xb720a27283f5f733922a50e727e05dd3c2bcd4ad	500
6079 40954	0x9cc81a1af762c954ea0954bcce97f0cdca397f1e	500
5034 41999	0xe690bc925cd404e98d848a4c907388ea66772933	500
7413 39620	0x9d58441823cf7be3d4336340bc6eca8d3ebc1052	500
4393 42640	0xc8d744b4418fd52e6fb540a37fb1b9a8d0204e27	500
6683 40350	0x5ef2a4473471e7d9bc1cf70e5b0c6381306847a7	500
6435 40598	0x40692724326503b8fdc8472df7ee658f4bdbfc89	500
5721 41312	0xc09bd9355a87d63097918f5454125dacc4c76c86	500
6783 40250	0x40d6ab433d4dcdb239906c042be4b8a003b32abb	500
4813 42220	0xdd38127788f0247ca387717f9e5ba3ce66685b7a	500
4449 42584	0x6c5e7948139b217e0d626dc213e5279ab4c62248	500
6726 40307	0x766c44d27d5a4732070525f95a9198b04380eaf9	500
5549 41484	0xd7931a598fecc7a53160edc4d4f213927737e8bd	500
4967 42066	0x347dc91a32bc00e6fb38e2b4380e6a1c0fbca254	500
4736 42297	0x54f50320f5de1420361c2f09285ae5be513a067a	500
4564 42469	0x0b08dcc37e449c04a55a12454a8957a72e608994	500
5057 41976	0x65cf8ebc125aa5e320fb8dd5569fe1b0a86d0759	500
5443 41590	0x65b9e2138dcb91be48f77f234838db5fe46807c8	500
6553 40480	0x699c3f33da71d392afdb97767801d5e6a59c67d6	500
4153 42880	0xde605c92727aa270fffbd39a99cf07e5d3cc3a1a	500
5741 41292	0xf45f4f634746d69ffdd6b369fa416a617cdc64ae	500
7432 39601	0xe8b57ceef46cb983de4e08e48446a5c51b75fab0	500
4815 42218	0x2c51978916976e9041d22e3b164f033e553e2c3d	500
4437 42596	0xb49877bae8b5ee5e19cb87da9dd7e99437653688	500
6900 40133	0xcfedb2552d8e8ce5e492c1976ef08af99f19eb98	500
6914 40119	0xc8f6237a3f7acbf3c16cb85f883fe41a00683b9e	500
6620 40413	0x6aa9cd8de141b99b5b22e47d50fe525247b31466	500
How do I move up the leaderboard?
6395 40638	0xd2e028b93417ec1cc2c00d354ca0edf255f4c112	500
5192 41841	0x45fe2d78c7b7b5a6981b1934cc9f2903f8a8e4f5	500
6583 40450	0xec7f8187a940c2bd97f8f9798dd18f314a42261b	500
6815 40218	0x71ab463e79c129a326d44cd173f1baf7211bb956	500
5969 41064	0xee1c1f7a6c916b9d8e66f2bbf332c76dfc6cf6d1	500
5532 41501	0xf7125120bc41758fb157cbd18c2f012005ed48d2	500
4473 42560	0xef2aa0f3696a9cb114dd61fc052101614c6025c0	500
7162 39871	0xaf943dfc5e0707e497d7806ec62363420fd2b898	500
5515 41518	0x978452c747ee0b617285caf3c50cae0103af5656	500
6244 40789	0xb77d25ae3278699f176742aa014db31642fbac8b	500
4130 42903	0x0dd488037792083e9b7591ae709ab64e14aa0520	500
5706 41327	0x8094fd1473df3b5d01c87fd0dbe81e1315e11e8b	500
4734 42299	0xae7428c9874b211cbbdca19e89b583e856d36413	500
5398 41635	0x055ad5e56c11c0ef55818155c69ed9ba2f4b3e90	500
5536 41497	0xd247c45d64a21b7c1f7cd3372a3645e549a50cb6	500
5065 41968	0xdbbbc0a4b5b5971f09774219daee1285e42a98ce	500
6657 40376	0x91270f9558319432a8ed74fa886ab684cf34f42c	500
7282 39751	0x8fc2e87db46e107756d1363174f015d84178636d	500
5049 41984	0x96342f72f2d51027347cba749e852a3e6518e1a9	500
5015 42018	0xfe763070ff20407fcb5b00f2f7ef72cb3dc9cd1a	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 1.29% on your WSTETH

Earn 5.50% on your DAI

Earn 4.30% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to 99.06% LTV

Borrow against DAI from 0.06% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho Blue

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About