Summer.fi Rays ☀️

Products
Protocols
Tokens

- Earn
  Earn the best yields on your favourite crypto assets, from trusted protocols.
- Multiply
  Get increased exposure to your most valued crypto assets in one transaction.
- Borrow
  Get liquidity from your crypto assets without selling.
- Swap & Bridge
  Swap your favourite tokens and bridge to new networks, seamlessly.

- Get up to 4.33x on your ETH
  Increase your exposure against DAI
  Maker
  Ethereum
- Get up to 3.70x on your WBTC
  Increase your exposure against USDC
  Aave V3
  Optimism
- Swap on Summer.fi
  Swap any token, anytime.
- Bridge on Summer.fi
  Bridge to new networks in a click.

- Aave
  Borrow, Multiply and Earn on multiple tokens with the top liquidity protocol.
- Ajna
  Borrow, Multiply and Earn on anything.
  No governance. No Oracles.
- Sky
  Borrow, Multiply and Earn with Sky Protocol (Formerly Maker). Upgrade DAI and MKR, farm SKY.
- Morpho
  Borrow and multiply on a new flexible
  and efficient protocol with isolated pairs.
- Spark
  Borrow, Multiply and Earn on Spark.
  The advanced lending powered by Maker.

Popular Tokens
- ETH
- WSTETH
- RETH
- CBETH
- DAI
- USDC
- WBTC
New & Noteworthy
- SDAI
Search custom pools→

- Multiply
  Multiply your exposure to WBTC with up to 7.14x with advanced risk management tools and automation.
- Borrow
  Borrow stablecoin's or other assets against your WBTC for as low as 2.68%.

Get $RAYS

Leaderboard

Rank	User	Rays
5900 41369	0x38bc5934d41152fc74ef50c5ee15ccece3a41c93	500
4834 42435	0x622438202bb50583dfa854b89ecaf6593289c714	500
7298 39971	0xbf57f59d35124f071001fc9185e5169a7c44da1b	500
7314 39955	0xb49877bae8b5ee5e19cb87da9dd7e99437653688	500
4866 42403	0x1053e162c387fef8e1f8e4bbd3f2363f1c7d4066	500
4590 42679	0xa2c6817b00a8e45ed15438fdb79564316843c6d9	500
4648 42621	0x2c51978916976e9041d22e3b164f033e553e2c3d	500
5573 41696	0xe8b57ceef46cb983de4e08e48446a5c51b75fab0	500
5828 41441	0xf45f4f634746d69ffdd6b369fa416a617cdc64ae	500
6366 40903	0xb4355d0420821b499c199de5e28f1668422f4963	500
6848 40421	0x3fde69a46006fb172ff8d6fb0b09106f4deedd60	500
7501 39768	0x55977dbaa11902772d8a661962544a1583c35099	500
7570 39699	0x81f62fc8626363961677a213573b0de61de521e4	500
7355 39914	0xde605c92727aa270fffbd39a99cf07e5d3cc3a1a	500
6846 40423	0x699c3f33da71d392afdb97767801d5e6a59c67d6	500
6233 41036	0x7a0dff2a955b72159650300a9acef97146dd12e6	500
7166 40103	0x51904b09216975ba76a2dd94e69010b1a0ee9643	500
6419 40850	0x9c0da3467aed02e49fe051104efb2255c2982c61	500
6674 40595	0x456767cbbd27e1fc187a32181c9741f8313dafed	500
7528 39741	0x8273e38cd191df0a82d3a67e7991e999d48f88bc	500
5928 41341	0x3d3fb403f9614393304ef477ac96543e39ea64db	500
6469 40800	0x8dfd545a2d6ba57d0ccfb060a0eefe01f41f2902	500
7630 39639	0x6c76e681cbc01b283677cb5255587c22a29780f0	500
6459 40810	0x06d14a9b14017f18f9f7a4c1460458d6097a7a08	500
4988 42281	0xdb2ed468930cd4594fb3bf8a17dcbbe206b3562f	500
6180 41089	0x65b9e2138dcb91be48f77f234838db5fe46807c8	500
4346 42923	0x65cf8ebc125aa5e320fb8dd5569fe1b0a86d0759	500
7147 40122	0x0b08dcc37e449c04a55a12454a8957a72e608994	500
4753 42516	0x54f50320f5de1420361c2f09285ae5be513a067a	500
7390 39879	0xeff1c285f3580662b6d7edb92f37e74afe94f56b	500
6225 41044	0xe895084850c04af3a57fdd90c0ba42ba440bc3a8	500
6013 41256	0x1e6dfc5287c5357d55bf897d5b57481cf645cbf4	500
6172 41097	0x6222354ad88f7a412e97901ab3f772a2769d0fc7	500
4452 42817	0x347dc91a32bc00e6fb38e2b4380e6a1c0fbca254	500
6067 41202	0xd7931a598fecc7a53160edc4d4f213927737e8bd	500
5852 41417	0x26c7bcd61784450aa355ab90116264c8f2e0f758	500
5013 42256	0xbe433100eab05c2fcd541f3ad897aa73e0b4d6ab	500
6627 40642	0xb2969d3429e99e4846e5be4df47d74ba87069e0d	500
6480 40789	0x202f5492d81ebfd07998e95ac74ca0de811663fd	500
5109 42160	0xe10a232f587b44e81425a83cbef2997e7457501f	500
How do I move up the leaderboard?
4810 42459	0x312e02d14b8d2bb593f681739dc0fe51ac84d23b	500
7195 40074	0x6b0b8e5880d1772d1bc13d318bb6821bcbae31f3	500
7098 40171	0xa55b65c1f4f4d6895374e9f13193d4f004f536f0	500
5162 42107	0xfdef61e8fb46d3c836c75a2a14be1f1af00e1291	500
5245 42024	0x643f5eeec98ce266c484fd1457744cfaa1ba5f9b	500
6442 40827	0x9aa4e6641fefd0764bfebdeda637e7782d7ed4dc	500
6751 40518	0x0fa2a3b8823766967ccce3265db9adc8f6fbb90d	500
7324 39945	0x7cea41844b4b90528708a69c722c6e6e67adf8d9	500
4472 42797	0xa94e0e247ee415adcce5d0f5630b735c70c9842a	500
6688 40581	0x7181fa3d8e1620efa2d7a98646280ad7c181cbb6	500
5532 41737	0x056b19b3908b12dae166101644b5307c2a70e2c6	500
5942 41327	0x0f574c3526e9b3d10bcfb71e3ce3359375873bdd	500
5027 42242	0xee9ae5bdc43ac8e0cb1168a99eb7fa1684043ae0	500
6307 40962	0x971ef8176d1b995eacf9811d4fc16b366f15484e	500
7117 40152	0x7801bf252acfa0143b2a928f9f48db30c3ca1e77	500
6288 40981	0x039274ed5c6a33fd1dc12a91d260a4f5096b133f	500
4493 42776	0xd4eddcef8643be102338e1d967d2516bd8904fef	500
6733 40536	0xf491687bc3d8fd1c910ed444da494cf66df40d56	500
7037 40232	0xe4326e3fbaf6e028e1496dddf964071b56d81797	500
6259 41010	0x4b09fae65705466ef0f646e158ff156c6229c197	500
6879 40390	0xc3788908cb8999c9b7c928c1d17dbe78736713f7	500
7558 39711	0x27c01ef62d559547ae7dbe4420f12190685ae959	500
4621 42648	0x2fb8f7fc5b95d67e9d4b9e785dc4587d55b3083f	500
5864 41405	0xb96f7ba0803c8ec655cbc965ce1aa2a6fb37ed6e	500
5455 41814	0x25c261e5e0bb6c3046b2afc76922b24ff06e718f	500
7595 39674	0xcd393dc930d976de3dc6b2dd28c19dc0d3877404	500
7205 40064	0xf2b889437f243396b29e829908b5d8ebe2e13048	500
7086 40183	0xb808bdbab1e479e8cda07fb327044753d4f4c3ce	500
7446 39823	0xbf49b8f00a6d9826907fa72f8edbcbcc0eede1cc	500
5663 41606	0x3cbfdc86b5ad587577b7eb6885de531d2bd0e9b5	500
7537 39732	0x10dbfcfd43b1c9bcca0b5d0d895e528965f1a09b	500
6311 40958	0x6234fa23db2d02beb16e2e27f68979171a25ccc7	500
4440 42829	0xb3b7d3f5ec0fd3ded5409f4a3454507f98e7bee0	500
4360 42909	0xb527a981e1d415af696936b3174f2d7ac8d11369	500
6266 41003	0x7e936e45dba4f226ba58f27ae9fd35db7bbebc08	500
6456 40813	0x1da259de22a6ce4effe6e0d860c166c7064a0289	500
6404 40865	0x0412ed8438b5fae246606909ef8ba365f9103783	500
5996 41273	0xbe155b2915de2c09594222a6e22d07e207e52cc1	500
5715 41554	0x047d01a584547c0c64da76aa37a2461dec11a5de	500
7378 39891	0x383f5b7f94a9574df930611967464bcb53a5afc7	500
How do I move up the leaderboard?
7507 39762	0xbce335a9cbaa9876652957fedada86d77de5c3d6	500
5110 42159	0x0a67584e178192fe61756f8633f3c5eb264aff7c	500
7560 39709	0x8ab45d53df636b70b09cecd6e09c4c152cb133d6	500
5376 41893	0xecc4ce0c774a97bd23086c96206f33414d650106	500
4829 42440	0x041c014b275fcd76466dccbc6f1ac17e351897eb	500
6197 41072	0xb0f094c9e85a0ee7b89214a3a67efbc131022cc0	500
4580 42689	0x0cdc67a39d4f0951f414cb508801e54e019d5171	500
7658 39611	0x636f33aa381a7022dbb7206908b2b66c78960fa0	500
6696 40573	0x767b1615206bc4507005696220d7efacd29a31d6	500
7009 40260	0x08fb8805166bb9f009ec4c4ec837bcc6a084424c	500
4799 42470	0xbec6e4ac010114e515483060fda81cf9088040ff	500
5558 41711	0x2b5d13d0b275e91f428248370e02e3800f908324	500
5082 42187	0xa3d3a7d0ce80173e99af14ca3a004c789df64323	500
4930 42339	0x10c2b2623c54d4a03f3f59fcbd98bd16ff3742b1	500
4967 42302	0x3b90bbdad3286f09fffab7be4f1dcc724bd5db6f	500
6727 40542	0x234c38870ddbf92231df6bda0e73cde5f9837b9b	500
5356 41913	0x2932516d9564cb799dda2c16559cad5b8357a0d6	500
7113 40156	0xa0b6253d7787ae282749b71fd4ef5d5c9d8a9e87	500
5728 41541	0x3961927081e0ff240c9f6550af7eb676f0612bc2	500
6093 41176	0x0a9c593ed710c6a6928fd03e9620f1fe40bae40c	500

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Earn

Multiply

Borrow

Swap & Bridge

Earn 13.91% on your WSTETH

Earn 11.50% on your DAI

Earn 8.93% on your USDC

Get up to 4.33x on your ETH

Get up to 3.70x on your WBTC

Borrow up to >1000% LTV

Borrow against DAI from 0.09% a year

Earn rewards while borrowing

Swap on Summer.fi

Bridge on Summer.fi

Aave

Ajna

Sky

Morpho

Spark

Borrow

Multiply

Earn

Amplify stETH up to 9.99x

Borrow

Multiply

Earn

Amplify sDAI up to 35x.

Borrow

Multiply

Earn

Access the DSR

Upgrade

Earn SKY with your USDS

Borrow

Multiply

Earn

WSTETH/USDC Borrow

Borrow

Multiply

Earn

Amplify wstETH up to 9.99x.

ETH

WSTETH

RETH

CBETH

DAI

USDC

WBTC

SDAI

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Earn

Multiply

Borrow

Multiply

Borrow

Earn

Multiply

Borrow

Leaderboard

Rank

User

Rays

Summer portfolio

How do I move up the leaderboard?

How do I move up the leaderboard?

About